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8399 Stock Chart & Stats
¥2009.00
¥3.00(0.28%)
At close: 4:00 PM EST
¥2009.00
¥3.00(0.28%)
Day’s Range― - ―
52-Week Range¥1,221.00 - ¥3,075.00
Previous CloseN/A
Volume53.10K
Average Volume (3M)142.27K
Market Cap
¥124.84B
Enterprise Value-¥40.09B
Total Cash (Recent Filing)¥161.55B
Total Debt (Recent Filing)¥15.75B
Price to Earnings (P/E)13.3
Beta1.11
Next Earnings
Aug 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.99%
Share Statistics
EPS (TTM)221.49
Shares Outstanding43,108,470
10 Day Avg. Volume123,030
30 Day Avg. Volume142,269
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.62
Price to Sales (P/S)1.15
P/FCF Ratio-40.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Leverage / Stronger CapitalA sharply lower debt-to-equity ratio and steady equity growth materially improve the bank's loss-absorbing capacity and regulatory headroom. This durable capital repair lowers funding risk, supports prudent lending expansion, and increases flexibility for strategic investments or stress absorption over the medium term.
Revenue Re-acceleration And Profit GrowthSustained top-line re-acceleration and rising net income indicate strengthening core banking activity and profitable loan/fee mix. Durable revenue momentum enhances internal funding capacity, supports reinvestment in branches and services, and creates a more stable earnings base for multi-quarter planning and capital allocation.
Local Regional Franchise And Market PositionA focused regional franchise offers structural advantages: deep local customer relationships, deposit stability, and strong knowledge of regional credit risks. These traits sustain sticky funding and cross-sell opportunities to households and SMEs, creating a competitive moat in the Okinawa market that supports steady medium-term revenue streams.
Bears Say
Inconsistent Cash GenerationLarge, unpredictable swings in operating and free cash flow reduce confidence in internal funding for lending, dividends, and capital spending. Persistent volatility complicates multi-period planning, increases reliance on external funding in down cycles, and raises execution risk for medium-term growth initiatives.
Modest Returns On EquityROE in the mid-single digits limits the bank's ability to compound shareholder value organically. Low profitability on equity constrains retained-earnings-driven capital growth, may pressure management to accept higher risk or leverage to lift returns, and reduces flexibility for sustained dividend increases.
Margin Compression And Profit VolatilityErosion of net margin signals pressure on core interest spread or rising funding costs and implies earnings are sensitive to rate and funding cycles. Persistent margin weakness forces reliance on higher volumes or cost cuts to sustain profits, increasing execution risk and making earnings less resilient over the medium term.
Bank Of The Ryukyus,Limited News
8399 FAQ
What was Bank Of The Ryukyus,Limited’s price range in the past 12 months?
Bank Of The Ryukyus,Limited lowest stock price was ¥1221.00 and its highest was ¥3075.00 in the past 12 months.
What is Bank Of The Ryukyus,Limited’s market cap?
Bank Of The Ryukyus,Limited’s market cap is ¥124.84B.
When is Bank Of The Ryukyus,Limited’s upcoming earnings report date?
Bank Of The Ryukyus,Limited’s upcoming earnings report date is Aug 14, 2026 which is in 9 days.
How were Bank Of The Ryukyus,Limited’s earnings last quarter?
Bank Of The Ryukyus,Limited released its earnings results on May 12, 2026. The company reported ¥23.17 earnings per share for the quarter, beating the consensus estimate of N/A by ¥23.17.
Is Bank Of The Ryukyus,Limited overvalued?
According to Wall Street analysts Bank Of The Ryukyus,Limited’s price is currently Overvalued.
Does Bank Of The Ryukyus,Limited pay dividends?
Bank Of The Ryukyus,Limited pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.99%. See more information on Bank Of The Ryukyus,Limited dividends here
What is Bank Of The Ryukyus,Limited’s EPS estimate?
Bank Of The Ryukyus,Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank Of The Ryukyus,Limited have?
Bank Of The Ryukyus,Limited has 43,108,470 shares outstanding.
What happened to Bank Of The Ryukyus,Limited’s price movement after its last earnings report?
Bank Of The Ryukyus,Limited reported an EPS of ¥23.17 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.055%.
Which hedge fund is a major shareholder of Bank Of The Ryukyus,Limited?
Currently, no hedge funds are holding shares in JP:8399
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank Of The Ryukyus,Limited
Operating across Japan, The Bank of The Ryukyus, Limited delivers a comprehensive suite of financial and banking solutions. Its offerings include a variety of deposit accounts, such as savings, fixed-term, and property deposits. The institution provides extensive lending products, featuring residential mortgages, apartment financing, auto loans, education loans, credit card facilities, and corporate lending, as well as reverse mortgages. Furthermore, it offers a wide array of insurance coverage, spanning personal, annuity, whole life, medical, long-term care, term life, fire, pet, and cancer policies. Clients can also access investment opportunities through investment trusts, bond offerings, and foreign currency deposit accounts. The bank extends its expertise to corporate advisory, assisting with business succession planning, mergers and acquisitions, capital strategy, and organizational structuring, alongside operating a securities brokerage division. Practical services like debit cards, ATM access, online banking, safe deposit boxes, foreign currency exchange, and remittance services are also provided. The Bank of The Ryukyus, Limited was founded in 1948 and is headquartered in Naha, Japan.
Technical Analysis
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