Washington Federal (WAFD)
NASDAQ:WAFD
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WAFD Stock Chart & Stats
$35.24
-$0.09(-0.28%)
At close: 4:00 PM EST
$35.24
-$0.09(-0.28%)
Day’s Range― - ―
52-Week Range$26.31 - $36.02
Previous CloseN/A
Volume181.32K
Average Volume (3M)506.91K
Market Cap
$2.67B
Enterprise Value$5.12B
Total Cash (Recent Filing)$3.98B
Total Debt (Recent Filing)$2.49B
Price to Earnings (P/E)9.0
Beta0.67
Next Earnings
Jul 09, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)2.90
Shares Outstanding75,863,335
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio1.92
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap1.91
Enterprise Value/Revenue3.68
Enterprise Value/Gross Profit6.97
Enterprise Value/Ebitda18.47
Forecast
1Y Price Target
$37.00Price Target Upside4.99% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.09
Revenue Forecast (FY)$765.88M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent, high free cash flow (TTM FCF ~$226M, ~91% of net income) provides durable internal funding for dividends, buybacks, organic loan growth and capital buffers. Over the next 2–6 months this underpins strategic flexibility, reduces reliance on volatile wholesale funding and supports reinvestment.
Robust Loan Origination MomentumSustained origination momentum across C&I, construction and CRE (active originations $1.5B; active loans +12% Q/Q) strengthens recurring interest income and loan mix toward higher-yield commercial assets. This durable pipeline supports medium-term NII growth and scale economics if underwriting discipline and credit quality hold.
Solid Liquidity And Capital PositionAmple liquidity (~$4.2B) and healthy regulatory capital (CET1 ~11.4%, total risk‑based ~14.4%) provide capacity to fund loan growth, absorb losses and return capital. A proposed Fed rule could add ~$400M of capital, further enhancing strategic optionality and resilience across the medium term.
Bears Say
Deposit Outflows And Funding PressureQuarterly deposit attrition ($292M decline, incl. $115M noninterest-bearing) signals persistent competition for low-cost funding. If sustained, this forces greater reliance on pricier borrowings or deposit repricing, compressing net interest margin and raising funding volatility risk over the next several quarters.
Margin Pressure From MBS PurchasesManagement funded discount-priced agency MBS purchases that raise interest-earning assets but create a modest NIM headwind (~5 bps). Funding those buys with increased borrowings elevates funding cost exposure; this mix can limit margin expansion and heighten sensitivity to wholesale funding conditions across the medium term.
Rising Noninterest Expense; Efficiency SlipOperating costs rose due to compensation, technology and taxes, modestly worsening the efficiency ratio. Persistent expense growth without commensurate fee or NII gains would constrain long-term profitability and ROE improvement, requiring sustained productivity gains to restore efficiency over the next 2–6 months.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $36.02 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.67B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Jul 09, 2026 which is in 64 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Apr 16, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.75 by $0.07.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.27%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.82.
How many shares outstanding does Washington Federal have?
Washington Federal has 75,863,335 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.82 in its last earnings report, beating expectations of $0.75. Following the earnings report the stock price went up 8.397%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$37.00 (4.99% Upside)
$37.00 (4.99% Upside)
Blogger Sentiment
Bullish
WAFD Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 38.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Bullish
Bullish news 60%
Bearish news 40%
Bearish news 40%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
8.36%
Trailing 12-Months
Asset Growth
-0.27%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
WAFD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed materially positive operational and financial progress: strong loan originations and active loan portfolio growth, notable EPS and NII improvement, improving credit metrics and strong liquidity and capital. Management also highlighted strategic initiatives (Build 2030), technology and wealth momentum, and opportunistic buybacks. Key risks discussed include quarter deposit outflows and competitive pressure for low-cost deposits, margin compression from MBS purchases funded by higher borrowings, elevated noninterest expenses, and one significant commercial delinquency. Overall, the positive execution on growth, credit trends and capital initiatives outweigh the headwinds discussed.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$37.00
▲(4.99% Upside)
Technical Analysis
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Ownership Overview
1.58% Insiders
29.63% Mutual Funds
1.15% Other Institutional Investors
35.20% Public Companies and
Individual Investors