Priority Technology Holdings Inc (PRTH)
NASDAQ:PRTH
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Priority Technology Holdings
(NASDAQ:PRTH)
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Rating:58Neutral
Price Target:
$5.00
▲(0.20% Upside)
Action:ReiteratedDate:04/01/26
The score is held back primarily by balance-sheet risk (negative equity) and weak technical momentum (below key moving averages with negative MACD). These are partially offset by improving operating performance and cash generation, constructive 2026 guidance, and a low P/E valuation.
Positive Factors
Free cash flow strength
Consistent, positive free cash flow and double-digit FCF growth provide a durable funding source for investments, acquisitions and debt reduction. Over the next 2–6 months solid cash generation supports execution of guidance, funds technology spending and reduces short-term refinancing risk.
Negative Factors
Negative shareholders' equity
A persistent equity deficit materially limits financial flexibility and raises structural risk. Negative equity can constrain access to capital, complicate covenant negotiations and reduce tolerance for shocks, making deleveraging and durable capital structure repair a multiyear task.
Read all positive and negative factors
Positive Factors
Negative Factors
Free cash flow strength
Consistent, positive free cash flow and double-digit FCF growth provide a durable funding source for investments, acquisitions and debt reduction. Over the next 2–6 months solid cash generation supports execution of guidance, funds technology spending and reduces short-term refinancing risk.
Read all positive factors
Priority Technology Holdings (PRTH) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$410.60M
Dividend YieldN/A
Average Volume (3M)282.27K
Price to Earnings (P/E)7.8
Beta (1Y)1.61
Revenue Growth9.51%
EPS GrowthN/A
CountryUS
Employees1,005
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.27
Shares Outstanding82,285,360
10 Day Avg. Volume191,413
30 Day Avg. Volume282,266
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)-4.33
Price to Sales (P/S)0.46
P/FCF Ratio5.79
Enterprise Value/Market Cap3.36
Enterprise Value/Revenue1.45
Enterprise Value/Gross Profit6.77
Enterprise Value/Ebitda6.75
Forecast
1Y Price Target
$9.80Price Target Upside96.39% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)0.95
Revenue Forecast (FY)$1.03B
Priority Technology Holdings Business Overview & Revenue Model
Company Description
Priority Technology Holdings, Inc. operates as a payment technology company in the United States. It operates through three segments: Small and Medium-Sized Businesses (SMB) Payments, Business-To-Business Payments, and Enterprise Payments. The com...
How the Company Makes Money
PRTH primarily makes money by enabling merchants to accept and manage electronic payments and by monetizing software and value-added services tied to those payment flows. Key revenue streams typically include: (1) Payment processing and merchant s...
Priority Technology Holdings Earnings Call Summary
Earnings Call Date:Mar 10, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:May 13, 2026
Earnings Call Sentiment Positive
The call presented a predominantly positive operational and financial picture: solid full-year and Q4 revenue growth, strong margin expansion, doubled adjusted EPS, meaningful customer and transaction growth, robust cash generation, and remediation of a prior material weakness. These positives are balanced by notable near-term headwinds — slower organic growth in core Merchant Solutions verticals, pressure from lower interest rates, higher operating expenses as the company invests in sales and tech talent, continued non-profitable scaling of early-stage ventures, and an elevated absolute debt level. Management provided conservative but constructive 2026 guidance that assumes these headwinds while still delivering growth and improved adjusted EBITDA, indicating confidence in execution and deleveraging over time.Positive Updates
Full Year Revenue and Profit Growth
Net revenue grew ~8.3% year-over-year for fiscal 2025; adjusted gross profit increased 14% and adjusted EBITDA increased 10% for the year, demonstrating broad-based operational improvement.
Negative Updates
Slower Organic Growth in Core Merchant Portfolio
Core Merchant Solutions organic growth slowed in the second half of the year with specific pullbacks in restaurants, construction and certain retail trade markets (home furnishings, building materials); Q4 organic growth in Merchant Solutions was ~3% and organic gross profit was flat excluding acquisitions.
Read all updates
Q4-2025 Updates
Positive
Negative
Full Year Revenue and Profit Growth
Net revenue grew ~8.3% year-over-year for fiscal 2025; adjusted gross profit increased 14% and adjusted EBITDA increased 10% for the year, demonstrating broad-based operational improvement.
Read all positive updates
Company Guidance
Priority guided fiscal 2026 to 6%–9% top-line growth to $1.01B–$1.04B (inclusive of ~4%–7% organic growth) with adjusted gross profit of $405M–$425M and gross margin expansion of 75–100 bps versus FY2025, and adjusted EBITDA of $230M–$245M. By segment, Merchant Solutions is expected to grow 6%–8% (≈3%–4% organic), Payables organic growth is forecast at 8%–10%, and Treasury Solutions is expected to deliver low double‑digit growth; the company expects roughly $10M of intercompany eliminations at the consolidated level. The outlook reflects assumed lower interest rates, a challenging macro/consumer environment, and ongoing investments in Priority Tech Ventures, with disciplined tech spending (CapEx targeted at ~10% of EBITDA).Priority Technology Holdings Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
32
Negative
Cash Flow
60
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 953.01M | 879.70M | 755.61M | 663.64M | 514.90M |
| Gross Profit | 203.72M | 328.08M | 275.31M | 226.89M | 155.02M |
| EBITDA | 204.43M | 184.27M | 151.66M | 127.44M | 82.31M |
| Net Income | 55.68M | 24.02M | -1.31M | -2.15M | 1.39M |
Balance Sheet | |||||
| Total Assets | 2.40B | 1.83B | 1.62B | 1.37B | 1.35B |
| Cash, Cash Equivalents and Short-Term Investments | 77.19M | 58.60M | 39.60M | 18.45M | 20.30M |
| Total Debt | 1.05B | 930.39M | 638.68M | 605.13M | 610.30M |
| Total Liabilities | 2.49B | 1.99B | 1.50B | 1.24B | 1.21B |
| Stockholders Equity | -100.42M | -166.84M | 110.89M | 131.54M | 145.92M |
Cash Flow | |||||
| Free Cash Flow | 75.08M | 63.92M | 60.00M | 51.64M | -342.00K |
| Operating Cash Flow | 100.00M | 85.61M | 81.26M | 70.52M | 9.38M |
| Investing Cash Flow | -174.04M | -35.55M | -55.75M | -36.50M | -451.03M |
| Financing Cash Flow | 426.17M | 147.58M | 210.10M | 8.50M | 871.63M |
Priority Technology Holdings Technical Analysis
Negative
4.99
Price Trends
5.33
Negative
5.49
Negative
6.44
Negative
Market Momentum
-0.17
Negative
42.20
Neutral
59.06
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PRTH, the sentiment is Negative. The current price of 4.99 is above the 20-day moving average (MA) of 4.91, below the 50-day MA of 5.33, and below the 200-day MA of 6.44, indicating a bearish trend. The MACD of -0.17 indicates Negative momentum. The RSI at 42.20 is Neutral, neither overbought nor oversold. The STOCH value of 59.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PRTH.
Priority Technology Holdings Risk Analysis
Priority Technology Holdings disclosed 32 risk factors in its most recent earnings report. Priority Technology Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Priority Technology Holdings Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
62 Neutral | $561.83M | ― | -3.39% | ― | 7.42% | 34.42% | |
62 Neutral | $469.84M | 5.07 | -522.60% | ― | -0.44% | -7.23% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
58 Neutral | $410.60M | 7.81 | -43.23% | ― | 9.51% | ― | |
51 Neutral | $237.88M | -1.22 | -17.60% | ― | -0.58% | -57.43% | |
50 Neutral | $244.51M | -9.10 | -0.48% | ― | 4.02% | 34.45% | |
46 Neutral | $105.00M | -5.25 | -84.96% | ― | 11.89% | 34.27% |
* Technology Sector Average
PRTH
Priority Technology Holdings
4.99
-2.06
-29.22%
BAND
Bandwidth
18.06
5.06
38.92%
RPAY
Repay Holdings
2.72
-2.63
-49.16%
DAVA
Endava
4.35
-15.33
-77.90%
REKR
Rekor Systems
0.77
-0.02
-2.78%
CCSI
Consensus Cloud Solutions
24.90
4.10
19.71%
Priority Technology Holdings Corporate Events
Business Operations and StrategyFinancial DisclosuresM&A Transactions
Priority Technology Posts Strong Q4 2025 Results, Issues 2026 Outlook
Positive
Mar 10, 2026
Priority Technology Holdings reported its fourth-quarter and full-year 2025 results on March 10, 2026, highlighting broad-based growth across its business segments. Quarterly revenue rose 8.8% year over year to $247.1 million, with adjusted gross ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.