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Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market

Yamagata Bank, Ltd. (8344) Price & Analysis

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8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained revenue growth (12.26% year) indicates durable demand for lending and fee services in the bank's regional franchise. Over the next 2-6 months this trend supports core net interest and fee income stability, underpins internal capital generation and funds strategic initiatives.
Improving Net ProfitabilityAn improved net margin to 9.59% signals better earnings conversion and improved spread or cost control. This enhances the bank's ability to retain earnings for capital and dividend policy, making profitability less reliant on volatile market gains and more resilient across economic cycles.
Strong Free Cash Flow GenerationSignificant free cash flow growth and a healthy FCF-to-net income ratio (0.72) demonstrate the bank's capacity to convert profits into cash. This provides durable flexibility to fund lending, cover regulatory needs, support dividends or buybacks, and reduce leverage over the medium term.
Bears Say
Weak Operating Cash ConversionA low operating cash flow to net income ratio suggests that reported profits are not fully converting into operating cash. Over several months this can strain liquidity for lending growth, require higher reliance on short-term funding, and reduce the cushion for shocks or capital buildup.
Declining Operational MarginsDeclining EBIT/EBITDA margins point to rising non-interest expenses or compressed operational efficiency versus revenue. If persistent, this erodes the benefit of revenue growth, limits incremental profitability from new business, and requires management action to restore unit economics.
Relatively Low Equity Ratio / Leverage RelianceA relatively low equity ratio and dependence on debt financing raise sensitivity to credit losses and regulatory capital changes. Structurally this limits balance sheet flexibility, constrains aggressive loan growth, and increases the importance of consistent earnings retention over the medium term.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1082.00 and its highest was ¥2794.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥72.65B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is May 19, 2026 which is in 47 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥44.12 earnings per share for the quarter, beating the consensus estimate of N/A by ¥44.12.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥28 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥44.12 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.53%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    The Yamagata Bank, Ltd. provides various banking products and services in Japan. The company operates through Banking, Leasing, and Credit Guarantee Business segments. It is involved in deposit-taking and lending activities; and investment in securities. The company also offers exchange and leasing services. As of March 31, 2021, it operated 81 branches; and 299 ATMs. The Yamagata Bank, Ltd. was founded in 1896 and is headquartered in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

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