Want to see JP:8399 full AI Analyst Report?
8399 Stock Chart & Stats
¥2009.00
¥3.00(0.28%)
At close: 4:00 PM EST
¥2009.00
¥3.00(0.28%)
Day’s Range― - ―
52-Week Range¥1,183.00 - ¥2,839.00
Previous CloseN/A
Volume53.10K
Average Volume (3M)142.27K
Market Cap
¥116.86B
Enterprise Value-¥40.09B
Total Cash (Recent Filing)¥161.55B
Total Debt (Recent Filing)¥15.75B
Price to Earnings (P/E)12.4
Beta1.08
Next Earnings
Aug 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.46%
Share Statistics
EPS (TTM)221.49
Shares Outstanding43,108,470
10 Day Avg. Volume123,030
30 Day Avg. Volume142,269
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.62
Price to Sales (P/S)1.15
P/FCF Ratio-40.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Capital StructureA materially lower debt-to-equity ratio and steady equity growth create a stronger capital buffer versus earlier years. That improvement supports lending capacity, regulatory resilience and lowers refinancing risk, enabling more durable operations and strategic optionality over the next several quarters.
Re-accelerating Revenue And ProfitSustained re-acceleration in top-line growth and a sharp rise in net income indicate improving core franchise momentum across lending and fee streams. This trend, if persistent, strengthens internal earnings power and supports reinvestment, dividend capacity, and credit provisioning over the medium term.
Stable Asset Base & Regional ScaleA multi-trillion yen asset base plus a defined regional franchise provides scale advantages in deposit gathering and lending to local SMEs and households. Scale supports diversified funding, distribution of fixed costs, and cross-sell opportunities that underpin durable margin and revenue potential.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow reduce predictability of internally generated funding for dividends, loan growth and capital needs. This volatility raises reliance on external financing in stress periods and complicates capital planning and sustainable payout policies over coming quarters.
Modest Returns On EquityPersistently low ROE implies the bank struggles to convert equity into high incremental returns, limiting long-term shareholder value creation. With ROE near single digits' low end, the bank may face pressure to improve asset mix or cost efficiency to cover cost of equity over time.
Margin Pressure / Profitability FluctuationEvident margin compression reduces the bank's ability to convert revenue into consistent profits. If competitive or yield pressures persist, margins could remain constrained, making earnings more sensitive to interest rate moves and asset mix changes over the medium term.
Bank Of The Ryukyus,Limited News
8399 FAQ
What was Bank Of The Ryukyus,Limited’s price range in the past 12 months?
Bank Of The Ryukyus,Limited lowest stock price was ¥1183.00 and its highest was ¥2839.00 in the past 12 months.
What is Bank Of The Ryukyus,Limited’s market cap?
Bank Of The Ryukyus,Limited’s market cap is ¥116.86B.
When is Bank Of The Ryukyus,Limited’s upcoming earnings report date?
Bank Of The Ryukyus,Limited’s upcoming earnings report date is Aug 14, 2026 which is in 31 days.
How were Bank Of The Ryukyus,Limited’s earnings last quarter?
Bank Of The Ryukyus,Limited released its earnings results on May 12, 2026. The company reported ¥23.17 earnings per share for the quarter, beating the consensus estimate of N/A by ¥23.17.
Is Bank Of The Ryukyus,Limited overvalued?
According to Wall Street analysts Bank Of The Ryukyus,Limited’s price is currently Overvalued.
Does Bank Of The Ryukyus,Limited pay dividends?
Bank Of The Ryukyus,Limited pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.46%. See more information on Bank Of The Ryukyus,Limited dividends here
What is Bank Of The Ryukyus,Limited’s EPS estimate?
Bank Of The Ryukyus,Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank Of The Ryukyus,Limited have?
Bank Of The Ryukyus,Limited has 43,108,470 shares outstanding.
What happened to Bank Of The Ryukyus,Limited’s price movement after its last earnings report?
Bank Of The Ryukyus,Limited reported an EPS of ¥23.17 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.055%.
Which hedge fund is a major shareholder of Bank Of The Ryukyus,Limited?
Currently, no hedge funds are holding shares in JP:8399
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank Of The Ryukyus,Limited
Operating across Japan, The Bank of The Ryukyus, Limited delivers a comprehensive suite of financial and banking solutions. Its offerings include a variety of deposit accounts, such as savings, fixed-term, and property deposits. The institution provides extensive lending products, featuring residential mortgages, apartment financing, auto loans, education loans, credit card facilities, and corporate lending, as well as reverse mortgages. Furthermore, it offers a wide array of insurance coverage, spanning personal, annuity, whole life, medical, long-term care, term life, fire, pet, and cancer policies. Clients can also access investment opportunities through investment trusts, bond offerings, and foreign currency deposit accounts. The bank extends its expertise to corporate advisory, assisting with business succession planning, mergers and acquisitions, capital strategy, and organizational structuring, alongside operating a securities brokerage division. Practical services like debit cards, ATM access, online banking, safe deposit boxes, foreign currency exchange, and remittance services are also provided. The Bank of The Ryukyus, Limited was founded in 1948 and is headquartered in Naha, Japan.
Technical Analysis
Oita Bank
―
Okinawa Financial Group, Inc.
―
Shikoku Bank Ltd.
―
Miyazaki Bank Ltd.
―
Bank of Saga Ltd.
―
Options Prices
Currently, No data available
---








