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Oita Bank Ltd (JP:8392)
:8392
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Oita Bank (8392) Price & Analysis

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8392 Stock Chart & Stats

¥6980.00
¥15.00(0.49%)
At close: 4:00 PM EST
¥6980.00
¥15.00(0.49%)

Bulls Say, Bears Say

Bulls Say
Diversified Banking ModelOita Bank's core earnings come from deposit-funded lending (net interest income), fee and commission services, and securities income. This multi-channel revenue mix supports steadier cash flow and reduces reliance on any single market segment, a durable advantage for regional banks.
Improving ProfitabilitySharp revenue acceleration and higher EBIT margins indicate the bank has improved operating leverage and cost or mix management. If sustained, these margin gains materially raise sustainable earnings power and internal capital generation over the medium term.
Stronger Capital BaseA rising equity base strengthens regulatory buffers and supports additional lending capacity without immediate external capital needs. For a regional lender, materially higher equity improves resilience to credit shocks and underpins strategic growth options over time.
Bears Say
Elevated LeverageLeverage levels amplify returns but also make the balance sheet more sensitive to market, funding, or credit stress. Elevated and volatile debt/equity reduces financial flexibility and increases the chance that adverse shocks force higher provisioning or constrain lending.
Low Historical ROEPersistently low ROE implies limited efficiency in converting capital into profit. Even with recent earnings gains, low ROE constrains shareholder value creation, limits retained-earnings-driven growth, and may require higher future capital to support expansion.
Volatile Cash GenerationLarge swings in operating and free cash flow reduce predictability for lending, provisioning, and dividends. For a regional bank, inconsistent cash conversion complicates planning and raises uncertainty about sustaining investments or absorbing credit cycles over the next several months.

Oita Bank News

8392 FAQ

What was Oita Bank Ltd’s price range in the past 12 months?
Oita Bank Ltd lowest stock price was ¥667.00 and its highest was ¥2330.00 in the past 12 months.
    What is Oita Bank Ltd’s market cap?
    Oita Bank Ltd’s market cap is ¥176.12B.
      When is Oita Bank Ltd’s upcoming earnings report date?
      Oita Bank Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 74 days.
        How were Oita Bank Ltd’s earnings last quarter?
        Oita Bank Ltd released its earnings results on May 12, 2026. The company reported ¥41.144 earnings per share for the quarter, beating the consensus estimate of N/A by ¥41.144.
          Is Oita Bank Ltd overvalued?
          According to Wall Street analysts Oita Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Oita Bank Ltd pay dividends?
            Oita Bank Ltd pays a Semiannually dividend of ¥85 which represents an annual dividend yield of 2.26%. See more information on Oita Bank Ltd dividends here
              What is Oita Bank Ltd’s EPS estimate?
              Oita Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Oita Bank Ltd have?
              Oita Bank Ltd has 78,468,170 shares outstanding.
                What happened to Oita Bank Ltd’s price movement after its last earnings report?
                Oita Bank Ltd reported an EPS of ¥41.144 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.648%.
                  Which hedge fund is a major shareholder of Oita Bank Ltd?
                  Currently, no hedge funds are holding shares in JP:8392
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Oita Bank Ltd

                    The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Oita Prefecture, Japan. It operates through Banking and Lease segments. The company engages in accepting deposits; providing loans; discounting bills; and buying and selling marketable securities and other financial instruments. It also offers leasing and credit card, financial instruments handling, and foreign exchange services. As of September 30, 2021, it operated through 93 branches and 33 money exchange offices. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.

                    Oita Bank (8392) Earnings & Revenues

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