Want to see OPFI full AI Analyst Report?
OPFI Stock Chart & Stats
$9.02
$0.16(1.81%)
At close: 4:00 PM EDT
$9.02
$0.16(1.81%)
Day’s Range― - ―
52-Week Range$6.50 - $12.45
Previous CloseN/A
Volume378.39K
Average Volume (3M)733.13K
Market Cap
$596.46M
Enterprise Value$1.06K
Total Cash (Recent Filing)$64.35M
Total Debt (Recent Filing)$293.59M
Price to Earnings (P/E)2.1
Beta1.69
Next Earnings
Nov 05, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.37
Shares Outstanding85,208,244
10 Day Avg. Volume478,319
30 Day Avg. Volume733,128
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)4.74
Price to Sales (P/S)0.46
P/FCF Ratio0.73
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$12.17Price Target Upside34.89% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.79
Revenue Forecast (FY)$612.31M
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was Oppfi Inc’s price range in the past 12 months?
Oppfi Inc lowest stock price was $6.50 and its highest was $12.45 in the past 12 months.
What is Oppfi Inc’s market cap?
Oppfi Inc’s market cap is $596.46M.
When is Oppfi Inc’s upcoming earnings report date?
Oppfi Inc’s upcoming earnings report date is Nov 05, 2026 which is in 77 days.
How were Oppfi Inc’s earnings last quarter?
Oppfi Inc released its earnings results on Aug 10, 2026. The company reported $0.33 earnings per share for the quarter, missing the consensus estimate of $0.445 by -$0.115.
Is Oppfi Inc overvalued?
According to Wall Street analysts Oppfi Inc’s price is currently Undervalued.
Does Oppfi Inc pay dividends?
Oppfi Inc pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on Oppfi Inc dividends here
What is Oppfi Inc’s EPS estimate?
Oppfi Inc’s EPS estimate is 0.35.
How many shares outstanding does Oppfi Inc have?
Oppfi Inc has 85,208,244 shares outstanding.
What happened to Oppfi Inc’s price movement after its last earnings report?
Oppfi Inc reported an EPS of $0.33 in its last earnings report, missing expectations of $0.445. Following the earnings report the stock price went down -24.857%.
Which hedge fund is a major shareholder of Oppfi Inc?
Currently, no hedge funds are holding shares in OPFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$12.17 (34.89% Upside)
$12.17 (34.89% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 20.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $276.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.7%
Last 30 Days ▼ 6.0%
Last 30 Days ▼ 6.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-19.82%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
14.46%
Trailing 12-Months
Company Description
Oppfi Inc
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
OPFI Company Deck
OPFI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call balanced near-term operational and financial headwinds (lower originations, elevated net charge-offs ratios, reduced 2026 guidance and decreased adjusted earnings) with clear strategic progress (modular platform enabling faster product launches, completed LOC testing, improved recoveries, controlled adjusted operating expenses, strong liquidity and capital position, and continued confidence in long-term targets and the BNC acquisition). Management emphasized prioritizing balance sheet strength and unit economics over short-term volume and expects product rollouts and synergies to drive growth in 2H 2026 and beyond.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$12.17
▲(34.89% Upside)
Technical Analysis
Ownership Overview
60.92% Insiders
3.95% Mutual Funds
4.49% Other Institutional Investors
25.51% Public Companies and
Individual Investors