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AFLAC Incorporated (AFL)
NYSE:AFL
AFL Stock Chart & Stats
$112.48
$0.44(0.43%)
At close: 4:00 PM EST
$112.48
$0.44(0.43%)
Day’s Range― - ―
52-Week Range$96.95 - $119.32
Previous CloseN/A
Volume376.85K
Average Volume (3M)2.29M
Market Cap
$58.06B
Enterprise Value$61.25B
Total Cash (Recent Filing)$6.25B
Total Debt (Recent Filing)$8.41B
Price to Earnings (P/E)10.6
Beta0.41
Next Earnings
Apr 29, 2026EPS Estimate
1.82Next Dividend Ex-DateN/A
Dividend Yield2.1%
Share Statistics
EPS (TTM)2.64
Shares Outstanding516,369,450
10 Day Avg. Volume2,211,085
30 Day Avg. Volume2,287,696
Financial Highlights & Ratios
PEG Ratio-0.55
Price to Book (P/B)1.98
Price to Sales (P/S)3.35
P/FCF Ratio22.88
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue3.53
Enterprise Value/Gross Profit9.13
Enterprise Value/Ebitda11.09
Forecast
1Y Price Target
$112.86Price Target Upside0.34% Upside
Rating ConsensusHold
Number of Analyst Covering9
EPS Forecast (FY)7.35
Revenue Forecast (FY)$17.04B
Bulls Say, Bears Say
Bulls Say
Capital StrengthAnalyst highlights a large excess capital position that gives flexibility to pursue share buybacks and increase dividends, supporting shareholder returns.
Fee-based Business MomentumAnalyst expects momentum in fee-based businesses such as annuities and asset management, with improving margins in interest-sensitive and protection products that could lift overall earnings.
Valuation OpportunityAnalyst notes depressed valuations and downbeat investor sentiment create an attractive risk-reward opportunity for life insurance stocks.
Bears Say
Execution And Integration RiskAnalyst flags execution risk from systems issues in the acquired US Dental business and difficulties attracting and retaining sales talent, which could impede integration and growth initiatives.
Investment Credit ExposureAnalyst identifies deterioration in high-grade corporate credit as a key risk that could weaken the investment portfolio and pressure reported results.
Top-line Growth PressuresAnalyst cautions that revenue growth is weak, with negative trends in Japan and only modest growth in the US driven by demographic and competitive pressures, which could cap long-term earnings growth.
AFLAC News
AFL FAQ
What was AFLAC Incorporated’s price range in the past 12 months?
AFLAC Incorporated lowest stock price was $96.95 and its highest was $119.32 in the past 12 months.
What is AFLAC Incorporated’s market cap?
AFLAC Incorporated’s market cap is $58.06B.
When is AFLAC Incorporated’s upcoming earnings report date?
AFLAC Incorporated’s upcoming earnings report date is Apr 29, 2026 which is in 54 days.
How were AFLAC Incorporated’s earnings last quarter?
AFLAC Incorporated released its earnings results on Feb 04, 2026. The company reported $1.57 earnings per share for the quarter, missing the consensus estimate of $1.693 by -$0.123.
Is AFLAC Incorporated overvalued?
According to Wall Street analysts AFLAC Incorporated’s price is currently Undervalued.
Does AFLAC Incorporated pay dividends?
AFLAC Incorporated pays a Quarterly dividend of $0.61 which represents an annual dividend yield of 2.1%. See more information on AFLAC Incorporated dividends here
What is AFLAC Incorporated’s EPS estimate?
AFLAC Incorporated’s EPS estimate is 1.82.
How many shares outstanding does AFLAC Incorporated have?
AFLAC Incorporated has 516,369,450 shares outstanding.
What happened to AFLAC Incorporated’s price movement after its last earnings report?
AFLAC Incorporated reported an EPS of $1.57 in its last earnings report, missing expectations of $1.693. Following the earnings report the stock price went up 3.389%.
Which hedge fund is a major shareholder of AFLAC Incorporated?
Currently, no hedge funds are holding shares in AFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AFLAC Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$112.86 (0.34% Upside)
$112.86 (0.34% Upside)
Blogger Sentiment
Bullish
AFL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 3.9%
Last 30 Days ▲ 3.9%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.80%
12-Months-Change
Fundamentals
Return on Equity
13.12%
Trailing 12-Months
Asset Growth
-0.93%
Trailing 12-Months
Company Description
AFLAC Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.
AFL Company Deck
AFL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a balanced picture: notable commercial successes (strong Japan product sales, robust U.S. group and channel growth), excellent capital returns and solid liquidity/capital ratios, offset by near-term headwinds including declines in underlying Japan earned premiums, rising U.S. benefit ratios/claims pressure, modest investment income declines and some corporate losses/loan charge-offs. Management reiterated guidance ranges and emphasized strong capital flexibility and strategic investments to scale new businesses. Given the combination of meaningful operational strengths and material short-term pressures, the tone is cautious but stable.View all AFL earnings summariesAFL Revenue Breakdown
51.03% Aflac Japan
35.61% Aflac U.S.
5.32% Corporate and other
6.72% Net investment
0.14% Amortized hedge costs
-0.60% Amortized hedge income
1.79% Net interest (income) expense from derivatives associated with certain investment strategies
AFL Stock 12 Month Forecast
Average Price Target
$112.86
▲(0.34% Upside)
Technical Analysis
Ownership Overview
0.68% Insiders
12.40% Mutual Funds
17.08% Other Institutional Investors
46.93% Public Companies and Individual Investors