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Bank Of The Ryukyus,Limited (JP:8399)
:8399
Japanese Market
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Bank Of The Ryukyus,Limited (8399) Price & Analysis

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8399 Stock Chart & Stats

¥2009.00
¥3.00(0.28%)
At close: 4:00 PM EST
¥2009.00
¥3.00(0.28%)

Bulls Say, Bears Say

Bulls Say
Revenue And Profit GrowthStrong revenue re-acceleration and higher net income indicate improved operating momentum. If sustained across Okinawa’s retail and corporate banking franchise, this can strengthen earnings capacity and support internal capital formation over the next several quarters.
Lower Financial LeverageThe substantial reduction in debt-to-equity improves balance-sheet resilience and financial flexibility. A less leveraged capital structure can reduce funding pressure and leave the bank better positioned to absorb credit losses or invest in customer lending.
Stable Scale And Growing EquityA stable-to-growing asset base demonstrates meaningful operating scale, while rising equity provides a stronger capital buffer. Together, these characteristics support continued lending capacity and help the regional bank maintain stability through economic cycles.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow make internally generated funding less predictable. This can complicate capital planning and increase reliance on balance-sheet management or external funding when loan growth, securities activity, or deposits change.
Margin CompressionThe decline in net margin shows that stronger revenue has not translated fully into sustained profitability. Margin sensitivity to funding costs, credit provisions, and the interest-rate environment could constrain earnings quality if operating conditions become less favorable.
Modest Return On EquityPersistently modest ROE suggests the bank is not generating especially strong earnings from its capital base. This limits the pace of retained-capital growth and indicates that improved leverage has yet to produce proportionately stronger shareholder returns.

Bank Of The Ryukyus,Limited News

8399 FAQ

What was Bank Of The Ryukyus,Limited’s price range in the past 12 months?
Bank Of The Ryukyus,Limited lowest stock price was ¥1291.00 and its highest was ¥3410.00 in the past 12 months.
    What is Bank Of The Ryukyus,Limited’s market cap?
    Bank Of The Ryukyus,Limited’s market cap is ¥133.83B.
      When is Bank Of The Ryukyus,Limited’s upcoming earnings report date?
      Bank Of The Ryukyus,Limited’s upcoming earnings report date is Nov 11, 2026 which is in 78 days.
        How were Bank Of The Ryukyus,Limited’s earnings last quarter?
        Bank Of The Ryukyus,Limited released its earnings results on Aug 14, 2026. The company reported ¥72.71 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Bank Of The Ryukyus,Limited overvalued?
          According to Wall Street analysts Bank Of The Ryukyus,Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank Of The Ryukyus,Limited pay dividends?
            Bank Of The Ryukyus,Limited pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.87%. See more information on Bank Of The Ryukyus,Limited dividends here
              What is Bank Of The Ryukyus,Limited’s EPS estimate?
              Bank Of The Ryukyus,Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank Of The Ryukyus,Limited have?
              Bank Of The Ryukyus,Limited has 43,108,470 shares outstanding.
                What happened to Bank Of The Ryukyus,Limited’s price movement after its last earnings report?
                Bank Of The Ryukyus,Limited reported an EPS of ¥72.71 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.13%.
                  Which hedge fund is a major shareholder of Bank Of The Ryukyus,Limited?
                  Currently, no hedge funds are holding shares in JP:8399
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank Of The Ryukyus,Limited

                    Operating across Japan, The Bank of The Ryukyus, Limited delivers a comprehensive suite of financial and banking solutions. Its offerings include a variety of deposit accounts, such as savings, fixed-term, and property deposits. The institution provides extensive lending products, featuring residential mortgages, apartment financing, auto loans, education loans, credit card facilities, and corporate lending, as well as reverse mortgages. Furthermore, it offers a wide array of insurance coverage, spanning personal, annuity, whole life, medical, long-term care, term life, fire, pet, and cancer policies. Clients can also access investment opportunities through investment trusts, bond offerings, and foreign currency deposit accounts. The bank extends its expertise to corporate advisory, assisting with business succession planning, mergers and acquisitions, capital strategy, and organizational structuring, alongside operating a securities brokerage division. Practical services like debit cards, ATM access, online banking, safe deposit boxes, foreign currency exchange, and remittance services are also provided. The Bank of The Ryukyus, Limited was founded in 1948 and is headquartered in Naha, Japan.

                    Bank Of The Ryukyus,Limited (8399) Earnings & Revenues

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