Senshu Ikeda Holdings,Inc. (8714) AI Stock Analysis

• Market Cap: ¥147.71B
• Dividend Yield: 2.94%
• Average Volume (3M): 1.95M
• Price to Earnings (P/E): 11.1
• Beta (1Y): 1.01
• Revenue Growth: 2.18%
• EPS Growth: 10.66%
• Country: JP
• Employees: 2,326
• Sector: Financial
• Sector Strength: 83
• Industry: Financial - Credit Services
• EPS (TTM): 8.24
• Shares Outstanding: 281,008,640
• 10 Day Avg. Volume: 1,230,120
• 30 Day Avg. Volume: 1,945,443
• PEG Ratio: -3.93
• Price to Book (P/B): 0.55
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 63 Neutral
• Price Target: ―

Senshu Ikeda Holdings, Inc. exhibits strong profitability but is constrained by high leverage and liquidity issues. The stock's technical indicators suggest a bearish trend, though the attractive valuation could present an investment opportunity. The absence of recent earnings call data and corporate events means these factors do not influence the score.

Senshu Ikeda Holdings,Inc. Business Overview & Revenue Model

Company Description

Senshu Ikeda Holdings, Inc. (8714) is a Japanese financial services company operating primarily in the banking sector. It oversees a range of financial activities through its subsidiaries, including personal and corporate banking services. The company provides a variety of financial products such as loans, deposits, and credit cards, catering to individual and business clients across Japan.

How the Company Makes Money

Senshu Ikeda Holdings, Inc. generates revenue primarily through interest income from its lending activities. The company extends various types of loans to individuals and businesses, earning interest over the life of these loans. Additionally, it earns money through fees and commissions associated with financial services such as account maintenance, transaction processing, and advisory services. The company may also have strategic partnerships with other financial institutions, enhancing its service offerings and earning potential. Moreover, income from securities investments and other financial operations contribute to its revenue streams.

Senshu Ikeda Holdings,Inc. Financial Statement Overview

Summary

Senshu Ikeda Holdings, Inc. shows strong profitability with high gross and net profit margins but suffers from modest revenue growth. The balance sheet is challenged by high leverage and a low equity ratio, raising financial stability concerns. Cash flow analysis is limited due to missing data, indicating possible liquidity management issues.

Income Statement

The income statement shows strong gross profit margins at approximately 94.8% TTM, highlighting high operational efficiency. Net profit margin improved to 14.6% TTM, indicating better profitability control. However, revenue growth is modest with a 2.4% increase from the previous year. EBIT margin is strong at 41.2% TTM, though EBITDA margin is low at 4.1% TTM, suggesting high non-cash expenses.

Balance Sheet

The balance sheet reflects a high debt-to-equity ratio of 1.66 TTM, indicating significant leverage which could pose risks. Return on equity is decent at 5.1% TTM, showing moderate profitability relative to equity. The equity ratio stands at 3.7% TTM, suggesting a low proportion of equity financing, which may affect financial stability.

Cash Flow

Cash flow analysis is limited by zero reported free cash flow and operating cash flow in TTM data, hindering detailed assessment. Historical data shows volatility with significant fluctuations in cash flow figures. The latest annual data suggests challenges in converting income into cash flow, impacting liquidity.

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
84.24B	82.27B	78.68B	75.19B	72.48B	78.02B
	Gross Profit
79.87B	82.27B	78.68B	75.19B	72.48B	78.02B
	EBIT
34.72B	37.89B	7.19B	8.23B	1.58B	-1.48B
	EBITDA
7.57B	0.00	16.43B	18.52B	0.00	0.00
	Net Income Common Stockholders
12.31B	10.87B	9.50B	11.40B	5.10B	3.94B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
983.04B	797.79B	821.65B	1.72T	1.67T	807.88B
	Total Assets
6.50T	6.44T	6.22T	7.04T	6.71T	5.49T
	Total Debt
401.33B	469.01B	340.56B	1.08T	973.23B	209.10B
	Net Debt
-581.71B	-797.79B	-481.09B	-639.78B	-698.22B	-598.77B
	Total Liabilities
6.25T	6.20T	344.93B	6.79T	6.46T	5.26T
	Stockholders Equity
242.58B	242.29B	226.53B	248.42B	244.61B	230.15B
Cash Flow		Free Cash Flow
0.00	-2.56B	-1.04T	134.91B	876.43B	12.54B
	Operating Cash Flow
0.00	3.58B	-1.03T	138.80B	880.03B	17.35B
	Investing Cash Flow
0.00	-145.75B	165.66B	-83.53B	-18.92B	50.86B
	Financing Cash Flow
0.00	85.42B	-28.75B	-3.00B	-2.78B	-2.90B

Senshu Ikeda Holdings,Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 527.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8714, the sentiment is Positive. The current price of 527 is below the 20-day moving average (MA) of 532.85, above the 50-day MA of 470.20, and above the 200-day MA of 395.71, indicating a neutral trend. The MACD of 19.63 indicates Positive momentum. The RSI at 56.71 is Neutral, neither overbought nor oversold. The STOCH value of 11.67 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8714.

Senshu Ikeda Holdings,Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8331	73 Outperform	¥926.10B	12.44	6.30%	2.93%	9.28%	20.48%
8367	72 Outperform	¥132.98B	9.52		4.16%	38.28%	247.94%
8354	70 Outperform	$763.14B	10.42	7.30%	3.17%	15.35%	-1.62%
8359	65 Neutral	$579.01B	11.77	4.56%	3.35%	16.68%	1.73%
Sector *	64 Neutral	$12.85B	9.81	7.59%	16985.65%	12.30%	-7.71%
8714	63 Neutral	¥147.71B	11.15		2.94%	2.18%	10.66%

Senshu Ikeda Holdings,Inc. Corporate Events

Senshu Ikeda Holdings Announces Leadership Restructuring

Senshu Ikeda Holdings, Inc. has announced a significant transition in its corporate structure, moving from a Company with an Audit & Supervisory Board to a Company with a Nominating Committee, pending approval at the upcoming Annual General Meeting of Shareholders. This change is accompanied by new appointments for Representatives, Directors, and Executive Officers, reflecting a strategic shift in leadership. Additionally, its subsidiary, The Senshu Ikeda Bank, Ltd., is set to make a similar transition, indicating a broader organizational restructuring aimed at enhancing governance and operational efficiency.