Life Time Group Holdings (LTH) AI Stock Analysis

• Market Cap: $5.72B
• Dividend Yield: N/A
• Average Volume (3M): 1.96M
• Price to Earnings (P/E): 20.3
• Beta (1Y): 0.97
• Revenue Growth: 15.77%
• EPS Growth: 86.16%
• Country: US
• Employees: 43,000
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Leisure
• EPS (TTM): 0.45
• Shares Outstanding: 220,512,240
• 10 Day Avg. Volume: 1,904,426
• 30 Day Avg. Volume: 1,961,909
• PEG Ratio: 0.29
• Price to Book (P/B): 1.71
• Price to Sales (P/S): 1.70
• P/FCF Ratio: 88.18
• Enterprise Value/Market Cap: 1.77
• Enterprise Value/Revenue: 3.47
• Enterprise Value/Gross Profit: 7.33
• Enterprise Value/Ebitda: 13.51
• 1Y Price Target: $42.00
• Price Target Upside: 61.66% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 8
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: $31.00 ▲(19.32% Upside)

Life Time Group Holdings' overall stock score is driven by strong earnings call performance and positive financial performance, despite some challenges in cash flow efficiency. Technical analysis indicates a short-term bullish trend, though caution is advised due to potential overbought conditions. Valuation is moderate, with no dividend yield to attract income investors.

Positive Factors

Revenue Growth

Strong revenue growth indicates robust demand for Life Time's services and effective pricing strategies, supporting long-term business expansion.

Membership and Engagement Growth

Increasing memberships and engagement suggest a strong customer base and community, enhancing recurring revenue and brand loyalty.

Expansion and New Club Growth

Expansion into new locations supports long-term growth and market presence, potentially increasing revenue streams and customer reach.

Negative Factors

Free Cash Flow Challenges

Negative free cash flow growth can limit the company's ability to invest in new opportunities and manage financial obligations effectively.

Dependence on Sale-Leasebacks

Reliance on sale-leasebacks for funding may indicate cash flow constraints and could lead to increased long-term lease obligations.

Seasonal Membership Decline

Seasonal membership declines could affect revenue stability and highlight potential challenges in maintaining consistent membership growth.

Life Time Group Holdings Business Overview & Revenue Model

Company Description

Life Time Group Holdings, Inc. provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada. It primarily engages in designing, building, and operating sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment, principally in suburban and urban locations of metropolitan areas. The company also offers fitness floors with equipment, locker rooms, group fitness studios, indoor and outdoor pools, bistros, indoor and outdoor tennis courts, basketball courts, LifeSpa, LifeCafe, and childcare and Kids Academy learning spaces. Its Life Time Digital provides live streaming fitness classes, remote goal-based personal training, nutrition and weight loss support, curated award-winning health, and fitness and wellness content, as well as access to Apple Fitness+ that offers members content and wellness data monitoring. The company is also involved in media activities, conducting athletic events, and provision of related services. As of December 31, 2021, it operated 151 centers in 29 states and one Canadian Province, 63 of which were owned, including ground leases and 88 of which were leased. The company was formerly known as LTF Holdings, Inc. and changed its name to Life Time Group Holdings, Inc. in June 21, 2021. Life Time Group Holdings, Inc. was founded in 1992 and is headquartered in Chanhassen, Minnesota.

How the Company Makes Money

Life Time generates revenue primarily through membership fees, which are the core of its business model. Members pay monthly or annual dues for access to the company's facilities and services. Additional revenue streams include personal training sessions, group fitness classes, nutrition coaching, and spa services. The company also earns income from retail sales of health-related products, including supplements and fitness apparel, as well as revenue from its events and competitions. Partnerships with fitness and wellness brands, as well as corporate wellness programs, contribute to its earnings. Additionally, Life Time's expansion into residential community development provides opportunities for revenue through property sales and management.

Life Time Group Holdings Financial Statement Overview

Summary

Life Time Group Holdings has shown solid revenue growth and improved profitability metrics, with a strong gross profit margin and net profit margin. However, challenges in free cash flow generation and a slight decrease in EBIT margin suggest areas for improvement.

Income Statement

Life Time Group Holdings has shown a consistent improvement in its revenue with a TTM growth rate of 3.17%. The gross profit margin has increased significantly to 58.60% in TTM, indicating strong cost management. The net profit margin has also improved to 9.88%, reflecting enhanced profitability. However, the EBIT margin has slightly decreased compared to the previous year, suggesting some operational challenges.

Balance Sheet

The company's debt-to-equity ratio has improved to 0.88 in TTM, indicating better leverage management. Return on equity has increased to 10.28%, showcasing improved profitability. However, the equity ratio remains moderate, suggesting a balanced but cautious approach to financing.

Cash Flow

Operating cash flow has increased, with a strong coverage ratio of 1.29 in TTM. However, free cash flow growth is negative at -33.44%, indicating potential challenges in generating cash after capital expenditures. The free cash flow to net income ratio remains low, suggesting limited cash conversion efficiency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.91B	2.62B	2.22B	1.82B	1.32B	948.38M
Gross Profit	1.38B	1.23B	1.03B	754.35M	473.95M	288.33M
EBITDA	749.28M	632.16M	469.98M	339.50M	-260.07M	-111.64M
Net Income	287.83M	156.24M	76.06M	-1.79M	-579.37M	-360.19M
Balance Sheet
Total Assets	7.83B	7.15B	7.03B	6.63B	6.26B	6.02B
Cash, Cash Equivalents and Short-Term Investments	241.44M	10.88M	29.97M	25.51M	31.64M	33.20M
Total Debt	4.13B	3.99B	4.26B	4.04B	3.76B	4.06B
Total Liabilities	4.84B	4.54B	4.78B	4.50B	4.17B	4.54B
Stockholders Equity	2.99B	2.61B	2.25B	2.12B	2.09B	1.48B
Cash Flow
Free Cash Flow	70.50M	50.58M	-230.90M	-390.21M	-348.94M	-361.60M
Operating Cash Flow	793.81M	575.12M	463.00M	200.97M	-20.03M	-95.98M
Investing Cash Flow	-566.72M	-292.74M	-574.16M	-243.54M	-269.92M	-6.12M
Financing Cash Flow	-122.71M	-284.38M	115.55M	36.80M	288.40M	87.39M

Life Time Group Holdings Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 25.98
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LTH, the sentiment is Negative. The current price of 25.98 is below the 20-day moving average (MA) of 26.28, above the 50-day MA of 25.80, and below the 200-day MA of 28.32, indicating a neutral trend. The MACD of -0.03 indicates Positive momentum. The RSI at 48.99 is Neutral, neither overbought nor oversold. The STOCH value of 28.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for LTH.

Life Time Group Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LTH	71 Outperform	$5.72B	20.26	10.38%	―	15.77%	86.16%
OSW	70 Outperform	$2.16B	29.91	13.53%	0.80%	7.27%	45.12%
PLNT	68 Neutral	$9.13B	44.96	―	―	14.39%	31.64%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
HAS	56 Neutral	$11.28B	-20.31	-65.93%	3.44%	0.87%	14.02%
XPOF	54 Neutral	$362.26M	-4.57	―	―	-3.55%	-111.90%
PTON	45 Neutral	$2.59B	-22.36	―	―	-8.74%	74.66%

Life Time Group Holdings Corporate Events

Life Time Group Holdings Reports Strong Q3 2025 Growth

Life Time Group Holdings, Inc., a prominent operator of athletic country clubs across the U.S. and Canada, reported robust financial results for the third quarter of 2025, showcasing significant growth in revenue and net income.

Life Time Group Holdings Reports Strong Growth and Expansion Plans

The recent earnings call for Life Time Group Holdings, Inc. showcased a robust performance and an optimistic outlook, marked by significant revenue and net income growth, an increase in memberships, and ambitious expansion plans. Despite some caution regarding anticipated seasonal membership decline and reliance on sale-leaseback transactions for funding, the positive aspects significantly outweigh the challenges, painting a promising picture for the company’s future.

Life Time Group Holdings Refinances $995 Million Loan

On August 18, 2025, Life Time, Inc. and its subsidiaries entered into a Fifteenth Amendment to their Credit Agreement, which refinanced a $995 million term loan facility. The amendment reduced the interest rate margin by 0.25% to 2.00%, resulting in an effective fixed interest rate of 5.409% for the 2025 Term Loan Facility, which matures on November 5, 2031.

The most recent analyst rating on (LTH) stock is a Hold with a $32.00 price target. To see the full list of analyst forecasts on Life Time Group Holdings stock, see the LTH Stock Forecast page.

Life Time Group Holdings Reports Strong Q2 2025 Results

Life Time Group Holdings, Inc., a prominent player in the health and wellness sector, operates a network of over 180 athletic country clubs across the United States and Canada, offering a comprehensive range of healthy living programs and services.

Life Time Group Holdings Reports Strong Q2 Earnings

The recent earnings call for Life Time Group Holdings, Inc. exuded a generally positive sentiment, underscored by strong financial performance and strategic expansion plans. The company reported impressive membership growth and robust financial metrics. However, there were some concerns regarding typical seasonality affecting future membership trends and a slight adjustment in unit guidance for the current year. Overall, the company’s performance and outlook remain robust, reflecting confidence in its strategic direction.