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Principal Financial (PFG)
NASDAQ:PFG
Total Valuation
Principal Financial has a market cap or net worth of $18.36B. The enterprise value is $23.07B.
Market Cap$18.36B
Enterprise Value$23.07B
Share Statistics
Principal Financial has 219,693,850 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding219,693,850
Owned by Insiders0.69%
Owned by Institutions0.78%
Financial Efficiency
Principal Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.83%.
Return on Equity (ROE)0.14
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.83%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee818.66K
Profits Per Employee81.11K
Employee Count19,700
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Principal Financial is 12.2. Principal Financial’s PEG ratio is 0.07.
PE Ratio12.2
PS Ratio1.09
PB Ratio1.58
Price to Fair Value1.58
Price to FCF3.86
Price to Operating Cash Flow4.30
PEG Ratio0.07
Income Statement
In the last 12 months, Principal Financial had revenue of 16.13B and earned 1.57B in profits. Earnings per share was 6.77.
Revenue16.13B
Gross Profit7.35B
Operating Income1.89B
Pretax Income1.89B
Net Income1.57B
EBITDA2.15B
Earnings Per Share (EPS)6.77
Cash Flow
In the last 12 months, operating cash flow was 4.38B and capital expenditures -73.70M, giving a free cash flow of 4.30B billion.
Operating Cash Flow4.38B
Free Cash Flow4.30B
Free Cash Flow per Share19.58
Dividends & Yields
Principal Financial pays an annual dividend of $0.78, resulting in a dividend yield of 3.67%
Dividend Per Share$0.78
Dividend Yield3.67%
Payout Ratio75.41%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.95
52-Week Price Change1.08%
50-Day Moving Average81.55
200-Day Moving Average79.16
Relative Strength Index (RSI)62.12
Average Volume (3m)1.23M
Important Dates
Principal Financial upcoming earnings date is Feb 3, 2026, After Close (Confirmed).
Last Earnings DateOct 29, 2025
Next Earnings DateFeb 3, 2026
Ex-Dividend DateSep 04, 2025
Financial Position
Principal Financial as a current ratio of 1.64, with Debt / Equity ratio of 33.75%
Current Ratio1.64
Quick Ratio1.64
Debt to Market Cap0.23
Net Debt to EBITDA-0.05
Interest Coverage Ratio726.77
Taxes
In the past 12 months, Principal Financial has paid 291.70M in taxes.
Income Tax291.70M
Effective Tax Rate0.15
Enterprise Valuation
Principal Financial EV to EBITDA ratio is 8.11, with an EV/FCF ratio of 3.84.
EV to Sales1.08
EV to EBITDA8.11
EV to Free Cash Flow3.84
EV to Operating Cash Flow3.78
Balance Sheet
Principal Financial has $30.94B in cash and marketable securities with $3.95B in debt, giving a net cash position of $26.99B billion.
Cash & Marketable Securities$30.94B
Total Debt$3.95B
Net Cash$26.99B
Net Cash Per Share$122.86
Tangible Book Value Per Share$37.70
Margins
Gross margin is 43.33%, with operating margin of 11.72%, and net profit margin of 9.74%.
Gross Margin43.33%
Operating Margin11.72%
Pretax Margin11.72%
Net Profit Margin9.74%
EBITDA Margin13.31%
EBIT Margin11.72%
Analyst Forecast
The average price target for Principal Financial is $88.40, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$88.40
Price Target Upside4.76% Upside
Analyst ConsensusHold
Analyst Count10
Revenue Growth Forecast12.33%
EPS Growth Forecast―