Mizuho Leasing Company, Limited (JP:8425)
:8425
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Mizuho Leasing Company, Limited
(8425)
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Rating:61Neutral
Price Target:
¥1,435.00
▲(1.56% Upside)
Action:Downgraded
Date:05/16/26
The score is driven primarily by mid-range fundamentals: solid profitability and growth are tempered by high leverage and historically weak/volatile cash flow. Valuation is a clear positive (low P/E and healthy dividend), but technicals are weak with the stock below key moving averages and negative MACD, limiting the overall rating.
Positive Factors
Revenue and Profit Growth
FY2026 showed a step-up in top-line growth and higher net income, signaling durable demand for leasing and financing products. Sustained revenue acceleration improves earnings visibility, supports reinvestment and reserves, and underpins medium-term profitability even if cycles soften.
Negative Factors
High Absolute Leverage
The company's capital structure is highly geared, leaving limited buffer for credit losses or adverse funding shocks. High absolute debt raises refinancing and liquidity risk and constrains strategic flexibility, meaning shocks could quickly pressure earnings and capital ratios.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Profit Growth
FY2026 showed a step-up in top-line growth and higher net income, signaling durable demand for leasing and financing products. Sustained revenue acceleration improves earnings visibility, supports reinvestment and reserves, and underpins medium-term profitability even if cycles soften.
Read all positive factors
Mizuho Leasing Company, Limited (8425) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥380.99B
Dividend Yield3.65%
Average Volume (3M)368.45K
Price to Earnings (P/E)8.2
Beta (1Y)0.68
Revenue Growth32.52%
EPS Growth9.94%
CountryJP
Employees2,176
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)169.86
Shares Outstanding282,666,300
10 Day Avg. Volume322,060
30 Day Avg. Volume368,446
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)0.91
Price to Sales (P/S)0.42
P/FCF Ratio25.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)190.5
Revenue Forecast (FY)¥754.20B
Mizuho Leasing Company, Limited Business Overview & Revenue Model
Company Description
Mizuho Leasing Company, Limited provides general leasing services in Japan and internationally. It operates through three segments: Leasing and Installment Sales, Finance, and Other. The company offers finance, operating, real estate, and auto lea...
How the Company Makes Money
Mizuho Leasing primarily makes money by earning (1) lease-related income and (2) finance-related income associated with providing funding to customers for business assets and other needs. In a typical leasing transaction, the company purchases an ...
Mizuho Leasing Company, Limited Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
57
Neutral
Cash Flow
41
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 786.72B | 921.59B | 695.42B | 656.13B | 529.70B | 554.81B |
| Gross Profit | 89.47B | 66.23B | 86.34B | 73.62B | 61.37B | 54.53B |
| EBITDA | 70.51B | 96.40B | 70.22B | 57.96B | 48.97B | 35.10B |
| Net Income | 47.54B | 47.61B | 42.04B | 35.22B | 28.40B | 14.90B |
Balance Sheet | ||||||
| Total Assets | 3.89T | 4.18T | 3.90T | 3.36T | 2.95T | 2.75T |
| Cash, Cash Equivalents and Short-Term Investments | 545.83B | 566.71B | 507.77B | 420.38B | 356.70B | 265.19B |
| Total Debt | 3.30T | 3.40T | 3.30T | 2.86T | 2.56T | 2.39T |
| Total Liabilities | 3.49T | 3.72T | 3.50T | 3.03T | 2.68T | 2.52T |
| Stockholders Equity | 383.19B | 428.08B | 382.88B | 308.90B | 262.76B | 219.44B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 15.53B | -399.94B | -195.78B | -119.63B | -70.83B |
| Operating Cash Flow | 0.00 | 26.44B | -393.32B | -192.21B | -117.82B | -68.50B |
| Investing Cash Flow | -53.18B | -116.01B | -53.18B | -51.97B | -17.11B | -27.71B |
| Financing Cash Flow | 457.13B | 146.37B | 457.13B | 266.52B | 143.52B | 99.81B |
Mizuho Leasing Company, Limited Technical Analysis
Negative
1413.00
Price Trends
1416.60
Negative
1422.70
Negative
1328.63
Positive
Market Momentum
-7.53
Positive
37.05
Neutral
42.76
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8425, the sentiment is Negative. The current price of 1413 is below the 20-day moving average (MA) of 1419.55, below the 50-day MA of 1416.60, and above the 200-day MA of 1328.63, indicating a neutral trend. The MACD of -7.53 indicates Positive momentum. The RSI at 37.05 is Neutral, neither overbought nor oversold. The STOCH value of 42.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8425.
Mizuho Leasing Company, Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | ¥6.02T | 11.49 | 10.32% | 3.30% | 15.72% | 30.16% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ¥1.92T | 12.40 | 8.92% | 3.20% | 5.96% | 19.95% | |
62 Neutral | ¥12.90B | 9.70 | ― | 3.57% | 16.06% | 11.67% | |
61 Neutral | ¥380.99B | 8.17 | ― | 3.65% | 32.52% | 9.94% | |
60 Neutral | ¥183.80B | 15.93 | 6.77% | 3.66% | 83.65% | 4.34% | |
52 Neutral | ¥190.50B | 13.99 | ― | 3.30% | 8.46% | -18.12% |
* Financial Sector Average
JP:8425
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Mizuho Leasing Company, Limited Corporate Events
Mizuho Leasing Launches J-ESOP to Align Managers With Shareholders
May 14, 2026
Mizuho Leasing Company, Limited has approved the introduction of a Japanese employee stock ownership plan (J-ESOP) that will grant company shares as incentives to qualifying managerial employees. The scheme supplements an existing performance-link...
Mizuho Leasing to Issue ¥46 Billion in Non‑Voting Shares and Reshape Key Alliances
May 14, 2026
Mizuho Leasing plans to create a new class of non-voting Class A shares via an amendment to its Articles of Incorporation and to issue 32 million of these shares to Mizuho Financial Group through a third-party allotment, raising an estimated ¥...
Mizuho Leasing Sets 2028 Plan to Accelerate Transformation and Boost Profitability
May 14, 2026
Mizuho Leasing has unveiled its Medium-Term Management Plan 2028, a three-year roadmap from fiscal 2026 to 2028 aimed at accelerating its transformation into a platform company that co-creates value with customers. Building on its previous plan, t...
Mizuho Leasing Lifts Year-End Dividend, Boosts Annual Payout to ¥51 Per Share
May 14, 2026
Mizuho Leasing Company, Limited has approved an increase in its year-end dividend from surplus for the fiscal year ended March 31, 2026, raising the payout to ¥26 per share, ¥1 higher than its previous forecast, with the distribution sub...
Mizuho Leasing Lifts Earnings and Dividend, Maps Alliance-Driven Growth for FY 2027
May 14, 2026
Mizuho Leasing reported a 32.5% year-on-year jump in net sales to ¥921.6 billion for the fiscal year ended March 31, 2026, while operating profit declined 8.8% and ordinary profit slipped 1.9%, but profit attributable to owners of the parent ...
Mizuho Leasing Launches J-ESOP to Align Managers With Shareholder Value
May 14, 2026
Mizuho Leasing Company, Limited has approved the introduction of a Japanese employee stock ownership plan, or J-ESOP, to grant company shares as incentives to eligible managerial employees. The scheme complements its existing performance-linked st...
Mizuho Leasing to Issue ¥46bn in Class A Shares and Reshape Shareholder Alliances
May 14, 2026
Mizuho Leasing plans to create a new class of non-voting Class A shares and issue 32 million of them to Mizuho Financial Group via a third-party allotment, raising an estimated ¥45.89 billion to strengthen its capital base. The move requires ...
Mizuho Leasing Unveils 2028 Plan to Accelerate Transformation and Growth
May 14, 2026
Mizuho Leasing has approved its Medium-Term Management Plan 2028, a three-year program from fiscal 2026 to 2028 that builds on its prior transformation efforts to become a platform company co-creating value with customers. The plan aims to acceler...
Mizuho Leasing Raises Year-End Dividend, Signals Stronger Shareholder Returns
May 14, 2026
Mizuho Leasing Company, Limited has approved a year-end dividend of ¥26 per share for the fiscal year ended March 31, 2026, raising the payout by ¥1 from its latest forecast and bringing the total annual dividend to ¥51 per share wh...
Mizuho Leasing Lifts Profit and Dividend as It Prepares Strategic Capital Tie-Ups
May 14, 2026
Mizuho Leasing reported a 32.5% year-on-year increase in net sales to ¥921.6 billion for the fiscal year ended March 31, 2026, while operating profit fell 8.8% and ordinary profit dipped 1.9%, but profit attributable to owners of the parent r...
Mizuho Leasing Overhauls Executive Lineup to Sharpen Strategic Focus
Mar 6, 2026
Mizuho Leasing Company, Limited has announced a broad reshuffle of its leadership, including the promotion of Masahiko Abe to Deputy President and a series of changes to director and executive officer roles effective April 1, 2026. The moves reali...
Mizuho Leasing to Raise ¥17 Billion via AA- Rated Unsecured Bonds
Feb 27, 2026
Mizuho Leasing Company, Limited has resolved to issue its 34th and 35th series of unsecured straight corporate bonds, raising a total of ¥17 billion through a public offering in Japan, with no collateral or specific asset backing. The 34th bo...
Mizuho Leasing to Take Stake in Star Asia in Strategic Real Estate Alliance
Feb 26, 2026
Mizuho Leasing Company, Limited has approved a capital and business alliance with private real estate investment manager Star Asia Group LLC, alongside a third-party allotment capital increase that will make Star Asia an equity-method affiliate. T...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.