San ju San Financial Group, Inc. (JP:7322)
:7322
Want to see JP:7322 full AI Analyst Report?
7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥534.50 - ¥1,756.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥177.27B
Enterprise Value¥110.89B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥329.86B
Price to Earnings (P/E)7.2
Beta1.11
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)38.18
Shares Outstanding104,670,340
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)1.01
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMid-single-digit revenue growth indicates the bank is expanding core lending and fee businesses at a steady pace. For a regional bank this durable top-line trend supports scale in interest income and fee diversification, strengthening earnings capacity over months.
Improved Net ProfitabilityA higher net profit margin reflects better cost control and pricing power in core banking activities. Sustained margin improvement enhances retained earnings generation, supporting capital build-up and ability to invest in technology or branch networks over the medium term.
Strong Cash Conversion And FCF GrowthHigh cash conversion and rising free cash flow indicate earnings translate to liquidity, enabling consistent loan funding, reserves or shareholder returns without heavy external financing. This cash strength improves resilience through economic cycles.
Bears Say
Moderate LeverageA debt-to-equity of 1.48 signals material leverage typical in banking but increases sensitivity to credit losses or interest shocks. Sustained reliance on borrowed funding can raise funding costs and amplify earnings volatility during stress, limiting strategic flexibility.
Low Equity Ratio / Reliance On DebtA relatively low equity ratio constrains capital buffers and may necessitate retention of earnings or external capital in growth or stress scenarios. Over months, this reliance can limit dividend capacity and slow balance-sheet expansion absent higher profitability.
Operational Efficiency Pressure (EBIT Margin Decline)A declining EBIT margin points to rising costs or weaker operating leverage. If sustained, this erodes core earnings and reduces internal cash generation, forcing trade-offs between investment, credit growth and returns to shareholders over the medium term.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥534.50 and its highest was ¥1756.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥177.27B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is May 15, 2026 which is in 25 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Feb 06, 2026. The company reported ¥38.182 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.182.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥38.182 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Technical Analysis
Oita Bank
―
First Bank of Toyama Ltd.
―
Toho Bank, Ltd.
―
Yamanashi Chuo Bank, Ltd.
―
Miyazaki Bank Ltd.
―
Options Prices
Currently, No data available
---