Ricoh Leasing Company,Ltd. (8566) AI Stock Analysis

• Market Cap: ¥174.16B
• Dividend Yield: 3.24%
• Average Volume (3M): 35.96K
• Price to Earnings (P/E): 11.2
• Beta (1Y): 0.56
• Revenue Growth: 7.36%
• EPS Growth: -3.80%
• Country: JP
• Employees: 1,641
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): N/A
• Shares Outstanding: 31,243,223
• 10 Day Avg. Volume: 27,850
• 30 Day Avg. Volume: 35,963
• PEG Ratio: 0.28
• Price to Book (P/B): 0.72
• Price to Sales (P/S): 0.54
• P/FCF Ratio: -1.60
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 70 Outperform
• Price Target: ¥6,369.00 ▲(9.43% Upside)

Ricoh Leasing Company scores well due to its stable financial performance and reasonable valuation. The technical indicators suggest a slightly bullish trend, but high leverage and negative free cash flow remain concerns. The absence of earnings call data and corporate events does not impact the score.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a robust business model and effective market positioning, supporting long-term sustainability.

Operational Margins

Strong operational margins reflect efficient cost management and pricing strategies, enhancing profitability and competitive advantage.

Strategic Partnerships

Partnerships expand service offerings and market reach, fostering growth and resilience in changing market conditions.

Negative Factors

High Leverage

High leverage can increase financial risk, potentially limiting the company's ability to invest in growth or weather economic downturns.

Negative Free Cash Flow

Negative free cash flow can constrain financial flexibility, hindering the company's ability to fund operations and growth initiatives.

Moderate Net Profit Margin

A moderate net profit margin indicates potential inefficiencies or pricing pressures, which could impact long-term profitability.

Ricoh Leasing Company,Ltd. Business Overview & Revenue Model

Company Description

Ricoh Leasing Company, Ltd. (8566) is a prominent financial services firm based in Japan, specializing in leasing solutions for a variety of sectors including office equipment, IT systems, and industrial machinery. The company operates primarily in the leasing business, providing flexible financing options that cater to the needs of both corporate and individual clients. Ricoh Leasing is committed to supporting its clients' operational needs through innovative financial solutions and services that enhance productivity and efficiency.

How the Company Makes Money

Ricoh Leasing generates revenue primarily through leasing agreements and financial services. The company earns income from long-term and short-term leases of office equipment, IT systems, and machinery, charging clients monthly or annual fees for the use of these assets. Additionally, Ricoh Leasing may offer value-added services such as maintenance and support, which can contribute to its overall revenue. The firm also engages in the sale of used equipment, further diversifying its income streams. Strategic partnerships with manufacturers and technology providers enhance its service offerings and client base, allowing Ricoh Leasing to capitalize on market demand for leasing solutions in various industries.

Ricoh Leasing Company,Ltd. Financial Statement Overview

Summary

Ricoh Leasing Company shows stable financial performance with consistent revenue growth and strong operational margins. However, high leverage and negative free cash flow are concerns that could impact future financial flexibility.

Income Statement

Ricoh Leasing Company has demonstrated a stable revenue stream with a slight growth trend, as seen in the revenue growth from 2024 to 2025. The company maintains a strong gross profit margin, and both EBIT and EBITDA margins are healthy, indicating operational efficiency. However, the net profit margin is moderate, suggesting room for improvement in cost management or revenue enhancement.

Balance Sheet

The balance sheet shows a relatively high debt-to-equity ratio, indicating significant leverage, which could pose a risk if market conditions deteriorate. However, the company has maintained a relatively stable equity ratio, suggesting a balanced approach to financing its assets. The return on equity has been solid, reflecting effective use of shareholder capital.

Cash Flow

The cash flow statement reveals challenges in generating positive free cash flow, with a significant deficit observed in recent years. Nonetheless, the operating cash flow to net income ratio indicates that the company is managing its core operations effectively, though improvements in cash generation from operations would enhance financial stability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	318.90B	312.16B	308.33B	298.89B	303.85B	326.27B
Gross Profit	49.45B	48.55B	45.57B	43.27B	40.04B	37.70B
EBITDA	46.04B	44.22B	40.60B	39.53B	37.61B	34.39B
Net Income	15.62B	15.66B	11.28B	14.87B	13.48B	12.02B
Balance Sheet
Total Assets	1.40T	1.38T	1.25T	1.24T	1.18T	1.16T
Cash, Cash Equivalents and Short-Term Investments	4.59B	1.34B	4.96B	14.12B	4.83B	11.03B
Total Debt	1.05T	1.02T	914.36B	886.23B	879.20B	838.64B
Total Liabilities	1.17T	1.14T	1.03T	1.03T	976.24B	969.38B
Stockholders Equity	235.38B	234.07B	221.93B	211.71B	201.48B	191.33B
Cash Flow
Free Cash Flow	0.00	-105.66B	-12.86B	-30.44B	1.31B	24.24B
Operating Cash Flow	0.00	-94.40B	-753.00M	-16.90B	9.14B	38.93B
Investing Cash Flow	0.00	-12.27B	-13.39B	-17.30B	-9.55B	-21.80B
Financing Cash Flow	0.00	103.05B	4.98B	43.49B	-5.79B	-6.96B

Ricoh Leasing Company,Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5820.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8566, the sentiment is Positive. The current price of 5820 is above the 20-day moving average (MA) of 5668.00, above the 50-day MA of 5742.15, and above the 200-day MA of 5382.28, indicating a bullish trend. The MACD of 13.09 indicates Negative momentum. The RSI at 61.43 is Neutral, neither overbought nor oversold. The STOCH value of 86.20 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8566.

Ricoh Leasing Company,Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8591	80 Outperform	¥4.59T	10.94	10.32%	3.75%	6.21%	11.62%
8425	72 Outperform	¥347.86B	7.29	―	4.12%	21.22%	-2.77%
8593	72 Outperform	$1.78T	10.97	8.92%	3.32%	3.42%	22.06%
8566	70 Outperform	¥174.16B	11.15	―	3.24%	7.36%	-3.80%
8253	68 Neutral	$591.42B	8.76	9.13%	3.04%	20.96%	22.58%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8570	63 Neutral	$327.10B	23.08	3.05%	3.38%	10.31%	-40.64%

Ricoh Leasing Company,Ltd. Corporate Events

Ricoh Leasing Reports Q1 2025 Financial Results with Increased Sales

Ricoh Leasing Company, Ltd. reported its consolidated financial results for the three months ended June 30, 2025, showing an increase in net sales by 8.9% year-on-year, despite a slight decline in operating and ordinary profits. The company maintained a stable financial position with total assets amounting to 1,404,283 million yen and a slight decrease in equity ratio. The forecast for the fiscal year ending March 31, 2026, anticipates a modest increase in net sales, though with expected declines in operating and ordinary profits, reflecting market challenges.