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OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$3.93 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)1.15M
Market Cap
$913.22M
Enterprise Value$820.56M
Total Cash (Recent Filing)$57.95M
Total Debt (Recent Filing)$300.84M
Price to Earnings (P/E)50.5
Beta1.37
Next Earnings
Nov 06, 2025EPS Estimate
0.32Last Dividend Ex-Date
Apr 08, 2025Dividend YieldN/A
Share Statistics
EPS (TTM)0.45
Shares Outstanding28,357,891
10 Day Avg. Volume966,148
30 Day Avg. Volume1,152,691
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap0.90
Enterprise Value/Revenue1.52
Enterprise Value/Gross Profit1.88
Enterprise Value/Ebitda2.86
Forecast
1Y Price Target
$15.25Price Target Upside45.65% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $3.93 and its highest was $17.73 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $913.22M.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is Nov 06, 2025 which is in 57 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Aug 06, 2025. The company reported $0.45 earnings per share for the quarter, beating the consensus estimate of $0.295 by $0.155.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Undervalued.
Does OppFi pay dividends?
OppFi pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.32.
How many shares outstanding does OppFi have?
OppFi has 28,357,891 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.45 in its last earnings report, beating expectations of $0.295. Following the earnings report the stock price went up 13.413%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
OppFi Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$15.25 (45.65% Upside)
$15.25 (45.65% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 85%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 70.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $217.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.6%
Last 30 Days ▼ 4.7%
Last 30 Days ▼ 4.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
157.24%
12-Months-Change
Fundamentals
Return on Equity
-209.49%
Trailing 12-Months
Asset Growth
17.50%
Trailing 12-Months
Company Description
OppFi
OppFi (OPFI) is a financial technology company that operates in the consumer finance sector, focusing on providing accessible credit products to consumers who are underserved by traditional financial institutions. The company's core services include offering installment loans through its proprietary online lending platform, which aims to deliver fast, transparent, and user-friendly financial solutions to its customers.
OPFI Company Deck
OPFI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarterly performance with record revenue and income, driven by technological advancements and improved operational efficiencies. However, there are concerns about macroeconomic factors and a significant noncash charge affecting GAAP net income.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$15.25
▲(45.65% Upside)