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Banc of California Inc. (BANC)
NYSE:BANC
BANC Stock Chart & Stats
Day’s Range― - ―
52-Week Range$11.52 - $18.08
Previous CloseN/A
Volume382.06K
Average Volume (3M)2.00M
Market Cap
$2.61B
Enterprise Value$5.37B
Total Cash (Recent Filing)$2.47B
Total Debt (Recent Filing)$2.87B
Price to Earnings (P/E)25.7
Beta1.24
Next Earnings
Oct 28, 2025EPS Estimate
0.32Last Dividend Ex-Date
Sep 15, 2025Dividend Yield2.41%
Share Statistics
EPS (TTM)0.12
Shares Outstanding147,301,060
10 Day Avg. Volume2,203,589
30 Day Avg. Volume1,998,784
Financial Highlights & Ratios
PEG Ratio-0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.39
P/FCF Ratio40.48
Enterprise Value/Market Cap2.06
Enterprise Value/Revenue3.05
Enterprise Value/Gross Profit5.75
Enterprise Value/Ebitda17.15
Forecast
1Y Price Target
$18.17Price Target Upside10.52% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Financial PerformanceAn important stretch coming up for BANC as balance sheet moves are expected to drive improving EPS trends through 2026.
Net Interest IncomeNII growth is expected to accelerate with better loan and deposit mix contributing to the result.
Operating LeverageExpenses came in well below management's prior guidance, contributing to positive operating leverage.
Bears Say
Credit QualityThe transfer of $507MM construction and CRE loans to held-for-sale resulted in elevated NCOs and provisions, introducing some level of uncertainty.
Funding CostsFunding mix was the largest culprit for NII/NIM missing consensus estimates, due to a shift out of DDA and greater reliance on wholesale funding.
RevenueExpect shares to be weaker on revenue miss and credit noise.
Banc of California News
BANC FAQ
What was Banc of California Inc.’s price range in the past 12 months?
Banc of California Inc. lowest stock price was $11.52 and its highest was $18.08 in the past 12 months.
What is Banc of California Inc.’s market cap?
Banc of California Inc.’s market cap is $2.61B.
When is Banc of California Inc.’s upcoming earnings report date?
Banc of California Inc.’s upcoming earnings report date is Oct 28, 2025 which is in 40 days.
How were Banc of California Inc.’s earnings last quarter?
Banc of California Inc. released its earnings results on Jun 30, 2025. The company reported $0.12 earnings per share for the quarter, missing the consensus estimate of $0.262 by -$0.142.
Is Banc of California Inc. overvalued?
According to Wall Street analysts Banc of California Inc.’s price is currently Undervalued.
Does Banc of California Inc. pay dividends?
Banc of California Inc. pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.41%. See more information on Banc of California Inc. dividends here
What is Banc of California Inc.’s EPS estimate?
Banc of California Inc.’s EPS estimate is 0.32.
How many shares outstanding does Banc of California Inc. have?
Banc of California Inc. has 147,301,060 shares outstanding.
What happened to Banc of California Inc.’s price movement after its last earnings report?
Banc of California Inc. reported an EPS of $0.12 in its last earnings report, missing expectations of $0.262. Following the earnings report the stock price went up 1.934%.
Which hedge fund is a major shareholder of Banc of California Inc.?
Currently, no hedge funds are holding shares in BANC
Banc of California Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$18.17 (10.52% Upside)
$18.17 (10.52% Upside)
Blogger Sentiment
Bullish
BANC Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $93.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.6%
Last 30 Days ▲ 6.6%
Last 30 Days ▲ 6.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.38%
12-Months-Change
Fundamentals
Return on Equity
4.32%
Trailing 12-Months
Asset Growth
-2.82%
Trailing 12-Months
Company Description
Banc of California Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company offers deposit products, including checking, savings, money market, retirement, and interest-bearing and noninterest-bearing demand accounts, as well as certificate of deposits. It also provides various commercial and consumer loan products, such as commercial and industrial loans; commercial real estate and multifamily loans; construction loans; single family residential mortgage loans; warehouse and indirect/direct leveraged lending; home equity lines of credit; small business administration loans; and other consumer loans. In addition, the company offers automated bill payment, cash and treasury management, foreign exchange, card payment, remote and mobile deposit capture, automated clearing house origination, wire transfer, direct deposit, and internet banking services; and master demand accounts, interest rate swaps, and safe deposit boxes. Further, it invests in collateralized loan obligations, agency securities, municipal bonds, agency residential mortgage-backed securities, and corporate debt securities. As of December 31, 2020, the company operated 29 full-service branches in Southern California. The company was formerly known as First PacTrust Bancorp, Inc. and changed its name to Banc of California, Inc. in July 2013. Banc of California, Inc. was founded in 1941 and is headquartered in Santa Ana, California.
BANC Company Deck
BANC Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong growth in core profitability, robust loan production, and improved credit quality metrics. However, these positives were partially offset by the impact of loan sales on earnings and a significant noncash tax expense. The overall sentiment is that the company is on a strong growth trajectory, with challenges being managed effectively.View all BANC earnings summariesBANC Stock 12 Month Forecast
Average Price Target
$18.17
▲(10.52% Upside)
Technical Analysis
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Ownership Overview
5.26% Insiders
23.55% Mutual Funds
39.77% Other Institutional Investors
8.09% Public Companies and
Individual Investors