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Oppfi Inc (OPFI)
:OPFI
Total Valuation
OppFi has a market cap or net worth of $909.73M. The enterprise value is $820.56M.
Market Cap$909.73M
Enterprise Value$820.56M
Share Statistics
OppFi has 28,357,891 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding28,357,891
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
OppFi’s return on equity (ROE) is 0.22 and return on invested capital (ROIC) is 15.48%.
Return on Equity (ROE)0.22
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)15.48%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee1.18M
Profits Per Employee188.40K
Employee Count445
Asset Turnover0.82
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OppFi is 50.5. OppFi’s PEG ratio is ―.
PE Ratio50.5
PS Ratio―
PB Ratio―
Price to Fair Value4.71
Price to FCF―
Price to Operating Cash Flow0.86
PEG Ratio―
Income Statement
In the last 12 months, OppFi had revenue of 525.96M and earned 7.26M in profits. Earnings per share was 0.36.
Revenue525.96M
Gross Profit420.78M
Operating Income94.54M
Pretax Income88.05M
Net Income7.26M
EBITDA308.60M
Earnings Per Share (EPS)0.36
Cash Flow
In the last 12 months, operating cash flow was 332.30M and capital expenditures -10.88M, giving a free cash flow of 321.43M billion.
Operating Cash Flow332.30M
Free Cash Flow321.43M
Free Cash Flow per Share11.33
Dividends & Yields
OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―
Dividend Per Share$0.25
Dividend Yield―
Payout Ratio20.33%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.34
52-Week Price Change126.01%
50-Day Moving Average12.20
200-Day Moving Average10.32
Relative Strength Index (RSI)42.73
Average Volume (3m)1.16M
Important Dates
OppFi upcoming earnings date is Nov 6, 2025, After Close (Confirmed).
Last Earnings DateAug 6, 2025
Next Earnings DateNov 6, 2025
Ex-Dividend DateApr 08, 2025
Financial Position
OppFi as a current ratio of 9.43, with Debt / Equity ratio of 140.51%
Current Ratio9.43
Quick Ratio9.43
Debt to Market Cap2.07
Net Debt to EBITDA0.88
Interest Coverage Ratio0.52
Taxes
In the past 12 months, OppFi has paid 4.21M in taxes.
Income Tax4.21M
Effective Tax Rate0.05
Enterprise Valuation
OppFi EV to EBITDA ratio is 1.38, with an EV/FCF ratio of 1.37.
EV to Sales0.81
EV to EBITDA1.38
EV to Free Cash Flow1.37
EV to Operating Cash Flow1.31
Balance Sheet
OppFi has $57.95M in cash and marketable securities with $300.84M in debt, giving a net cash position of $242.88M billion.
Cash & Marketable Securities$57.95M
Total Debt$300.84M
Net Cash$242.88M
Net Cash Per Share$8.56
Tangible Book Value Per Share$11.63
Margins
Gross margin is 85.17%, with operating margin of 17.97%, and net profit margin of 1.38%.
Gross Margin85.17%
Operating Margin17.97%
Pretax Margin16.74%
Net Profit Margin1.38%
EBITDA Margin58.67%
EBIT Margin56.84%
Analyst Forecast
The average price target for OppFi is $13.83, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$13.83
Price Target Upside32.73% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast6.79%
EPS Growth Forecast-593.75%