Seacoast Banking Corporation Of Florida (SBCF)
NASDAQ:SBCF
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SBCF Stock Chart & Stats
$32.73
-$0.09(-0.34%)
At close: 4:00 PM EST
$32.73
-$0.09(-0.34%)
Day’s Range― - ―
52-Week Range$24.04 - $35.55
Previous CloseN/A
Volume38.20K
Average Volume (3M)602.60K
Market Cap
$2.97B
Enterprise Value$4.03B
Total Cash (Recent Filing)$201.31M
Total Debt (Recent Filing)$1.27B
Price to Earnings (P/E)23.0
Beta0.95
Next Earnings
Jul 23, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield2.25%
Share Statistics
EPS (TTM)1.56
Shares Outstanding97,246,770
10 Day Avg. Volume659,806
30 Day Avg. Volume602,596
Financial Highlights & Ratios
PEG Ratio1.44
Price to Book (P/B)0.91
Price to Sales (P/S)3.19
P/FCF Ratio15.50
Enterprise Value/Market Cap1.36
Enterprise Value/Revenue4.41
Enterprise Value/Gross Profit6.97
Enterprise Value/Ebitda20.57
Forecast
1Y Price Target
$32.59Price Target Upside-0.42% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.5
Revenue Forecast (FY)$844.44M
Bulls Say, Bears Say
Bulls Say
Stable, Low-cost Deposit FundingSizable organic deposit growth and a rising share of noninterest-bearing balances create a durable, low-cost funding base. That funding stability underpins NIM expansion, supports loan originations and securities reinvestment, and reduces reliance on wholesale funding over the medium term.
Wealth Management AUM And Fee GrowthRapid, sustained wealth AUM and fee growth diversifies revenue away from interest spread sensitivity. Recurring fee income improves earnings stability, enhances cross-sell potential with commercial and deposit clients, and supports longer-term margin resilience independent of cyclical loan yields.
Consistent Positive Free Cash FlowReliable free cash flow generation provides internal funding for buybacks, reinvestment in growth (bankers, tech, acquisitions), and loss absorption. Strong cash conversion reduces reliance on external capital and gives management flexibility to execute strategy over the coming quarters.
Bears Say
Historic Margin CompressionMaterial margin compression versus prior peaks limits upside from loan and investment spreads absent further structural funding cost declines. Given competitive pressure on yields and sensitivity to the Fed path, recovering NIM to prior levels may be slow and constrain medium-term profitability.
Florida Real Estate ConcentrationA concentrated Florida real estate footprint increases exposure to regional economic cycles, hurricanes, and property-market corrections. This structural concentration can amplify credit volatility, limit diversification benefits, and attract elevated regulatory and underwriting scrutiny over time.
Rising Leverage And Modest Historical ROEHigher leverage with only modest historical ROE reduces capital cushions and limits internal capital generation. Even with equity expansion, mid-single-digit returns make it harder to grow tangible equity organically, increasing dependence on retained earnings or capital actions during adverse cycles.
Seacoast Banking Of Florida News
SBCF FAQ
What was Seacoast Banking Corporation Of Florida’s price range in the past 12 months?
Seacoast Banking Corporation Of Florida lowest stock price was $24.04 and its highest was $35.55 in the past 12 months.
What is Seacoast Banking Corporation Of Florida’s market cap?
Seacoast Banking Corporation Of Florida’s market cap is $2.97B.
When is Seacoast Banking Corporation Of Florida’s upcoming earnings report date?
Seacoast Banking Corporation Of Florida’s upcoming earnings report date is Jul 23, 2026 which is in 58 days.
How were Seacoast Banking Corporation Of Florida’s earnings last quarter?
Seacoast Banking Corporation Of Florida released its earnings results on Apr 28, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.578 by $0.042.
Is Seacoast Banking Corporation Of Florida overvalued?
According to Wall Street analysts Seacoast Banking Corporation Of Florida’s price is currently Overvalued.
Does Seacoast Banking Corporation Of Florida pay dividends?
Seacoast Banking Corporation Of Florida pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 2.25%. See more information on Seacoast Banking Corporation Of Florida dividends here
What is Seacoast Banking Corporation Of Florida’s EPS estimate?
Seacoast Banking Corporation Of Florida’s EPS estimate is 0.6.
How many shares outstanding does Seacoast Banking Corporation Of Florida have?
Seacoast Banking Corporation Of Florida has 97,246,770 shares outstanding.
What happened to Seacoast Banking Corporation Of Florida’s price movement after its last earnings report?
Seacoast Banking Corporation Of Florida reported an EPS of $0.62 in its last earnings report, beating expectations of $0.578. Following the earnings report the stock price went down -1.418%.
Which hedge fund is a major shareholder of Seacoast Banking Corporation Of Florida?
Currently, no hedge funds are holding shares in SBCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Seacoast Banking Of Florida Stock Smart Score
Underperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$32.59 (-0.42% Downside)
$32.59 (-0.42% Downside)
Hedge Fund Trend
Increased
By 122.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $948.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.65%
12-Months-Change
Fundamentals
Return on Equity
5.40%
Trailing 12-Months
Asset Growth
34.40%
Trailing 12-Months
Company Description
Seacoast Banking Corporation Of Florida
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.
SBCF Company Deck
SBCF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong core earnings momentum, expanded net interest margin, robust deposit growth (notably noninterest-bearing balances), exceptional capital and liquidity, and standout wealth management performance that drove significant adjusted earnings improvements. Lowlights were mostly transitory or one-time in nature — a pretax securities repositioning loss that reduced reported earnings, elevated loan payoffs that temporarily muted loan growth, some mortgage/MSR volatility from the Villages deal, and a modest uptick in nonaccruals. Management reiterated full-year adjusted EPS guidance and provided a clear efficiency and growth framework, while noting rate-path sensitivity and near-term integration/hiring costs. Overall, positive fundamentals and strong forward-looking positioning outweigh the limited, mostly nonrecurring headwinds.View all SBCF earnings summariesSBCF Stock 12 Month Forecast
Average Price Target
$32.59
▼(-0.42% Downside)
Technical Analysis
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Ownership Overview
1.83% Insiders
23.62% Mutual Funds
25.47% Other Institutional Investors
25.40% Public Companies and
Individual Investors