Ricoh Leasing Company,Ltd. (8566) AI Stock Analysis

• Market Cap: ¥159.67B
• Dividend Yield: 3.47%
• Average Volume (3M): 34.99K
• Price to Earnings (P/E): 10.2
• Beta (1Y): 0.61
• Revenue Growth: 1.24%
• EPS Growth: 38.84%
• Country: JP
• Employees: 1,641
• Sector: Financial
• Sector Strength: 83
• Industry: Financial - Credit Services
• EPS (TTM): 507.97
• Shares Outstanding: 31,243,223
• 10 Day Avg. Volume: 28,070
• 30 Day Avg. Volume: 34,993
• PEG Ratio: 1.22
• Price to Book (P/B): 0.71
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 63 Neutral
• Price Target: ¥5,517.00 ▲(6.51%Upside)

Ricoh Leasing Company's stock score is primarily influenced by its stable financial performance and attractive valuation. The company's strong operational margins and consistent revenue growth are positives, but high leverage and negative cash flow are significant concerns. Technical indicators suggest a bearish trend with potential for value recovery. The absence of earnings call data and corporate events means these factors do not influence the score.

Ricoh Leasing Company,Ltd. Business Overview & Revenue Model

Company Description

Ricoh Leasing Company, Ltd. (8566) is a Japanese financial services firm primarily engaged in the provision of leasing and installment sales services. The company caters to a wide range of sectors, including office equipment, industrial machinery, and information technology equipment. In addition to leasing, Ricoh Leasing offers various financial products such as loans and factoring services, aiming to support the capital investment needs of businesses across different industries.

How the Company Makes Money

Ricoh Leasing Company, Ltd. generates revenue through a diversified model centered on its leasing and financial service offerings. The company's primary revenue stream comes from leasing contracts, where it provides equipment and technological assets to businesses under long-term agreements. These contracts often include maintenance and support services, adding value to the core leasing product. Additionally, Ricoh Leasing earns money through installment sales, which allow customers to purchase equipment on a deferred payment basis. Beyond leasing and sales, the company provides loans to businesses, generating interest income. Factoring services, which involve purchasing accounts receivables from clients, represent another significant revenue stream, providing businesses with immediate cash flow while Ricoh Leasing earns fees and interest. Strategic partnerships with equipment manufacturers and financial institutions enhance its market presence and contribute to its revenue generation capabilities.

Ricoh Leasing Company,Ltd. Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
303.40B	308.33B	298.89B	303.85B	326.27B	332.26B
	Gross Profit
47.19B	45.57B	43.27B	40.04B	37.70B	35.18B
	EBIT
21.13B	21.01B	21.24B	19.28B	17.47B	17.02B
	EBITDA
31.72B	40.60B	39.53B	37.61B	34.39B	30.60B
	Net Income Common Stockholders
15.41B	11.28B	14.87B	13.48B	12.02B	11.83B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
10.05B	4.96B	14.12B	4.83B	11.03B	856.00M
	Total Assets
1.36T	1.25T	1.24T	1.18T	1.16T	1.15T
	Total Debt
1.02T	893.34B	886.23B	839.20B	838.64B	844.66B
	Net Debt
1.01T	888.39B	872.11B	834.37B	827.61B	843.81B
	Total Liabilities
1.13T	1.03T	1.03T	976.24B	969.38B	969.06B
	Stockholders Equity
231.13B	221.93B	211.71B	201.48B	191.33B	181.67B
Cash Flow		Free Cash Flow
0.00	-12.86B	-30.44B	1.31B	24.24B	-89.56B
	Operating Cash Flow
0.00	-753.00M	-16.90B	9.14B	38.93B	-79.36B
	Investing Cash Flow
0.00	-13.39B	-17.30B	-9.55B	-21.80B	-21.73B
	Financing Cash Flow
0.00	4.98B	43.49B	-5.79B	-6.96B	99.83B

Ricoh Leasing Company,Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5180.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8566, the sentiment is Negative. The current price of 5180 is below the 20-day moving average (MA) of 5218.00, below the 50-day MA of 5297.85, and above the 200-day MA of 5085.36, indicating a neutral trend. The MACD of -32.56 indicates Negative momentum. The RSI at 43.87 is Neutral, neither overbought nor oversold. The STOCH value of 41.65 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8566.

Ricoh Leasing Company,Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8593	77 Outperform	$1.52T	11.21	7.65%	4.26%	7.19%	9.15%
8425	75 Outperform	¥302.10B	6.96		4.37%	5.99%	6.17%
8253	74 Outperform	$644.25B	9.74	9.28%	4.00%	17.27%	-5.74%
8570	73 Outperform	$279.94B	14.34	4.16%	3.88%	9.27%	-6.56%
8591	72 Outperform	¥3.31T	9.95	8.65%	3.99%	2.15%	3.00%
Sector *	64 Neutral	$12.85B	9.81	7.59%	16985.65%	12.30%	-7.71%
8566	63 Neutral	¥159.67B	10.20		3.47%	1.24%	38.84%

Ricoh Leasing Company,Ltd. Corporate Events

Ricoh Leasing Expands Stock-Based Remuneration System to Include Outside Directors

Ricoh Leasing Company, Ltd. announced amendments to its stock-based remuneration system for directors, which will now include Outside Directors and increase the maximum financial contributions and points allocated under the system. These changes aim to align director interests with company performance and shareholder value, while also fostering a performance-driven culture among directors.

Ricoh Leasing Proposes Amendments to Articles of Incorporation

Ricoh Leasing Company, Ltd. announced proposed amendments to its Articles of Incorporation, including relocating its head office from Chiyoda-ku to Minato-ku, Tokyo, and allowing for virtual-only shareholder meetings. These changes aim to improve organizational management and shareholder engagement, reflecting the company’s adaptation to digitalization and emergency preparedness, potentially enhancing its market position and stakeholder relations.

Ricoh Leasing Plans Investment Unit Reduction to Boost Market Liquidity

Ricoh Leasing Company, Ltd. has announced its position and policy regarding the reduction of investment units, aiming to promote liquidity in the equity market and expand its investor base. The company will carefully consider factors such as stock prices and market trends before implementing any changes, aligning with Tokyo Stock Exchange regulations.

Ricoh Leasing Announces Increased Year-End Dividend

Ricoh Leasing Company, Ltd. announced a resolution to increase its year-end dividend to 100 yen per share, reflecting a 5 yen increase from the previous forecast. This decision is part of the company’s strategy to provide industry-leading returns and is based on net income exceeding initial forecasts. The total annual dividend will be 180 yen per share, pending approval at the upcoming Annual General Meeting of Shareholders. This move underscores the company’s commitment to enhancing shareholder value and achieving a progressive dividend policy.

Ricoh Leasing Reports Strong 2025 Financial Results Amid Future Challenges

Ricoh Leasing Company, Ltd. reported an increase in net sales and profits for the fiscal year ending March 31, 2025, with a notable 38.8% rise in profit attributable to owners of the parent. Despite positive financial results, the company forecasts a decrease in profits for the next fiscal year, indicating potential challenges ahead. The company’s financial position remains stable with a slight increase in total assets and net assets, although the equity ratio has slightly decreased.

Ricoh Leasing Announces Board of Directors Election

Ricoh Leasing Company, Ltd. has announced the election of new candidates for its Board of Directors, with changes set to be confirmed at the upcoming Annual General Meeting of Shareholders in June 2025. This reshuffling includes both reelections and new appointments, aiming to strengthen the company’s governance and strategic direction, potentially impacting its market positioning and stakeholder relations.