OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
$7.96
-$0.33(-4.57%)
At close: 4:00 PM EST
$7.96
-$0.33(-4.57%)
Day’s Range― - ―
52-Week Range$7.54 - $15.03
Previous CloseN/A
Volume303.04K
Average Volume (3M)475.13K
Market Cap
$686.96M
Enterprise Value$928.29M
Total Cash (Recent Filing)$93.26M
Total Debt (Recent Filing)$339.29M
Price to Earnings (P/E)10.5
Beta1.54
Next Earnings
May 13, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.30
Shares Outstanding26,436,610
10 Day Avg. Volume644,697
30 Day Avg. Volume475,132
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)4.74
Price to Sales (P/S)0.46
P/FCF Ratio0.73
Enterprise Value/Market Cap1.35
Enterprise Value/Revenue1.55
Enterprise Value/Gross Profit1.64
Enterprise Value/Ebitda4.63
Forecast
1Y Price Target
$14.33Price Target Upside80.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.74
Revenue Forecast (FY)$663.07M
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $7.54 and its highest was $15.03 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $686.96M.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is May 13, 2026 which is in 48 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Mar 11, 2026. The company reported $0.3 earnings per share for the quarter, beating the consensus estimate of $0.282 by $0.018.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Undervalued.
Does OppFi pay dividends?
OppFi pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.34.
How many shares outstanding does OppFi have?
OppFi has 26,436,610 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.3 in its last earnings report, beating expectations of $0.282. Following the earnings report the stock price went down -5.87%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OppFi Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$14.33 (80.03% Upside)
$14.33 (80.03% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 80%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 11.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 3.4%
Last 30 Days ▼ 3.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-27.17%
12-Months-Change
Fundamentals
Return on Equity
73.23%
Trailing 12-Months
Asset Growth
17.61%
Trailing 12-Months
Company Description
OppFi
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
OPFI Company Deck
OPFI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operating and financial outcomes: record revenues, sizable increases in GAAP and adjusted net income, improved yields, materially lower operating expense ratios, strengthened liquidity and capacity, and constructive 2026 guidance. Management acknowledged credit stress from summer vintages that temporarily raised Q4 net charge-offs and flagged macro risks (inflation/gas prices) and partner retention nuances as items to monitor, but outlined clear remediation and upgrade plans (Model 6.1, Model 7.0, LOLA, targeted marketing and risk-based pricing). On balance, positive operational and financial momentum and explicit remediation plans outweighed the near-term credit headwinds.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$14.33
▲(80.03% Upside)