Education
About Us
Working with TipRanks
Follow Us
AFLAC (AFL)
NYSE:AFL
Earnings Data
Report Date
Nov 04, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.75Last Year’s EPS
2.16Same Quarter Last Year
Based on 14 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call revealed strong performance in sales, particularly in Japan, and significant returns to shareholders. However, there were challenges with declining net earned premiums and increased expenses in Japan, as well as decreased investment income in both Japan and the U.S. The positive aspects, particularly in sales growth and capital returns, slightly outweigh the negatives.Company Guidance -
Q3 2025
Strong Performance in Japan
Aflac Japan reported a 23.2% year-over-year sales increase, with a notable 53% increase in cancer insurance sales driven by the new Miraito product. Sales growth was positive across all distribution channels.
U.S. Sales and Persistency
Aflac U.S. generated $340 million in new sales, a 2.7% year-over-year increase, with a strong premium persistency of 79.2% and net earned premium growth of 3.4%.
Capital Deployment and Shareholder Returns
Aflac deployed $829 million in capital to repurchase 7.9 million shares and paid dividends of $312 million, totaling $1.1 billion returned to shareholders in the second quarter. The company also celebrated its 42nd consecutive year of dividend growth.
High Return on Equity
The adjusted return on equity was 13.7%, and 16.4% excluding foreign currency remeasurement, indicating a strong spread to the cost of capital.
AFL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AFL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 05, 2025 | $98.38 | $101.75 | +3.43% |
Apr 30, 2025 | $107.50 | $102.39 | -4.75% |
Feb 05, 2025 | $105.53 | $101.39 | -3.92% |
Oct 30, 2024 | $107.80 | $102.61 | -4.81% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does AFLAC (AFL) report earnings?
AFLAC (AFL) is schdueled to report earning on Nov 04, 2025, After Close (Confirmed).
What is AFLAC (AFL) earnings time?
AFLAC (AFL) earnings time is at Nov 04, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AFL EPS forecast?
AFL EPS forecast for the fiscal quarter 2025 (Q3) is 1.75.