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Banc of California Inc. (BANC)
NYSE:BANC
BANC Stock Chart & Stats
Day’s Range― - ―
52-Week Range$11.52 - $18.08
Previous CloseN/A
Volume382.06K
Average Volume (3M)3.38M
Market Cap
$2.08B
Enterprise Value$5.39B
Total Cash (Recent Filing)$10.66M
Total Debt (Recent Filing)$110.00M
Price to Earnings (P/E)23.8
Beta1.42
Next Earnings
Apr 23, 2025EPS Estimate
0.23Last Dividend Ex-Date
Mar 14, 2025Dividend Yield3.25%
Share Statistics
EPS (TTM)0.52
Shares Outstanding158,815,400
10 Day Avg. Volume4,477,366
30 Day Avg. Volume3,383,348
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)2.33
Price to Cash Flow (P/CF)7.00
P/FCF Ratio2.70
Enterprise Value/Market Cap2.59
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.97
Enterprise Value/Ebitda28.12
Forecast
1Y Price Target
$17.78Price Target Upside40.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
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Banc of California News
PremiumCompany Announcements
Banc of California Appoints New Chief Accounting Officer
PremiumCompany Announcements
Banc of California Earnings Call Highlights Resilience and Growth---
Bulls Say, Bears Say
Bulls Say
Financial PerformanceManagement comments ease concerns on expenses and show confidence in NIM expansion, deposit mix improvements, and loan growth acceleration.
Growth OpportunitiesThe acquisition of PacWest Bancorp has added several specialty businesses to Banc of California's offerings, enhancing its growth profile.
Restructuring MilestoneA milestone quarter for BANC, as all major balance sheet restructuring items have been completed, with go-forward EPS now becoming more reliable.
Bears Say
Profitability ConcernsThe 4Q25 return on average tangible common equity estimate is below the company's target, reflecting below peer profitability.
Valuation ConcernsBanc of California shares are trading at a 34% discount, but this is considered appropriate given the below-peer return on tangible common equity outlook.
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Ownership Overview
2.94% Insiders
20.17% Mutual Funds
0.54% Other Institutional Investors
53.43% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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BANC FAQ
What was Banc of California Inc.’s price range in the past 12 months?
Banc of California Inc. lowest stock price was $11.52 and its highest was $18.08 in the past 12 months.
What is Banc of California Inc.’s market cap?
Banc of California Inc.’s market cap is $2.08B.
When is Banc of California Inc.’s upcoming earnings report date?
Banc of California Inc.’s upcoming earnings report date is Apr 23, 2025 which is in 8 days.
How were Banc of California Inc.’s earnings last quarter?
Banc of California Inc. released its earnings results on Jan 23, 2025. The company reported $0.28 earnings per share for the quarter, beating the consensus estimate of $0.233 by $0.047.
Is Banc of California Inc. overvalued?
According to Wall Street analysts Banc of California Inc.’s price is currently Undervalued.
Does Banc of California Inc. pay dividends?
Banc of California Inc. pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 3.25%. See more information on Banc of California Inc. dividends here
What is Banc of California Inc.’s EPS estimate?
Banc of California Inc.’s EPS estimate is 0.23.
How many shares outstanding does Banc of California Inc. have?
Banc of California Inc. has 158,815,400 shares outstanding.
What happened to Banc of California Inc.’s price movement after its last earnings report?
Banc of California Inc. reported an EPS of $0.28 in its last earnings report, beating expectations of $0.233. Following the earnings report the stock price went down -2.32%.
Which hedge fund is a major shareholder of Banc of California Inc.?
Currently, no hedge funds are holding shares in BANC
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Banc of California Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$17.78 (40.78% Upside)
$17.78 (40.78% Upside)
Blogger Sentiment
Bullish
BANC Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 194.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 6.8%
Last 30 Days ▼ 6.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-8.25%
12-Months-Change
Fundamentals
Return on Equity
3.68%
Trailing 12-Months
Asset Growth
-12.93%
Trailing 12-Months
Company Description
Banc of California Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company offers deposit products, including checking, savings, money market, retirement, and interest-bearing and noninterest-bearing demand accounts, as well as certificate of deposits. It also provides various commercial and consumer loan products, such as commercial and industrial loans; commercial real estate and multifamily loans; construction loans; single family residential mortgage loans; warehouse and indirect/direct leveraged lending; home equity lines of credit; small business administration loans; and other consumer loans. In addition, the company offers automated bill payment, cash and treasury management, foreign exchange, card payment, remote and mobile deposit capture, automated clearing house origination, wire transfer, direct deposit, and internet banking services; and master demand accounts, interest rate swaps, and safe deposit boxes. Further, it invests in collateralized loan obligations, agency securities, municipal bonds, agency residential mortgage-backed securities, and corporate debt securities. As of December 31, 2020, the company operated 29 full-service branches in Southern California. The company was formerly known as First PacTrust Bancorp, Inc. and changed its name to Banc of California, Inc. in July 2013. Banc of California, Inc. was founded in 1941 and is headquartered in Santa Ana, California.
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BANC Company Deck
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BANC Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong core profitability growth, expansion in net interest margin, and significant cost synergies post-merger. There were challenges due to an increase in nonaccrual loans and charge-offs in specific segments, but these were largely isolated incidents. The bank demonstrated resilience in the face of external challenges like the wildfires, with no significant impact on their financials.Read More>---
BANC Stock 12 Month Forecast
Average Price Target
$17.78
▲(40.78% Upside)
Technical Analysis
BankUnited
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First Financial Bancorp
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First Merchants
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Provident Financial Services
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Washington Federal
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Best Analysts Covering BANC
1 Year
1 Year Success Rate
8/17 ratings generated profit
1 Year Average Return
+12.41%
assigned a buy rating 3 months ago
Copying Matthew Clark's trades and holding each position for 1 Year would result in 47.06% of your transactions generating a profit, with an average return of +12.41% per trade.
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