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Bank Of The Ryukyus,Limited (JP:8399)
:8399
Japanese Market
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Bank Of The Ryukyus,Limited (8399) Price & Analysis

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8399 Stock Chart & Stats

¥2009.00
¥3.00(0.28%)
At close: 4:00 PM EST
¥2009.00
¥3.00(0.28%)

Bulls Say, Bears Say

Bulls Say
Healthy Capital BaseA low debt-to-equity ratio and healthy equity ratio provide durable loss-absorption capacity and regulatory resilience for a regional lender. This capital strength supports steady lending, cushions cyclical credit stress, and preserves financial flexibility for strategic investment over months.
Efficient Cost ManagementStrong gross margins from disciplined cost control give the bank ongoing operational leverage. Sustained efficiency helps preserve net interest spread and fee income profitability, enabling reinvestment in delivery channels and maintaining earnings even if top-line growth is uneven.
Solid Operating Cash GenerationRobust operating cash conversion signals that core lending and deposit activities generate real cash, supporting dividends, loan growth and capital spending without heavy reliance on markets. Persistent operating cash strength improves financial stability over the medium term.
Bears Say
Weakening ProfitabilityDeclining net and operating margins point to structural pressure on profitability from narrower spreads, rising costs, or mix shifts. Persistent margin erosion reduces retained earnings, limits capital accumulation, and constrains the bank's ability to expand lending or absorb credit shocks long term.
Volatile Free Cash FlowInconsistent free cash flow undermines predictable capital allocation—making dividends, buybacks, and strategic investment harder to sustain. For a regional bank, volatile free cash flow may force reliance on funding markets or slower balance sheet growth during adverse periods.
Inconsistent Revenue TrendsIrregular revenue growth and recent declines indicate exposure to local economic cycles, competitive pressure, or product mix weakness. Persistent top-line variability constrains forecasting, weakens scale economics, and raises execution risk for medium-term profitability recovery.

Bank Of The Ryukyus,Limited News

8399 FAQ

What was Bank Of The Ryukyus,Limited’s price range in the past 12 months?
Bank Of The Ryukyus,Limited lowest stock price was ¥998.00 and its highest was ¥2581.00 in the past 12 months.
    What is Bank Of The Ryukyus,Limited’s market cap?
    Bank Of The Ryukyus,Limited’s market cap is ¥104.65B.
      When is Bank Of The Ryukyus,Limited’s upcoming earnings report date?
      Bank Of The Ryukyus,Limited’s upcoming earnings report date is May 12, 2026 which is in 22 days.
        How were Bank Of The Ryukyus,Limited’s earnings last quarter?
        Bank Of The Ryukyus,Limited released its earnings results on Feb 10, 2026. The company reported ¥69.48 earnings per share for the quarter, beating the consensus estimate of N/A by ¥69.48.
          Is Bank Of The Ryukyus,Limited overvalued?
          According to Wall Street analysts Bank Of The Ryukyus,Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank Of The Ryukyus,Limited pay dividends?
            Bank Of The Ryukyus,Limited pays a Semiannually dividend of ¥27 which represents an annual dividend yield of 2.46%. See more information on Bank Of The Ryukyus,Limited dividends here
              What is Bank Of The Ryukyus,Limited’s EPS estimate?
              Bank Of The Ryukyus,Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank Of The Ryukyus,Limited have?
              Bank Of The Ryukyus,Limited has 43,108,470 shares outstanding.
                What happened to Bank Of The Ryukyus,Limited’s price movement after its last earnings report?
                Bank Of The Ryukyus,Limited reported an EPS of ¥69.48 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.49%.
                  Which hedge fund is a major shareholder of Bank Of The Ryukyus,Limited?
                  Currently, no hedge funds are holding shares in JP:8399
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank Of The Ryukyus,Limited

                    Bank of The Ryukyus, Limited provides various banking products and services in Japan. The company offers savings, time, and property deposits; loan products, including housing, apartment, car, education, card, and corporate loans; reverse mortgages; and insurance products, such as individual, annuity, whole life, medical, long-term, term life, fire, pet, and cancer insurance. It also engages in the provision of investment trust, bonds, and foreign currency deposits; corporate consulting services, which include and business succession, merger and acquisitions, capital policy, and organizational structure; and security brokerage business. In addition, the company provides debit card, ATM, online banking, safe deposit box, foreign currency exchange, and remittance services. Bank of The Ryukyus, Limited was incorporated in 1948 and is headquartered in Naha, Japan.

                    Bank Of The Ryukyus,Limited (8399) Earnings & Revenues

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