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PBF Energy (PBF)
NYSE:PBF
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PBF Energy (PBF) AI Stock Analysis

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PBF

PBF Energy

(NYSE:PBF)

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Outperform 74 (OpenAI - 5.2)
Rating:74Outperform
Price Target:
$82.00
▲(33.05% Upside)
Action:Reiterated
Date:07/31/26
The score is driven primarily by improving fundamentals (profitability and cash flow rebound with manageable leverage) and a strong uptrend versus key moving averages. The latest earnings call further supports the outlook with strong cash generation, rapid deleveraging, and disciplined capex. Valuation is the main moderating factor given a mid-teens P/E and modest dividend yield, alongside ongoing cyclicality and regulatory/operational risks.
Positive Factors
Deleveraging & Liquidity
Substantially lower net debt and a strong cash balance materially improve financial resilience. A ~15% net-debt-to-capital position reduces refinancing pressure, expands financing optionality for capex or acquisitions, and gives the company a buffer to absorb cyclical margin downturns over the coming months.
Negative Factors
Earnings Cyclicality
Refining margins and earnings historically swing widely with global supply-demand and feedstock differentials. That inherent cyclicality can quickly reverse recent cash-flow and ROE improvements, increase working-capital strain, and constrain long-term planning for capex, dividends, or buybacks during downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
Deleveraging & Liquidity
Substantially lower net debt and a strong cash balance materially improve financial resilience. A ~15% net-debt-to-capital position reduces refinancing pressure, expands financing optionality for capex or acquisitions, and gives the company a buffer to absorb cyclical margin downturns over the coming months.
Read all positive factors

PBF Energy (PBF) vs. SPDR S&P 500 ETF (SPY)

PBF Energy Business Overview & Revenue Model

Company Description
PBF Energy Inc., operating through its subsidiaries, primarily focuses on the refinement and distribution of various petroleum products. Its business is structured into two core segments: Refining and Logistics. The company's extensive product por...
How the Company Makes Money
PBF primarily makes money by refining crude oil into higher-value refined products and selling those products, earning the difference between product sales prices and input/feedstock and operating costs (often referred to as refining margin). Its ...

PBF Energy Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 29, 2026
Earnings Call Sentiment Positive
The call conveyed a strongly positive operational and financial trajectory: exceptional Q2 cash generation and EBITDA, substantial deleveraging, full restart of Martinez and all refineries running, meaningful RBI efficiency gains (20% gas reduction and ~$60M/yr procurement savings), plus favorable macro tailwinds from global supply disruptions supporting elevated refining margins. Notable negatives include a few operational incidents (Chalmette, Toledo), an ongoing Martinez insurance claim and residual rebuild costs, regulatory/RINs-related cost and market uncertainty, and the incremental debt tied to the Torrance hydrogen purchase. Overall, the positives (material earnings, cash flow, balance sheet improvement, operational recovery and structural margin tailwinds) outweigh the operational and regulatory risks.
Positive Updates
Strong Earnings and Cash Generation
Q2 adjusted net income of $6.22 per share and adjusted EBITDA of $1.24 billion; cash from operations of $1.6 billion (including a ~$430 million working capital benefit).
Negative Updates
Operational Incidents and Turnarounds
Chalmette loss-of-containment (May) took a pretreat and reformer offline until Q3 repairs (no material throughput reduction but higher naphtha / slight gasoline yield loss); planned Martinez hydrocracker turnaround in Q3 (finishing in October) will impact operations; Toledo experienced unplanned FCC work that reduced throughput in Q2.
Read all updates
Q2-2026 Updates
Negative
Strong Earnings and Cash Generation
Q2 adjusted net income of $6.22 per share and adjusted EBITDA of $1.24 billion; cash from operations of $1.6 billion (including a ~$430 million working capital benefit).
Read all positive updates
Company Guidance
Management's guidance emphasized strong cash generation and rapid deleveraging: Q2 adjusted net income was $6.22 per share with adjusted EBITDA of $1.24 billion, cash from operations of $1.6 billion (including a ~$430 million working capital benefit), ending the quarter with $894 million cash and roughly $855 million net debt (net debt-to-cap 15%) after reducing net debt by over $1.4 billion in the quarter and expecting about $1.5 billion in cash at end‑July; Q2 also included a $250 million insurance gain (bringing Martinez recoveries to $1.25 billion to date) and management expects at least one more similar payment in H2 2026. Operational and capital guidance: consolidated Q2 capex was $189 million (excluding ~$56 million Martinez rebuild), 2026 total capex guidance was lowered by ~ $75 million to about $850 million at the midpoint as several turnarounds (Toledo, Chalmette) were deferred to 2027 while Martinez hydrocracker turnaround is scheduled Q3–October and Paulsboro turnaround remains late fall; PBF agreed to buy two Torrance hydrogen plants (to be financed with a seller note, closing expected in Q3). Efficiency targets include a ~20% reduction in purchased natural gas per barrel (vs 2024 baseline) and an expected ~$60 million/year procurement savings; SBR produced ~15,100 bpd of renewable diesel in Q2, contributing $27.5 million of net income (about $40 million of EBITDA) with management citing robust RD margins and elevated RINs.

PBF Energy Financial Statement Overview

Summary
Financials show a rebound in TTM profitability and cash generation, with a balance sheet that appears reasonably supported by moderate leverage. However, results remain highly cyclical: prior years swung from strong profits to losses, and cash flow consistency is a key risk despite the recent recovery.
Income Statement
62
Positive
Balance Sheet
71
Positive
Cash Flow
56
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue34.37B29.33B33.12B38.32B46.83B27.25B
Gross Profit1.54B-571.00M-372.20M2.40B4.68B887.20M
EBITDA2.13B-253.60M-2.40M3.62B4.36B1.13B
Net Income1.35B-158.50M-533.80M2.14B2.88B231.00M
Balance Sheet
Total Assets14.72B13.02B12.70B14.39B13.55B11.64B
Cash, Cash Equivalents and Short-Term Investments894.10M527.90M536.10M1.78B2.20B1.34B
Total Debt2.50B2.90B2.31B2.04B2.64B5.01B
Total Liabilities8.17B7.57B7.02B7.76B8.49B9.11B
Stockholders Equity6.41B5.32B5.54B6.49B4.93B1.93B
Cash Flow
Free Cash Flow827.50M-783.20M-347.50M678.90M4.14B228.20M
Operating Cash Flow1.27B-78.00M43.40M1.34B4.77B477.30M
Investing Cash Flow-615.00M-480.20M-1.04B-338.60M-1.01B-388.50M
Financing Cash Flow-374.00M550.00M-250.70M-1.42B-2.90B-356.80M

PBF Energy Technical Analysis

Technical Analysis Sentiment
Positive
Last Price61.63
Price Trends
50DMA
49.11
Positive
100DMA
46.16
Positive
200DMA
39.44
Positive
Market Momentum
MACD
5.37
Negative
RSI
67.22
Neutral
STOCH
57.12
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PBF, the sentiment is Positive. The current price of 61.63 is above the 20-day moving average (MA) of 60.41, above the 50-day MA of 49.11, and above the 200-day MA of 39.44, indicating a bullish trend. The MACD of 5.37 indicates Negative momentum. The RSI at 67.22 is Neutral, neither overbought nor oversold. The STOCH value of 57.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PBF.

PBF Energy Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
$16.66B8.6919.86%2.27%16.26%
74
Outperform
$8.65B6.2924.08%1.78%13.54%
71
Outperform
$4.31B9.4332.61%-2.52%
68
Neutral
$7.07B11.9318.56%4.91%10.20%37.86%
65
Neutral
$15.17B7.614.09%5.20%3.87%-62.32%
55
Neutral
$3.83B51.6210.48%1.41%17.88%
53
Neutral
$4.15B-78.01-37.66%1.61%-6.49%93.38%
* Energy Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PBF
PBF Energy
72.28
49.79
221.36%
CVI
CVR Energy
35.62
10.76
43.31%
DK
Delek US Holdings
67.87
47.13
227.23%
DINO
HF Sinclair Corporation
91.47
49.27
116.75%
UGP
Ultrapar Participacoes SA
6.50
3.63
126.32%
PARR
Par Pacific Holdings
86.03
55.50
181.79%

PBF Energy Corporate Events

Business Operations and StrategyPrivate Placements and Financing
PBF Energy Issues New Senior Notes to Refinance Debt
Neutral
May 28, 2026
On May 28, 2026, PBF Holding Company LLC and PBF Finance Corporation, subsidiaries of PBF Energy, issued $500 million of 7.250% senior notes due 2034 in a Rule 144A/Reg S private placement, generating net proceeds of about $492.7 million. The comp...
Business Operations and StrategyPrivate Placements and Financing
PBF Energy Prices New Notes to Refinance 2028 Debt
Positive
May 27, 2026
On May 26, 2026, PBF Energy announced that indirect subsidiary PBF Holding Company LLC and its unit PBF Finance Corporation had priced a $500 million private offering of 7.25% senior unsecured notes due 2034, with closing expected on May 28, 2026,...
Business Operations and StrategyPrivate Placements and Financing
PBF Energy Launches New Notes Offering, Redeems 2028 Debt
Positive
May 26, 2026
On May 26, 2026, PBF Energy’s PBF Holding unit and its subsidiary PBF Finance launched a private $500 million senior unsecured notes offering due 2034, with plans to use the proceeds and available cash to redeem in full $801.6 million of 6.0...
Executive/Board ChangesShareholder Meetings
PBF Energy Shareholders Back Board, Pay and Incentive Plan
Positive
Apr 30, 2026
At its Annual Meeting of Stockholders held on April 28, 2026, PBF Energy shareholders re-elected all 11 nominees to the board of directors, with each director receiving strong majority support despite some variation in opposition levels. This cont...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 31, 2026