Strong Financial Performance
The Hartford reported a full-year core earnings ROE of 16.7%, reflecting strong underwriting execution and investment performance.
Commercial Lines Growth
Commercial Lines achieved a written premium growth of 6% for the quarter, with an underlying combined ratio of 87.1%. On a yearly basis, growth was 9% with an underlying combined ratio of 87.9%.
Personal Lines Improvement
Personal Lines reported a 17.3-point improvement in the loss ratio over the prior year, with an underlying combined ratio of 90.2% for the quarter.
Group Benefits Core Earnings Margin
Group Benefits delivered a core earnings margin of 7.8% for the quarter and 8.2% for the year, driven by strong life and disability results.