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Lloyds Banking Group (LYG)
:LYG
US Market
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Lloyds Banking (LYG) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 18, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.11
Last Year’s EPS
0.08
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 24, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a generally positive financial performance with strong revenue growth, increased dividends, and strategic initiative success. However, there are concerns about mortgage margin pressures, asset quality, and legal uncertainties in Motor Finance.
Company Guidance
During Lloyds Banking Group's 2025 Half Year Results Call, the company reaffirmed its guidance for 2025, expressing confidence in meeting its 2026 commitments. The key financial metrics highlighted included a 15% increase in the interim ordinary dividend, a return on tangible equity of 14.1%, and capital generation of 86 basis points in the first half. The bank maintained its forecast for a cost-to-income ratio below 50% and capital generation of over 200 basis points by 2026. Net income increased by 6%, driven by a 9% rise in other operating income and continued momentum in net interest income, with the net interest margin improving to 304 basis points. The bank also reported GBP 8 billion in lending to first-time buyers and over GBP 1 billion in funding to the social housing sector, underpinning its strategic focus on sustainable growth areas such as housing, infrastructure, and pensions.
Strong Financial Performance
Lloyds Banking Group reported a statutory profit after tax of GBP 2.5 billion for the first half of 2025, with a return on tangible equity of 14.1%. Net income grew by 6% to GBP 8.9 billion.
Dividend Increase
The ordinary dividend was increased by 15% at the interim stage, reflecting continued improvement in shareholder distributions.
Growth in Strategic Initiatives
The group has delivered over GBP 1 billion in additional revenues from strategic initiatives on an annualized basis, with a target of GBP 1.5 billion by 2026.
Record Deposit Growth
Deposits increased by GBP 11.2 billion or 2% in the first half, reaching GBP 494 billion.
Operational Efficiency
Achieved GBP 300 million of gross cost savings in the first half, with a total of circa GBP 1.5 billion since 2021.

Lloyds Banking (LYG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LYG Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 18, 2026
2025 (Q4)
0.10 / -
0.083
Jul 24, 2025
2025 (Q2)
0.11 / 0.11
0.08731.03% (+0.03)
Feb 20, 2025
2024 (Q4)
0.07 / 0.08
0.086-3.49% (>-0.01)
Jul 25, 2024
2024 (Q2)
0.07 / 0.09
0.093-6.45% (>-0.01)
Feb 22, 2024
2023 (Q4)
0.09 / 0.09
0.109-21.10% (-0.02)
Jul 26, 2023
2023 (Q2)
0.10 / 0.09
0.1-7.00% (>-0.01)
Feb 22, 2023
2022 (Q4)
0.09 / 0.11
0.09613.54% (+0.01)
Oct 27, 2022
2022 (Q3)
0.09 / -
0.11
Jul 27, 2022
2022 (Q2)
0.07 / 0.10
0.157-36.31% (-0.06)
Feb 24, 2022
2021 (Q4)
0.07 / 0.10
0.07331.51% (+0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LYG Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 24, 2025
$4.23$4.18-1.18%
Feb 20, 2025
$3.00$3.18+6.00%
Jul 25, 2024
$2.82$2.87+1.77%
Feb 22, 2024
$1.93$2.06+6.74%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lloyds Banking Group (LYG) report earnings?
Lloyds Banking Group (LYG) is schdueled to report earning on Feb 18, 2026, Before Open (Confirmed).
    What is Lloyds Banking Group (LYG) earnings time?
    Lloyds Banking Group (LYG) earnings time is at Feb 18, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LYG EPS forecast?
          LYG EPS forecast for the fiscal quarter 2025 (Q4) is 0.11.
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