Oppfi Inc (OPFI)
NYSE:OPFI
Total Valuation
OppFi has a market cap or net worth of $645.25M. The enterprise value is $900.66M.
Market Cap$645.25M
Enterprise Value$900.66M
Share Statistics
OppFi has 26,436,610 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding26,436,610
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
OppFi’s return on equity (ROE) is 0.45 and return on invested capital (ROIC) is 24.66%.
Return on Equity (ROE)0.45
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)24.66%
Return on Capital Employed (ROCE)0.29
Revenue Per Employee1.34M
Profits Per Employee328.64K
Employee Count445
Asset Turnover0.79
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OppFi is 10.5. OppFi’s PEG ratio is 0.06.
PE Ratio10.5
PS Ratio0.46
PB Ratio4.74
Price to Fair Value4.74
Price to FCF0.73
Price to Operating Cash Flow0.49
PEG Ratio0.06
Income Statement
In the last 12 months, OppFi had revenue of 597.05M and earned 26.33M in profits. Earnings per share was 0.99.
Revenue597.05M
Gross Profit567.71M
Operating Income193.25M
Pretax Income156.13M
Net Income26.33M
EBITDA200.66M
Earnings Per Share (EPS)0.99
Cash Flow
In the last 12 months, operating cash flow was 406.22M and capital expenditures -19.11M, giving a free cash flow of 387.11M billion.
Operating Cash Flow406.22M
Free Cash Flow387.11M
Free Cash Flow per Share14.64
Dividends & Yields
OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―
Dividend Per Share$0.25
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.57
52-Week Price Change-8.34%
50-Day Moving Average8.88
200-Day Moving Average10.34
Relative Strength Index (RSI)30.29
Average Volume (3m)496.84K
Important Dates
OppFi upcoming earnings date is May 13, 2026, After Close (Confirmed).
Last Earnings DateMar 11, 2026
Next Earnings DateMay 13, 2026
Ex-Dividend Date―
Financial Position
OppFi as a current ratio of 7.44, with Debt / Equity ratio of 580.14%
Current Ratio7.44
Quick Ratio7.44
Debt to Market Cap1.40
Net Debt to EBITDA1.23
Interest Coverage Ratio4.91
Taxes
In the past 12 months, OppFi has paid 9.88M in taxes.
Income Tax9.88M
Effective Tax Rate0.06
Enterprise Valuation
OppFi EV to EBITDA ratio is 2.61, with an EV/FCF ratio of 1.37.
EV to Sales0.88
EV to EBITDA2.61
EV to Free Cash Flow1.37
EV to Operating Cash Flow1.30
Balance Sheet
OppFi has $93.26M in cash and marketable securities with $339.29M in debt, giving a net cash position of -$246.03M billion.
Cash & Marketable Securities$93.26M
Total Debt$339.29M
Net Cash-$246.03M
Net Cash Per Share-$9.31
Tangible Book Value Per Share$11.65
Margins
Gross margin is 95.09%, with operating margin of 32.37%, and net profit margin of 4.41%.
Gross Margin95.09%
Operating Margin32.37%
Pretax Margin26.15%
Net Profit Margin4.41%
EBITDA Margin33.61%
EBIT Margin32.74%
Analyst Forecast
The average price target for OppFi is $14.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$14.33
Price Target Upside89.05% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast9.63%
EPS Growth Forecast-112.71%