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OPFI Stock Chart & Stats
$8.86
-$0.33(-4.57%)
At close: 4:00 PM EST
$8.86
-$0.33(-4.57%)
Day’s Range― - ―
52-Week Range$7.36 - $13.88
Previous CloseN/A
Volume303.04K
Average Volume (3M)788.46K
Market Cap
$1.31B
Enterprise Value$949.14M
Total Cash (Recent Filing)$63.87M
Total Debt (Recent Filing)$300.83M
Price to Earnings (P/E)3.8
Beta1.67
Next Earnings
Aug 12, 2026EPS Estimate
0.45Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.37
Shares Outstanding85,393,250
10 Day Avg. Volume811,918
30 Day Avg. Volume788,459
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)4.74
Price to Sales (P/S)0.46
P/FCF Ratio0.73
Enterprise Value/Market Cap0.72
Enterprise Value/Revenue1.56
Enterprise Value/Gross Profit1.59
Enterprise Value/Ebitda5.45
Forecast
1Y Price Target
$14.00Price Target Upside58.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.8
Revenue Forecast (FY)$660.51M
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was Oppfi Inc’s price range in the past 12 months?
Oppfi Inc lowest stock price was $7.36 and its highest was $13.88 in the past 12 months.
What is Oppfi Inc’s market cap?
Oppfi Inc’s market cap is $1.31B.
When is Oppfi Inc’s upcoming earnings report date?
Oppfi Inc’s upcoming earnings report date is Aug 12, 2026 which is in 33 days.
How were Oppfi Inc’s earnings last quarter?
Oppfi Inc released its earnings results on May 07, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.328 by $0.022.
Is Oppfi Inc overvalued?
According to Wall Street analysts Oppfi Inc’s price is currently Undervalued.
Does Oppfi Inc pay dividends?
Oppfi Inc pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on Oppfi Inc dividends here
What is Oppfi Inc’s EPS estimate?
Oppfi Inc’s EPS estimate is 0.45.
How many shares outstanding does Oppfi Inc have?
Oppfi Inc has 85,393,250 shares outstanding.
What happened to Oppfi Inc’s price movement after its last earnings report?
Oppfi Inc reported an EPS of $0.35 in its last earnings report, beating expectations of $0.328. Following the earnings report the stock price went up 1.436%.
Which hedge fund is a major shareholder of Oppfi Inc?
Currently, no hedge funds are holding shares in OPFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OppFi Stock Smart Score
Underperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$14.00 (58.01% Upside)
$14.00 (58.01% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 20.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $766.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 0.6%
Last 30 Days >0.1%
Last 30 Days >0.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-36.21%
12-Months-Change
Fundamentals
Return on Equity
134.28%
Trailing 12-Months
Asset Growth
12.49%
Trailing 12-Months
Company Description
Oppfi Inc
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
OPFI Company Deck
OPFI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a largely positive strategic outlook: solid revenue (+8% YoY), stronger receivables (~+9%), robust free cash flow ($69M), a transformational bank acquisition with significant expected funding and synergy benefits, and meaningful product/tech upgrades via LOLA that should improve efficiency and product velocity. However, near-term credit pressure (higher net charge-offs and lower yield), a 7% decline in originations, and heavy near-term investment spend create tangible short-term headwinds to profitability. Overall, management emphasizes long-term value creation and appears confident in the strategic path despite current macro and credit challenges.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$14.00
▲(58.01% Upside)
Technical Analysis
Ownership Overview
60.62% Insiders
3.94% Mutual Funds
2.15% Other Institutional Investors
29.46% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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