Elevate Your Investing Strategy:
- Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence.
Midland States Bancrop ( (MSBI) ) has provided an update.
Midland States Bancorp, Inc. reported a net income of $9.8 million for the second quarter of 2025, a significant improvement from the net loss of $143.2 million in the first quarter due to goodwill impairment. The company has made strides in improving its financial health, with a decrease in nonperforming assets and an increase in net interest margin. The bank has also tightened its underwriting standards, particularly in its equipment finance and specialty finance portfolios, to reduce exposure to higher-risk loans. The sale of the GreenSky loans in April further bolstered the company’s capital and liquidity, and the bank successfully exited two large non-performing relationships in July. Overall, Midland States Bancorp anticipates continued profitability improvements throughout the remainder of 2025.
The most recent analyst rating on (MSBI) stock is a Hold with a $21.00 price target. To see the full list of analyst forecasts on Midland States Bancrop stock, see the MSBI Stock Forecast page.
Spark’s Take on MSBI Stock
According to Spark, TipRanks’ AI Analyst, MSBI is a Neutral.
The overall score reflects significant challenges in financial performance and recent compliance issues that overshadow the strong technical indicators and valuation appeal. The robust cash flows and attractive dividend yield provide some support, but operational and regulatory risks are significant.
To see Spark’s full report on MSBI stock, click here.
More about Midland States Bancrop
Midland States Bancorp, Inc. operates in the financial services industry, focusing on community banking and wealth management. The company provides a range of banking products and services, including loans, deposits, and financial advisory services, with a market focus on community and specialty finance sectors.
Average Trading Volume: 127,988
Technical Sentiment Signal: Sell
Current Market Cap: $398.9M
For a thorough assessment of MSBI stock, go to TipRanks’ Stock Analysis page.