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SBCF Stock Chart & Stats
$32.73
-$0.09(-0.34%)
At close: 4:00 PM EST
$32.73
-$0.09(-0.34%)
Day’s Range― - ―
52-Week Range$27.22 - $35.55
Previous CloseN/A
Volume38.20K
Average Volume (3M)602.60K
Market Cap
$3.24B
Enterprise Value$4.04B
Total Cash (Recent Filing)$201.31M
Total Debt (Recent Filing)$1.27B
Price to Earnings (P/E)21.3
Beta0.90
Next Earnings
Jul 23, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield2.25%
Share Statistics
EPS (TTM)1.56
Shares Outstanding97,246,770
10 Day Avg. Volume659,806
30 Day Avg. Volume602,596
Financial Highlights & Ratios
PEG Ratio1.46
Price to Book (P/B)0.91
Price to Sales (P/S)3.19
P/FCF Ratio15.50
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue4.43
Enterprise Value/Gross Profit6.98
Enterprise Value/Ebitda17.67
Forecast
1Y Price Target
$33.09Price Target Upside1.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.5
Revenue Forecast (FY)$847.98M
Bulls Say, Bears Say
Bulls Say
Low-cost Deposit FranchisePersistent, strong organic deposit growth and a rising share of noninterest-bearing balances strengthen the bank's low-cost funding profile. Over months, this reduces reliance on wholesale funding, supports net interest margin resilience, enables loan growth, and improves funding stability through rate cycles.
Consistent Cash GenerationConsistent positive free cash flow and improved TTM cash conversion underpin durable internal funding for capital needs. This supports dividend capacity, share repurchases and investment financing without heavy external borrowing, increasing financial flexibility and shock absorption over months.
Strong Capital And LiquidityHigh tangible equity ratio and demonstrated repurchases indicate robust capitalization and capital-return discipline. Over the medium term this provides loss-absorption capacity for credit events, supports strategic M&A or reinvestment, and sustains regulatory and market confidence in the franchise.
Bears Say
Margin Compression Versus Prior PeaksMaterial compression from earlier NIM highs reduces structural profitability and narrows buffers against cost or credit shocks. Even with recent quarter NIM improvements, persistent competitive pressure and balance-sheet mix shifts could keep margins below historical peaks for many months, limiting earnings leverage.
Sensitivity To Interest-rate PathSeacoast's earnings are meaningfully exposed to the Fed rate trajectory and deposit-cost dynamics. If deposit costs stabilize or rise, net interest margin and forward earnings could be pressured for several quarters, reducing predictability of NII and making planning and loan pricing more difficult.
Acquisition/integration And Mortgage VolatilityAcquisition-related MSR volatility and ongoing integration/hiring costs create recurring execution and earnings-risk. Elevated noninterest expense and volatile mortgage fee income can depress efficiency and fee revenue consistency over multiple quarters, complicating margin recovery and target efficiency ratios.
Seacoast Banking Of Florida News
SBCF FAQ
What was Seacoast Banking Corporation Of Florida’s price range in the past 12 months?
Seacoast Banking Corporation Of Florida lowest stock price was $27.22 and its highest was $35.55 in the past 12 months.
What is Seacoast Banking Corporation Of Florida’s market cap?
Seacoast Banking Corporation Of Florida’s market cap is $3.24B.
When is Seacoast Banking Corporation Of Florida’s upcoming earnings report date?
Seacoast Banking Corporation Of Florida’s upcoming earnings report date is Jul 23, 2026 which is in 17 days.
How were Seacoast Banking Corporation Of Florida’s earnings last quarter?
Seacoast Banking Corporation Of Florida released its earnings results on Apr 28, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.578 by $0.042.
Is Seacoast Banking Corporation Of Florida overvalued?
According to Wall Street analysts Seacoast Banking Corporation Of Florida’s price is currently Undervalued.
Does Seacoast Banking Corporation Of Florida pay dividends?
Seacoast Banking Corporation Of Florida pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 2.25%. See more information on Seacoast Banking Corporation Of Florida dividends here
What is Seacoast Banking Corporation Of Florida’s EPS estimate?
Seacoast Banking Corporation Of Florida’s EPS estimate is 0.6.
How many shares outstanding does Seacoast Banking Corporation Of Florida have?
Seacoast Banking Corporation Of Florida has 97,246,770 shares outstanding.
What happened to Seacoast Banking Corporation Of Florida’s price movement after its last earnings report?
Seacoast Banking Corporation Of Florida reported an EPS of $0.62 in its last earnings report, beating expectations of $0.578. Following the earnings report the stock price went down -1.42%.
Which hedge fund is a major shareholder of Seacoast Banking Corporation Of Florida?
Currently, no hedge funds are holding shares in SBCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Seacoast Banking Of Florida Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$33.09 (1.11% Upside)
$33.09 (1.11% Upside)
Hedge Fund Trend
Increased
By 122.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $555.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.65%
12-Months-Change
Fundamentals
Return on Equity
5.40%
Trailing 12-Months
Asset Growth
34.40%
Trailing 12-Months
Company Description
Seacoast Banking Corporation Of Florida
Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.
SBCF Company Deck
SBCF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong core earnings momentum, expanded net interest margin, robust deposit growth (notably noninterest-bearing balances), exceptional capital and liquidity, and standout wealth management performance that drove significant adjusted earnings improvements. Lowlights were mostly transitory or one-time in nature — a pretax securities repositioning loss that reduced reported earnings, elevated loan payoffs that temporarily muted loan growth, some mortgage/MSR volatility from the Villages deal, and a modest uptick in nonaccruals. Management reiterated full-year adjusted EPS guidance and provided a clear efficiency and growth framework, while noting rate-path sensitivity and near-term integration/hiring costs. Overall, positive fundamentals and strong forward-looking positioning outweigh the limited, mostly nonrecurring headwinds.View all SBCF earnings summariesSBCF Stock 12 Month Forecast
Average Price Target
$33.09
▲(1.11% Upside)
Technical Analysis
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Ownership Overview
1.82% Insiders
24.05% Mutual Funds
<0.01% Other Institutional Investors
49.41% Public Companies and
Individual Investors