The earnings call reflects a strong financial performance marked by significant EPS growth, shareholder returns, and asset management achievements. However, challenges such as negative net cash flow, market volatility, and specific business segment hurdles like PRT and dental loss ratios present areas of concern. The company remains confident in meeting its 2025 financial targets.

Company Guidance -

Q3 2025

During the Principal Financial Group's second quarter 2025 earnings call, the company reported an 18% increase in EPS over 2024, with adjusted non-GAAP earnings reaching $469 million or $2.07 per share. The company returned $320 million to shareholders, including $150 million in share repurchases, and increased its common stock dividend for the eighth consecutive quarter. Total company managed AUM reached $753 billion, marking a 5% increase over the sequential quarter. Despite a negative net cash flow of $2.6 billion, improvements were seen from global institutional clients. RIS sales rose by 7% year-over-year, with strong results in workplace savings and retirement solutions. Specialty Benefits saw a 10% growth in earnings, while the life insurance business achieved record nonqualified sales. Additionally, Principal Asset Management sales soared 19% over the previous year, with $10 billion sourced from international clients. The company remains confident in meeting its 2025 financial targets, driven by strategic execution and diversified business operations.

Strong EPS Growth

Adjusted non-GAAP earnings excluding significant variances were $469 million or $2.07, an 18% increase in EPS over 2024.

Record Capital Returns

Returned $320 million capital to shareholders in the second quarter, including $150 million of share repurchases and raised common stock dividend for the eighth consecutive quarter.

Asset Management Performance

Principal Asset Management AUM increased 5% sequentially with a 19% increase in sales over the prior year quarter driven by investment management sales.

Specialty Benefits and Life Insurance Growth

Specialty Benefits saw strong earnings growth of 10% with a margin expansion of 100 basis points. Life insurance delivered strong sales results driven by record nonqualified sales.

Recognition and Awards

Named one of the 2025 best places to work for disability inclusion and recognized in Newsweek's inaugural AI Impact Awards.

Principal Financial (PFG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PFG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	2.17 / -	1.76	―	―	―
Jul 28, 2025	2025 (Q2)	1.97 / 2.16	1.63	32.52% (+0.53)
Apr 24, 2025	2025 (Q1)	1.82 / 1.81	1.65	9.70% (+0.16)
Feb 06, 2025	2024 (Q4)	1.93 / 1.94	1.83	6.01% (+0.11)
Oct 24, 2024	2024 (Q3)	1.99 / 1.76	1.72	2.33% (+0.04)
Jul 25, 2024	2024 (Q2)	1.83 / 1.63	1.53	6.54% (+0.10)
Apr 25, 2024	2024 (Q1)	1.73 / 1.65	1.48	11.49% (+0.17)
Feb 12, 2024	2023 (Q4)	1.69 / 1.83	1.7	7.65% (+0.13)
Oct 26, 2023	2023 (Q3)	1.63 / 1.72	1.69	1.78% (+0.03)
Jul 27, 2023	2023 (Q2)	1.65 / 1.53	1.65	-7.27% (-0.12)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PFG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 28, 2025	$80.39	$80.19	-0.25%
Apr 24, 2025	$74.27	$72.74	-2.06%
Feb 06, 2025	$78.50	$80.79	+2.92%
Oct 24, 2024	$87.23	$81.45	-6.63%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Principal Financial (PFG) report earnings?

Principal Financial (PFG) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).

What is Principal Financial (PFG) earnings time?

Principal Financial (PFG) earnings time is at Oct 23, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PFG EPS forecast?

PFG EPS forecast for the fiscal quarter 2025 (Q3) is 2.17.

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