Want to see PRK full AI Analyst Report?
PRK Stock Chart & Stats
$175.33
-$0.03(-0.01%)
At close: 4:00 PM EST
$175.33
-$0.03(-0.01%)
Day’s Range― - ―
52-Week Range$149.06 - $182.34
Previous CloseN/A
Volume10.41K
Average Volume (3M)91.33K
Market Cap
$3.37B
Enterprise Value$3.15B
Total Cash (Recent Filing)$152.34M
Total Debt (Recent Filing)$169.05M
Price to Earnings (P/E)17.0
Beta0.78
Next Earnings
Jul 27, 2026EPS Estimate
2.93Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)10.97
Shares Outstanding18,096,088
10 Day Avg. Volume106,093
30 Day Avg. Volume91,334
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.81
Price to Sales (P/S)3.68
P/FCF Ratio12.75
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue4.54
Enterprise Value/Gross Profit5.50
Enterprise Value/Ebitda13.54
Forecast
1Y Price Target
$189.00Price Target Upside7.80% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)12.43
Revenue Forecast (FY)$673.94M
Bulls Say, Bears Say
Bulls Say
Scale & Deposit MixThe acquisition lifts Park to ~$13B of assets and increases non‑interest bearing deposits, strengthening low‑cost funding and scale. Durable benefits include lower funding expense, more capacity to lend and cross‑sell, and greater resilience to rate cycles over the medium term.
High ProfitabilityConsistently above‑peer profitability (strong ROA/ROTCE and ~25.8% net margin) supports internal capital generation, dividend policy and reinvestment. Sustained high margins signal competitive pricing, efficient operations, and the ability to weather industry cycles over multiple quarters.
Conservative Leverage & CapitalMaterial deleveraging and a larger equity base improve capital cushions and regulatory flexibility. Lower debt‑to‑equity reduces funding and solvency risk, enabling measured lending growth, M&A optionality and holding capital through stress without destabilizing core operations.
Bears Say
Merger Costs & Accounting UncertaintySignificant one‑time merger expenses and provisional valuation marks create earnings drag and accounting uncertainty during the measurement period. Persistent integration costs and potential post‑close adjustments can depress reported results and complicate capital planning for several quarters.
Rising Loan Loss AllowanceA material increase in loan loss reserves after the deal signals higher credit exposure or conservative provisioning for the acquired portfolio. This reduces near‑term earnings, consumes capital and indicates potential asset quality pressure that could persist as portfolios are integrated.
Margin Pressure & Cash Flow VolatilityWhile revenue grew, margins have trended down from earlier peaks and free cash flow contracted in the TTM period. Variable operating cash conversion undermines predictability for dividends, buybacks and reinvestment, and sustained margin pressure would erode long‑term earnings power.
Park National News
PRK FAQ
What was Park National’s price range in the past 12 months?
Park National lowest stock price was $149.06 and its highest was $182.34 in the past 12 months.
What is Park National’s market cap?
Park National’s market cap is $3.37B.
When is Park National’s upcoming earnings report date?
Park National’s upcoming earnings report date is Jul 27, 2026 which is in 21 days.
How were Park National’s earnings last quarter?
Park National released its earnings results on Apr 17, 2026. The company reported $3.06 earnings per share for the quarter, beating the consensus estimate of $2.663 by $0.397.
Is Park National overvalued?
According to Wall Street analysts Park National’s price is currently Undervalued.
Does Park National pay dividends?
Park National pays a Notavailable dividend of $1.1 which represents an annual dividend yield of 2.96%. See more information on Park National dividends here
What is Park National’s EPS estimate?
Park National’s EPS estimate is 2.93.
How many shares outstanding does Park National have?
Park National has 18,096,088 shares outstanding.
What happened to Park National’s price movement after its last earnings report?
Park National reported an EPS of $3.06 in its last earnings report, beating expectations of $2.663. Following the earnings report the stock price went up 0.068%.
Which hedge fund is a major shareholder of Park National?
Currently, no hedge funds are holding shares in PRK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Park National Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$189.00 (7.80% Upside)
$189.00 (7.80% Upside)
Blogger Sentiment
Neutral
PRK Sentiment 50%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.4%
Last 30 Days ▲ 2.2%
Last 30 Days ▲ 2.2%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.44%
12-Months-Change
Fundamentals
Return on Equity
12.65%
Trailing 12-Months
Asset Growth
31.33%
Trailing 12-Months
Company Description
Park National
Park National Corporation serves as the holding company for Park National Bank, delivering diverse commercial banking and trust services, largely targeting communities within small and medium-sized population centers. For its individual clientele, the bank offers a variety of deposit accounts, such as checking, savings, and time deposits. It also provides wealth management and trust administration, cash management, secure safe deposit facilities, electronic funds transfer services, and advanced digital banking features, including online and mobile platforms with bill payment options, along with credit cards and numerous other personal banking conveniences. Additionally, the corporation extends commercial loans tailored for various business requirements, encompassing funding for industrial and commercial real estate, equipment purchases, inventory and accounts receivable financing, corporate acquisitions, and commercial leasing. Lending to consumer finance companies is also part of its portfolio. Its suite of services further includes commercial real estate loans, which provide mortgages for property developers and owners. A range of consumer lending products is also available, such as automobile loans and leases, general consumer finance, home equity lines of credit, and financing for residential real estate and construction projects, alongside installment loans. Beyond these, the company offers aircraft financing solutions and comprehensive asset management services. As of December 31, 2021, the company maintained a footprint of 96 financial service branches and 116 automated teller machines (ATMs) across 26 counties in Ohio, 1 county in Kentucky, 3 counties in North Carolina, and 4 counties in South Carolina. Established in 1908, the organization is headquartered in Newark, Ohio.
PRK Stock 12 Month Forecast
Average Price Target
$189.00
▲(7.80% Upside)
Technical Analysis
Bank Of Hawaii
―
Cvb Financial
―
Banc of California
―
Seacoast Banking Of Florida
―
FB Financial
―
Ownership Overview
1.59% Insiders
14.36% Mutual Funds
8.27% Other Institutional Investors
51.26% Public Companies and Individual Investors
Options Prices
Currently, No data available
---