San ju San Financial Group, Inc. (JP:7322)
:7322
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7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥549.25 - ¥1,756.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥173.40B
Enterprise Value¥108.70B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥329.86B
Price to Earnings (P/E)7.2
Beta1.16
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)85.11
Shares Outstanding104,670,340
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)1.01
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthA near-7% revenue increase demonstrates expanding core franchise and demand for banking services. For a regional bank this supports recurring interest and fee income, aiding predictable top-line momentum and underwriting capacity over the next several quarters.
Strong Cash Conversion And FCF ImprovementOperating cash flow nearly triple net income and growing free cash flow signal durable cash generation. Strong cash conversion supports dividend funding, loan growth or balance sheet repair and reduces short-term funding reliance over a multi-quarter horizon.
Improving Return On EquityA rising ROE indicates improved capital efficiency and profitability versus prior periods. If sustained, this enhances capacity to reinvest, pay dividends or rebuild capital buffers, strengthening the franchise's long-term earning power.
Bears Say
Moderate Leverage And Low Equity RatioAbove-average leverage and a low equity ratio increase sensitivity to credit losses and interest-rate shocks. For a regional bank, this constrains flexibility for lending or acquisitions and can raise capital needs during stress, affecting resilience over several quarters.
Slight EBIT Margin DeclineA declining EBIT margin signals emerging pressure on operating efficiency or rising costs. If not addressed by revenue mix shifts or cost control, margin erosion can persist and limit net profit expansion despite revenue gains across the medium term.
Historical Cash-flow VolatilityWhile recent cash conversion is strong, historical negative cash flows point to episodic liquidity swings tied to provisioning, loan behavior or investment cycles. Such volatility can complicate planning for dividends, capital deployment and liquidity management.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥549.25 and its highest was ¥1756.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥173.40B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is May 15, 2026 which is in 4 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Feb 06, 2026. The company reported ¥38.182 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.182.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥38.182 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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