Pelagos Insurance Capital (PLGO)
NYSE:PLGO
Want to see PLGO full AI Analyst Report?
Top Page
Pelagos Insurance Capital
(NYSE:PLGO)
Select Model
Select Model
Rating:66Neutral
Price Target:
$25.00
▲(19.22% Upside)
Action:Reiterated
Date:05/15/26
The score is driven by attractive valuation (low P/E) and supportive technical trend (price above major moving averages), reinforced by a generally positive earnings-call outlook and capital returns. Offsetting these positives is the weakest area—financial quality—due mainly to the sharp 2025 reversal to negative operating/free cash flow and multi-year earnings volatility.
Positive Factors
Underwriting Discipline
A sustained combined ratio well below 100% indicates durable underwriting profitability and improved loss selection. Persistently strong loss performance reduces capital volatility, supports reserve adequacy, and allows underwriting capacity and capital to be deployed for growth and shareholder returns over the medium term.
Negative Factors
Weak Cash Generation
A material reversal to negative operating and free cash flow undermines the convertibility of underwriting profits into liquidity. If persistent, it raises funding risk, may constrain underwriting capacity or buybacks, and increases dependence on external capital markets over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Underwriting Discipline
A sustained combined ratio well below 100% indicates durable underwriting profitability and improved loss selection. Persistently strong loss performance reduces capital volatility, supports reserve adequacy, and allows underwriting capacity and capital to be deployed for growth and shareholder returns over the medium term.
Read all positive factors
Pelagos Insurance Capital (PLGO) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$1.98B
Dividend Yield2.55%
Average Volume (3M)588.24K
Price to Earnings (P/E)4.2
Beta (1Y)0.57
Revenue Growth-4.47%
EPS GrowthN/A
CountryUS
Employees108
SectorFinancial
Sector Strength70
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)2.23
Shares Outstanding85,496,760
10 Day Avg. Volume673,397
30 Day Avg. Volume588,238
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)0.87
Price to Sales (P/S)0.83
P/FCF Ratio-5.07
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue0.75
Enterprise Value/Gross Profit2.77
Enterprise Value/Ebitda5.62
Forecast
1Y Price Target
$23.00Price Target Upside9.68% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)3.32
Revenue Forecast (FY)$3.41B
Pelagos Insurance Capital Business Overview & Revenue Model
Company Description
Fidelis Insurance Holdings Ltd. serves as a a global specialty insurer, leveraging strategic partnerships to offer innovative and tailored insurance solutions. It operates through the following segments: Insurance and Reinsurance. The Insurance se...
How the Company Makes Money
FIHL primarily makes money through (1) underwriting income and (2) investment income. Underwriting income is generated by collecting premiums on insurance and reinsurance policies and retaining the portion that remains after paying claims, claim-a...
Pelagos Insurance Capital Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
66
Positive
Cash Flow
34
Negative
| Breakdown |
|---|
Income Statement |
| Total Revenue |
| Gross Profit |
| EBITDA |
| Net Income |
Balance Sheet |
| Total Assets |
| Cash, Cash Equivalents and Short-Term Investments |
| Total Debt |
| Total Liabilities |
| Stockholders Equity |
Cash Flow |
| Free Cash Flow |
| Operating Cash Flow |
| Investing Cash Flow |
| Financing Cash Flow |
Pelagos Insurance Capital Technical Analysis
Positive
20.97
Price Trends
19.32
Positive
19.05
Positive
18.00
Positive
Market Momentum
0.38
Negative
73.20
Negative
83.32
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PLGO, the sentiment is Positive. The current price of 20.97 is above the 20-day moving average (MA) of 19.52, above the 50-day MA of 19.32, and above the 200-day MA of 18.00, indicating a bullish trend. The MACD of 0.38 indicates Negative momentum. The RSI at 73.20 is Negative, neither overbought nor oversold. The STOCH value of 83.32 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PLGO.
Pelagos Insurance Capital Risk Analysis
Pelagos Insurance Capital disclosed 86 risk factors in its most recent earnings report. Pelagos Insurance Capital reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Pelagos Insurance Capital Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | $1.07B | 12.32 | 17.87% | 4.00% | -4.12% | ― | |
78 Outperform | $32.84B | 8.24 | 20.48% | ― | 8.66% | 32.96% | |
71 Outperform | $9.55B | 7.37 | 16.72% | 6.98% | 13.12% | 33.46% | |
70 Outperform | $40.35B | 13.27 | 7.70% | 2.02% | -2.31% | 26.43% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | $1.98B | 4.16 | 9.46% | 2.55% | -4.47% | ― | |
62 Neutral | $1.34B | 52.94 | -30.35% | ― | 17.56% | -3.08% |
* Financial Sector Average
PLGO
Pelagos Insurance Capital
23.16
6.03
35.19%
AIG
American International Group
76.11
-6.38
-7.73%
ACGL
Arch Capital Group
93.98
-1.18
-1.24%
ORI
Old Republic International
39.32
3.91
11.04%
IGIC
International General Insurance Holdings
24.87
2.47
11.02%
GSHD
GooseHead Insurance
37.65
-75.22
-66.64%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.