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MSBI Stock Chart & Stats
$32.25
$0.58(1.80%)
At close: 4:00 PM EDT
$32.25
$0.58(1.80%)
Day’s Range― - ―
52-Week Range$14.24 - $35.10
Previous Close$32.83
Volume300.52K
Average Volume (3M)139.99K
Market Cap
$681.71M
Enterprise Value$822.09
Total Cash (Recent Filing)$1.96B
Total Debt (Recent Filing)$344.89M
Price to Earnings (P/E)20.5
Beta0.65
Next Earnings
Oct 22, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend Yield3.93%
Share Statistics
EPS (TTM)1.60
Shares Outstanding20,752,111
10 Day Avg. Volume153,914
30 Day Avg. Volume139,988
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.82
Price to Sales (P/S)0.99
P/FCF Ratio3.84
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$33.00Price Target Upside2.33% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.14
Revenue Forecast (FY)$324.30M
Bulls Say, Bears Say
Bulls Say
Profitability And Cash GenerationThe return to positive net income alongside consistently positive operating and free cash flow strengthens internal funding capacity. This supports investment in banking operations, absorbs credit costs, and improves resilience through changing regional-bank conditions.
Deposit Growth And Capital StrengthGrowing deposits and stronger regulatory capital improve funding stability and financial flexibility. Reduced reliance on higher-cost brokered deposits can support margins, while robust capital provides capacity for disciplined lending and technology investment.
Community Banking And Wealth Management StrategyA technology-enabled community-bank model combined with commercial and wealth-management expansion can deepen customer relationships and diversify fee income. Process investment and a focus on core markets may improve scalability and risk discipline over time.
Bears Say
Declining Revenue And Loan BalancesRecent revenue contraction and lower total loans limit near-term earning-asset growth. Although management describes planned runoff and modest community-bank growth, sustained balance-sheet shrinkage could constrain net interest income and reduce operating leverage.
Earnings VolatilityThe sharp swing from several profitable years to a substantial loss and back to recovery shows sensitivity to credit and operating conditions. This history makes the current improvement less predictable and complicates assessment of sustainable earnings power.
Commercial Real Estate Credit RiskThe need for elevated provisions and charge-offs on a nonperforming commercial real estate exposure demonstrates continuing credit-risk sensitivity. Additional deterioration in CRE or specialty portfolios could pressure earnings, capital efficiency, and future loan growth.
Midland States Bancrop News
MSBI FAQ
What was Midland States Bancrop’s price range in the past 12 months?
Midland States Bancrop lowest stock price was $14.24 and its highest was $35.10 in the past 12 months.
What is Midland States Bancrop’s market cap?
Midland States Bancrop’s market cap is $681.71M.
When is Midland States Bancrop’s upcoming earnings report date?
Midland States Bancrop’s upcoming earnings report date is Oct 22, 2026 which is in 60 days.
How were Midland States Bancrop’s earnings last quarter?
Midland States Bancrop released its earnings results on Jul 23, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.782 by $0.038.
Is Midland States Bancrop overvalued?
According to Wall Street analysts Midland States Bancrop’s price is currently Undervalued.
Does Midland States Bancrop pay dividends?
Midland States Bancrop pays a Quarterly dividend of $0.33 which represents an annual dividend yield of 3.93%. See more information on Midland States Bancrop dividends here
What is Midland States Bancrop’s EPS estimate?
Midland States Bancrop’s EPS estimate is 0.89.
How many shares outstanding does Midland States Bancrop have?
Midland States Bancrop has 20,752,111 shares outstanding.
What happened to Midland States Bancrop’s price movement after its last earnings report?
Midland States Bancrop reported an EPS of $0.82 in its last earnings report, beating expectations of $0.782. Following the earnings report the stock price went up 4.132%.
Which hedge fund is a major shareholder of Midland States Bancrop?
Currently, no hedge funds are holding shares in MSBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Midland States Bancrop Stock Smart Score
Neutral
1
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5
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9
10
Analyst Consensus
Hold
Average Price Target:
$33.00 (2.33% Upside)
$33.00 (2.33% Upside)
Blogger Sentiment
Bullish
MSBI Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 23.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $341.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-30.14%
12-Months-Change
Fundamentals
Return on Equity
3.93%
Trailing 12-Months
Asset Growth
-5.73%
Trailing 12-Months
Company Description
Midland States Bancrop
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
MSBI Stock 12 Month Forecast
Average Price Target
$33.00
▲(2.33% Upside)
Technical Analysis
Bank Of Marin Bancorp
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Ownership Overview
6.07% Insiders
15.68% Mutual Funds
15.93% Other Institutional Investors
43.73% Public Companies and
Individual Investors