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SBCF Stock Chart & Stats
$33.49
-$0.22(-0.66%)
At close: 4:00 PM EDT
$33.49
-$0.22(-0.66%)
Day’s Range― - ―
52-Week Range$27.22 - $35.55
Previous CloseN/A
Volume373.50K
Average Volume (3M)602.60K
Market Cap
$3.38B
Enterprise Value$5.08K
Total Cash (Recent Filing)$201.31M
Total Debt (Recent Filing)$1.27B
Price to Earnings (P/E)46.3
Beta0.95
Next Earnings
Oct 22, 2026EPS Estimate
0.65Next Dividend Ex-DateN/A
Dividend Yield2.16%
Share Statistics
EPS (TTM)1.56
Shares Outstanding97,246,770
10 Day Avg. Volume659,806
30 Day Avg. Volume602,596
Financial Highlights & Ratios
PEG Ratio1.46
Price to Book (P/B)0.91
Price to Sales (P/S)3.19
P/FCF Ratio15.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$35.50Price Target Upside6.00% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.54
Revenue Forecast (FY)$850.18M
Bulls Say, Bears Say
Bulls Say
Cash GenerationSeacoast reports consistently positive free cash flow that tracks closely with net income and a strong TTM increase. Durable cash conversion supports organic growth, funds integration and buybacks, and provides a liquidity buffer to absorb credit or market shocks over the next several quarters.
Loan Growth & PipelineSustained, high single-digit to double-digit organic loan growth and a $1.3B commercial pipeline signal repeatable originations and revenue runway. A deep pipeline supports continued net interest income expansion and scale benefits for core banking operations over the medium term.
Wealth & Fee Income ExpansionRapid wealth-management growth and rising fee income diversify revenue away from interest margins. Expanding AUM and fee streams create higher-margin, more stable income that cushions NII volatility and supports profitability and client relationship depth over multiple quarters.
Bears Say
Margin PressureManagement notes competitor re-entry is compressing commercial loan spreads and margins have meaningfully contracted versus 2021–2022. Persistent spread pressure can erode net interest margin and core profitability over several quarters unless offset by faster deposit repricing or higher fee income.
Elevated Leverage & Modest ROELeverage has increased from earlier years while ROE remains only mid-single-digits, limiting capital cushions. This mix reduces earnings leverage and resilience to credit or funding shocks, constraining capacity for aggressive capital returns or absorbing downside without dilutive actions.
Funding SensitivityReliance on brokered deposits to support growth increases exposure to wholesale funding costs and market access risk. If sustained, this funding mix can raise interest expense, compress margins and make earnings more sensitive to rate moves and market liquidity across the medium term.
Seacoast Banking Of Florida News
SBCF FAQ
What was Seacoast Banking Corporation Of Florida’s price range in the past 12 months?
Seacoast Banking Corporation Of Florida lowest stock price was $27.22 and its highest was $35.55 in the past 12 months.
What is Seacoast Banking Corporation Of Florida’s market cap?
Seacoast Banking Corporation Of Florida’s market cap is $3.38B.
When is Seacoast Banking Corporation Of Florida’s upcoming earnings report date?
Seacoast Banking Corporation Of Florida’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were Seacoast Banking Corporation Of Florida’s earnings last quarter?
Seacoast Banking Corporation Of Florida released its earnings results on Jul 28, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.602 by $0.008.
Is Seacoast Banking Corporation Of Florida overvalued?
According to Wall Street analysts Seacoast Banking Corporation Of Florida’s price is currently Undervalued.
Does Seacoast Banking Corporation Of Florida pay dividends?
Seacoast Banking Corporation Of Florida pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 2.16%. See more information on Seacoast Banking Corporation Of Florida dividends here
What is Seacoast Banking Corporation Of Florida’s EPS estimate?
Seacoast Banking Corporation Of Florida’s EPS estimate is 0.65.
How many shares outstanding does Seacoast Banking Corporation Of Florida have?
Seacoast Banking Corporation Of Florida has 97,246,770 shares outstanding.
What happened to Seacoast Banking Corporation Of Florida’s price movement after its last earnings report?
Seacoast Banking Corporation Of Florida reported an EPS of $0.61 in its last earnings report, beating expectations of $0.602. Following the earnings report the stock price went up 1.337%.
Which hedge fund is a major shareholder of Seacoast Banking Corporation Of Florida?
Currently, no hedge funds are holding shares in SBCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Seacoast Banking Of Florida Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$35.50 (6.00% Upside)
$35.50 (6.00% Upside)
Blogger Sentiment
Neutral
SBCF Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 122.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $555.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.65%
12-Months-Change
Fundamentals
Return on Equity
2.16%
Trailing 12-Months
Asset Growth
33.96%
Trailing 12-Months
Company Description
Seacoast Banking Corporation Of Florida
Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.
SBCF Company Deck
SBCF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial momentum: meaningful QoQ and YoY earnings growth, robust loan growth and a record commercial pipeline, improving margins (core NIM), expanding fee businesses (notably wealth management), solid capital and a successfully executed large M&A conversion. Headwinds are present but largely manageable — including a prior-quarter securities repositioning loss, elevated integration costs, increased provisions tied to growth, higher unrealized securities losses from rate moves, and competitive pressure compressing some loan spreads and testing underwriting discipline. Overall, the positives around profitability, credit quality, balance sheet flexibility, and the strategic M&A integration outweigh the discrete and ongoing challenges discussed.View all SBCF earnings summariesSBCF Stock 12 Month Forecast
Average Price Target
$35.50
▲(6.00% Upside)
Technical Analysis
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Ownership Overview
1.82% Insiders
24.05% Mutual Funds
1.73% Other Institutional Investors
47.54% Public Companies and
Individual Investors