Washington Federal (WAFD)
NASDAQ:WAFD
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WAFD Stock Chart & Stats
$35.24
-$0.09(-0.28%)
At close: 4:00 PM EST
$35.24
-$0.09(-0.28%)
Day’s Range― - ―
52-Week Range$26.31 - $38.59
Previous CloseN/A
Volume181.32K
Average Volume (3M)506.91K
Market Cap
$2.80B
Enterprise Value$5.12B
Total Cash (Recent Filing)$669.80M
Total Debt (Recent Filing)$3.11B
Price to Earnings (P/E)12.2
Beta0.64
Next Earnings
Jul 09, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)3.12
Shares Outstanding73,888,480
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio2.05
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap1.83
Enterprise Value/Revenue3.71
Enterprise Value/Gross Profit6.82
Enterprise Value/Ebitda16.22
Forecast
1Y Price Target
$37.00Price Target Upside4.99% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.09
Revenue Forecast (FY)$788.31M
Bulls Say, Bears Say
Bulls Say
Cash GenerationStrong TTM operating cash flow and robust free cash flow conversion indicate durable internal funding for loan growth, technology investments, buybacks and dividends. High FCF relative to net income improves flexibility versus reliance on external funding during cycles.
Loan Origination And Portfolio GrowthSustained, diversified originations across C&I, construction and CRE provide a repeatable, asset-yield growth engine. Consistent origination volumes and a large pipeline support future NII expansion and reduce reliance on volatile investment income.
Capital & Liquidity Strength (and Regulatory Optionality)Healthy liquidity and capital ratios give capacity to fund loan growth, absorb losses and execute buybacks. A potential Fed rule that could add ~ $400M of capital would permanently boost strategic optionality and reduce future capital constraints.
Bears Say
Sharp Revenue ContractionA ~71% TTM revenue decline is a meaningful structural headwind to sustainable earnings power. Even with margin gains, persistent top-line contraction can limit reinvestment, compress future EPS growth and increase sensitivity to adverse credit or funding shocks.
Rising Leverage And Wholesale FundingIncreased reliance on borrowings and higher leverage reduce balance-sheet flexibility and magnify sensitivity to wholesale funding cost swings. Funding assets with more debt can compress NIM and raise refinancing and liquidity risks in tighter markets.
Deposit Pressure And Competitive Funding CostsQuarterly deposit outflows and heightened competition for low-cost core deposits force greater reliance on pricier funding or wholesale borrowings. If sustained, higher deposit costs would erode net interest margin and raise long-term funding volatility.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $38.59 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.80B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Jul 09, 2026 which is in 10 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Apr 16, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.75 by $0.07.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.27%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.82.
How many shares outstanding does Washington Federal have?
Washington Federal has 73,888,480 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.82 in its last earnings report, beating expectations of $0.75. Following the earnings report the stock price went up 8.397%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$37.00 (4.99% Upside)
$37.00 (4.99% Upside)
Blogger Sentiment
Bullish
WAFD Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 62.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
8.36%
Trailing 12-Months
Asset Growth
-0.27%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
WAFD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed materially positive operational and financial progress: strong loan originations and active loan portfolio growth, notable EPS and NII improvement, improving credit metrics and strong liquidity and capital. Management also highlighted strategic initiatives (Build 2030), technology and wealth momentum, and opportunistic buybacks. Key risks discussed include quarter deposit outflows and competitive pressure for low-cost deposits, margin compression from MBS purchases funded by higher borrowings, elevated noninterest expenses, and one significant commercial delinquency. Overall, the positive execution on growth, credit trends and capital initiatives outweigh the headwinds discussed.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$37.00
▲(4.99% Upside)
Technical Analysis
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Ownership Overview
1.62% Insiders
30.13% Mutual Funds
12.99% Other Institutional Investors
21.33% Public Companies and
Individual Investors