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Midland States Bancrop (MSBI)
NASDAQ:MSBI
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Midland States Bancrop (MSBI) Stock Statistics & Valuation Metrics

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Total Valuation

Midland States Bancrop has a market cap or net worth of $348.36M. The enterprise value is $805.62M.
Market Cap$348.36M
Enterprise Value$805.62M

Share Statistics

Midland States Bancrop has 21,543,554 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding21,543,554
Owned by Insiders5.69%
Owned by Institutions10.08%

Financial Efficiency

Midland States Bancrop’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.40%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.40%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee602.04K
Profits Per Employee41.94K
Employee Count907
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Midland States Bancrop is ―. Midland States Bancrop’s PEG ratio is -0.32.
PE Ratio
PS Ratio0.97
PB Ratio0.74
Price to Fair Value0.74
Price to FCF3.12
Price to Operating Cash Flow1.81
PEG Ratio-0.32

Income Statement

In the last 12 months, Midland States Bancrop had revenue of 546.05M and earned 38.04M in profits. Earnings per share was 1.32.
Revenue546.05M
Gross Profit235.94M
Operating Income46.90M
Pretax Income46.90M
Net Income38.04M
EBITDA46.90M
Earnings Per Share (EPS)1.32

Cash Flow

In the last 12 months, operating cash flow was 184.32M and capital expenditures -4.82M, giving a free cash flow of 179.50M billion.
Operating Cash Flow184.32M
Free Cash Flow179.50M
Free Cash Flow per Share8.33

Dividends & Yields

Midland States Bancrop pays an annual dividend of $0.32, resulting in a dividend yield of 7.96%
Dividend Per Share$0.32
Dividend Yield7.96%
Payout Ratio-99.21%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.84
52-Week Price Change-37.99%
50-Day Moving Average16.22
200-Day Moving Average16.79
Relative Strength Index (RSI)50.51
Average Volume (3m)139.99K

Important Dates

Midland States Bancrop upcoming earnings date is Jan 22, 2026, After Close (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend DateNov 14, 2025

Financial Position

Midland States Bancrop as a current ratio of 15.17, with Debt / Equity ratio of 85.94%
Current Ratio15.17
Quick Ratio15.17
Debt to Market Cap0.90
Net Debt to EBITDA6.58
Interest Coverage Ratio0.25

Taxes

In the past 12 months, Midland States Bancrop has paid 8.86M in taxes.
Income Tax8.86M
Effective Tax Rate0.19

Enterprise Valuation

Midland States Bancrop EV to EBITDA ratio is 17.85, with an EV/FCF ratio of 4.94.
EV to Sales1.53
EV to EBITDA17.85
EV to Free Cash Flow4.94
EV to Operating Cash Flow4.74

Balance Sheet

Midland States Bancrop has $180.28M in cash and marketable securities with $431.41M in debt, giving a net cash position of -$251.13M billion.
Cash & Marketable Securities$180.28M
Total Debt$431.41M
Net Cash-$251.13M
Net Cash Per Share-$11.66
Tangible Book Value Per Share$25.11

Margins

Gross margin is 93.78%, with operating margin of 8.59%, and net profit margin of 6.97%.
Gross Margin93.78%
Operating Margin8.59%
Pretax Margin8.59%
Net Profit Margin6.97%
EBITDA Margin8.59%
EBIT Margin8.59%

Analyst Forecast

The average price target for Midland States Bancrop is $18.67, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$18.67
Price Target Upside17.94% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast12.76%
EPS Growth Forecast-401.62%

Scores

Smart Score2
AI Score
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