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WAFD Stock Chart & Stats
$36.73
-$0.30(-0.82%)
At close: 4:00 PM EDT
$36.73
-$0.30(-0.82%)
Day’s Range― - ―
52-Week Range$26.31 - $39.49
Previous Close$36.43
Volume442.39K
Average Volume (3M)506.91K
Market Cap
$2.76B
Enterprise Value$5.78K
Total Cash (Recent Filing)$676.47M
Total Debt (Recent Filing)$3.32B
Price to Earnings (P/E)11.6
Beta0.69
Next Earnings
Oct 15, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield2.84%
Share Statistics
EPS (TTM)3.28
Shares Outstanding73,995,240
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio2.05
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$38.67Price Target Upside5.27% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.27
Revenue Forecast (FY)$788.41M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowConsistent free cash flow (~$256M, ~0.96x conversion) supports durable priorities: reinvestment in lending, reserve building, dividends or selective buybacks. High cash conversion improves weathering of stress periods and funds organic growth without heavy reliance on external capital.
Loan Origination MomentumSustained origination momentum (Q originations $1.5B; active loan growth ~10%) reflects scalable relationship lending and a strategic shift toward higher-yield commercial lending. Persistent origination strength expands interest-earning assets and fee opportunities, supporting durable NII growth.
Solid Capital And LiquidityHealthy capital and ample liquidity (CET1 ~11.4%, $4.8B liquidity, L/D ~95.6%) provide regulatory and operational flexibility. This cushion supports continued lending, potential opportunistic actions, and absorption of credit stress without immediate capital raises.
Bears Say
Rising LeverageLeverage has increased materially (debt-to-equity ~1.10 versus ~0.60 prior year), elevating balance-sheet risk. Higher leverage reduces flexibility for additional lending or capital returns, amplifies sensitivity to funding-cost shocks and could constrain strategic options if earnings soften.
Deposit Competition & OutflowsDeposit outflows and intense competition (down ~$192M this quarter) pressure low-cost funding, potentially forcing higher deposit rates or greater reliance on wholesale funding. That structural funding squeeze can compress NIM and raise funding volatility over multiple quarters.
Credit Concentration & Stressed AccountsA sizable troubled C&I relationship (~$54M non-accrual) plus rising criticized loans (4.9%) reveal concentration and emerging credit stress. Material problem accounts can lead to reserve builds, impairments, and earnings volatility, limiting capital deployment and growth flexibility.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $39.48 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.76B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Oct 15, 2026 which is in 64 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Jul 16, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.815 by $0.025.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 2.84%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.84.
How many shares outstanding does Washington Federal have?
Washington Federal has 73,995,240 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.84 in its last earnings report, beating expectations of $0.815. Following the earnings report the stock price went down -3.052%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$38.67 (5.27% Upside)
$38.67 (5.27% Upside)
Blogger Sentiment
Neutral
WAFD Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 62.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
2.84%
Trailing 12-Months
Asset Growth
3.24%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
WAFD Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The quarter showed clear positives: solid loan origination momentum (notably C&I), improved efficiency, steady margin, stronger EPS (up 2.4% linked and ~15% YoY), healthy capital and liquidity, and a robust pipeline for loans and fees. Credit metrics have deteriorated modestly (criticized loans up, a large C&I account on non-accrual) and deposit competition and outflows are a near-term headwind that could pressure funding costs and margin. Overall, management appears confident in positioning, reserve coverage, and capital flexibility while acknowledging macro and deposit-market challenges.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$38.67
▲(5.27% Upside)
Technical Analysis
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Ownership Overview
1.61% Insiders
30.09% Mutual Funds
1.83% Other Institutional Investors
31.91% Public Companies and
Individual Investors