Principal Financial (PFG)
NASDAQ:PFG
Want to see PFG full AI Analyst Report?
PFG Stock Chart & Stats
$96.17
-$0.56(-0.72%)
At close: 4:00 PM EST
$96.17
-$0.56(-0.72%)
Day’s Range― - ―
52-Week Range$75.00 - $111.51
Previous CloseN/A
Volume162.09K
Average Volume (3M)1.07M
Market Cap
$23.69B
Enterprise Value$22.28B
Total Cash (Recent Filing)$4.05B
Total Debt (Recent Filing)$3.95B
Price to Earnings (P/E)15.8
Beta0.97
Next Earnings
Jul 23, 2026EPS Estimate
2.32Next Dividend Ex-DateN/A
Dividend Yield3.44%
Share Statistics
EPS (TTM)7.01
Shares Outstanding216,012,390
10 Day Avg. Volume1,133,103
30 Day Avg. Volume1,067,204
Financial Highlights & Ratios
PEG Ratio-0.78
Price to Book (P/B)1.68
Price to Sales (P/S)1.27
P/FCF Ratio4.49
Enterprise Value/Market Cap0.94
Enterprise Value/Revenue1.44
Enterprise Value/Gross Profit2.96
Enterprise Value/Ebitda11.66
Forecast
1Y Price Target
$99.90Price Target Upside3.88% Upside
Rating ConsensusHold
Number of Analyst Covering10
EPS Forecast (FY)9.33
Revenue Forecast (FY)$16.36B
Bulls Say, Bears Say
Bulls Say
Asset FlowsStronger-than-expected net inflows into Investment Management of about $800 million support higher management fee revenue and reduce pressure on asset-weighted margins.
Operating MarginExpansion of Investment Management operating margin by roughly 180 basis points reflects higher management fees and tighter expense control, boosting core profitability.
Share RepurchasesShare repurchases totaling $225 million signal an active capital return policy that can lift per-share earnings and indicate management confidence.
Bears Say
Individual Life UnderwritingIndividual Life faced less favorable mortality and an unfavorable actuarial assumption update, increasing reserve needs and reducing profitability in life insurance operations.
Retirement Business FlowsRetirement and Income experienced large net outflows of $1.9 billion, which could pressure fee income and weaken recurring revenue streams.
Valuation RiskAnalyst price objective reduction from $92 to $89 due to multiple contraction highlights investor concern about future earnings growth and the potential for further valuation pressure.
Principal Financial News
PFG FAQ
What was Principal Financial’s price range in the past 12 months?
Principal Financial lowest stock price was $75.00 and its highest was $111.51 in the past 12 months.
What is Principal Financial’s market cap?
Principal Financial’s market cap is $23.69B.
When is Principal Financial’s upcoming earnings report date?
Principal Financial’s upcoming earnings report date is Jul 23, 2026 which is in 40 days.
How were Principal Financial’s earnings last quarter?
Principal Financial released its earnings results on Apr 23, 2026. The company reported $2.07 earnings per share for the quarter, beating the consensus estimate of $2.012 by $0.058.
Is Principal Financial overvalued?
According to Wall Street analysts Principal Financial’s price is currently Undervalued.
Does Principal Financial pay dividends?
Principal Financial pays a Quarterly dividend of $0.82 which represents an annual dividend yield of 3.44%. See more information on Principal Financial dividends here
What is Principal Financial’s EPS estimate?
Principal Financial’s EPS estimate is 2.32.
How many shares outstanding does Principal Financial have?
Principal Financial has 216,012,390 shares outstanding.
What happened to Principal Financial’s price movement after its last earnings report?
Principal Financial reported an EPS of $2.07 in its last earnings report, beating expectations of $2.012. Following the earnings report the stock price went up 2.412%.
Which hedge fund is a major shareholder of Principal Financial?
Currently, no hedge funds are holding shares in PFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Principal Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$99.90 (3.88% Upside)
$99.90 (3.88% Upside)
Blogger Sentiment
Bullish
PFG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 279.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $258.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 0.4%
Last 30 Days ▲ 0.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.67%
12-Months-Change
Fundamentals
Return on Equity
13.25%
Trailing 12-Months
Asset Growth
6.93%
Trailing 12-Months
Company Description
Principal Financial
Principal Financial Group, Inc., established in 1879 and headquartered in Des Moines, Iowa, is a global financial services organization. It offers a comprehensive suite of retirement plans, investment management expertise, and insurance policies to a diverse clientele, including businesses, individual investors, and institutional clients worldwide. The company's operations are divided into four primary segments: 1. Retirement and Income Solutions: This division is dedicated to facilitating retirement savings and income generation through various asset accumulation products and services. Its offerings encompass plans like 401(k)s and 403(b)s, traditional defined benefit pensions, specialized executive benefits, employee stock ownership plans, equity compensation, and pension risk transfer services. Additionally, it provides individual retirement accounts, investment-only products, mutual funds, individual variable annuities, and banking services. 2. Principal Global Investors: This segment manages a wide array of investment portfolios, spanning equities, fixed income, real estate, and alternative investments. It also provides strategic services such as asset allocation, stable value management, and other structured investment methodologies. 3. Principal International: Focused on specific international markets, including Brazil, Chile, Mexico, China, Hong Kong Special Administrative Region, India, and Southeast Asia, this segment delivers products for pension accumulation, mutual funds, asset management, income annuities, life insurance accumulation, and voluntary savings programs. 4. U.S. Insurance Solutions: Within the United States, this segment delivers various insurance products. These include specialty group benefits like dental, vision, and life insurance, as well as both group and individual disability coverage, alongside the administration of these group benefits. It also offers individual life insurance options, such as universal, variable universal, indexed universal, and term policies. Furthermore, this segment tailors insurance solutions for small and medium-sized businesses, their owners, and executives.
PFG Company Deck
PFG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted broad, measurable momentum across the company: strong adjusted EPS growth, margin and ROE expansion, record gross sales in asset management, robust retirement and SMB flows, sizable capital returns and a raised dividend. Management acknowledged some short-term headwinds — negative total net cash flow for the company, redemptions in select active U.S. equity funds, timing-driven reductions in variable investment income, and lumpiness in PRT transactions — but positioned these as largely manageable, transitory, or offset by diversification and capital strength. On balance, highlights materially outweigh the lowlights and management expressed confidence in delivering 2026 targets.View all PFG earnings summariesPFG Revenue Breakdown
52.36% Retirement and Income Solutions
17.99% Principal Asset Management
31.78% Benefits and Protection
0.65% Corporate
0.26% Net realized capital gains (losses), net of related revenue adjustments
-2.33% Revenues from exited business
-0.44% Adjustments related to equity method investments
-0.26% Market risk benefit derivative settlements
PFG Stock 12 Month Forecast
Average Price Target
$99.90
▲(3.88% Upside)
Technical Analysis
Aegon
―
American International Group
―
Arch Capital Group
―
Hartford Insurance
―
Equitable Holdings
―
Ownership Overview
0.77% Insiders
17.99% Mutual Funds
17.47% Other Institutional Investors
32.45% Public Companies and
Individual Investors