Want to see LYG full AI Analyst Report?
LYG Stock Chart & Stats
$6.02
$0.03(0.50%)
At close: 4:00 PM EDT
$6.02
$0.03(0.50%)
Day’s Range― - ―
52-Week Range$4.20 - $6.34
Previous CloseN/A
Volume14.48M
Average Volume (3M)20.21M
Market Cap
$88.01B
Enterprise Value$219.85K
Total Cash (Recent Filing)$60.60B
Total Debt (Recent Filing)$95.14B
Price to Earnings (P/E)13.8
Beta0.87
Next Earnings
Feb 04, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.39%
Share Statistics
EPS (TTM)0.28
Shares Outstanding14,520,122,000
10 Day Avg. Volume16,723,487
30 Day Avg. Volume20,214,928
Financial Highlights & Ratios
PEG Ratio1.58
Price to Book (P/B)1.23
Price to Sales (P/S)0.90
P/FCF Ratio-94.07
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.55
Revenue Forecast (FY)$28.13B
Bulls Say, Bears Say
Bulls Say
Income And Margin MomentumStrong H1 net interest income and margin performance support near-term earnings quality. Management’s structural hedge income targets and continued income growth plan could provide a durable earnings base beyond temporary rate movements.
Efficiency Improvement PotentialA sub-50% cost-income ratio and identified future savings indicate operating leverage is already emerging. If execution remains effective, the multi-year efficiency programme can support more resilient margins and returns as revenue expands.
Capital Strength And Diversified GrowthSolid capital and a large deposit-funded franchise provide capacity to support customer lending while absorbing shocks. Growth in other income, insurance and investments also diversifies earnings away from reliance on net interest income.
Bears Say
Higher Balance-sheet LeverageThe sharp leverage increase reduces financial flexibility and raises sensitivity to funding costs, credit losses and regulatory capital demands. Although absolute equity remains solid, the step-up creates a more constrained balance-sheet risk profile.
Weak And Volatile Cash ConversionPersistent negative free cash flow relative to reported earnings signals weaker cash conversion or elevated cash usage. For a bank, volatility can limit flexibility for investment, distributions and balance-sheet growth if it persists.
Earnings Pressure From Competition And CostsProfit compression despite positive revenue growth highlights pressure on margins and earnings quality. Competitive pricing and planned investment in 2027 could delay operating leverage, making the long-term return targets more execution-dependent.
Lloyds Banking News
LYG FAQ
What was Lloyds Banking Group’s price range in the past 12 months?
Lloyds Banking Group lowest stock price was $4.20 and its highest was $6.34 in the past 12 months.
What is Lloyds Banking Group’s market cap?
Lloyds Banking Group’s market cap is $88.01B.
When is Lloyds Banking Group’s upcoming earnings report date?
Lloyds Banking Group’s upcoming earnings report date is Feb 04, 2027 which is in 164 days.
How were Lloyds Banking Group’s earnings last quarter?
Lloyds Banking Group released its earnings results on Jul 30, 2026. The company reported $0.129 earnings per share for the quarter, missing the consensus estimate of $0.131 by -$0.002.
Is Lloyds Banking Group overvalued?
According to Wall Street analysts Lloyds Banking Group’s price is currently Overvalued.
Does Lloyds Banking Group pay dividends?
Lloyds Banking Group pays a Semiannually dividend of $0.084 which represents an annual dividend yield of 1.39%. See more information on Lloyds Banking Group dividends here
What is Lloyds Banking Group’s EPS estimate?
Lloyds Banking Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lloyds Banking Group have?
Lloyds Banking Group has 14,520,122,000 shares outstanding.
What happened to Lloyds Banking Group’s price movement after its last earnings report?
Lloyds Banking Group reported an EPS of $0.129 in its last earnings report, missing expectations of $0.131. Following the earnings report the stock price went up 6.473%.
Which hedge fund is a major shareholder of Lloyds Banking Group?
Currently, no hedge funds are holding shares in LYG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lloyds Banking Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
LYG Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 131.6M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 1.6%
Last 30 Days ▼ 1.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.58%
12-Months-Change
Fundamentals
Return on Equity
1.39%
Trailing 12-Months
Asset Growth
4.74%
Trailing 12-Months
Company Description
Lloyds Banking Group
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth. The Retail division serves individual consumers and small businesses with essential financial tools like checking and savings accounts, mortgages, auto financing, unsecured personal loans, leasing arrangements, and credit cards. Through its Commercial Banking arm, the group provides lending, transactional banking, working capital solutions, risk management advice, and debt financing services, catering to small and medium-sized enterprises, large corporations, and financial institutions. The Insurance & Wealth segment focuses on offering diverse insurance products, investment opportunities, and comprehensive wealth management services. Additionally, the company provides modern digital banking solutions. Its offerings are accessible through prominent brands including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Established in 1695, Lloyds Banking Group plc is headquartered in London, United Kingdom.
LYG Company Deck
LYG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operational and financial story: robust H1 results, clear capital strength, meaningful shareholder returns (30% interim dividend uplift and a GBP 1bn buyback) and a detailed, well‑quantified Accelerate 2030 strategic plan with explicit targets for income growth, efficiency and returns. Challenges identified — used car pricing pressure in leasing, near‑term cost phasing, conservative hedge assumptions, RWA increases and regulatory/AI execution risks — are acknowledged and framed as manageable within the strategy. On balance the announcement conveys confidence in sustained profitable growth while prudently recognising execution and macro/regulatory uncertainties.View all LYG earnings summariesTechnical Analysis
Ownership Overview
―
Insiders
0.04% Mutual Funds
1.12% Other Institutional Investors
98.69% Public Companies and
Individual Investors