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Lloyds Banking Group Plc (LYG)
NYSE:LYG
Total Valuation
Lloyds Banking has a market cap or net worth of $64.95B. The enterprise value is $160.21B.
Market Cap$64.95B
Enterprise Value$160.21B
Share Statistics
Lloyds Banking has 14,946,300,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,946,300,000
Owned by Insiders―
Owned by Institutions0.03%
Financial Efficiency
Lloyds Banking’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.50%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.50%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee614.33K
Profits Per Employee72.21K
Employee Count61,228
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lloyds Banking is 12.7. Lloyds Banking’s PEG ratio is ―.
PE Ratio12.7
PS Ratio0.00
PB Ratio0.00
Price to Fair Value0.74
Price to FCF0.00
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, Lloyds Banking had revenue of 37.61B and earned 4.42B in profits. Earnings per share was 0.25.
Revenue37.61B
Gross Profit18.60B
Operating Income5.97B
Pretax Income5.97B
Net Income4.42B
EBITDA9.40B
Earnings Per Share (EPS)0.25
Cash Flow
In the last 12 months, operating cash flow was 16.37B and capital expenditures -3.42B, giving a free cash flow of 12.96B billion.
Operating Cash Flow16.37B
Free Cash Flow12.96B
Free Cash Flow per Share0.87
Dividends & Yields
Lloyds Banking pays an annual dividend of $0.066, resulting in a dividend yield of 3.81%
Dividend Per Share$0.066
Dividend Yield3.81%
Payout Ratio86.04%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.74
52-Week Price Change59.50%
50-Day Moving Average4.16
200-Day Moving Average3.41
Relative Strength Index (RSI)64.38
Average Volume (3m)11.12M
Important Dates
Lloyds Banking upcoming earnings date is Feb 18, 2026, Before Open (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateFeb 18, 2026
Ex-Dividend DateAug 04, 2025
Financial Position
Lloyds Banking as a current ratio of 7.37, with Debt / Equity ratio of 162.23%
Current Ratio7.37
Quick Ratio7.37
Debt to Market Cap2.39
Net Debt to EBITDA1.94
Interest Coverage Ratio0.31
Taxes
In the past 12 months, Lloyds Banking has paid 1.49B in taxes.
Income Tax1.49B
Effective Tax Rate0.25
Enterprise Valuation
Lloyds Banking EV to EBITDA ratio is 16.38, with an EV/FCF ratio of -17.57.
EV to Sales4.09
EV to EBITDA16.38
EV to Free Cash Flow-17.57
EV to Operating Cash Flow-35.03
Balance Sheet
Lloyds Banking has $62.89B in cash and marketable securities with $77.27B in debt, giving a net cash position of $14.38B billion.
Cash & Marketable Securities$62.89B
Total Debt$77.27B
Net Cash$14.38B
Net Cash Per Share$0.96
Tangible Book Value Per Share$0.60
Margins
Gross margin is 100.00%, with operating margin of 15.87%, and net profit margin of 11.75%.
Gross Margin100.00%
Operating Margin15.87%
Pretax Margin15.87%
Net Profit Margin11.75%
EBITDA Margin24.98%
EBIT Margin15.87%
Analyst Forecast
The average price target for Lloyds Banking is $4.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$4.50
Price Target Upside1.12% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast3.47%
EPS Growth Forecast-8.90%