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OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.35 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)2.73M
Market Cap
$1.03B
Enterprise Value$546.25M
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)72.3
Beta0.95
Next Earnings
Mar 05, 2025EPS Estimate
0.15Last Dividend Ex-Date
Apr 18, 2024Dividend YieldN/A
Share Statistics
EPS (TTM)0.16
Shares Outstanding21,218,110
10 Day Avg. Volume3,072,577
30 Day Avg. Volume2,734,304
Standard Deviation0.22
R-Squared0.11
Alpha0.00955
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)3.97
Price to Cash Flow (P/CF)3.30
P/FCF Ratio3.30
Enterprise Value/Market Cap0.53
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.40
Enterprise Value/Ebitda4.01
Forecast
1Y Price Target
$10.50Price Target Upside-9.64% Downside
Rating ConsensusHold
Number of Analyst Covering1
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OppFi News
PremiumThe Fly
OppFi rises 11.6%
PremiumCompany Announcements
OppFi Expands Credit Facility with Blue Owl Capital
PremiumThe Fly
OppFi falls -8.5%PremiumThe Fly
OppFi rises 11.2%---
Bulls Say, Bears Say
Bulls Say
Financial PerformanceShares of OPFI are trading up around 20% following a strong performance in the third quarter, with better-than-expected origination volumes, stable credit performance, and improved operating efficiency.
Market PositionCompetitive dynamics remain favorable for OppFi, as newer entrants in the market struggle with reliable funding due to tightening capital markets.
Strategic GrowthThe acquisition of a 35% minority stake in Bitty Advance allows OppFi to expand its footprint into the small business lending sector without retaining balance sheet risk.
Bears Say
Comparative ValuationOppFi shares are viewed as fairly valued and should not command a premium compared to similar companies like Enova International.
Dilution ImpactInvestors must revisit the additional dilution from SPAC-era warrants, which add approximately 3.6 million shares to the diluted share count, posing a valuation hurdle.
Valuation ConcernsThe downgrade of OppFi's stock rating from Market Outperform to Market Perform is based on valuation concerns at current levels.
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Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $2.35 and its highest was $17.73 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $1.03B.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is Mar 05, 2025 which is in 12 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Nov 07, 2024. The company reported $0.33 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.12.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Overvalued.
Does OppFi pay dividends?
OppFi pays a Notavailable dividend of $0.119 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.15.
How many shares outstanding does OppFi have?
OppFi has 21,218,110 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.33 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 22.366%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
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OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$10.50 (-9.64% Downside)
$10.50 (-9.64% Downside)
Blogger Sentiment
Bullish
OPFI Sentiment 93%
Sector Average 68%
Sector Average 68%
Insider Transactions
Sold Shares
Worth $171.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 29.4%
Last 30 Days ▲ 29.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
224.94%
12-Months-Change
Fundamentals
Return on Equity
31.53%
Trailing 12-Months
Asset Growth
3.11%
Trailing 12-Months
Company Description
OppFi
OppFi Inc. (OPFI) is a financial technology firm offering loans and financial access to customers through bank partnerships. The Chicago-based AI powered platform offers three main products, namely: OppLoans, SalaryTap, and OppFi Card. OppFi targets median U.S. consumers who do not have the option of typical credit acquisition routes.
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OPFI Company Deck
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OPFI Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Positive
OppFi's Q3 2024 earnings call highlighted record-breaking net income and revenue, alongside increased full-year earnings guidance and operational efficiencies. Despite some challenges with interest expenses and seasonality in loan demand, the positive developments and strategic initiatives indicate a strong performance and future outlook.Read More>---
OPFI Stock 12 Month Forecast
Average Price Target
$10.50
▼(-9.64% Downside)
Technical Analysis
World Acceptance
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LendingClub
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Enova International
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Qifu Technology
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Upstart Holdings
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Best Analysts Covering OPFI
1 Year
1 Year Success Rate
3/5 ratings generated profit
1 Year Average Return
+160.98%
reiterated a buy rating 4 months ago
Copying Michael Grondahl's trades and holding each position for 1 Year would result in 60.00% of your transactions generating a profit, with an average return of +160.98% per trade.
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