Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Webinar Center Glossary FAQs

About Us

About TipRanks Contact Us Careers Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

Midland States Bancrop (MSBI)

:MSBI

MSBI

Midland States Bancrop

RESEARCH TOOLS

Top Smart Score Stocks

Stock Screener

reports

Midland States Bancrop (MSBI) Ratios

Compare

163 Followers

Midland States Bancrop Ratios

MSBI's free cash flow for Q2 2025 was $0.00. For the 2025 fiscal year, MSBI's free cash flow was decreased by $ and operating cash flow was $0.15. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	179.26	0.23	22.02	26.34	20.99
Quick Ratio	179.26	0.23	37.83	35.63	26.64
Cash Ratio	20.33	0.02	3.38	8.77	4.89
Solvency Ratio	<0.01	0.01	0.02	0.21	0.04
Operating Cash Flow Ratio	21.30	0.02	5.60	4.35	7.24
Short-Term Operating Cash Flow Coverage	21.30	0.84	1.66	4.35	0.00
Net Current Asset Value	$ -4.98B	$ -5.53B	$ -6.17B	$ 1.56B	$ 486.65M
Leverage Ratios
Debt-to-Assets Ratio	0.07	0.08	0.07	0.06	0.14
Debt-to-Equity Ratio	0.84	0.76	0.74	0.69	1.55
Debt-to-Capital Ratio	0.46	0.43	0.42	0.41	0.61
Long-Term Debt-to-Capital Ratio	0.45	0.35	0.38	0.40	0.60
Financial Leverage Ratio	12.39	9.93	10.36	11.21	11.05
Debt Service Coverage Ratio	0.35	0.25	0.57	0.91	-0.21
Interest Coverage Ratio	0.45	0.64	3.00	3.29	0.70
Debt to Market Cap	1.25	0.99	1.01	0.94	2.28
Interest Debt Per Share	28.40	34.94	27.56	21.79	43.13
Net Debt to EBITDA	5.09	3.91	2.89	-1.85	0.00
Profitability Margins
Gross Profit Margin	39.78%	59.41%	100.00%	100.00%	100.00%
EBIT Margin	10.90%	23.05%	40.28%	34.76%	-7.15%
EBITDA Margin	12.82%	25.78%	44.75%	40.50%	0.00%
Operating Profit Margin	13.23%	23.05%	52.22%	34.76%	11.74%
Pretax Profit Margin	11.45%	23.05%	40.28%	34.76%	11.74%
Net Profit Margin	9.40%	16.17%	30.72%	28.52%	8.26%
Continuous Operations Profit Margin	9.40%	16.17%	30.72%	28.52%	8.26%
Net Income Per EBT	82.10%	70.15%	76.27%	82.05%	70.40%
EBT Per EBIT	86.58%	100.00%	77.14%	100.00%	100.00%
Return on Assets (ROA)	0.62%	0.96%	1.26%	1.09%	0.33%
Return on Equity (ROE)	6.21%	9.53%	13.05%	12.25%	3.63%
Return on Capital Employed (ROCE)	0.88%	8.52%	2.15%	1.35%	0.47%
Return on Invested Capital (ROIC)	3.09%	5.22%	9.93%	2.49%	0.93%
Return on Tangible Assets	0.62%	0.98%	1.29%	1.12%	0.34%
Earnings Yield	11.32%	12.38%	16.65%	14.59%	5.40%
Efficiency Ratios
Receivables Turnover	18.77	0.94	15.87	0.64	0.63
Payables Turnover	0.00	1.71	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	5.45	5.64	4.12	3.60	3.27
Asset Turnover	0.07	0.06	0.04	0.04	0.04
Working Capital Turnover Ratio	0.32	-0.09	0.23	0.17	0.20
Cash Conversion Cycle	19.44	176.86	23.00	566.82	580.32
Days of Sales Outstanding	19.44	389.72	23.00	566.82	580.32
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	212.86	0.00	0.00	0.00
Operating Cycle	19.44	389.72	23.00	566.82	580.32
Cash Flow Ratios
Operating Cash Flow Per Share	8.45	6.99	10.60	14.88	21.39
Free Cash Flow Per Share	8.23	6.60	10.44	14.76	21.28
CapEx Per Share	0.22	0.39	0.16	0.12	0.11
Free Cash Flow to Operating Cash Flow	0.97	0.94	0.99	0.99	0.99
Dividend Paid and CapEx Coverage Ratio	4.51	3.50	7.27	11.99	18.12
Capital Expenditure Coverage Ratio	38.22	17.71	68.23	123.05	192.80
Operating Cash Flow Coverage Ratio	0.38	0.26	0.42	0.73	0.52
Operating Cash Flow to Sales Ratio	0.39	0.33	0.73	1.17	1.83
Free Cash Flow Yield	46.56%	23.94%	39.23%	59.52%	119.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	8.83	8.08	6.01	6.85	18.50
Price-to-Sales (P/S) Ratio	0.82	1.31	1.85	1.95	1.53
Price-to-Book (P/B) Ratio	0.68	0.77	0.78	0.84	0.67
Price-to-Free Cash Flow (P/FCF) Ratio	2.15	4.18	2.55	1.68	0.84
Price-to-Operating Cash Flow Ratio	2.12	3.94	2.51	1.67	0.84
Price-to-Earnings Growth (PEG) Ratio	0.48	-0.27	0.33	0.02	-0.32
Price-to-Fair Value	0.68	0.77	0.78	0.84	0.67
Enterprise Value Multiple	11.49	8.98	7.01	2.98	0.00
Enterprise Value	692.51M	1.08B	1.01B	343.82M	1.04B
EV to EBITDA	11.49	8.98	7.01	2.98	0.00
EV to Sales	1.47	2.31	3.14	1.21	3.82
EV to Free Cash Flow	3.86	7.40	4.34	1.04	2.10
EV to Operating Cash Flow	3.76	6.98	4.27	1.03	2.08
Tangible Book Value Per Share	25.45	26.84	25.72	301.09	243.32
Shareholders’ Equity Per Share	26.29	35.80	33.95	29.53	26.63
Tax and Other Ratios
Effective Tax Rate	0.18	0.30	0.24	0.18	0.30
Revenue Per Share	21.56	21.10	14.43	12.68	11.69
Net Income Per Share	2.03	3.41	4.43	3.62	0.97
Tax Burden	0.82	0.70	0.76	0.82	0.70
Interest Burden	1.05	1.00	1.00	1.00	-1.64
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.13	0.21	0.28	0.40	0.41
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	-1.65	2.05	2.39	4.11	22.15

Currency in USD

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing