The Hartford delivered a strong financial performance with significant growth in key segments, improved underlying ratios, and successful strategic investments. Challenges include pressure in workers' compensation pricing and flat growth in certain areas. However, the positives strongly outweigh the negatives.

Company Guidance

In the second quarter of 2025, The Hartford Insurance Group reported remarkable financial performance, with core earnings nearly reaching $1 billion and a trailing 12-month core earnings return on equity (ROE) of 17%. Business Insurance experienced an 8% increase in top line growth, maintaining an impressive underlying combined ratio of 88. The Small Business sector achieved a record-breaking net new business premium, driven by a 35% increase in E&S binding premium, while Personal Insurance saw significant improvements with a 9.7-point enhancement in auto results, leading to a mid-90s underlying combined ratio. Notably, the company achieved a 9.2% core earnings margin in Employee Benefits, complemented by strong life and disability results. Global Specialty reported outstanding results, with sustained underlying margins in the mid-80s and a record quarterly gross written premium of $1.3 billion. The Hartford's strategic investments in AI and technology have significantly enhanced efficiency, allowing for 75% of quotes across all admitted lines to be bound within minutes, positioning the company for continued growth and innovation.

Strong Financial Performance

The Hartford achieved core earnings of nearly $1 billion in Q2 2025, reflecting strong execution of strategy and market expansion.

Business Insurance Growth

Business Insurance saw an 8% growth in written premium with an underlying combined ratio of 88.

Personal Insurance Improvement

Personal Insurance reported a 7% increase in written premium, with significant improvement in auto and homeowners' combined ratios.

Global Specialty Success

Global Specialty reported a mid-80s combined ratio and record quarterly gross written premium of $1.3 billion.

Employee Benefits Margin

Employee Benefits achieved an exceptional core earnings margin of 9.2%, driven by strong life and disability results.

Investment Portfolio Performance

Net investment income increased, driven by higher interest rates and invested assets, with an annualized portfolio yield of 4.6%.

Share Repurchase Program

Repurchased 3.2 million shares for $400 million, with $2.35 billion remaining on authorization.

Hartford Financial (HIG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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HIG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	2.90 / -	2.53	―	―	―
Jul 28, 2025	2025 (Q2)	2.83 / 3.41	2.5	36.40% (+0.91)
Apr 24, 2025	2025 (Q1)	2.15 / 2.20	2.34	-5.98% (-0.14)
Jan 30, 2025	2024 (Q4)	2.64 / 2.94	3.06	-3.92% (-0.12)
Oct 24, 2024	2024 (Q3)	2.54 / 2.53	2.29	10.48% (+0.24)
Jul 25, 2024	2024 (Q2)	2.24 / 2.50	1.88	32.98% (+0.62)
Apr 25, 2024	2024 (Q1)	2.46 / 2.34	1.68	39.29% (+0.66)
Feb 01, 2024	2023 (Q4)	2.45 / 3.06	2.31	32.47% (+0.75)
Oct 26, 2023	2023 (Q3)	1.98 / 2.29	1.44	59.03% (+0.85)
Jul 27, 2023	2023 (Q2)	1.83 / 1.88	2.15	-12.56% (-0.27)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HIG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 28, 2025	$121.24	$124.64	+2.80%
Apr 24, 2025	$118.76	$118.28	-0.40%
Jan 30, 2025	$113.30	$110.61	-2.37%
Oct 24, 2024	$118.95	$110.85	-6.81%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hartford Financial Services Group (HIG) report earnings?

Hartford Financial Services Group (HIG) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).

What is Hartford Financial Services Group (HIG) earnings time?

Hartford Financial Services Group (HIG) earnings time is at Oct 23, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HIG EPS forecast?

HIG EPS forecast for the fiscal quarter 2025 (Q3) is 2.9.

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