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AFLAC (AFL)
NYSE:AFL
Earnings Data
Report Date
Apr 30, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.68Last Year’s EPS
1.66Same Quarter Last Year
Based on 12 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 05, 2025
|% Change Since: 2.77%
|Next Earnings Date:Apr 30, 2025
Earnings Call Sentiment|Positive
The earnings call reflected a strong overall performance with significant earnings growth and capital returns to shareholders. However, challenges were noted in the US sales, particularly in the dental segment, and in Japan's net earned premiums. The commercial real estate market also posed difficulties.Company Guidance
During the Aflac Incorporated Fourth Quarter 2024 Earnings Conference Call, the company provided detailed guidance and metrics for both its Japan and U.S. segments. Aflac reported a 23.8% increase in net earnings per diluted share to $9.63 and a 15.7% increase in adjusted earnings per diluted share to $7.21. The Japan segment, which represented more than 70% of pretax adjusted earnings, experienced a 15.5% rise in pretax adjusted earnings and a record pretax profit margin of 36%. The U.S. segment saw a 2.7% increase in net earned premiums with a pretax profit margin of 21.1%. The company repurchased over 30 million shares, totaling $2.8 billion in capital deployment, and maintained a 42-year streak of dividend growth, delivering $3.9 billion back to shareholders in 2024. For 2025, Aflac anticipates Japan's pretax profit margin to be at the lower end of the 30-33% range, while in the U.S., it expects a benefit ratio at the lower end of the 48-52% range and an expense ratio at the upper end of the 36-39% range.Strong Earnings Growth
Aflac Incorporated delivered strong earnings with net earnings per diluted share up 23.8% to $9.63 and adjusted earnings per diluted share up 15.7% to $7.21.
Aflac Japan's Performance
Aflac Japan represented more than 70% of pretax adjusted earnings and achieved a 15.5% increase in pretax adjusted earnings with a record 36% pretax profit margin.
Capital Deployment and Shareholder Returns
Aflac repurchased $2.8 billion worth of shares and delivered $3.9 billion back to shareholders in 2024, marking 42 consecutive years of dividend growth.
Improved Premium Persistency in the US
Aflac US achieved a 70 basis point improvement in premium persistency to 79.3%.
Strong Capital Position
Strong capital ratios with an SMR above 1150%, ESR above 270%, and combined RBC estimated to be greater than 650%.
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AFL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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AFL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 05, 2025 | $106.69 | $102.51 | -3.92% |
| Oct 30, 2024 | $108.98 | $103.74 | -4.81% |
| Jul 31, 2024 | $93.97 | $100.15 | +6.58% |
| May 01, 2024 | $82.85 | $82.33 | -0.63% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does AFLAC (AFL) report earnings?
AFLAC (AFL) is schdueled to report earning on Apr 30, 2025, TBA Not Confirmed.
What is AFLAC (AFL) earnings time?
AFLAC (AFL) earnings time is at Apr 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AFL EPS forecast?
AFL EPS forecast for the fiscal quarter 2025 (Q1) is 1.68.
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