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Senshu Ikeda Holdings,Inc. (JP:8714)
:8714
Japanese Market
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Senshu Ikeda Holdings,Inc. (8714) AI Stock Analysis

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JP:8714

Senshu Ikeda Holdings,Inc.

(8714)

Rating:72Outperform
Price Target:
¥730.00
▲(13.88% Upside)
The overall stock score of 72 reflects strong technical analysis indicators and stable financial performance. The stock's upward momentum and reasonable valuation contribute positively, while the lack of earnings call data and notable corporate events limit further insights.

Senshu Ikeda Holdings,Inc. (8714) vs. iShares MSCI Japan ETF (EWJ)

Senshu Ikeda Holdings,Inc. Business Overview & Revenue Model

Company DescriptionSenshu Ikeda Holdings, Inc. provides banking products and services to small and medium-sized enterprises, and individuals in Japan and internationally. It offers various deposit products, including current, ordinary, savings, time, and other deposits, as well as deposits at notice; and business and housing loans. The company also provides securities, leasing, credit guarantee, credit card, and venture capital services; investment advisory and discretionary investment services; and back-office administration services. In addition, it develops and sells computer software. As of June 2021, the company operates 136 branches, 3 sub-branches, and 3 representative offices. Senshu Ikeda Holdings, Inc. was founded in 1951 and is based in Osaka, Japan.
How the Company Makes MoneySenshu Ikeda Holdings generates revenue through multiple streams, primarily from interest income derived from loans and advances made to both individual and corporate clients. This includes personal loans, mortgages, and business loans, which form a significant part of their banking operations. Additionally, the company earns fees and commissions from its investment banking and asset management services, including advisory fees for mergers and acquisitions, and management fees for investment funds. The firm also benefits from its insurance operations, providing various insurance products that contribute to its overall earnings. Significant partnerships with other financial institutions and corporations enhance its service offerings and market reach, further bolstering its revenue generation capabilities.

Senshu Ikeda Holdings,Inc. Financial Statement Overview

Summary
Senshu Ikeda Holdings, Inc. demonstrates solid revenue growth and profitability, with improving leverage and cash flow metrics. While the company has made strides in managing debt and enhancing cash flow, high leverage and historical cash flow volatility pose potential risks. Overall, the financial health is stable with room for further improvement.
Income Statement
75
Positive
The company shows a consistent revenue growth trend with a 2.4% increase in the latest year. Net profit margin improved to 16.87%, indicating strong profitability. EBIT and EBITDA margins are healthy at 24.43%, reflecting efficient operations. However, the gross profit margin is not available, which limits a full assessment of cost management.
Balance Sheet
65
Positive
The debt-to-equity ratio has improved from 4.36 to 1.75, indicating better leverage management, but remains relatively high, posing potential risk. Return on equity is moderate at 5.58%, showing reasonable profitability on equity. The equity ratio is not provided, limiting the assessment of asset financing.
Cash Flow
70
Positive
Free cash flow has turned positive, showing significant improvement from previous negative values, with a strong free cash flow to net income ratio of 88.38%. Operating cash flow to net income ratio is robust at 2.68, indicating good cash generation relative to earnings. However, historical volatility in cash flow remains a concern.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue87.65B84.26B77.27B77.64B76.21B73.79B
Gross Profit84.08B88.39B84.29B75.95B81.50B72.48B
EBITDA13.97B19.19B19.94B16.43B18.52B12.86B
Net Income13.25B13.25B10.87B9.50B11.40B5.10B
Balance Sheet
Total Assets6.43T6.43T6.44T6.22T7.04T6.71T
Cash, Cash Equivalents and Short-Term Investments854.99B854.99B797.79B821.65B1.72T1.67T
Total Debt410.99B410.99B469.00B340.56B1.08T973.23B
Total Liabilities6.19T6.19T6.20T5.99T6.79T6.46T
Stockholders Equity237.36B237.36B242.29B226.53B248.42B244.61B
Cash Flow
Free Cash Flow0.0026.79B-820.00M-1.04T134.91B876.43B
Operating Cash Flow0.0030.31B3.58B-1.03T138.80B880.03B
Investing Cash Flow0.00-101.48B-145.75B165.66B-83.53B-18.92B
Financing Cash Flow0.00-4.57B85.42B-28.75B-3.00B-2.78B

Senshu Ikeda Holdings,Inc. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price641.00
Price Trends
50DMA
635.74
Positive
100DMA
573.36
Positive
200DMA
485.82
Positive
Market Momentum
MACD
2.18
Positive
RSI
47.37
Neutral
STOCH
20.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8714, the sentiment is Neutral. The current price of 641 is below the 20-day moving average (MA) of 654.35, above the 50-day MA of 635.74, and above the 200-day MA of 485.82, indicating a neutral trend. The MACD of 2.18 indicates Positive momentum. The RSI at 47.37 is Neutral, neither overbought nor oversold. The STOCH value of 20.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8714.

Senshu Ikeda Holdings,Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
¥179.67B13.76
2.15%11.55%10.91%
68
Neutral
$18.06B11.9710.24%3.74%9.75%1.30%
$2.20B19.953.09%4.18%
€1.34B9.2711.42%
75
Outperform
¥152.25B8.84
4.07%2.95%-23.15%
72
Outperform
¥364.15B7.64
3.62%19.11%8.89%
61
Neutral
¥178.17B11.35
3.11%4.07%12.68%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8714
Senshu Ikeda Holdings,Inc.
641.00
313.50
95.73%
AEOJF
AEON Financial Service Co
8.57
0.02
0.23%
DE:AAU
Aiful Corporation
2.72
0.71
35.32%
JP:8425
Mizuho Leasing Company, Limited
1,297.00
330.55
34.20%
JP:8566
Ricoh Leasing Company,Ltd.
5,790.00
927.47
19.07%
JP:8584
Jaccs Co., Ltd.
4,420.00
701.48
18.86%

Senshu Ikeda Holdings,Inc. Corporate Events

Senshu Ikeda Holdings Announces Leadership Restructuring
Apr 25, 2025

Senshu Ikeda Holdings, Inc. has announced a significant transition in its corporate structure, moving from a Company with an Audit & Supervisory Board to a Company with a Nominating Committee, pending approval at the upcoming Annual General Meeting of Shareholders. This change is accompanied by new appointments for Representatives, Directors, and Executive Officers, reflecting a strategic shift in leadership. Additionally, its subsidiary, The Senshu Ikeda Bank, Ltd., is set to make a similar transition, indicating a broader organizational restructuring aimed at enhancing governance and operational efficiency.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2025