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San ju San Financial Group, Inc. (JP:7322)
:7322
7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥1,770.00 - ¥6,360.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥159.77B
Enterprise Value¥95.80B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥329.86B
Price to Earnings (P/E)7.2
Beta1.10
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)152.73
Shares Outstanding26,167,585
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)0.87
P/FCF Ratio1.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelA diversified revenue mix across asset management, advisory, insurance and partnerships provides durable fee-based income that reduces reliance on any single product or market. This diversification supports steadier revenues and cross-sell opportunities, strengthening resilience over 2–6 months.
Strong Cash GenerationHigh operating cash conversion (OCF/net income ~2.98) and rising free cash flow indicate durable internal funding capacity. Strong cash generation supports reinvestment, dividend capacity, and potential debt reduction, improving financial flexibility over the medium term.
Improving ProfitabilitySimultaneous revenue growth and a higher net profit margin show the company is scaling profitably. Sustained margin expansion and top-line growth provide capacity to fund strategic initiatives and absorb shocks, supporting longer-term earnings durability.
Bears Say
Elevated LeverageA debt-to-equity ratio near 1.5 and a low equity ratio signal meaningful reliance on debt financing. Over a 2–6 month horizon, this raises sensitivity to funding costs and constrains strategic flexibility, making the company more vulnerable to rate rises or credit stress.
Operating Efficiency PressureA declining EBIT margin points to emerging cost or efficiency headwinds. If persistent, margin erosion can offset revenue gains, limiting free cash flow growth and return generation unless management implements structural cost control or productivity improvements.
Low Return On EquityAn ROE of ~4.2% remains low for a regional bank/financial services firm; even with improvement, this indicates relatively modest returns on capital. Persistently low ROE can constrain investor returns and signal inefficiencies in capital deployment over the medium term.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥1770.00 and its highest was ¥6360.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥159.77B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is May 08, 2026 which is in 62 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Feb 06, 2026. The company reported ¥152.73 earnings per share for the quarter, beating the consensus estimate of N/A by ¥152.73.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 26,167,585 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥152.73 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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