Mitsubishi UFJ Lease & Finance Company Limited (JP:8593)
:8593
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Mitsubishi UFJ Lease & Finance Company
(8593)
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Rating:62Neutral
Price Target:
¥1,512.00
▲(11.96% Upside)
Action:Downgraded
Date:05/17/26
The score is held back primarily by balance-sheet leverage and inconsistent/negative recent cash flows despite improving earnings. Valuation is a key offset (low P/E and solid dividend yield), while technical indicators are broadly neutral with slightly negative momentum.
Positive Factors
Group affiliation & scale
Being part of the Mitsubishi UFJ financial group provides durable advantages: easier access to diversified funding, credibility with corporate/public customers, and potential cross-sell opportunities. Scale and franchise support improve resilience through credit cycles and funding stress.
Negative Factors
High leverage
A ~5x debt-to-equity profile creates structural vulnerability: earnings are sensitive to funding costs and asset credit performance. High leverage limits strategic flexibility, raises refinancing risk if markets tighten, and amplifies losses in stressed scenarios over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Group affiliation & scale
Being part of the Mitsubishi UFJ financial group provides durable advantages: easier access to diversified funding, credibility with corporate/public customers, and potential cross-sell opportunities. Scale and franchise support improve resilience through credit cycles and funding stress.
Read all positive factors
Mitsubishi UFJ Lease & Finance Company (8593) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥1.88T
Dividend Yield3.2%
Average Volume (3M)2.75M
Price to Earnings (P/E)11.5
Beta (1Y)0.68
Revenue Growth5.96%
EPS Growth19.95%
CountryJP
Employees8,424
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)106.68
Shares Outstanding1,466,912,200
10 Day Avg. Volume3,529,260
30 Day Avg. Volume2,751,843
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.01
Price to Sales (P/S)0.91
P/FCF Ratio-5.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,690.00Price Target Upside25.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)122.61
Revenue Forecast (FY)¥2.33T
Mitsubishi UFJ Lease & Finance Company Business Overview & Revenue Model
Company Description
Mitsubishi HC Capital Inc., together with its subsidiaries, engages in the lease, installment sale, and other financing activities in Japan, North America, Europe, the Middle and Near East, Asia/Oceania, and internationally. The company operates t...
How the Company Makes Money
The company primarily makes money by originating financing transactions and earning returns from those assets over time. Key revenue streams include: (1) Lease and rental income: It purchases assets (e.g., equipment or vehicles) and leases them to...
Mitsubishi UFJ Lease & Finance Company Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
52
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.15T | 2.22T | 2.09T | 1.95T | 1.90T | 1.77T |
| Gross Profit | 500.61B | 94.14B | 462.64B | 380.10B | 357.33B | 334.66B |
| EBITDA | 432.09B | 648.20B | 576.41B | 495.49B | 511.02B | 481.81B |
| Net Income | 153.25B | 162.21B | 135.17B | 123.84B | 116.24B | 99.40B |
Balance Sheet | ||||||
| Total Assets | 11.56T | 13.09T | 11.76T | 11.15T | 10.73T | 10.33T |
| Cash, Cash Equivalents and Short-Term Investments | 319.86B | 374.89B | 316.13B | 369.04B | 592.90B | 542.96B |
| Total Debt | 8.78T | 9.92T | 8.88T | 8.50T | 8.30T | 8.14T |
| Total Liabilities | 9.78T | 11.08T | 9.96T | 9.44T | 9.18T | 9.00T |
| Stockholders Equity | 1.77T | 1.99T | 1.79T | 1.69T | 1.53T | 1.31T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -337.67B | 0.00 | -47.13B | 37.96B | 186.22B |
| Operating Cash Flow | 0.00 | -326.88B | 0.00 | -49.13B | 46.75B | 195.84B |
| Investing Cash Flow | -96.98B | -33.94B | -96.98B | 143.34B | -127.32B | -107.88B |
| Financing Cash Flow | 353.63B | 469.37B | 353.63B | -222.98B | -8.95B | -192.16B |
Mitsubishi UFJ Lease & Finance Company Technical Analysis
Negative
1350.50
Price Trends
1412.03
Negative
1398.62
Negative
1296.78
Positive
Market Momentum
-33.36
Positive
30.69
Neutral
4.89
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8593, the sentiment is Negative. The current price of 1350.5 is below the 20-day moving average (MA) of 1373.85, below the 50-day MA of 1412.03, and above the 200-day MA of 1296.78, indicating a neutral trend. The MACD of -33.36 indicates Positive momentum. The RSI at 30.69 is Neutral, neither overbought nor oversold. The STOCH value of 4.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8593.
Mitsubishi UFJ Lease & Finance Company Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | ¥6.38T | 15.11 | 10.32% | 3.30% | 15.72% | 30.16% | |
75 Outperform | ¥409.94B | 12.15 | 14.42% | 4.80% | 3.10% | 2.91% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ¥1.88T | 11.52 | 8.92% | 3.20% | 5.96% | 19.95% | |
62 Neutral | ¥12.81B | 8.74 | ― | 3.57% | 16.06% | 11.67% | |
61 Neutral | ¥363.58B | 7.66 | ― | 3.65% | 32.52% | 9.94% | |
52 Neutral | ¥185.57B | 14.52 | ― | 3.30% | 8.46% | -18.12% |
* Financial Sector Average
JP:8593
Mitsubishi UFJ Lease & Finance Company
1,301.50
268.93
26.04%
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Mitsubishi UFJ Lease & Finance Company Corporate Events
Mitsubishi HC Capital Lifts FY2025 Dividend Forecast on Earnings Beat
May 15, 2026
Mitsubishi HC Capital has revised its year-end dividend forecast for FY2025, raising the planned payout to ¥24 per share from ¥23, which lifts the full-year dividend to ¥46 per share from an earlier projection of ¥45. The move ...
Mitsubishi HC Capital Lifts Profit and Dividend on Strong FY2026 Results
May 15, 2026
Mitsubishi HC Capital reported solid growth for the fiscal year ended March 31, 2026, with revenues rising 6.0% to ¥2.22 trillion and net income attributable to owners of the parent climbing 20.0% to ¥162.2 billion, lifting earnings per ...
Mitsubishi HC Capital Raises FY2025 Year-End Dividend on Strong Earnings
May 15, 2026
Mitsubishi HC Capital has revised upward its year-end dividend forecast for FY2025, lifting the planned fiscal year-end payout from ¥23 to ¥24 per share and raising the full-year dividend to ¥46 per share. The move underscores the c...
Mitsubishi HC Capital Lifts Profit and Dividend on Strong FY2026 Results
May 15, 2026
Mitsubishi HC Capital reported consolidated revenues of ¥2.22 trillion for the year to March 31, 2026, up 6% year on year, with operating income surging 28.5% and net income attributable to owners rising 20% to ¥162.2 billion. Profitabil...
Mitsubishi HC Capital Sets Profitability-Focused FY2026–2028 Plan Targeting 10% ROE
Apr 17, 2026
Mitsubishi HC Capital has unveiled its Medium-term Management Plan for FY2026–FY2028, positioned as a profitability-focused phase toward its FY2031 Vision. The plan prioritizes return on equity as the top performance metric, targeting ROE of...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.