tiprankstipranks
San ju San Financial Group, Inc. (JP:7322)
:7322
Japanese Market
Want to see JP:7322 full AI Analyst Report?

San ju San Financial Group, Inc. (7322) Price & Analysis

0 Followers

7322 Stock Chart & Stats

¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)

Bulls Say, Bears Say

Bulls Say
Earnings And Margin ImprovementSustained improvement in margins and earnings into 2026 reflects structurally better operating performance, likely from pricing, cost control or business mix. That improvement increases durable profitability and cash conversion potential versus prior weaker years, supporting funding and reinvestment over the next 2–6 months.
Recent Strong Revenue & EPS GrowthDouble-digit revenue growth and marked EPS acceleration indicate renewed top-line traction and operational leverage. Such growth provides a firmer base for sustainable earnings expansion, improving the company's ability to finance strategic priorities and absorb shocks over the medium term.
Improved Leverage And Equity BaseMaterial reduction in leverage and a rising equity base strengthen the capital structure, lowering insolvency risk and increasing capacity for lending or investment. A healthier balance sheet improves resilience to rate or funding shocks and supports strategic flexibility over the coming months.
Bears Say
Volatile Cash GenerationInconsistent operating and free cash flow across years undermines confidence that earnings will reliably translate into distributable cash. This variability constrains durable dividend funding, debt reduction and reinvestment plans and raises execution risk if funding conditions tighten in the next 2–6 months.
Modest Return On EquityA low ROE indicates modest profitability relative to capital employed, limiting the bank's ability to generate high shareholder returns or rapidly grow equity organically. Over time, modest ROE can constrain reinvestment and make capital raises more dilutive for stakeholders.
Large And Fluctuating Debt LevelsSignificant and variable total debt increases balance-sheet sensitivity to funding cost and market stress. Year-to-year swings in borrowings can pressure liquidity and capital ratios, reducing strategic optionality and raising refinancing risk if market conditions deteriorate.

San ju San Financial Group, Inc. News

7322 FAQ

What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥679.00 and its highest was ¥1861.00 in the past 12 months.
    What is San ju San Financial Group, Inc.’s market cap?
    San ju San Financial Group, Inc.’s market cap is ¥167.03B.
      When is San ju San Financial Group, Inc.’s upcoming earnings report date?
      San ju San Financial Group, Inc.’s upcoming earnings report date is Aug 07, 2026 which is in 67 days.
        How were San ju San Financial Group, Inc.’s earnings last quarter?
        San ju San Financial Group, Inc. released its earnings results on May 15, 2026. The company reported ¥25.958 earnings per share for the quarter, beating the consensus estimate of N/A by ¥25.958.
          Is San ju San Financial Group, Inc. overvalued?
          According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does San ju San Financial Group, Inc. pay dividends?
            San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
              What is San ju San Financial Group, Inc.’s EPS estimate?
              San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does San ju San Financial Group, Inc. have?
              San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
                What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
                San ju San Financial Group, Inc. reported an EPS of ¥25.958 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.222%.
                  Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:7322
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    San ju San Financial Group, Inc.

                    San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.

                    San ju San Financial Group, Inc. (7322) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Oita Bank
                    First Bank of Toyama Ltd.
                    Toho Bank, Ltd.
                    Yamanashi Chuo Bank, Ltd.
                    Miyazaki Bank Ltd.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks