Average LoansAverage loans fell by $126 million, which is a significant underperformance compared to the projected growth, raising concerns about overall lending activity.
Credit QualityCredit quality showed signs of deterioration as non-performing assets increased by $11 million, indicating potential issues in asset management.
Loan GrowthLoans on a period-end basis decreased by $109 million, contrasting sharply with expectations of a 12% growth, signaling challenges in loan growth performance.