Principal Financial (PFG)
NASDAQ:PFG
Want to see PFG full AI Analyst Report?
Total Valuation
Principal Financial has a market cap or net worth of $21.72B. The enterprise value is $21.61B.
Market Cap$21.72B
Enterprise Value$21.61B
Share Statistics
Principal Financial has 216,012,390 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding216,012,390
Owned by Insiders0.75%
Owned by Institutions17.39%
Financial Efficiency
Principal Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.37%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.37%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee793.17K
Profits Per Employee60.16K
Employee Count19,700
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Principal Financial is 12.0. Principal Financial’s PEG ratio is -0.78.
PE Ratio12.0
PS Ratio1.27
PB Ratio1.68
Price to Fair Value1.68
Price to FCF4.49
Price to Operating Cash Flow5.91
PEG Ratio-0.78
Income Statement
In the last 12 months, Principal Financial had revenue of 15.63B and earned 1.19B in profits. Earnings per share was 5.32.
Revenue15.63B
Gross Profit7.06B
Operating Income1.42B
Pretax Income1.42B
Net Income1.19B
EBITDA1.67B
Earnings Per Share (EPS)5.32
Cash Flow
In the last 12 months, operating cash flow was 3.75B and capital expenditures -115.40M, giving a free cash flow of 3.63B billion.
Operating Cash Flow3.75B
Free Cash Flow3.63B
Free Cash Flow per Share16.81
Dividends & Yields
Principal Financial pays an annual dividend of $0.79, resulting in a dividend yield of 3.44%
Dividend Per Share$0.79
Dividend Yield3.44%
Payout Ratio38.45%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.99
52-Week Price Change28.44%
50-Day Moving Average91.12
200-Day Moving Average84.40
Relative Strength Index (RSI)65.77
Average Volume (3m)1.53M
Important Dates
Principal Financial upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Principal Financial as a current ratio of 30.39, with Debt / Equity ratio of 33.40%
Current Ratio30.39
Quick Ratio30.39
Debt to Market Cap0.20
Net Debt to EBITDA-0.29
Interest Coverage Ratio643.64
Taxes
In the past 12 months, Principal Financial has paid 160.50M in taxes.
Income Tax160.50M
Effective Tax Rate0.11
Enterprise Valuation
Principal Financial EV to EBITDA ratio is 11.64, with an EV/FCF ratio of 4.38.
EV to Sales1.24
EV to EBITDA11.64
EV to Free Cash Flow4.38
EV to Operating Cash Flow4.28
Balance Sheet
Principal Financial has $4.05B in cash and marketable securities with $3.95B in debt, giving a net cash position of $108.10M billion.
Cash & Marketable Securities$4.05B
Total Debt$3.95B
Net Cash$108.10M
Net Cash Per Share$0.50
Tangible Book Value Per Share$24.16
Margins
Gross margin is 48.68%, with operating margin of 9.06%, and net profit margin of 7.58%.
Gross Margin48.68%
Operating Margin9.06%
Pretax Margin9.06%
Net Profit Margin7.58%
EBITDA Margin10.69%
EBIT Margin9.08%
Analyst Forecast
The average price target for Principal Financial is $97.33, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$97.33
Price Target Upside1.21% Upside
Analyst ConsensusHold
Analyst Count9
Revenue Growth Forecast-1.98%
EPS Growth Forecast48.93%