Yamagata Bank, Ltd. (JP:8344)
:8344
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8344 Stock Chart & Stats
¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)
Day’s Range― - ―
52-Week Range¥1,459.00 - ¥3,660.00
Previous CloseN/A
Volume54.90K
Average Volume (3M)70.19K
Market Cap
¥103.15B
Enterprise Value¥54.53B
Total Cash (Recent Filing)¥259.70B
Total Debt (Recent Filing)¥117.20B
Price to Earnings (P/E)16.1
Beta0.89
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)139.36
Shares Outstanding32,216,114
10 Day Avg. Volume71,230
30 Day Avg. Volume70,193
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)0.49
Price to Sales (P/S)1.21
P/FCF Ratio-69.36
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityA material increase in revenue (~28%) and net income to ~6.5B indicates the franchise has recently strengthened core earnings generation. Sustained higher profitability improves internal capital accumulation, supports provisioning through cycles, and enhances the bank's ability to invest in branches and digital services over the next 2–6 months.
Sizable Equity BaseA large equity base (~150B) provides a durable capital cushion to absorb credit stress and support lending growth without immediate external raises. This structural buffer underpins risk-taking capacity and regulatory resilience, enabling the bank to finance regional economic activity and withstand cyclical headwinds over the medium term.
Stable Core Banking ModelA traditional deposit-lending franchise focused on net interest income plus fee income yields steady, recurring cash flow drivers. Diversification between spread-based and fee revenues reduces reliance on volatile trading gains and supports predictable earnings streams, valuable for regional banks operating in stable local markets.
Bears Say
Weak Cash ConversionNegative free cash flow while reporting profit signals earnings are not reliably converting to cash. This undermines the bank's ability to self-fund loan growth, dividends, or reserve build-outs without tapping liquidity or raising funding, creating longer-term pressure on financial flexibility and capital deployment choices.
Modest Return On EquityAn ROE around 4.3% indicates limited profitability relative to equity, constraining shareholder value creation. Persistently low ROE reduces capacity to absorb higher provisioning or to justify capital-intensive initiatives, making it harder for the bank to expand risk-weighted assets or invest in efficiency improvements without diluting returns.
Fluctuating LeverageMeaningful swings in leverage and a debt-to-equity around 1.07 reflect variable funding and balance-sheet management. Such volatility increases sensitivity to interest-rate and liquidity shocks, complicates capital planning, and can elevate funding costs or constrain lending if market access tightens over the medium term.
Yamagata Bank, Ltd. News
8344 FAQ
What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1459.00 and its highest was ¥3660.00 in the past 12 months.
What is Yamagata Bank, Ltd.’s market cap?
Yamagata Bank, Ltd.’s market cap is ¥103.15B.
When is Yamagata Bank, Ltd.’s upcoming earnings report date?
Yamagata Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 41 days.
How were Yamagata Bank, Ltd.’s earnings last quarter?
Yamagata Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥77.68 earnings per share for the quarter, beating the consensus estimate of N/A by ¥77.68.
Is Yamagata Bank, Ltd. overvalued?
According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued.
Does Yamagata Bank, Ltd. pay dividends?
Yamagata Bank, Ltd. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
What is Yamagata Bank, Ltd.’s EPS estimate?
Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Yamagata Bank, Ltd. have?
Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
Yamagata Bank, Ltd. reported an EPS of ¥77.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.721%.
Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8344
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Yamagata Bank, Ltd.
Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.
Technical Analysis
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Options Prices
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