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OppFi (OPFI)
NYSE:OPFI
Earnings Data
Report Date
Nov 06, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.32Last Year’s EPS
0.33Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarterly performance with record revenue and income, driven by technological advancements and improved operational efficiencies. However, there are concerns about macroeconomic factors and a significant noncash charge affecting GAAP net income.Company Guidance
Record Quarter Performance
OppFi achieved record quarterly revenue, adjusted net income, and operating margin in Q2 2025, with a 14% increase in total net originations and a 13% increase in revenue year-over-year.
Strong Financial Metrics
Adjusted net income increased 59% year-over-year, reaching a quarterly record of $39 million. Net revenue increased 16% to $100 million, and finance receivables grew by 13% to $438 million.
Technological Advancements
Introduction of the new loan origination lending application named LOLA, expected to enhance customer experiences and increase operational efficiencies through AI integration.
Improved Underwriting and Customer Experience
The auto approval rate improved to 80% in Q2 2025, up from 76% in Q2 2024, and OppLoans maintained high customer satisfaction with a 79 NPS score and a CSAT score of 89%.
Guidance Increase
Full year 2025 revenue guidance increased to between $578 million and $605 million, with adjusted net income expected to increase by 51% to 57% compared to 2024.
OPFI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
OPFI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 06, 2025 | $9.99 | $11.33 | +13.41% |
May 07, 2025 | $9.70 | $10.84 | +11.75% |
Mar 05, 2025 | $9.35 | $10.36 | +10.80% |
Nov 07, 2024 | $5.41 | $6.62 | +22.37% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does OppFi (OPFI) report earnings?
OppFi (OPFI) is schdueled to report earning on Nov 06, 2025, After Close (Confirmed).
What is OppFi (OPFI) earnings time?
OppFi (OPFI) earnings time is at Nov 06, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OPFI EPS forecast?
OPFI EPS forecast for the fiscal quarter 2025 (Q3) is 0.32.