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Miyazaki Bank Ltd. (JP:8393)
:8393
Japanese Market
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Miyazaki Bank Ltd. (8393) Price & Analysis

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8393 Stock Chart & Stats

¥7080.00
¥65.00(2.09%)
At close: 4:00 PM EST
¥7080.00
¥65.00(2.09%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthMiyazaki Bank's 15.52% revenue growth indicates durable demand for lending and fee services in its regional market. Sustained top-line expansion supports recurring net interest income and fee revenue, helping fund branch operations, digital investment and multi-month earnings visibility.
Profitability & Cash ConversionHealthy net and EBIT margins combined with free cash flow to net income near 1.0 show the bank reliably converts accounting profits into cash. That cash generation supports dividends, provisioning and organic capital growth, strengthening financial flexibility over the medium term.
Regional Franchise & Diversified IncomeA focused regional franchise with entrenched retail and SME relationships provides stable deposit funding and predictable loan demand. Multiple income streams—lending, fee/commission businesses and securities—reduce single-source risk and support steadier earnings over months.
Bears Say
High LeverageA debt-to-equity ratio of 3.56 reflects substantial leverage for a regional bank. High leverage amplifies losses in credit stress, constrains regulatory and capital buffers, and reduces resilience to margin compression or rising credit costs, increasing structural downside risk.
Low Equity RatioA low equity ratio indicates a thin capital base relative to assets, limiting the bank's shock-absorption capacity. Structurally, this can force tighter lending standards, limit growth or require equity raises if asset quality deteriorates, reducing strategic flexibility over months.
Modest ROE & Margin PressureROE around 5.16% is modest given the bank's leverage, and a declining EBITDA margin points to pressure on operating efficiency or revenue mix. Persistently middling returns constrain internal capital generation and slow improvement in solvency or reinvestment capacity over the medium term.

Miyazaki Bank Ltd. News

8393 FAQ

What was Miyazaki Bank Ltd.’s price range in the past 12 months?
Miyazaki Bank Ltd. lowest stock price was ¥590.00 and its highest was ¥2176.00 in the past 12 months.
    What is Miyazaki Bank Ltd.’s market cap?
    Miyazaki Bank Ltd.’s market cap is ¥181.06B.
      When is Miyazaki Bank Ltd.’s upcoming earnings report date?
      Miyazaki Bank Ltd.’s upcoming earnings report date is May 12, 2026 which is in 22 days.
        How were Miyazaki Bank Ltd.’s earnings last quarter?
        Miyazaki Bank Ltd. released its earnings results on Feb 13, 2026. The company reported ¥43.296 earnings per share for the quarter, beating the consensus estimate of N/A by ¥43.296.
          Is Miyazaki Bank Ltd. overvalued?
          According to Wall Street analysts Miyazaki Bank Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Miyazaki Bank Ltd. pay dividends?
            Miyazaki Bank Ltd. pays a Semiannually dividend of ¥90 which represents an annual dividend yield of 2.29%. See more information on Miyazaki Bank Ltd. dividends here
              What is Miyazaki Bank Ltd.’s EPS estimate?
              Miyazaki Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Miyazaki Bank Ltd. have?
              Miyazaki Bank Ltd. has 85,667,000 shares outstanding.
                What happened to Miyazaki Bank Ltd.’s price movement after its last earnings report?
                Miyazaki Bank Ltd. reported an EPS of ¥43.296 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.763%.
                  Which hedge fund is a major shareholder of Miyazaki Bank Ltd.?
                  Currently, no hedge funds are holding shares in JP:8393
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Miyazaki Bank Ltd.

                    The Miyazaki Bank, Ltd. provides banking products and services to individual and corporate clients in Japan. It offers deposit, loan, domestic and foreign exchange, and other related services, as well as general retail banking and related financial services, such as leasing, credit guarantee, and credit card services. The company also invests in government and corporate bonds; and provides management consulting service. It operates through 72 branches. The company was founded in 1932 and is headquartered in Miyazaki, Japan.

                    Miyazaki Bank Ltd. (8393) Earnings & Revenues

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