NICE (NICE) AI Stock Analysis

• Market Cap: $7.24B
• Dividend Yield: N/A
• Average Volume (3M): 648.17K
• Price to Earnings (P/E): 13.0
• Beta (1Y): 1.31
• Revenue Growth: 9.46%
• EPS Growth: 34.09%
• Country: US
• Employees: 8,726
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 3.18
• Shares Outstanding: 61,743,477
• 10 Day Avg. Volume: 612,638
• 30 Day Avg. Volume: 648,171
• PEG Ratio: 0.79
• Price to Book (P/B): 3.00
• Price to Sales (P/S): 3.94
• P/FCF Ratio: 14.71
• Enterprise Value/Market Cap: 1.21
• Enterprise Value/Revenue: 3.05
• Enterprise Value/Gross Profit: 4.54
• Enterprise Value/Ebitda: 10.76
• 1Y Price Target: $158.57
• Price Target Upside: 37.33% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 15
• EPS Forecast (FY): 11.08
• Revenue Forecast (FY): $3.18B

• Rating: 71 Outperform
• Price Target: $128.00 ▲(10.85% Upside)

NICE's overall stock score is driven by its strong financial performance and positive earnings call, indicating robust growth potential and strategic success. However, technical analysis points to bearish momentum, which tempers the overall score. The valuation suggests potential undervaluation, but the lack of a dividend yield may deter some investors.

Positive Factors

Cloud Revenue Growth

The strong growth in cloud revenue indicates robust demand for NICE's SaaS offerings, positioning the company well for sustained long-term growth in the cloud computing space.

AI and Self-Service Expansion

The rapid growth in AI and self-service solutions highlights NICE's competitive edge in AI-driven customer engagement, enhancing its market position and future revenue potential.

International Revenue Growth

Strong international revenue growth demonstrates NICE's successful global expansion strategy, diversifying its revenue streams and reducing reliance on any single market.

Negative Factors

Operating Margin Contraction

The anticipated contraction in operating margins could pressure profitability, potentially impacting NICE's ability to invest in growth initiatives and maintain competitive pricing.

Decline in Services Revenue

The decline in services revenue reflects a shift in customer preferences, which may require NICE to adapt its service offerings to sustain its revenue base.

Leadership Change

The appointment of a new COO could lead to strategic shifts and operational changes, potentially disrupting established processes and impacting short-term performance.

NICE Business Overview & Revenue Model

Company Description

NICE Ltd., together with its subsidiaries, provides cloud platforms for AI-driven digital business solutions worldwide. It offers CXone, a cloud native open platform that supports contact centers ranging from small single sites to distributed remote agents and enterprises; Enlighten, an AI engine for CX that discovers automation opportunities for self-service; digital-entry points solutions that enable organizations to address consumers' needs; and journey orchestration solutions that empower organizations to connect and route customers to deal with the customer's request, and connecting them using real time AI-based routing. The company also provides smart self service solutions that empower organizations to build intelligent automated conversations based on data; and prepared agent solutions and tools enable contact center agents to guide and alert them in real time so they can provide resolutions; complete performance solutions that help organizations to record structured and unstructured customer interaction and transaction data; and NICE Evidencentral, an digital evidence management platform for public safety emergency communications, law enforcement, and criminal justice helps agencies. In addition, it offers X-Sight, is an open and flexible AI-cloud platform for financial crime and compliance; Xceed, a cloud platform for comprehensive AML and fraud prevention for small and mid-sized organizations; data intelligence solutions that enable organizations to turn raw data into comprehensive actionable intelligence to prevent and detect financial crimes; AI and analytics technologies to detect and prevent financial crimes in real-time; money laundering and fraud prevention solutions that help organizations adhere to capital markets compliance and anti-money laundering compliance regulations; intelligent investigations solutions; and self-service solutions that provide organizations with customization and self-development capabilities. The company was formerly known as NICE-Systems Ltd. and changed its name to NICE Ltd. in June 2016. NICE Ltd. was founded in 1986 and is based in Ra'anana, Israel.

How the Company Makes Money

NICE generates revenue through a subscription-based model, primarily from its cloud offerings, which include software as a service (SaaS) solutions. Key revenue streams include recurring subscription fees from its customer engagement and financial crime and compliance solutions, as well as professional services such as consulting and implementation. Significant partnerships with technology firms and integration with other enterprise software platforms enhance its service offerings, contributing to customer retention and new client acquisition. Additionally, NICE benefits from a growing demand for analytics and AI-driven solutions, further bolstering its revenue growth.

NICE Financial Statement Overview

Summary

NICE displays a robust financial performance with strong revenue and profit growth, efficient cost management, and prudent leverage. Cash flow generation is solid, supporting future growth and investment. Overall, NICE is well-positioned in the Software - Application industry with a stable and profitable financial foundation.

Income Statement

NICE has demonstrated strong revenue growth with a TTM (Trailing-Twelve-Months) increase of 1.48% and consistent annual growth. The gross profit margin remains robust at 67.03% TTM, indicating efficient cost management. Net profit margin improved to 18.92% TTM, reflecting enhanced profitability. EBIT and EBITDA margins also show healthy operational efficiency, with TTM figures at 23.37% and 30.06%, respectively.

Balance Sheet

The company maintains a solid financial position with a low debt-to-equity ratio of 0.14 TTM, indicating prudent leverage management. Return on equity has improved to 14.93% TTM, showcasing effective utilization of shareholder funds. The equity ratio stands at a healthy level, reflecting strong asset backing by equity.

Cash Flow

NICE exhibits strong cash flow generation with a TTM free cash flow growth rate of 7.80%. The operating cash flow to net income ratio is 0.55 TTM, indicating good cash conversion efficiency. The free cash flow to net income ratio is 0.87 TTM, highlighting effective cash management and reinvestment capabilities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.88B	2.74B	2.38B	2.18B	1.92B	1.65B
Gross Profit	1.93B	1.83B	1.61B	1.50B	1.30B	1.09B
EBITDA	815.65M	754.14M	628.76M	525.59M	440.48M	436.63M
Net Income	561.06M	442.59M	338.30M	265.94M	199.22M	196.35M
Balance Sheet
Total Assets	5.15B	5.30B	5.12B	4.85B	4.71B	4.23B
Cash, Cash Equivalents and Short-Term Investments	455.89M	1.62B	1.41B	1.57B	1.42B	1.46B
Total Debt	86.85M	563.60M	782.97M	777.46M	925.91M	795.89M
Total Liabilities	1.29B	1.69B	1.76B	1.80B	1.87B	1.64B
Stockholders Equity	3.86B	3.59B	3.34B	3.04B	2.83B	2.56B
Cash Flow
Free Cash Flow	711.62M	732.87M	477.25M	397.82M	394.61M	417.02M
Operating Cash Flow	786.41M	832.64M	561.43M	479.71M	461.82M	480.31M
Investing Cash Flow	-153.69M	-397.40M	-293.58M	-152.35M	-261.50M	-465.07M
Financing Cash Flow	-877.48M	-456.60M	-290.27M	-164.50M	-261.82M	196.84M

NICE Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 115.47
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NICE, the sentiment is Negative. The current price of 115.47 is above the 20-day moving average (MA) of 113.72, above the 50-day MA of 113.32, and below the 200-day MA of 142.39, indicating a neutral trend. The MACD of 1.07 indicates Negative momentum. The RSI at 54.61 is Neutral, neither overbought nor oversold. The STOCH value of 59.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NICE.

NICE Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PEGA	74 Outperform	$9.53B	38.04	51.96%	0.16%	17.00%	120.21%
NICE	71 Outperform	$7.24B	13.01	15.23%	―	9.46%	34.09%
MNDY	66 Neutral	$6.62B	108.32	5.81%	―	28.62%	186.67%
CVLT	65 Neutral	$5.48B	70.53	32.87%	―	22.02%	-55.25%
ESTC	65 Neutral	$7.64B	-70.48	-12.84%	―	16.98%	-265.85%
GTLB	64 Neutral	$6.09B	-133.86	-5.17%	―	27.35%	18.18%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%

NICE Corporate Events

NICE Highlights ESG Gains with 2024 Sustainability and Governance Report

On December 8, 2025, NiCE released its 2024 Governance (ESG) Report, highlighting measurable gains in sustainability, governance and people-focused innovation across its global operations. The company reported an 8‑point improvement in its EcoVadis rating to a Bronze Medal level, an 11% reduction in Scope 1 and 2 greenhouse gas intensity, and the start of migrating its Israeli data center to the cloud as part of its decarbonization and efficiency efforts. Governance metrics included 100% completion of employee ethics training and strengthened board‑level ESG oversight in 2025, while on the social and innovation fronts NiCE reinvested 14% of its 2024 revenue into R&D, supported by more than 3,300 professionals, expanded leadership development programs, and mobilized staff for over 40,000 volunteer hours and more than $900,000 in community donations. The report underscores NiCE’s bid to position itself as an ESG leader in the AI and customer‑experience technology space, tying environmental and governance improvements to long‑term innovation capacity and talent development, which is likely to be closely watched by investors and enterprise customers increasingly scrutinizing sustainability and ethical practices in technology vendors.

The most recent analyst rating on (NICE) stock is a Buy with a $175.00 price target. To see the full list of analyst forecasts on NICE stock, see the NICE Stock Forecast page.

NICE Ltd. Announces Key Developments and Industry Recognition in November 2025

NICE Ltd. announced several strategic developments in November 2025, including the appointment of Arun Chandra as Chief Operating Officer to lead the newly formed Global Customer Operations. Additionally, NICE and IGT Solutions are collaborating to accelerate AI-first customer experience transformation for global brands with the CXone Mpower platform. Furthermore, NICE was recognized as a leader in the IDC MarketScape European Contact Center-as-a-Service Vendor Assessment 2025, highlighting its strong positioning in the industry.

The most recent analyst rating on (NICE) stock is a Buy with a $189.00 price target. To see the full list of analyst forecasts on NICE stock, see the NICE Stock Forecast page.

NICE Ltd. Reports Strong Q3 2025 Results with 13% Cloud Revenue Growth

NICE Ltd. reported a 13% year-over-year increase in cloud revenue for the third quarter of 2025, with total revenues reaching $732 million, marking a 6% rise from the previous year. The company also completed the acquisition of Cognigy, a leader in conversational and agentic AI, which contributed to a 49% increase in AI annual recurring revenue. This strategic move, along with the integration of Cognigy, positions NICE at the forefront of the AI transformation in customer experience, as reflected in their raised full-year revenue guidance.

The most recent analyst rating on (NICE) stock is a Buy with a $190.00 price target. To see the full list of analyst forecasts on NICE stock, see the NICE Stock Forecast page.

NICE Ltd. Celebrates CX AI Successes During Customer Service Week

In October 2025, NICE Ltd. announced significant advancements in customer experience (CX) AI adoption, highlighting successful implementations by global brands such as PayPal, Fairstone, and Bamboo Insurance. These organizations have leveraged NICE’s CX AI technology to reduce wait times, improve service quality, and enhance customer and employee experiences. Notably, during Customer Service Week, NICE celebrated these achievements, emphasizing the transformative impact of their AI solutions in setting new standards for service excellence across industries.

The most recent analyst rating on (NICE) stock is a Buy with a $145.00 price target. To see the full list of analyst forecasts on NICE stock, see the NICE Stock Forecast page.