Seacoast Banking Corporation Of Florida (SBCF)
NASDAQ:SBCF
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SBCF Stock Chart & Stats
$32.73
-$0.09(-0.34%)
At close: 4:00 PM EST
$32.73
-$0.09(-0.34%)
Day’s Range― - ―
52-Week Range$23.17 - $35.55
Previous CloseN/A
Volume38.20K
Average Volume (3M)602.60K
Market Cap
$3.06B
Enterprise Value$4.12B
Total Cash (Recent Filing)$5.35B
Total Debt (Recent Filing)$1.34B
Price to Earnings (P/E)23.0
Beta0.96
Next Earnings
Jul 23, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield2.25%
Share Statistics
EPS (TTM)0.62
Shares Outstanding97,657,400
10 Day Avg. Volume659,806
30 Day Avg. Volume602,596
Financial Highlights & Ratios
PEG Ratio1.44
Price to Book (P/B)0.91
Price to Sales (P/S)3.19
P/FCF Ratio15.50
Enterprise Value/Market Cap1.35
Enterprise Value/Revenue4.59
Enterprise Value/Gross Profit7.31
Enterprise Value/Ebitda20.38
Forecast
1Y Price Target
$32.59Price Target Upside-0.42% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.5
Revenue Forecast (FY)$844.44M
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained top-line expansion over multiple years increases scale and diversifies revenue streams, enabling investments in branches, digital channels, and wealth services. Durable growth supports higher operating leverage and better ability to absorb cyclical credit or interest-rate headwinds over 2–6 months.
Strengthening Cash GenerationRobust free cash flow that roughly equals net income indicates high cash quality and converts earnings to liquidity. This durable cash generation supports dividends, buybacks, integration costs and selective M&A while reducing reliance on external funding as leverage evolves.
Deposit Franchise And Capital StrengthRapid organic deposit growth, a rising mix of low-cost noninterest deposits, and very strong tangible-equity metrics provide stable, low-cost funding. This structural funding advantage supports loan growth, margin stability, and capital flexibility for repurchases and acquisitions.
Bears Say
Rising LeverageMeaningful growth in leverage reduces financial flexibility and raises exposure to funding stress or higher rates. As debt-to-equity has increased, the bank may face higher interest expense and constrained capacity for opportunistic capital deployment during adverse cycles.
Margin Compression Vs Prior YearsSustained pressure on margins, relative to the bank's prior performance, erodes per-loan economics and limits ROE upside. If competitive lending yields and deposit costs remain elevated, restoring prior margin levels will require structural repricing or mix shifts, not just short-term actions.
Rate-Path Sensitivity And Competitive PressuresBusiness depends on NIM expansion and low deposit costs; fewer expected rate cuts or rising deposit pricing can compress net interest income. Combined with competitive commercial yields and planned banker hiring, revenue and efficiency targets face durable downside risk absent favorable rate movements.
Seacoast Banking Of Florida News
SBCF FAQ
What was Seacoast Banking Corporation Of Florida’s price range in the past 12 months?
Seacoast Banking Corporation Of Florida lowest stock price was $23.17 and its highest was $35.55 in the past 12 months.
What is Seacoast Banking Corporation Of Florida’s market cap?
Seacoast Banking Corporation Of Florida’s market cap is $3.06B.
When is Seacoast Banking Corporation Of Florida’s upcoming earnings report date?
Seacoast Banking Corporation Of Florida’s upcoming earnings report date is Jul 23, 2026 which is in 80 days.
How were Seacoast Banking Corporation Of Florida’s earnings last quarter?
Seacoast Banking Corporation Of Florida released its earnings results on Apr 28, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.578 by $0.042.
Is Seacoast Banking Corporation Of Florida overvalued?
According to Wall Street analysts Seacoast Banking Corporation Of Florida’s price is currently Overvalued.
Does Seacoast Banking Corporation Of Florida pay dividends?
Seacoast Banking Corporation Of Florida pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 2.25%. See more information on Seacoast Banking Corporation Of Florida dividends here
What is Seacoast Banking Corporation Of Florida’s EPS estimate?
Seacoast Banking Corporation Of Florida’s EPS estimate is 0.6.
How many shares outstanding does Seacoast Banking Corporation Of Florida have?
Seacoast Banking Corporation Of Florida has 97,657,400 shares outstanding.
What happened to Seacoast Banking Corporation Of Florida’s price movement after its last earnings report?
Seacoast Banking Corporation Of Florida reported an EPS of $0.62 in its last earnings report, beating expectations of $0.578. Following the earnings report the stock price went down -1.418%.
Which hedge fund is a major shareholder of Seacoast Banking Corporation Of Florida?
Currently, no hedge funds are holding shares in SBCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Seacoast Banking Of Florida Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.59 (-0.42% Downside)
$32.59 (-0.42% Downside)
Hedge Fund Trend
Decreased
By 222.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $570.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.65%
12-Months-Change
Fundamentals
Return on Equity
5.56%
Trailing 12-Months
Asset Growth
34.40%
Trailing 12-Months
Company Description
Seacoast Banking Corporation Of Florida
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.
SBCF Company Deck
SBCF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong core earnings momentum, expanded net interest margin, robust deposit growth (notably noninterest-bearing balances), exceptional capital and liquidity, and standout wealth management performance that drove significant adjusted earnings improvements. Lowlights were mostly transitory or one-time in nature — a pretax securities repositioning loss that reduced reported earnings, elevated loan payoffs that temporarily muted loan growth, some mortgage/MSR volatility from the Villages deal, and a modest uptick in nonaccruals. Management reiterated full-year adjusted EPS guidance and provided a clear efficiency and growth framework, while noting rate-path sensitivity and near-term integration/hiring costs. Overall, positive fundamentals and strong forward-looking positioning outweigh the limited, mostly nonrecurring headwinds.View all SBCF earnings summariesSBCF Stock 12 Month Forecast
Average Price Target
$32.59
▼(-0.42% Downside)
Technical Analysis
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Ownership Overview
1.84% Insiders
23.55% Mutual Funds
2.84% Other Institutional Investors
48.44% Public Companies and
Individual Investors