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FFBC Stock Chart & Stats
$33.79
$0.08(0.24%)
At close: 4:00 PM EDT
$33.79
$0.08(0.24%)
Day’s Range― - ―
52-Week Range$23.06 - $36.25
Previous CloseN/A
Volume248.11K
Average Volume (3M)1.20M
Market Cap
$3.55B
Enterprise Value$4.34K
Total Cash (Recent Filing)$5.87B
Total Debt (Recent Filing)$952.55M
Price to Earnings (P/E)11.8
Beta0.88
Next Earnings
Oct 22, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)2.87
Shares Outstanding104,956,460
10 Day Avg. Volume1,521,607
30 Day Avg. Volume1,202,223
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)0.86
Price to Sales (P/S)1.89
P/FCF Ratio7.49
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$36.67Price Target Upside8.51% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)3.05
Revenue Forecast (FY)$1.08B
Bulls Say, Bears Say
Bulls Say
Strong Operating Cash GenerationSustained operating cash flow above reported earnings indicates high earnings quality and internal funding capacity. This durable cash generation supports dividends, M&A and capital allocation without heavy external financing, strengthening long-term financial flexibility.
Conservative Balance Sheet & Improving CapitalLower leverage and rising tangible equity provide a durable buffer against credit stress and funding shocks, supporting regulatory ratios and strategic optionality. Stable ROE shows consistent earnings power while preserving capacity for acquisitions and shareholder returns.
Proven M&A Strategy With Accretive DealsA track record of accretive acquisitions and realized synergies (Westfield, BankFinancial) shows management can scale deposits, loans and fees through mergers. Accretive M&A that quickly earns back TBV supports durable growth and diversification of revenue streams.
Bears Say
Volatile Noninterest/fee IncomeReliance on lumpy FX and investment banking fees reduces revenue predictability and creates execution risk for guidance and payout plans. Over months, fee volatility can widen earnings swings and constrain the firm's ability to sustainably diversify away from interest income.
Elevated Securities/temporary Excess FundingA larger-than-target securities book cushions liquidity but ties capital into lower-yielding assets. Reinvesting or running down these holdings over years exposes NIM to reinvestment risk and can temporarily constrain loan-driven margin expansion during the adjustment period.
Higher Expected Credit Costs AheadGuidance for rising net charge-offs signals credit normalization risk as loan growth accelerates. Higher provisions reduce near-term earnings and may pressure capital deployment choices, making profit growth more sensitive to underwriting and macro conditions over coming quarters.
First Financial Bancorp News
FFBC FAQ
What was First Financial Bancorp.’s price range in the past 12 months?
First Financial Bancorp. lowest stock price was $23.06 and its highest was $36.24 in the past 12 months.
What is First Financial Bancorp.’s market cap?
First Financial Bancorp.’s market cap is $3.55B.
When is First Financial Bancorp.’s upcoming earnings report date?
First Financial Bancorp.’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were First Financial Bancorp.’s earnings last quarter?
First Financial Bancorp. released its earnings results on Jul 21, 2026. The company reported $0.73 earnings per share for the quarter, missing the consensus estimate of $0.78 by -$0.05.
Is First Financial Bancorp. overvalued?
According to Wall Street analysts First Financial Bancorp.’s price is currently Undervalued.
Does First Financial Bancorp. pay dividends?
First Financial Bancorp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.96%. See more information on First Financial Bancorp. dividends here
What is First Financial Bancorp.’s EPS estimate?
First Financial Bancorp.’s EPS estimate is 0.81.
How many shares outstanding does First Financial Bancorp. have?
First Financial Bancorp. has 104,956,460 shares outstanding.
What happened to First Financial Bancorp.’s price movement after its last earnings report?
First Financial Bancorp. reported an EPS of $0.73 in its last earnings report, missing expectations of $0.78. Following the earnings report the stock price went down -4.794%.
Which hedge fund is a major shareholder of First Financial Bancorp.?
Currently, no hedge funds are holding shares in FFBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Bancorp Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$36.67 (8.51% Upside)
$36.67 (8.51% Upside)
Blogger Sentiment
Bullish
FFBC Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 45.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 3.0%
Last 30 Days ▼ 3.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.38%
12-Months-Change
Fundamentals
Return on Equity
2.96%
Trailing 12-Months
Asset Growth
20.42%
Trailing 12-Months
Company Description
First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FFBC Company Deck
FFBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operating and capital story: record adjusted earnings, strong loan growth, healthy margins and improving credit metrics, plus successful integrations and an accretive M&A add-on (Finward) that expands footprint. Lowlights were largely operational/timing issues (lumpy fee income, temporary securities positioning, a Q2 pause on buybacks) and modest pressures on accretion/asset yields. On balance the positive financial results, credit trends, capital strength, expense synergies and strategic, accretive acquisition activity outweigh the transitory and manageable negatives.View all FFBC earnings summariesFFBC Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$36.67
▲(8.51% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
First Merchants
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Banc of California
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Provident Financial Services
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Trustmark
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Washington Federal
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Ownership Overview
1.13% Insiders
36.60% Mutual Funds
5.81% Other Institutional Investors
22.58% Public Companies and
Individual Investors











