Washington Federal (WAFD)
NASDAQ:WAFD
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WAFD Stock Chart & Stats
$35.24
-$0.09(-0.28%)
At close: 4:00 PM EST
$35.24
-$0.09(-0.28%)
Day’s Range― - ―
52-Week Range$26.31 - $38.59
Previous CloseN/A
Volume181.32K
Average Volume (3M)506.91K
Market Cap
$2.63B
Enterprise Value$5.07B
Total Cash (Recent Filing)$669.80M
Total Debt (Recent Filing)$3.11B
Price to Earnings (P/E)10.6
Beta0.64
Next Earnings
Jul 09, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)3.12
Shares Outstanding73,888,480
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio1.92
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap1.93
Enterprise Value/Revenue3.67
Enterprise Value/Gross Profit6.75
Enterprise Value/Ebitda16.43
Forecast
1Y Price Target
$37.00Price Target Upside4.99% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.09
Revenue Forecast (FY)$765.88M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent free cash flow generation and strong FCF growth provide durable internal funding for loan growth, technology investment, buybacks and capital cushions. High cash conversion reduces reliance on wholesale funding and supports capital returns and strategic optionality over the medium term.
Robust Loan OriginationsSustained, diversified loan production (C&I, construction, CRE) and meaningful quarter-on-quarter active portfolio growth indicate scalable core revenue capacity. Consistent originations broaden fee and interest income streams and strengthen client relationships, supporting durable earnings growth if credit discipline holds.
Healthy Liquidity And CapitalRobust liquidity and solid regulatory capital ratios give the bank capacity to fund loan growth, absorb losses, and pursue buybacks. A healthy capital buffer increases strategic flexibility, preserves lending capacity in stress, and underpins medium-term execution of growth and deposit mix initiatives.
Bears Say
Sharp Revenue DeclineA pronounced TTM revenue contraction weakens the top-line base that funds margins and operating leverage. Persistent lower revenue limits the bank’s ability to expand EPS sustainably, raises sensitivity to expense inflation, and increases execution risk for medium-term growth targets unless reversed.
Rising Leverage And BorrowingsHigher leverage and elevated borrowings increase interest expense sensitivity and reduce balance-sheet flexibility. Reliance on wholesale funding to buy MBS or fund growth can compress margins and magnify stress during funding volatility, making capital and liquidity management more challenging over the medium term.
Deposit Outflows & Funding CompetitionQuarterly deposit declines and intensifying competition for low-cost deposits threaten the bank’s core, cheaper funding base. Sustained deposit pressure raises loan-to-deposit risks, could force higher deposit pricing or greater reliance on wholesale funding, and may erode net interest margin durability.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $38.59 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.63B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Jul 09, 2026 which is in 31 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Apr 16, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.75 by $0.07.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.27%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.82.
How many shares outstanding does Washington Federal have?
Washington Federal has 73,888,480 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.82 in its last earnings report, beating expectations of $0.75. Following the earnings report the stock price went up 8.397%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$37.00 (4.99% Upside)
$37.00 (4.99% Upside)
Blogger Sentiment
Bullish
WAFD Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 62.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
8.36%
Trailing 12-Months
Asset Growth
-0.27%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
WAFD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed materially positive operational and financial progress: strong loan originations and active loan portfolio growth, notable EPS and NII improvement, improving credit metrics and strong liquidity and capital. Management also highlighted strategic initiatives (Build 2030), technology and wealth momentum, and opportunistic buybacks. Key risks discussed include quarter deposit outflows and competitive pressure for low-cost deposits, margin compression from MBS purchases funded by higher borrowings, elevated noninterest expenses, and one significant commercial delinquency. Overall, the positive execution on growth, credit trends and capital initiatives outweigh the headwinds discussed.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$37.00
▲(4.99% Upside)
Technical Analysis
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Ownership Overview
1.62% Insiders
30.15% Mutual Funds
12.99% Other Institutional Investors
21.46% Public Companies and
Individual Investors