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Midland States Bancrop (MSBI)
NASDAQ:MSBI
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Midland States Bancrop (MSBI) Stock Statistics & Valuation Metrics

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Total Valuation

Midland States Bancrop has a market cap or net worth of $373.64M. The enterprise value is $684.27M.
Market Cap$373.64M
Enterprise Value$684.27M

Share Statistics

Midland States Bancrop has 21,535,198 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding21,535,198
Owned by Insiders5.30%
Owned by Institutions3.54%

Financial Efficiency

Midland States Bancrop’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.39%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.39%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee602.04K
Profits Per Employee41.94K
Employee Count907
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Midland States Bancrop is 10.9. Midland States Bancrop’s PEG ratio is -0.32.
PE Ratio10.9
PS Ratio0.97
PB Ratio0.74
Price to Fair Value0.74
Price to FCF3.12
Price to Operating Cash Flow2.46
PEG Ratio-0.32

Income Statement

In the last 12 months, Midland States Bancrop had revenue of 546.05M and earned 38.04M in profits. Earnings per share was 1.32.
Revenue546.05M
Gross Profit235.94M
Operating Income46.90M
Pretax Income46.90M
Net Income38.04M
EBITDA46.90M
Earnings Per Share (EPS)1.32

Cash Flow

In the last 12 months, operating cash flow was 149.63M and capital expenditures -6.37M, giving a free cash flow of 143.25M billion.
Operating Cash Flow149.63M
Free Cash Flow143.25M
Free Cash Flow per Share6.65

Dividends & Yields

Midland States Bancrop pays an annual dividend of $0.32, resulting in a dividend yield of 7.21%
Dividend Per Share$0.32
Dividend Yield7.21%
Payout Ratio-162.34%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.82
52-Week Price Change-14.31%
50-Day Moving Average17.36
200-Day Moving Average19.32
Relative Strength Index (RSI)49.42
Average Volume (3m)118.28K

Important Dates

Midland States Bancrop upcoming earnings date is Oct 23, 2025, After Close (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 23, 2025
Ex-Dividend DateAug 15, 2025

Financial Position

Midland States Bancrop as a current ratio of 15.17, with Debt / Equity ratio of 84.18%
Current Ratio15.17
Quick Ratio15.17
Debt to Market Cap0.90
Net Debt to EBITDA-0.58
Interest Coverage Ratio0.25

Taxes

In the past 12 months, Midland States Bancrop has paid 8.86M in taxes.
Income Tax8.86M
Effective Tax Rate0.19

Enterprise Valuation

Midland States Bancrop EV to EBITDA ratio is 10.70, with an EV/FCF ratio of 2.96.
EV to Sales0.92
EV to EBITDA10.70
EV to Free Cash Flow2.96
EV to Operating Cash Flow2.84

Balance Sheet

Midland States Bancrop has $1.47B in cash and marketable securities with $667.34M in debt, giving a net cash position of -$803.08M billion.
Cash & Marketable Securities$1.47B
Total Debt$667.34M
Net Cash-$803.08M
Net Cash Per Share-$37.29
Tangible Book Value Per Share$25.11

Margins

Gross margin is 37.88%, with operating margin of 8.59%, and net profit margin of 6.97%.
Gross Margin37.88%
Operating Margin8.59%
Pretax Margin8.59%
Net Profit Margin6.97%
EBITDA Margin8.59%
EBIT Margin8.59%

Analyst Forecast

The average price target for Midland States Bancrop is $20.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$20.00
Price Target Upside15.34% Upside
Analyst ConsensusHold
Analyst Count5
Revenue Growth Forecast14.49%
EPS Growth Forecast-379.97%

Scores

Smart Score3
AI Score57
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