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Washington Federal (WAFD)
NASDAQ:WAFD
WAFD Stock Chart & Stats
$31.78
-$0.09(-0.28%)
At close: 4:00 PM EST
$31.78
-$0.09(-0.28%)
Day’s Range― - ―
52-Week Range$23.75 - $34.30
Previous CloseN/A
Volume181.32K
Average Volume (3M)506.91K
Market Cap
$2.39B
Enterprise Value$4.18B
Total Cash (Recent Filing)$3.98B
Total Debt (Recent Filing)$2.49B
Price to Earnings (P/E)9.6
Beta0.62
Next Earnings
Apr 09, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)0.79
Shares Outstanding75,863,335
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio1.92
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap1.75
Enterprise Value/Revenue3.01
Enterprise Value/Gross Profit5.70
Enterprise Value/Ebitda15.10
Forecast
1Y Price Target
$32.83Price Target Upside3.30% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.07
Revenue Forecast (FY)$783.50M
Bulls Say, Bears Say
Bulls Say
Cash Generation / FCF QualityStrong cash conversion (FCF ~91% of net income and healthy TTM operating cash flow) indicates durable internal funding for dividends, buybacks, reserves and loan growth. Consistent cash generation supports capital allocation and cushions earnings volatility over the medium term.
Improving Deposit Mix & LiquidityHigher core and noninterest-bearing deposits and a lower loan-to-deposit ratio materially strengthen funding stability. A stickier deposit base reduces dependence on wholesale funding, supports sustainable loan growth plans, and improves resilience to rate and liquidity shocks over months to years.
Regulatory Clearance And GovernanceWinning the CRA appeal and achieving a Satisfactory rating removes constraints on branching and strategic initiatives, lowering execution risk for expansion and M&A. Combined with recent board additions, this materially improves the bank's ability to deploy its strategy over the medium term.
Bears Say
Asset-quality DeteriorationA sharp rise in nonaccruals and higher NPAs signals meaningful credit migration that can persist across reporting periods. Elevated stressed loans force higher provisions, reduce interest income recognition, and can constrain capital deployment and loan origination capacity over the coming quarters.
Sustained Margin Pressure DriversNonaccrual reversals and accelerated MBS purchases are lowering reported NIM and could persist until credit stabilizes or funding improves. Structural pressure on margin compresses core earnings power and reduces the buffer for rising credit costs or slower revenue growth over multiple quarters.
Funding Reliance And Deposit HeadwindsIncreasing reliance on borrowed funds to finance investment purchases reflects deposit-gathering challenges. Higher borrowings increase funding cost sensitivity and liquidity risk, pressuring net interest income and balance sheet flexibility if core deposit growth does not re-accelerate.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $23.75 and its highest was $34.30 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.39B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Apr 09, 2026 which is in 34 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Jan 15, 2026. The company reported $0.79 earnings per share for the quarter, beating the consensus estimate of $0.755 by $0.035.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.27%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.75.
How many shares outstanding does Washington Federal have?
Washington Federal has 75,863,335 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.79 in its last earnings report, beating expectations of $0.755. Following the earnings report the stock price went down -3.973%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$32.83 (3.30% Upside)
$32.83 (3.30% Upside)
Blogger Sentiment
Bullish
WAFD Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Decreased
By 38.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
7.49%
Trailing 12-Months
Asset Growth
-5.10%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
WAFD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of solid operating and capital results alongside emerging credit and margin headwinds. Positive elements include strong EPS growth (40% YoY), active loan production ($1.1B) and a 28% increase in the lending pipeline, improved deposit composition (core deposits 79.7%) and a tighter efficiency ratio (55.3%). Offsetting these strengths are meaningful increases in nonaccrual loans and NPAs (nonaccruals +49%), higher delinquencies, a modest level of net charge-offs, near-term margin pressure from MBS purchases and nonaccrual reversals, and increased borrowings to fund the investment portfolio. Management emphasized capital adequacy, strategic shift to business banking (Build 2030), and confidence in loan pipeline conversion, but also acknowledged regulatory (CRA) limitations and deposit challenges. Overall, the positives and negatives are balanced — the company is executing strategic initiatives and returning capital while navigating elevated credit migration and margin pressure.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$32.83
▲(3.30% Upside)
Technical Analysis
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Ownership Overview
1.60% Insiders
30.51% Mutual Funds
14.23% Other Institutional Investors
20.77% Public Companies and
Individual Investors