Earnings GuidanceManagement introduced initial 2025 guidance that calls for both double-digit revenue and earnings growth as the company accelerates originations with the bulk of credit stress in the rearview mirror.
Portfolio PerformanceThe company continued demonstrating operating leverage in 4Q along with higher yields on the portfolio and improving credit performance, leading to strong bottom-line outperformance versus expectations.
Strategic ExpansionThe acquisition of a 35% minority stake in Bitty Advance allows OppFi to expand its footprint into the small business lending sector.