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7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥815.00 - ¥1,918.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥198.07B
Enterprise Value¥107.93B
Total Cash (Recent Filing)¥354.12B
Total Debt (Recent Filing)¥282.55B
Price to Earnings (P/E)15.7
Beta1.03
Next Earnings
Jul 31, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)118.66
Shares Outstanding104,670,340
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.65
Price to Sales (P/S)1.95
P/FCF Ratio8.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability MomentumImproved margins and steadily rising net income into 2026 indicate the company has executed on revenue and cost levers that enhance core earnings quality. This raises the durability of operating profits, supports reinvestment and capital buffers, and improves medium‑term cash flow prospects if trends persist.
Reduced LeverageMeaningful deleveraging lowers financial vulnerability for a regional bank, expanding capacity to absorb shocks and meet regulatory or liquidity demands. A stronger equity base improves capital flexibility for lending, provisioning, or returns, reducing structural balance-sheet risk over the medium term.
Top-line And EPS ReaccelerationSharp revenue and EPS gains reflect renewed demand and operating leverage, suggesting the business can convert higher volumes into disproportionate profit growth. If sustainable, this supports rebuilding capital, funding strategic initiatives and enhancing the company's ability to compete and deliver shareholder returns.
Bears Say
Inconsistent Cash GenerationVolatile operating and free cash flows undermine the firm's ability to reliably fund operations, debt service and dividends from internal cash. Irregular FCF raises reliance on external funding in stress periods and weakens confidence that recent profit gains will translate into sustained cash conversion.
Modest Return On EquityA roughly 5.3% ROE signals limited effectiveness in generating returns from shareholder capital versus peers. Persistent low ROE constrains long‑term value creation, limits organic capital accumulation, and requires either higher risk activity or sustained margin improvement to materially raise shareholder returns.
Revenue VolatilityHistoric swings in revenue reduce predictability for earnings and capital planning. Such cyclicality for a regional bank suggests sensitivity to macro or interest-rate cycles, complicating underwriting and strategic planning, and making medium‑term earnings sustainability less certain without clearer trend drivers.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥815.00 and its highest was ¥1918.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥198.07B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is Jul 31, 2026 which is in 14 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on May 15, 2026. The company reported ¥25.958 earnings per share for the quarter, beating the consensus estimate of N/A by ¥25.958.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥22 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥25.958 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.222%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group, Inc. delivers a broad spectrum of financial and banking solutions. The company's operations are structured across two primary divisions: Banking and Leasing. The Banking segment manages deposit accounts, offers investment products such as government bonds and investment trusts, provides lending services, executes domestic and foreign currency exchanges, distributes insurance policies, and handles corporate bond custody and registration. The Leasing division is dedicated to its core leasing activities. Additionally, the group extends its services to include credit card issuance and credit guarantee programs. This enterprise, founded in 1895, maintains its headquarters in Yokkaichi, Japan.
Technical Analysis
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