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Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market
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Yamagata Bank, Ltd. (8344) Price & Analysis

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8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityMaterial year-over-year earnings and revenue improvement signal that core banking operations have recently regained traction. Stronger profitability enhances the bank’s capacity to build reserves, support credit growth, and fund operations internally, improving long-term earnings power if maintained.
Sizable Equity BufferA large equity base provides durable loss-absorption capacity and regulatory cushioning, allowing the bank to sustain lending through cycles. With equity around ~150B, the franchise has room to absorb shocks and support strategic growth without immediate capital raises.
Stable Net‑interest Business Plus FeesA traditional deposit-to-loan net interest model delivers a predictable core revenue stream, while fee and commission income offers diversification. This combination supports durable cash generation and customer franchise value across rate cycles for a regional bank focused on local households and SMEs.
Bears Say
Volatile Cash GenerationNegative free cash flow despite reported profits indicates earnings are not reliably converting to cash. Persistently weak cash conversion can constrain internal funding for lending, capital returns, or reserves, forcing dependence on external funding and raising long-term operational risk.
Modest Return On EquityA low ROE limits the bank’s ability to generate attractive returns on its capital base and may reflect subdued net interest margins or higher capital intensity. Sustained modest ROE reduces flexibility for growth investments and shareholder distributions over the medium term.
Fluctuating LeverageMaterial swings in leverage indicate an unstable funding or balance-sheet strategy. For a regional bank, volatile leverage raises funding cost and regulatory planning uncertainty, complicating long-term credit growth and potentially forcing procyclical adjustments in lending or liquidity buffers.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1480.00 and its highest was ¥4245.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥120.22B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is Aug 03, 2026 which is in 17 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥77.68 earnings per share for the quarter, beating the consensus estimate of N/A by ¥77.68.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥77.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.721%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

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