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Principal Financial (PFG)
NASDAQ:PFG
US Market

Principal Financial (PFG) Ratios

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Principal Financial Ratios

PFG's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, PFG's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.23 372.53 0.53 1.03K 983.28
Quick Ratio
0.23 372.53 5.14 1.11K 1.07K
Cash Ratio
0.23 64.49 0.24 29.22 33.65
Solvency Ratio
<0.01 <0.01 0.02 <0.01 <0.01
Operating Cash Flow Ratio
0.25 51.95 0.15 40.34 44.14
Short-Term Operating Cash Flow Coverage
30.14 62.07 39.32 40.34 44.14
Net Current Asset Value
$ -297.98B$ -266.64B$ -281.78B$ -222.37B$ -213.32B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.01 0.01 0.01 0.01
Debt-to-Equity Ratio
0.37 0.37 0.41 0.27 0.26
Debt-to-Capital Ratio
0.27 0.27 0.29 0.21 0.21
Long-Term Debt-to-Capital Ratio
0.26 0.26 0.29 0.21 0.21
Financial Leverage Ratio
28.29 27.94 30.30 19.92 18.93
Debt Service Coverage Ratio
-1.91 -1.12 61.98 -4.04 -3.09
Interest Coverage Ratio
0.00 0.00 5.02K 2.04K 1.66K
Debt to Market Cap
0.23 0.21 0.19 0.22 0.32
Interest Debt Per Share
17.71 16.88 16.24 16.21 15.89
Net Debt to EBITDA
0.00 0.00 -0.12 0.00 0.00
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
-1.59%-2.00%34.23%-1.93%-1.71%
EBITDA Margin
0.00%0.00%35.93%0.00%0.00%
Operating Profit Margin
0.00%62.88%34.41%14.28%11.27%
Pretax Profit Margin
11.72%5.41%34.65%14.61%11.49%
Net Profit Margin
9.74%4.56%27.20%11.08%9.47%
Continuous Operations Profit Margin
9.91%4.90%27.43%11.41%9.69%
Net Income Per EBT
83.14%84.35%78.50%75.84%82.42%
EBT Per EBIT
0.00%8.60%100.67%102.30%101.97%
Return on Assets (ROA)
0.50%0.20%1.57%0.49%0.45%
Return on Equity (ROE)
14.17%5.71%47.56%9.80%8.43%
Return on Capital Employed (ROCE)
0.00%2.82%2.13%0.63%0.53%
Return on Invested Capital (ROIC)
0.00%7.86%-89.19%1.03%0.83%
Return on Tangible Assets
0.51%0.21%1.59%0.50%0.45%
Earnings Yield
8.75%3.35%22.57%8.12%10.24%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 7.74 8.55
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
20.96 14.56 17.56 13.74 14.47
Asset Turnover
0.05 0.04 0.06 0.04 0.05
Working Capital Turnover Ratio
2.47 1.56 0.48 0.17 0.19
Cash Conversion Cycle
0.00 0.00 0.00 47.15 42.68
Days of Sales Outstanding
0.00 0.00 0.00 47.15 42.68
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 47.15 42.68
Cash Flow Ratios
Operating Cash Flow Per Share
19.84 16.04 12.64 11.97 13.61
Free Cash Flow Per Share
19.54 15.61 12.17 11.48 13.21
CapEx Per Share
0.30 0.43 0.46 0.48 0.40
Free Cash Flow to Operating Cash Flow
0.99 0.97 0.96 0.96 0.97
Dividend Paid and CapEx Coverage Ratio
1.66 5.21 4.18 4.11 5.17
Capital Expenditure Coverage Ratio
66.90 37.18 27.28 24.78 34.36
Operating Cash Flow Coverage Ratio
1.12 0.95 0.78 0.74 0.86
Operating Cash Flow to Sales Ratio
0.29 0.28 0.18 0.23 0.25
Free Cash Flow Yield
25.25%19.84%14.51%15.88%26.64%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.43 29.85 4.43 12.31 9.76
Price-to-Sales (P/S) Ratio
1.11 1.36 1.20 1.36 0.92
Price-to-Book (P/B) Ratio
1.62 1.70 2.11 1.21 0.82
Price-to-Free Cash Flow (P/FCF) Ratio
3.96 5.04 6.89 6.30 3.75
Price-to-Operating Cash Flow Ratio
3.90 4.90 6.64 6.04 3.65
Price-to-Earnings Growth (PEG) Ratio
0.07 -0.35 0.02 0.49 6.10
Price-to-Fair Value
1.62 1.70 2.11 1.21 0.82
Enterprise Value Multiple
0.00 0.00 3.23 0.00 0.00
EV to EBITDA
0.00 0.00 3.23 0.00 0.00
EV to Sales
1.11 1.31 1.16 1.51 1.03
EV to Free Cash Flow
3.94 4.85 6.64 6.96 4.17
EV to Operating Cash Flow
3.88 4.72 6.40 6.67 4.05
Tangible Book Value Per Share
36.76 34.40 28.57 49.39 48.92
Shareholders’ Equity Per Share
47.79 46.17 39.83 59.95 60.28
Tax and Other Ratios
Effective Tax Rate
0.15 0.09 0.20 0.16 0.16
Revenue Per Share
69.52 57.80 69.66 53.02 53.66
Net Income Per Share
6.77 2.64 18.94 5.87 5.08
Tax Burden
0.83 0.84 0.78 0.76 0.82
Interest Burden
-7.38 -2.71 1.01 -7.57 -6.72
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.32
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
2.88 6.09 0.65 1.83 2.62
Currency in USD
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