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Life Time Group Holdings, Inc. (LTH)
NYSE:LTH
US Market
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Life Time Group Holdings (LTH) AI Stock Analysis

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LTH

Life Time Group Holdings

(NYSE:LTH)

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Outperform 70 (OpenAI - 5.2)
Rating:70Outperform
Price Target:
$46.00
▲(66.06% Upside)
Action:Reiterated
Date:07/08/26
The score is driven primarily by strengthening financial performance (notably improved profitability and strong operating cash flow) and a constructive earnings call with upbeat growth and margin guidance plus a clearer path to positive free cash flow. Technicals are supportive but look overextended, and valuation is only moderate given the P/E and lack of dividend support.
Positive Factors
Operating cash flow strength
Consistently strong operating cash flow, exceeding net income (OCF to net income ~1.45x), indicates high earnings quality and durable cash generation. This supports reinvestment in clubs, servicing debt and funding growth without reliance on volatile financing, strengthening long-term financial resilience.
Negative Factors
Elevated leverage
Despite improvement from 2025, elevated leverage remains a structural constraint for a consumer-cyclical business. High absolute debt limits strategic flexibility, raises refinancing and interest-rate sensitivity, and constrains the pace of buybacks or dividend initiation until deleveraging is more sustained.
Read all positive and negative factors
Positive Factors
Negative Factors
Operating cash flow strength
Consistently strong operating cash flow, exceeding net income (OCF to net income ~1.45x), indicates high earnings quality and durable cash generation. This supports reinvestment in clubs, servicing debt and funding growth without reliance on volatile financing, strengthening long-term financial resilience.
Read all positive factors

Life Time Group Holdings (LTH) vs. SPDR S&P 500 ETF (SPY)

Life Time Group Holdings Business Overview & Revenue Model

Company Description
Life Time Group Holdings, Inc. (LTH) delivers extensive health, fitness, and well-being experiences to its individual clientele throughout the United States and Canada. The company's primary business involves the design, construction, and operatio...
How the Company Makes Money
Life Time primarily makes money through recurring membership dues paid by individuals and families for access to its network of Life Time athletic country clubs. In addition to base memberships, the company generates revenue from in-club services ...

Life Time Group Holdings Earnings Call Summary

Earnings Call Date:May 05, 2026
(Q1-2026)
|
% Change Since: |
Next Earnings Date:Jul 30, 2026
Earnings Call Sentiment Positive
The call presented strong operational and financial momentum: double‑digit revenue growth, expanding margins, rising average dues/ARPM, robust adjusted EBITDA growth, improving operating cash flow, and a clear plan to convert real estate sale‑leasebacks into visible positive free cash flow. Management framed sustained demand for new clubs, high ROIC on openings, successful ancillary offerings (notably dynamic personal training), and a large development pipeline. Near‑term challenges are manageable and mostly strategic: deliberate reduction of low‑dues qualified medical memberships (which compresses reported membership growth), elevated capex for new club construction, and preopening costs that modestly pressure near‑term margins. Overall the positives materially outweigh the issues.
Positive Updates
Revenue Growth
Total revenue increased 11.7% year-over-year to $789 million in Q1 2026.
Negative Updates
Qualified Medical Membership Reduction
Qualified medical memberships declined by ~15,000 (-14.9% year-over-year), which reduced total membership growth and contributed a slight negative volume impact (-0.2%) to comparable center revenue; qualified medicals now represent ~3.4% of dues revenue and are expected to be ~3% by year-end.
Read all updates
Q1-2026 Updates
Negative
Revenue Growth
Total revenue increased 11.7% year-over-year to $789 million in Q1 2026.
Read all positive updates
Company Guidance
Management guided to 10–12% revenue growth for each quarter and the full year and updated the midpoint of full‑year adjusted EBITDA margin guidance to 28% (Q1 adj. EBITDA margin was 28.7%; adj. EBITDA $227M, +18.3% YoY). Membership guidance: total center membership growth of 0.5–1.0% in Q2, 1.0–1.5% in Q3 and 2.0–3.0% in Q4, and excluding qualified medicals: 3.5–3.8% in Q2 and 4–5% in Q3–Q4. Q1 operating metrics included ~838k center memberships (+1.4%), total revenue $789M (+11.7%), comparable center revenue +8.6% (membership mix +3.5%, price +3.0%, in‑center businesses +2.3%, volume ‑0.2%), average monthly dues $230 (+10.5% YoY), average revenue per center membership $930 (+10.2% YoY), qualified medicals at 3.4% of dues revenue (expected ~3% by year‑end) after a ~15k (‑14.9% YoY) decline, net income $88M (+15.8%), adjusted net income $96M (+27.4%), net cash from operations $199M (+~8%), and Q1 CapEx $260M (+82% YoY). They closed ~$200M of sale‑leasebacks in April, expect ~$400M for the year to support positive free cash flow in 2026 (and growing thereafter, with long‑range FCF >$400M by ~2030), and emphasized a strong balance sheet with very low leverage (well below 2.0x net debt/EBITDA), zero revolver balance and several hundred million of cash.

Life Time Group Holdings Financial Statement Overview

Summary
Fundamentals show a clear profitability turnaround with much stronger margins versus 2022–2023 and solid operating cash flow that exceeds net income. Offsetting this, leverage remains meaningful despite improvement, and free cash flow is currently negative/volatile, limiting flexibility for faster deleveraging or shareholder returns.
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue3.08B3.00B2.62B2.22B1.82B1.32B
Gross Profit1.79B1.43B1.23B1.03B754.35M473.95M
EBITDA892.26M789.85M631.54M469.98M339.80M-260.07M
Net Income385.63M373.67M156.24M76.06M-1.79M-579.37M
Balance Sheet
Total Assets8.11B8.79B7.15B7.03B6.63B6.26B
Cash, Cash Equivalents and Short-Term Investments150.18M232.17M10.88M29.97M25.51M31.64M
Total Debt4.16B6.75B3.99B4.26B4.04B3.76B
Total Liabilities4.89B5.66B4.54B4.78B4.50B4.17B
Stockholders Equity3.22B3.13B2.61B2.25B2.12B2.09B
Cash Flow
Free Cash Flow-123.56M-20.96M50.58M-230.90M-390.21M-348.94M
Operating Cash Flow885.46M870.52M575.12M463.00M200.97M-20.03M
Investing Cash Flow-804.20M-685.74M-292.74M-574.16M-243.54M-269.92M
Financing Cash Flow-8.49M19.39M-284.38M115.55M36.80M288.40M

Life Time Group Holdings Technical Analysis

Technical Analysis Sentiment
Positive
Last Price27.70
Price Trends
50DMA
34.65
Positive
100DMA
30.87
Positive
200DMA
28.88
Positive
Market Momentum
MACD
2.28
Negative
RSI
73.93
Negative
STOCH
84.13
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LTH, the sentiment is Positive. The current price of 27.7 is below the 20-day moving average (MA) of 38.79, below the 50-day MA of 34.65, and below the 200-day MA of 28.88, indicating a bullish trend. The MACD of 2.28 indicates Negative momentum. The RSI at 73.93 is Negative, neither overbought nor oversold. The STOCH value of 84.13 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for LTH.

Life Time Group Holdings Risk Analysis

Life Time Group Holdings disclosed 30 risk factors in its most recent earnings report. Life Time Group Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Life Time Group Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$2.69B34.2714.09%0.79%9.47%18.45%
70
Outperform
$9.28B23.8712.64%12.73%73.50%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
61
Neutral
$2.57B103.78-6.18%-3.26%
60
Neutral
$4.08B18.51-69.35%14.41%31.33%
56
Neutral
$10.95B-49.42-48.30%3.44%12.74%-152.25%
44
Neutral
$305.03M-4.9414.36%-5.80%32.11%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
LTH
Life Time Group Holdings
41.89
12.19
41.04%
HAS
Hasbro
78.96
6.04
8.28%
PLNT
Planet Fitness
51.33
-59.10
-53.52%
OSW
OneSpaWorld Holdings
26.31
5.15
24.33%
PTON
Peloton Interactive
5.86
-0.52
-8.15%
XPOF
Xponential Fitness
6.85
-3.55
-34.13%

Life Time Group Holdings Corporate Events

Executive/Board Changes
Life Time Group Appoints Rachael Wagner to Board
Neutral
May 20, 2026
On May 20, 2026, Life Time Group Holdings announced that Class I director Andres Small resigned from its Board of Directors effective the same day, and that Rachael Wagner was appointed to the board effective May 20, 2026 as a Class III director w...
Business Operations and StrategyStock Buyback
Life Time Group Completes Major Share Repurchase Transaction
Positive
May 7, 2026
On May 7, 2026, Life Time Group Holdings, Inc. completed a previously announced share repurchase from certain major shareholders, including affiliates of Leonard Green Partners, TPG Inc. and Partners Group (USA) Inc., under an agreement dated May...
Business Operations and StrategyStock BuybackPrivate Placements and Financing
Life Time Reshapes Ownership Through Buyback, Atairos Investment
Positive
May 6, 2026
On May 5, 2026, Life Time Group Holdings agreed to repurchase 2,192,500 shares of its common stock at $28.60 per share, for a total of about $62.7 million, in a private transaction with existing shareholders, funded with cash on hand under its Feb...
Executive/Board ChangesShareholder Meetings
Life Time Group Shareholders Back Board and Governance Plans
Positive
Apr 24, 2026
On April 22, 2026, Life Time Group Holdings, Inc. held its 2026 annual meeting of stockholders, where shareholders elected five Class II directors to serve until the 2029 annual meeting. All nominees, including Joel Alsfine, Jonathan Coslet, J. Kr...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 08, 2026