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AFLAC (AFL)
NYSE:AFL
Earnings Data
Report Date
Feb 04, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.7Last Year’s EPS
1.56Same Quarter Last Year
Based on 10 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a largely positive outlook with strong financial performance in both the U.S. and Japan segments, robust capital deployment, and significant sales growth in Japan's cancer insurance sector. However, challenges remain in the U.S., particularly with the shift away from individual products and expense management issues.Company Guidance
Strong Earnings Per Share
Aflac reported net earnings per diluted share of $3.08 and adjusted earnings per diluted share of $2.49 for Q3 2025, a 15.3% increase year-over-year.
Significant Growth in Japan
Aflac Japan experienced an 11.8% year-over-year sales increase, with a 42% increase in cancer insurance sales driven by the Miraito product.
Capital Deployment
Aflac deployed a record $1 billion in capital to repurchase 9.3 million shares and paid dividends of $309 million, returning $1.3 billion to shareholders in Q3 2025.
Strong Performance in U.S. Buy-to-Build Initiatives
The U.S. segment saw $390 million in new sales with a 2.8% year-over-year increase and maintained a strong premium persistency of 79%.
Milestone Achievements
2025 marks Aflac's 70th anniversary, 43 consecutive years of dividend increases, and significant anniversaries for the Aflac Cancer and Blood Disorders Center and the Aflac Duck.
AFL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AFL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 04, 2025 | $108.81 | $111.24 | +2.23% |
Aug 05, 2025 | $98.38 | $101.75 | +3.43% |
Apr 30, 2025 | $107.50 | $102.39 | -4.75% |
Feb 05, 2025 | $105.53 | $101.39 | -3.92% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does AFLAC (AFL) report earnings?
AFLAC (AFL) is schdueled to report earning on Feb 04, 2026, After Close (Confirmed).
What is AFLAC (AFL) earnings time?
AFLAC (AFL) earnings time is at Feb 04, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AFL EPS forecast?
AFL EPS forecast for the fiscal quarter 2025 (Q4) is 1.7.