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OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
$11.02
-$0.33(-4.57%)
At close: 4:00 PM EST
$11.02
-$0.33(-4.57%)
Day’s Range― - ―
52-Week Range$6.81 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)569.05K
Market Cap
$982.81M
Enterprise Value$1.49B
Total Cash (Recent Filing)$45.45M
Total Debt (Recent Filing)$332.76M
Price to Earnings (P/E)―
Beta1.42
Next Earnings
Mar 05, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.46
Shares Outstanding27,664,310
10 Day Avg. Volume709,644
30 Day Avg. Volume569,046
Financial Highlights & Ratios
PEG Ratio-0.03
Price to Book (P/B)4.71
Price to Sales (P/S)0.29
P/FCF Ratio0.50
Enterprise Value/Market Cap1.52
Enterprise Value/Revenue2.60
Enterprise Value/Gross Profit3.16
Enterprise Value/Ebitda4.09
Forecast
1Y Price Target
$14.00Price Target Upside27.04% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $6.81 and its highest was $17.73 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $982.81M.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is Mar 05, 2026 which is in 71 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Oct 30, 2025. The company reported $0.46 earnings per share for the quarter, beating the consensus estimate of $0.32 by $0.14.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Undervalued.
Does OppFi pay dividends?
OppFi pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.29.
How many shares outstanding does OppFi have?
OppFi has 27,664,310 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.46 in its last earnings report, beating expectations of $0.32. Following the earnings report the stock price went down -7.232%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OppFi Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$14.00 (27.04% Upside)
$14.00 (27.04% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 82%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 20.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $234.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 7.8%
Last 30 Days ▼ 7.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
53.91%
12-Months-Change
Fundamentals
Return on Equity
9.19%
Trailing 12-Months
Asset Growth
16.37%
Trailing 12-Months
Company Description
OppFi
OppFi (OPFI) is a financial technology company specializing in providing consumer credit solutions to underbanked individuals in the United States. The company operates primarily in the fintech sector, offering a range of products including personal loans and credit products designed to meet the needs of consumers who may not qualify for traditional bank financing. Through its proprietary technology platform, OppFi aims to enhance financial access and empower customers with flexible payment options.
OPFI Company Deck
OPFI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
OppFi delivered strong financial and operational results with significant revenue and profitability growth. While there were challenges with increased charge-offs and a slight yield decrease, effective risk management and strategic expansions in credit facilities and innovations indicate a positive outlook.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$14.00
▲(27.04% Upside)