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Midland States Bancrop (MSBI)
NASDAQ:MSBI

Midland States Bancrop (MSBI) Stock Statistics & Valuation Metrics

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Total Valuation

Midland States Bancrop has a market cap or net worth of $434.69M. The enterprise value is $748.64M.
Market Cap$434.69M
Enterprise Value$748.64M

Share Statistics

Midland States Bancrop has 20,989,590 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding20,989,590
Owned by Insiders5.83%
Owned by Institutions11.08%

Financial Efficiency

Midland States Bancrop’s return on equity (ROE) is -0.22 and return on invested capital (ROIC) is -5.88%.
Return on Equity (ROE)-0.22
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-5.88%
Return on Capital Employed (ROCE)-0.02
Revenue Per Employee515.54K
Profits Per Employee-137.02K
Employee Count907
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Midland States Bancrop is ―. Midland States Bancrop’s PEG ratio is 0.00659.
PE Ratio
PS Ratio0.99
PB Ratio0.82
Price to Fair Value0.82
Price to FCF3.84
Price to Operating Cash Flow3.60
PEG Ratio0.00659

Income Statement

In the last 12 months, Midland States Bancrop had revenue of 467.59M and earned -124.28M in profits. Earnings per share was -6.14.
Revenue467.59M
Gross Profit268.30M
Operating Income-103.24M
Pretax Income-114.87M
Net Income-124.28M
EBITDA-93.47M
Earnings Per Share (EPS)-6.14

Cash Flow

In the last 12 months, operating cash flow was 125.68M and capital expenditures -3.22M, giving a free cash flow of 122.46M billion.
Operating Cash Flow125.68M
Free Cash Flow122.46M
Free Cash Flow per Share5.83

Dividends & Yields

Midland States Bancrop pays an annual dividend of $0.32, resulting in a dividend yield of 5.87%
Dividend Per Share$0.32
Dividend Yield5.87%
Payout Ratio-99.21%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.69
52-Week Price Change22.39%
50-Day Moving Average22.33
200-Day Moving Average18.31
Relative Strength Index (RSI)34.08
Average Volume (3m)139.99K

Important Dates

Midland States Bancrop upcoming earnings date is Apr 23, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date

Financial Position

Midland States Bancrop as a current ratio of 27.46, with Debt / Equity ratio of 76.40%
Current Ratio27.46
Quick Ratio27.46
Debt to Market Cap0.93
Net Debt to EBITDA-3.26
Interest Coverage Ratio-0.68

Taxes

In the past 12 months, Midland States Bancrop has paid 9.41M in taxes.
Income Tax9.41M
Effective Tax Rate-0.08

Enterprise Valuation

Midland States Bancrop EV to EBITDA ratio is -8.21, with an EV/FCF ratio of 6.37.
EV to Sales1.64
EV to EBITDA-8.21
EV to Free Cash Flow6.37
EV to Operating Cash Flow6.10

Balance Sheet

Midland States Bancrop has $1.65B in cash and marketable securities with $432.06M in debt, giving a net cash position of $1.22B billion.
Cash & Marketable Securities$1.65B
Total Debt$432.06M
Net Cash$1.22B
Net Cash Per Share$58.16
Tangible Book Value Per Share$25.11

Margins

Gross margin is 56.29%, with operating margin of -22.08%, and net profit margin of -26.58%.
Gross Margin56.29%
Operating Margin-22.08%
Pretax Margin-24.57%
Net Profit Margin-26.58%
EBITDA Margin-19.99%
EBIT Margin-22.08%

Analyst Forecast

The average price target for Midland States Bancrop is $23.83, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$23.83
Price Target Upside15.07% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast12.76%
EPS Growth Forecast-401.62%

Scores

Smart Score4
AI Score