OppFi (OPFI)
NYSE:OPFI
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Total Valuation
OppFi has a market cap or net worth of $794.48M. The enterprise value is $1.03B.
Market Cap$794.48M
Enterprise Value$1.03B
Share Statistics
OppFi has 26,739,319 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding26,739,319
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
OppFi’s return on equity (ROE) is 0.45 and return on invested capital (ROIC) is 27.09%.
Return on Equity (ROE)0.45
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)27.09%
Return on Capital Employed (ROCE)0.29
Revenue Per Employee1.34M
Profits Per Employee328.64K
Employee Count445
Asset Turnover0.79
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OppFi is 1.8. OppFi’s PEG ratio is 0.06.
PE Ratio1.8
PS Ratio0.46
PB Ratio4.74
Price to Fair Value4.74
Price to FCF0.73
Price to Operating Cash Flow0.57
PEG Ratio0.06
Income Statement
In the last 12 months, OppFi had revenue of 597.05M and earned 26.33M in profits. Earnings per share was 0.99.
Revenue597.05M
Gross Profit567.71M
Operating Income193.25M
Pretax Income156.13M
Net Income26.33M
EBITDA200.66M
Earnings Per Share (EPS)0.99
Cash Flow
In the last 12 months, operating cash flow was 413.26M and capital expenditures -105.50M, giving a free cash flow of 307.75M billion.
Operating Cash Flow413.26M
Free Cash Flow307.75M
Free Cash Flow per Share11.51
Dividends & Yields
OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―
Dividend Per Share$0.25
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.70
52-Week Price Change-22.21%
50-Day Moving Average8.56
200-Day Moving Average10.05
Relative Strength Index (RSI)64.25
Average Volume (3m)446.86K
Important Dates
OppFi upcoming earnings date is Aug 12, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateAug 12, 2026
Ex-Dividend Date―
Financial Position
OppFi as a current ratio of 7.44, with Debt / Equity ratio of 397.64%
Current Ratio7.44
Quick Ratio7.44
Debt to Market Cap1.16
Net Debt to EBITDA1.41
Interest Coverage Ratio4.91
Taxes
In the past 12 months, OppFi has paid 9.88M in taxes.
Income Tax9.88M
Effective Tax Rate0.06
Enterprise Valuation
OppFi EV to EBITDA ratio is 2.79, with an EV/FCF ratio of 1.47.
EV to Sales0.94
EV to EBITDA2.79
EV to Free Cash Flow1.47
EV to Operating Cash Flow1.40
Balance Sheet
OppFi has $63.87M in cash and marketable securities with $300.83M in debt, giving a net cash position of -$236.96M billion.
Cash & Marketable Securities$63.87M
Total Debt$300.83M
Net Cash-$236.96M
Net Cash Per Share-$8.86
Tangible Book Value Per Share$11.65
Margins
Gross margin is 98.11%, with operating margin of 32.37%, and net profit margin of 4.41%.
Gross Margin98.11%
Operating Margin32.37%
Pretax Margin26.15%
Net Profit Margin4.41%
EBITDA Margin33.61%
EBIT Margin32.74%
Analyst Forecast
The average price target for OppFi is $14.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$14.00
Price Target Upside58.01% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast12.95%
EPS Growth Forecast―