Education
About Us
Working with TipRanks
Follow Us
AFLAC Incorporated (AFL)
NYSE:AFL
AFL Stock Chart & Stats
$113.20
$0.44(0.43%)
At close: 4:00 PM EST
$113.20
$0.44(0.43%)
Day’s Range― - ―
52-Week Range$96.95 - $119.32
Previous CloseN/A
Volume376.85K
Average Volume (3M)2.11M
Market Cap
$61.40B
Enterprise Value$61.50B
Total Cash (Recent Filing)$76.42B
Total Debt (Recent Filing)$8.77B
Price to Earnings (P/E)17.2
Beta0.40
Next Earnings
Apr 29, 2026EPS Estimate
1.82Next Dividend Ex-DateN/A
Dividend Yield2.1%
Share Statistics
EPS (TTM)2.64
Shares Outstanding524,113,900
10 Day Avg. Volume2,557,637
30 Day Avg. Volume2,110,391
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)2.21
Price to Sales (P/S)3.02
P/FCF Ratio21.32
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue3.42
Enterprise Value/Gross Profit9.76
Enterprise Value/Ebitda10.59
Forecast
1Y Price Target
$111.13Price Target Upside-1.83% Downside
Rating ConsensusHold
Number of Analyst Covering9
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Defensive Business ProfileA protection-oriented business model with limited sensitivity to macroeconomic swings supports steadier cash flows and may attract risk-averse investors.
Excess Capital And Shareholder ReturnsA large excess capital position, including reported redundant reserves above $40 billion, provides flexibility for share buybacks, dividend increases, or reinsurance moves that could enhance shareholder returns.
Fee-based Business MomentumMomentum in fee-based businesses such as annuities and asset management is likely to boost fee revenue and support more stable earnings.
Bears Say
Credit Quality RisksDeterioration in high-grade corporate credit could reduce investment income and generate mark-to-market losses that pressure insurer results.
Operational And Integration ExecutionSystems issues in acquired businesses and challenges attracting sales talent increase execution risk, potentially raising costs and disrupting distribution in the US dental unit.
Top-line Growth ConstraintsWeak or modest revenue growth in key markets like Japan and the US may cap long-term earnings per share growth and leave the stock vulnerable to valuation re-rating.
AFLAC News
AFL FAQ
What was AFLAC Incorporated’s price range in the past 12 months?
AFLAC Incorporated lowest stock price was $96.95 and its highest was $119.32 in the past 12 months.
What is AFLAC Incorporated’s market cap?
AFLAC Incorporated’s market cap is $61.40B.
When is AFLAC Incorporated’s upcoming earnings report date?
AFLAC Incorporated’s upcoming earnings report date is Apr 29, 2026 which is in 78 days.
How were AFLAC Incorporated’s earnings last quarter?
AFLAC Incorporated released its earnings results on Feb 04, 2026. The company reported $1.57 earnings per share for the quarter, missing the consensus estimate of $1.693 by -$0.123.
Is AFLAC Incorporated overvalued?
According to Wall Street analysts AFLAC Incorporated’s price is currently Overvalued.
Does AFLAC Incorporated pay dividends?
AFLAC Incorporated pays a Quarterly dividend of $0.61 which represents an annual dividend yield of 2.1%. See more information on AFLAC Incorporated dividends here
What is AFLAC Incorporated’s EPS estimate?
AFLAC Incorporated’s EPS estimate is 1.82.
How many shares outstanding does AFLAC Incorporated have?
AFLAC Incorporated has 524,113,900 shares outstanding.
What happened to AFLAC Incorporated’s price movement after its last earnings report?
AFLAC Incorporated reported an EPS of $1.57 in its last earnings report, missing expectations of $1.693. Following the earnings report the stock price went up 3.388%.
Which hedge fund is a major shareholder of AFLAC Incorporated?
Currently, no hedge funds are holding shares in AFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AFLAC Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$111.13 (-1.83% Downside)
$111.13 (-1.83% Downside)
Blogger Sentiment
Bullish
AFL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 30.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.3%
Last 30 Days ▼ 2.6%
Last 30 Days ▼ 2.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.68%
12-Months-Change
Fundamentals
Return on Equity
15.33%
Trailing 12-Months
Asset Growth
-0.79%
Trailing 12-Months
Company Description
AFLAC Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.
AFL Company Deck
AFL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a balanced picture: notable commercial successes (strong Japan product sales, robust U.S. group and channel growth), excellent capital returns and solid liquidity/capital ratios, offset by near-term headwinds including declines in underlying Japan earned premiums, rising U.S. benefit ratios/claims pressure, modest investment income declines and some corporate losses/loan charge-offs. Management reiterated guidance ranges and emphasized strong capital flexibility and strategic investments to scale new businesses. Given the combination of meaningful operational strengths and material short-term pressures, the tone is cautious but stable.View all AFL earnings summariesAFL Revenue Breakdown
51.03% Aflac Japan
35.61% Aflac U.S.
5.32% Corporate and other
6.72% Net investment
0.14% Amortized hedge costs
-0.60% Amortized hedge income
1.79% Net interest (income) expense from derivatives associated with certain investment strategies
AFL Stock 12 Month Forecast
Average Price Target
$111.13
▼(-1.83% Downside)
Technical Analysis
Ownership Overview
0.63% Insiders
12.44% Mutual Funds
0.47% Other Institutional Investors
65.47% Public Companies and Individual Investors