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STOCKS

Principal Financial (PFG)

NASDAQ:PFG

PFG

Principal Financial

RESEARCH TOOLSreports

Principal Financial (PFG) Ratios

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749 Followers

Principal Financial Ratios

PFG's free cash flow for Q4 2025 was $0.47. For the 2025 fiscal year, PFG's free cash flow was decreased by $ and operating cash flow was $0.14. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	0.76	0.76	0.00	0.00	0.53
Quick Ratio	0.76	0.76	0.00	0.00	5.14
Cash Ratio	0.76	0.76	0.00	0.00	0.24
Solvency Ratio	<0.01	<0.01	<0.01	<0.01	0.02
Operating Cash Flow Ratio	0.78	0.78	0.00	0.00	0.15
Short-Term Operating Cash Flow Coverage	10.25	10.25	30.14	62.07	39.32
Net Current Asset Value	$ -324.55B	$ -324.55B	$ -302.19B	$ -293.84B	$ -281.78B
Leverage Ratios
Debt-to-Assets Ratio	0.01	0.01	0.01	0.01	0.01
Debt-to-Equity Ratio	0.35	0.35	0.37	0.37	0.41
Debt-to-Capital Ratio	0.26	0.26	0.27	0.27	0.29
Long-Term Debt-to-Capital Ratio	0.24	0.24	0.26	0.26	0.29
Financial Leverage Ratio	28.73	28.73	28.29	27.94	30.30
Debt Service Coverage Ratio	2.84	3.39	11.94	14.97	62.19
Interest Coverage Ratio	0.00	643.64	726.77	388.84	4.99K
Debt to Market Cap	0.22	0.21	0.23	0.21	0.19
Interest Debt Per Share	18.90	18.64	18.17	16.89	16.24
Net Debt to EBITDA	-0.16	-0.14	-0.05	-0.71	-0.12
Profitability Margins
Gross Profit Margin	45.19%	45.19%	45.59%	43.17%	62.98%
EBIT Margin	9.06%	9.08%	11.72%	5.41%	34.14%
EBITDA Margin	9.06%	10.69%	13.31%	7.40%	35.83%
Operating Profit Margin	9.06%	9.06%	11.72%	5.41%	34.14%
Pretax Profit Margin	9.06%	9.06%	11.72%	5.41%	34.14%
Net Profit Margin	7.58%	7.58%	9.74%	4.56%	27.13%
Continuous Operations Profit Margin	8.03%	8.03%	9.91%	4.90%	27.36%
Net Income Per EBT	83.69%	83.69%	83.14%	84.35%	79.45%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.35%	0.35%	0.50%	0.20%	1.57%
Return on Equity (ROE)	10.26%	9.97%	14.17%	5.71%	47.56%
Return on Capital Employed (ROCE)	0.42%	0.42%	0.60%	0.24%	2.12%
Return on Invested Capital (ROIC)	47.65%	47.65%	1046.43%	1096.73%	-88.78%
Return on Tangible Assets	0.35%	0.35%	0.51%	0.21%	1.59%
Earnings Yield	6.20%	5.95%	8.97%	3.35%	22.57%
Efficiency Ratios
Receivables Turnover	4.01	4.01	0.69	0.56	0.69
Payables Turnover	0.00	0.00	0.00	0.00	0.32
Inventory Turnover	0.00	0.00	0.00	0.00	-0.07
Fixed Asset Turnover	22.28	22.28	20.96	14.56	17.60
Asset Turnover	0.05	0.05	0.05	0.04	0.06
Working Capital Turnover Ratio	-2.17	-22.70	0.00	-2.84	-3.65
Cash Conversion Cycle	90.97	90.97	526.45	657.32	-5.94K
Days of Sales Outstanding	90.97	90.97	526.45	657.32	528.18
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	-5.32K
Days of Payables Outstanding	0.00	0.00	0.00	0.00	1.15K
Operating Cycle	90.97	90.97	526.45	657.32	-4.79K
Cash Flow Ratios
Operating Cash Flow Per Share	20.40	20.10	20.35	16.04	12.64
Free Cash Flow Per Share	19.96	19.67	20.04	15.61	12.17
CapEx Per Share	0.44	0.43	0.30	0.43	0.46
Free Cash Flow to Operating Cash Flow	0.98	0.98	0.99	0.97	0.96
Dividend Paid and CapEx Coverage Ratio	5.80	5.80	6.33	5.21	4.18
Capital Expenditure Coverage Ratio	46.29	46.29	66.90	37.18	27.28
Operating Cash Flow Coverage Ratio	1.08	1.08	1.12	0.95	0.78
Operating Cash Flow to Sales Ratio	0.29	0.29	0.29	0.28	0.18
Free Cash Flow Yield	23.52%	22.30%	25.89%	19.84%	14.51%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	16.12	16.80	11.15	29.85	4.43
Price-to-Sales (P/S) Ratio	1.21	1.27	1.09	1.36	1.20
Price-to-Book (P/B) Ratio	1.61	1.68	1.58	1.70	2.11
Price-to-Free Cash Flow (P/FCF) Ratio	4.25	4.49	3.86	5.04	6.89
Price-to-Operating Cash Flow Ratio	4.21	4.39	3.80	4.90	6.64
Price-to-Earnings Growth (PEG) Ratio	-0.67	-0.78	0.07	-0.35	0.02
Price-to-Fair Value	1.61	1.68	1.58	1.70	2.11
Enterprise Value Multiple	13.17	11.79	8.11	17.68	3.23
Enterprise Value	18.64B	19.68B	17.41B	17.88B	20.30B
EV to EBITDA	13.17	11.79	8.11	17.68	3.23
EV to Sales	1.19	1.26	1.08	1.31	1.16
EV to Free Cash Flow	4.20	4.43	3.84	4.85	6.64
EV to Operating Cash Flow	4.11	4.34	3.78	4.72	6.40
Tangible Book Value Per Share	24.51	24.16	37.70	34.40	28.57
Shareholders’ Equity Per Share	53.43	52.65	49.01	46.17	39.83
Tax and Other Ratios
Effective Tax Rate	0.11	0.11	0.15	0.09	0.20
Revenue Per Share	70.26	69.23	71.29	57.80	69.84
Net Income Per Share	5.33	5.25	6.94	2.64	18.94
Tax Burden	0.84	0.84	0.83	0.84	0.79
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	>-0.01	0.00	<0.01	<0.01	<0.01
Income Quality	8.78	3.83	2.88	6.09	0.65

Currency in USD