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Hartford Insurance Group Inc (HIG)
NYSE:HIG
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Hartford Insurance (HIG) Price & Analysis

689 Followers

HIG Stock Chart & Stats

$140.53
$0.08(0.06%)
At close: 4:00 PM EDT
$140.53
$0.08(0.06%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetSustained low leverage and material equity growth strengthen regulatory and rating resilience, enabling durable underwriting capacity and capital deployment. A conservative balance sheet supports buybacks/dividends and provides a buffer against underwriting shocks, preserving long-term solvency and strategic optionality.
High-quality Cash GenerationConsistent, high‑quality free cash flow underpins sustainable capital returns, reinvestment in tech and underwriting, and reserve strengthening when needed. Reliable cash conversion reduces dependence on external financing and supports long-term shareholder capital allocation and cycle resilience.
Strong Core Earnings And Investment IncomeRobust underwriting profitability combined with rising investment income enhances durable earnings power. Higher portfolio yields and alternative returns amplify return on capital, enabling sustained ROE and financing of strategic initiatives while partially offsetting underwriting cycle variability.
Bears Say
Reserve Adverse DevelopmentMaterial adverse prior‑year reserve movements indicate reserve uncertainty and increase earnings volatility over time. Persistent reserve risk can erode capital, strain regulatory ratios, and require higher pricing or additional reserves, challenging predictable ROE and long-term underwriting credibility.
Personal Lines PressureSustained premium declines and rising expense ratios in personal lines reduce scale economics and compress margins. If competition in direct channels persists, the business may need continued investment to drive retention and distribution change, weighing on long-term profitability and capital returns.
Competitive Pricing In Commercial SegmentsModerating pricing and rising competition in middle and large commercial lines can structurally pressure premium growth and underwriting margins. Sustaining ROE will require stricter underwriting discipline, cost control, or product differentiation; failure to do so risks prolonged margin compression.

Hartford Insurance News

HIG FAQ

What was Hartford Insurance Group Inc’s price range in the past 12 months?
Hartford Insurance Group Inc lowest stock price was $120.33 and its highest was $146.06 in the past 12 months.
    What is Hartford Insurance Group Inc’s market cap?
    Hartford Insurance Group Inc’s market cap is $37.39B.
      When is Hartford Insurance Group Inc’s upcoming earnings report date?
      Hartford Insurance Group Inc’s upcoming earnings report date is Oct 22, 2026 which is in 66 days.
        How were Hartford Insurance Group Inc’s earnings last quarter?
        Hartford Insurance Group Inc released its earnings results on Jul 23, 2026. The company reported $3.42 earnings per share for the quarter, beating the consensus estimate of $3.157 by $0.263.
          Is Hartford Insurance Group Inc overvalued?
          According to Wall Street analysts Hartford Insurance Group Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Hartford Insurance Group Inc pay dividends?
            Hartford Insurance Group Inc pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.68%. See more information on Hartford Insurance Group Inc dividends here
              What is Hartford Insurance Group Inc’s EPS estimate?
              Hartford Insurance Group Inc’s EPS estimate is 3.06.
                How many shares outstanding does Hartford Insurance Group Inc have?
                Hartford Insurance Group Inc has 270,872,000 shares outstanding.
                  What happened to Hartford Insurance Group Inc’s price movement after its last earnings report?
                  Hartford Insurance Group Inc reported an EPS of $3.42 in its last earnings report, beating expectations of $3.157. Following the earnings report the stock price went down -1.161%.
                    Which hedge fund is a major shareholder of Hartford Insurance Group Inc?
                    Currently, no hedge funds are holding shares in HIG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Hartford Insurance Group Inc

                      The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

                      Hartford Insurance (HIG) Earnings & Revenues

                      HIG Company Deck

                      HIG Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented a majority of positive operational and financial outcomes: strong core earnings ($945M), an attractive trailing ROE (18.7%), meaningful book value expansion, robust investment income growth (+22% YoY), a sizable $4.2B buyback authorization and clear execution in small commercial and employee benefits. Offsetting these positives were pockets of reserve adverse development (general liability and commercial auto), a notable decline in personal insurance written premiums (auto -10%), elevated disability loss ratios, and signs of increased competitive pressure in middle & large commercial lines that are tempering growth expectations. Management emphasized disciplined underwriting, targeted pricing, continued investments in AI and technology, and confidence in capital returns, while acknowledging near-term volatility in loss experience and expense pressure from tech investments.View all HIG earnings summaries

                      HIG Revenue Breakdown

                      89.70%89.70%10.26%-0.35%0.39%
                      89.70% Earned premium and fee income from external customers
                      10.26% Net investment income
                      -0.35% Net realized gains (losses)
                      0.39% Other revenue
                      tipranks

                      HIG Stock 12 Month Forecast

                      Average Price Target

                      $150.21
                      ▲(6.89% Upside)
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