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Banc of California Inc. (BANC)
NYSE:BANC
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.37Last Year’s EPS
0.28Same Quarter Last Year
Strong Buy
Based on 8 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment with strong growth in earnings per share, successful share repurchase activities, and improved deposit trends contributing to the positive outlook. However, there are some concerns with a decline in total loans and an increase in classified loan balances. Despite these lowlights, the overall financial health and performance improvements lead to a positive sentiment.Company Guidance
Strong Earnings Per Share Growth
Banc of California reported a 23% quarter-over-quarter growth in earnings per share, reaching $0.38, driven by positive operating leverage and net interest margin expansion.
Successful Share Repurchase Program
The company repurchased 2.2 million shares of common stock in Q3, totaling $185 million, which is more than half of the $300 million repurchase authorization.
Improved Core Deposit Trends
Noninterest-bearing deposits increased by 9% and now represent 28% of total deposits, allowing a reduction in broker deposits by 16% from the prior quarter.
Net Interest Margin Expansion
Net interest margin expanded to 3.22% driven by higher loan yields and lower deposit costs, with expectations for continued expansion.
Stable Credit Quality
Credit quality remained stable with criticized loans down 4% quarter-over-quarter and special mention loans down 24%.
BANC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BANC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Sep 30, 2025 | $16.55 | $16.61 | +0.36% |
Jun 30, 2025 | $13.96 | $14.23 | +1.93% |
Apr 23, 2025 | $13.56 | $13.29 | -1.99% |
Jan 23, 2025 | $15.74 | $15.38 | -2.29% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banc of California Inc. (BANC) report earnings?
Banc of California Inc. (BANC) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Banc of California Inc. (BANC) earnings time?
Banc of California Inc. (BANC) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BANC EPS forecast?
BANC EPS forecast for the fiscal quarter 2025 (Q4) is 0.37.