Senshu Ikeda Holdings,Inc. (8714) AI Stock Analysis

• Market Cap: ¥188.64B
• Dividend Yield: 2.21%
• Average Volume (3M): 1.28M
• Price to Earnings (P/E): 14.7
• Beta (1Y): 0.99
• Revenue Growth: 19.39%
• EPS Growth: 7.07%
• Country: JP
• Employees: 2,326
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): 17.26
• Shares Outstanding: 281,008,640
• 10 Day Avg. Volume: 1,479,570
• 30 Day Avg. Volume: 1,275,586
• PEG Ratio: 0.42
• Price to Book (P/B): 0.51
• Price to Sales (P/S): 1.45
• P/FCF Ratio: 4.55
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 65 Neutral
• Price Target: ¥841.00 ▲(7.00% Upside)

Senshu Ikeda Holdings, Inc. shows solid financial performance with strong revenue growth and profitability. Technical indicators suggest strong momentum but caution due to overbought conditions. Valuation is reasonable but not particularly attractive, limiting upside potential. The overall score reflects stable financial health with some risks and limited valuation appeal.

Positive Factors

Revenue Growth

Consistent revenue growth reflects the company's ability to capture market share and expand its customer base, supporting long-term business sustainability.

Leverage Management

Improved leverage management enhances financial stability and reduces risk, providing more flexibility for future investments and growth.

Cash Flow Improvement

Positive free cash flow indicates effective cash management and operational efficiency, enabling reinvestment into growth opportunities and debt reduction.

Negative Factors

High Leverage

Despite improvements, high leverage can limit financial flexibility and increase vulnerability to economic downturns, posing a risk to long-term stability.

Cash Flow Volatility

Volatile cash flow can hinder consistent reinvestment and strategic planning, potentially impacting growth and financial health over time.

Limited Gross Margin Data

Lack of gross margin data limits the assessment of cost management efficiency, which is crucial for understanding profitability and operational effectiveness.

Senshu Ikeda Holdings,Inc. Business Overview & Revenue Model

Company Description

Senshu Ikeda Holdings, Inc. (8714) is a prominent financial services group based in Japan, primarily engaged in banking, asset management, and other financial solutions. The company operates through various subsidiaries, offering a wide range of services including retail banking, corporate banking, and investment banking, as well as wealth management and insurance products. Senshu Ikeda Holdings aims to provide comprehensive financial services tailored to meet the diverse needs of its individual and corporate clients.

How the Company Makes Money

Senshu Ikeda Holdings generates revenue through multiple streams, primarily from interest income derived from loans and advances made to both individual and corporate clients. This includes personal loans, mortgages, and business loans, which form a significant part of their banking operations. Additionally, the company earns fees and commissions from its investment banking and asset management services, including advisory fees for mergers and acquisitions, and management fees for investment funds. The firm also benefits from its insurance operations, providing various insurance products that contribute to its overall earnings. Significant partnerships with other financial institutions and corporations enhance its service offerings and market reach, further bolstering its revenue generation capabilities.

Senshu Ikeda Holdings,Inc. Financial Statement Overview

Summary

Senshu Ikeda Holdings, Inc. demonstrates solid revenue growth and profitability, with improving leverage and cash flow metrics. While the company has made strides in managing debt and enhancing cash flow, high leverage and historical cash flow volatility pose potential risks. Overall, the financial health is stable with room for further improvement.

Income Statement

The company shows a consistent revenue growth trend with a 2.4% increase in the latest year. Net profit margin improved to 16.87%, indicating strong profitability. EBIT and EBITDA margins are healthy at 24.43%, reflecting efficient operations. However, the gross profit margin is not available, which limits a full assessment of cost management.

Balance Sheet

The debt-to-equity ratio has improved from 4.36 to 1.75, indicating better leverage management, but remains relatively high, posing potential risk. Return on equity is moderate at 5.58%, showing reasonable profitability on equity. The equity ratio is not provided, limiting the assessment of asset financing.

Cash Flow

Free cash flow has turned positive, showing significant improvement from previous negative values, with a strong free cash flow to net income ratio of 88.38%. Operating cash flow to net income ratio is robust at 2.68, indicating good cash generation relative to earnings. However, historical volatility in cash flow remains a concern.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	63.39B	84.26B	77.27B	77.64B	76.21B	73.79B
Gross Profit	63.39B	79.94B	76.45B	75.95B	75.20B	72.48B
EBITDA	14.00B	23.97B	19.94B	16.43B	18.52B	12.86B
Net Income	8.97B	13.25B	10.87B	9.50B	11.40B	5.10B
Balance Sheet
Total Assets	6.55T	6.43T	6.44T	6.22T	7.04T	6.71T
Cash, Cash Equivalents and Short-Term Investments	0.00	854.99B	797.79B	821.65B	1.72T	1.67T
Total Debt	416.94B	415.38B	469.00B	344.93B	1.17T	983.55B
Total Liabilities	6.30T	6.19T	6.20T	5.99T	6.79T	6.46T
Stockholders Equity	240.53B	237.36B	242.29B	226.53B	248.42B	244.61B
Cash Flow
Free Cash Flow	0.00	26.79B	-820.00M	-1.04T	134.91B	876.43B
Operating Cash Flow	0.00	30.31B	3.58B	-1.03T	138.80B	880.03B
Investing Cash Flow	0.00	-101.48B	-145.75B	165.66B	-83.53B	-18.92B
Financing Cash Flow	0.00	30.31B	85.42B	-28.75B	-3.00B	-2.78B

Senshu Ikeda Holdings,Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 786.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8714, the sentiment is Positive. The current price of 786 is above the 20-day moving average (MA) of 713.30, above the 50-day MA of 669.12, and above the 200-day MA of 558.62, indicating a bullish trend. The MACD of 30.71 indicates Negative momentum. The RSI at 77.96 is Negative, neither overbought nor oversold. The STOCH value of 90.20 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8714.

Senshu Ikeda Holdings,Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8425	72 Outperform	¥347.86B	7.29	―	4.12%	21.22%	-2.77%
8566	70 Outperform	¥174.16B	11.15	―	3.24%	7.36%	-3.80%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8584	67 Neutral	¥179.15B	8.19	―	4.76%	2.13%	-25.62%
8714	65 Neutral	¥188.64B	14.65	―	2.21%	19.39%	7.07%
8570	63 Neutral	$327.10B	23.08	3.05%	3.42%	10.31%	-40.64%
8515	60 Neutral	€220.08B	9.56	13.08%	1.43%	15.37%	26.00%

Senshu Ikeda Holdings,Inc. Corporate Events

Senshu Ikeda Holdings Reports No Share Buybacks in October

Senshu Ikeda Holdings, Inc. announced that it has not acquired any of its own shares during the specified acquisition period from October 1, 2025, to October 31, 2025, despite a prior resolution allowing for the purchase of up to 4.5 million shares. This indicates that the company has not yet utilized the approved budget of 1.5 billion yen for share buybacks, which may affect its market strategy and stakeholder expectations.

The most recent analyst rating on (JP:8714) stock is a Buy with a Yen730.00 price target. To see the full list of analyst forecasts on Senshu Ikeda Holdings,Inc. stock, see the JP:8714 Stock Forecast page.

Senshu Ikeda Completes Treasury Stock Disposal for Employee Incentive Plan

Senshu Ikeda Holdings, Inc. announced the completion of payment procedures for the disposal of treasury stock as part of a restricted stock incentive for the employees’ shareholders association. The company adjusted the number of shares and total value of disposal due to a partial forfeiture, reflecting the final number of employees participating in the incentive plan. This move is part of the company’s broader strategy to align employee interests with corporate performance.

The most recent analyst rating on (JP:8714) stock is a Buy with a Yen730.00 price target. To see the full list of analyst forecasts on Senshu Ikeda Holdings,Inc. stock, see the JP:8714 Stock Forecast page.

Senshu Ikeda Holdings Expands with New M&A and Investment Subsidiaries

Senshu Ikeda Holdings, Inc. announced the establishment of two new subsidiaries to enhance its M&A advisory and investment management services. This strategic move aims to address the challenges of business succession in regional economies by providing a reliable framework for business continuity and growth, thereby supporting local employment and economic vitality.

The most recent analyst rating on (JP:8714) stock is a Buy with a Yen730.00 price target. To see the full list of analyst forecasts on Senshu Ikeda Holdings,Inc. stock, see the JP:8714 Stock Forecast page.

Senshu Ikeda Finalizes Stock Options for Executives

Senshu Ikeda Holdings, Inc. has finalized the issuance details of its 16th Stock Acquisition Rights, intended as stock options for its executive officers and directors, as well as those of its subsidiary. This move is part of the company’s strategy to align the interests of its leadership with shareholder value, potentially impacting its operational dynamics and stakeholder relations.

The most recent analyst rating on (JP:8714) stock is a Buy with a Yen730.00 price target. To see the full list of analyst forecasts on Senshu Ikeda Holdings,Inc. stock, see the JP:8714 Stock Forecast page.