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First Financial Bancorp. (FFBC)
:FFBC
Earnings Data
Report Date
Oct 23, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.75Last Year’s EPS
0.55Same Quarter Last Year
Moderate Buy
Based on 6 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with record revenue, robust net interest margin, and increased noninterest income, while addressing challenges in commercial real estate loan growth and a slight increase in nonperforming assets. The sentiment leans positive due to the predominance of strong financial metrics and strategic growth initiatives.Company Guidance
Record Revenue and Profitability
Achieved record revenue of $226.3 million, a 5% increase over the same quarter last year, with adjusted earnings per share of $0.74, return on assets of 1.54%, and return on tangible common equity of 20%.
Strong Net Interest Margin
Net interest margin remained strong at 4.05%, a 17 basis point increase from the first quarter, driven by declining funding costs and increased asset yields.
Increased Noninterest Income
Adjusted noninterest income increased 11% over the linked quarter and 10% over the second quarter of 2024, with broad-based growth in fees, including mortgage, bankcard, leasing business, and foreign exchange income.
Tangible Common Equity Growth
Tangible common equity increased 16% over last year to 8.4%, with tangible book value per share increasing 4% from the linked quarter and 19% over the same period last year.
Dividend Increase
Board of Directors approved a $0.01 or 4.2% increase in the common dividend to $0.25, with dividend payout remaining approximately 35% of net income.
FFBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FFBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $23.61 | $24.62 | +4.28% |
Apr 24, 2025 | $23.54 | $22.49 | -4.46% |
Jan 23, 2025 | $27.21 | $26.96 | -0.92% |
Oct 24, 2024 | $24.52 | $23.51 | -4.12% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First Financial Bancorp. (FFBC) report earnings?
First Financial Bancorp. (FFBC) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).
What is First Financial Bancorp. (FFBC) earnings time?
First Financial Bancorp. (FFBC) earnings time is at Oct 23, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FFBC EPS forecast?
FFBC EPS forecast for the fiscal quarter 2025 (Q3) is 0.75.