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STOCKS

OppFi (OPFI)

NYSE:OPFI

OPFI

OppFi

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OppFi (OPFI) Ratios

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626 Followers

OppFi Ratios

OPFI's free cash flow for Q1 2025 was $0.83. For the 2025 fiscal year, OPFI's free cash flow was decreased by $ and operating cash flow was $0.66. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	29.57	10.48	17.26	7.75	6.03
Quick Ratio	29.57	10.48	17.26	7.75	6.03
Cash Ratio	29.57	0.62	0.55	0.43	0.58
Solvency Ratio	>-0.01	0.03	0.05	0.10	0.45
Operating Cash Flow Ratio	169.54	5.75	8.23	2.88	4.32
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	7.46	11.99
Net Current Asset Value	$ -345.35M	$ 131.76M	$ 89.47M	$ 106.24M	$ 81.39M
Leverage Ratios
Debt-to-Assets Ratio	0.00	0.58	0.63	0.55	0.55
Debt-to-Equity Ratio	0.00	33.45	-736.07	-30.31	1.59
Debt-to-Capital Ratio	0.00	0.97	1.00	1.03	0.61
Long-Term Debt-to-Capital Ratio	0.00	0.97	1.00	1.04	0.59
Financial Leverage Ratio	28.38	57.62	-1.17K	-55.54	2.88
Debt Service Coverage Ratio	2.79	0.94	1.58	5.22	6.46
Interest Coverage Ratio	1.31	0.99	-0.18	417.93	-
Debt to Market Cap	0.00	3.96	12.17	4.57	1.20
Interest Debt Per Share	4.26	24.15	28.66	20.74	12.18
Net Debt to EBITDA	-0.20	6.85	6.28	2.11	1.28
Profitability Margins
Gross Profit Margin	81.11%	76.43%	76.11%	71.69%	82.19%
EBIT Margin	59.67%	8.21%	0.68%	25.74%	33.26%
EBITDA Margin	53.30%	9.11%	12.22%	33.72%	35.58%
Operating Profit Margin	24.45%	9.11%	-1.40%	16.33%	26.64%
Pretax Profit Margin	18.47%	8.21%	0.68%	25.70%	26.64%
Net Profit Margin	-1.79%	-0.20%	1.57%	7.29%	26.64%
Continuous Operations Profit Margin	17.46%	7.76%	0.74%	25.61%	26.64%
Net Income Per EBT	-9.69%	-2.40%	231.73%	28.36%	100.00%
EBT Per EBIT	75.57%	90.20%	-48.30%	157.37%	100.00%
Return on Assets (ROA)	-1.51%	-0.17%	1.22%	5.09%	27.12%
Return on Equity (ROE)	-13.29%	-9.63%	-1436.84%	-282.68%	78.04%
Return on Capital Employed (ROCE)	20.65%	8.43%	-1.15%	12.90%	32.11%
Return on Invested Capital (ROIC)	113.27%	7.96%	-1.26%	12.23%	30.11%
Return on Tangible Assets	-1.51%	-0.17%	1.22%	5.09%	27.12%
Earnings Yield	-3.55%	-1.20%	24.89%	42.58%	58.67%
Efficiency Ratios
Receivables Turnover	0.00	1.09	0.98	0.90	1.31
Payables Turnover	51.93	27.01	17.07	16.27	37.55
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	20.46	22.65	16.39	23.94	27.56
Asset Turnover	0.84	0.85	0.78	0.70	1.02
Working Capital Turnover Ratio	1.92	1.05	1.04	1.14	2.59
Cash Conversion Cycle	-7.03	320.21	349.32	381.65	269.02
Days of Sales Outstanding	0.00	333.72	370.71	404.09	278.74
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	7.03	13.51	21.38	22.44	9.72
Operating Cycle	0.00	333.72	370.71	404.09	278.74
Cash Flow Ratios
Operating Cash Flow Per Share	14.03	18.07	17.49	12.66	14.80
Free Cash Flow Per Share	13.57	17.52	16.53	11.57	13.98
CapEx Per Share	0.46	0.55	0.95	1.09	0.83
Free Cash Flow to Operating Cash Flow	0.97	0.97	0.95	0.91	0.94
Dividend Paid and CapEx Coverage Ratio	6.05	15.41	16.71	1.58	7.25
Capital Expenditure Coverage Ratio	30.54	32.94	18.36	11.64	17.92
Operating Cash Flow Coverage Ratio	0.00	0.85	0.67	0.61	1.22
Operating Cash Flow to Sales Ratio	0.62	0.58	0.54	0.48	0.66
Free Cash Flow Yield	32.23%	342.17%	806.53%	254.91%	137.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	-28.24	-83.51	4.02	2.35	1.70
Price-to-Sales (P/S) Ratio	1.85	0.16	0.06	0.17	0.45
Price-to-Book (P/B) Ratio	12.09	8.04	-57.74	-6.64	1.33
Price-to-Free Cash Flow (P/FCF) Ratio	3.11	0.29	0.12	0.39	0.73
Price-to-Operating Cash Flow Ratio	0.82	0.28	0.12	0.36	0.69
Price-to-Earnings Growth (PEG) Ratio	0.06	0.75	-0.05	-0.03	0.01
Price-to-Fair Value	12.09	8.04	-57.74	-6.64	1.33
Enterprise Value Multiple	3.27	8.66	6.79	2.61	2.56
Enterprise Value	939.47M	401.31M	375.90M	308.97M	264.62M
EV to EBITDA	3.27	8.66	6.79	2.61	2.56
EV to Sales	1.74	0.79	0.83	0.88	0.91
EV to Free Cash Flow	2.92	1.40	1.63	2.02	1.46
EV to Operating Cash Flow	2.83	1.36	1.55	1.85	1.38
Tangible Book Value Per Share	9.99	11.84	11.44	11.94	7.65
Shareholders’ Equity Per Share	0.95	0.64	-0.04	-0.68	7.65
Tax and Other Ratios
Effective Tax Rate	0.05	0.06	-0.09	<0.01	0.00
Revenue Per Share	22.75	31.05	32.55	26.52	22.42
Net Income Per Share	-0.41	-0.06	0.51	1.93	5.97
Tax Burden	-0.10	-0.02	2.32	0.28	1.00
Interest Burden	0.31	1.00	1.00	1.00	0.80
Research & Development to Revenue	<0.01	0.05	0.00	0.00	0.00
SG&A to Revenue	0.07	0.07	0.06	0.10	0.07
Stock-Based Compensation to Revenue	0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	3.37	-294.67	72.84	1.86	2.48

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