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Oppfi Inc (OPFI)
:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$4.38 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)1.02M
Market Cap
$977.83M
Enterprise Value$820.56M
Total Cash (Recent Filing)$45.23M
Total Debt (Recent Filing)$322.19M
Price to Earnings (P/E)50.5
Beta1.46
Next Earnings
Nov 06, 2025EPS Estimate
0.32Last Dividend Ex-Date
Apr 08, 2025Dividend YieldN/A
Share Statistics
EPS (TTM)0.45
Shares Outstanding28,357,891
10 Day Avg. Volume1,022,879
30 Day Avg. Volume1,015,615
Financial Highlights & Ratios
PEG Ratio-0.03
Price to Book (P/B)4.71
Price to Sales (P/S)0.29
P/FCF Ratio0.50
Enterprise Value/Market Cap0.84
Enterprise Value/Revenue1.48
Enterprise Value/Gross Profit1.73
Enterprise Value/Ebitda4.31
Forecast
1Y Price Target
$15.00Price Target Upside32.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
Bulls Say, Bears Say
Bulls Say
Earnings GrowthStrong fourth-quarter performance and guidance for continued earnings growth have led to a significant increase in share price.
Financial PerformanceThe company demonstrated operating leverage and improved credit performance, resulting in strong bottom-line outperformance.
Shareholder ReturnsAggressive capital return to shareholders with expected further buybacks at the current valuation highlights shareholder-friendly policies.
Bears Say
Comparable ValuationOppFi shares are considered fairly valued with no premium warranted compared to its closest comparable company, Enova International.
Dilution ConcernsSPAC-era warrants are expected to increase the diluted share count, posing a valuation hurdle for the company.
Stock ValuationAnalyst downgrades shares from Market Outperform to Market Perform due to valuation concerns at current levels.
OppFi News
OPFI FAQ
What was Oppfi Inc’s price range in the past 12 months?
Oppfi Inc lowest stock price was $4.38 and its highest was $17.73 in the past 12 months.
What is Oppfi Inc’s market cap?
Oppfi Inc’s market cap is $977.83M.
When is Oppfi Inc’s upcoming earnings report date?
Oppfi Inc’s upcoming earnings report date is Nov 06, 2025 which is in 35 days.
How were Oppfi Inc’s earnings last quarter?
Oppfi Inc released its earnings results on Aug 06, 2025. The company reported $0.45 earnings per share for the quarter, beating the consensus estimate of $0.295 by $0.155.
Is Oppfi Inc overvalued?
According to Wall Street analysts Oppfi Inc’s price is currently Undervalued.
Does Oppfi Inc pay dividends?
Oppfi Inc pays a Notavailable dividend of $0.25 which represents an annual dividend yield of N/A. See more information on Oppfi Inc dividends here
What is Oppfi Inc’s EPS estimate?
Oppfi Inc’s EPS estimate is 0.32.
How many shares outstanding does Oppfi Inc have?
Oppfi Inc has 28,357,891 shares outstanding.
What happened to Oppfi Inc’s price movement after its last earnings report?
Oppfi Inc reported an EPS of $0.45 in its last earnings report, beating expectations of $0.295. Following the earnings report the stock price went up 13.413%.
Which hedge fund is a major shareholder of Oppfi Inc?
Currently, no hedge funds are holding shares in OPFI
OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$15.00 (32.39% Upside)
$15.00 (32.39% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 70%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 70.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.7%
Last 30 Days ▼ 7.9%
Last 30 Days ▼ 7.9%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
126.72%
12-Months-Change
Fundamentals
Return on Equity
-209.49%
Trailing 12-Months
Asset Growth
17.50%
Trailing 12-Months
Company Description
Oppfi Inc
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
OPFI Company Deck
OPFI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarterly performance with record revenue and income, driven by technological advancements and improved operational efficiencies. However, there are concerns about macroeconomic factors and a significant noncash charge affecting GAAP net income.View all OPFI earnings summariesOPFI Stock 12 Month Forecast
Average Price Target
$15.00
▲(32.39% Upside)