San ju San Financial Group, Inc. (JP:7322)
:7322
7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥1,770.00 - ¥6,360.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥157.42B
Enterprise Value¥93.45B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥329.86B
Price to Earnings (P/E)7.2
Beta1.10
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)152.73
Shares Outstanding26,167,585
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)1.01
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash ConversionA high operating cash flow to net income ratio (2.98) and growing free cash flow show durable cash conversion. Strong cash generation supports internal funding for lending, capital cushions, dividends and reinvestment, reducing reliance on external financing across cycles.
Profitability TrendImproved net profit margin (15.40%) alongside mid-single digit revenue growth demonstrates sustainable earnings quality. This combination enhances internal capital formation and resilience, enabling the bank to absorb credit losses, invest in operations, and maintain credit capacity over the medium term.
Return On EquityAn improving ROE (now 4.20%) indicates better utilization of shareholder capital and progress on profitability execution. Rising ROE supports long-term shareholder value creation, gives management flexibility on payout and reinvestment choices, and signals constructive operational trends.
Bears Say
LeverageA debt-to-equity ratio of 1.48 and a relatively low equity ratio point to notable leverage and reliance on debt funding. For a regional bank, this raises sensitivity to credit cycles and regulatory capital requirements, potentially constraining growth or necessitating equity raises in stress periods.
Margin PressureA slight decline in EBIT margin signals emerging operational efficiency pressure. If persistent, margin erosion can limit the bank's ability to expand net income, invest in IT or branches, and build reserves, making earnings more vulnerable to rising funding costs or competitive pricing.
Cash Flow VolatilityHistorical episodes of negative cash flows introduce volatility into what is otherwise strong current cash generation. Erratic cash flows complicate liquidity planning and dividend sustainability, and increase the risk that the bank may need external funding or asset sales during downdrafts.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥1770.00 and its highest was ¥6360.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥157.42B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is May 08, 2026 which is in 41 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Feb 06, 2026. The company reported ¥152.73 earnings per share for the quarter, beating the consensus estimate of N/A by ¥152.73.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 26,167,585 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥152.73 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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