Yamagata Bank, Ltd. (JP:8344)
:8344
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8344 Stock Chart & Stats
¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)
Day’s Range― - ―
52-Week Range¥1,451.00 - ¥3,175.00
Previous CloseN/A
Volume54.90K
Average Volume (3M)70.19K
Market Cap
¥95.16B
Enterprise Value¥41.66B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥117.20B
Price to Earnings (P/E)14.8
Beta1.00
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)139.36
Shares Outstanding32,216,114
10 Day Avg. Volume71,230
30 Day Avg. Volume70,193
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)0.49
Price to Sales (P/S)1.21
P/FCF Ratio-69.36
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability RecoveryYamagata Bank reported a material earnings rebound with revenue up ~28% and net income rising to ~6.5B. This indicates improved core lending, interest spread capture and/or fee performance, creating a stronger recurring earnings base that can support capital accumulation and strategic investments over months.
Stable, Traditional Banking ModelThe bank’s core business—deposit-taking, lending and fee income—is structurally resilient in a regional market. Reliance on net interest income plus diversified fee streams provides predictable cash engines and aligns incentives with local SMEs and households, supporting steady franchise economics over the medium term.
Sizable Equity BaseA substantial equity cushion (~150B) gives the bank loss-absorption capacity and regulatory resilience. Even with moderate leverage, this capitalization supports lending capacity and grants management flexibility to withstand shocks or fund measured growth initiatives without immediate external capital needs.
Bears Say
Weak And Volatile Cash GenerationOperating cash flow has swung materially across years, with recent negative free cash flow despite reported profits. Persistent weak cash conversion raises questions about the sustainability of reported earnings, dividend support, and the bank’s ability to internally fund lending or absorb shocks without drawing on capital or external funding.
Modest Return On EquityROE around ~4.3% is low for banking and limits the bank’s ability to generate attractive shareholder returns or rapidly build capital from earnings. Structural margin pressures in regional banking and limited scale make meaningful ROE improvement challenging without higher margins or significant efficiency gains.
Leverage VariabilityMaterial swings in leverage signal volatility in funding or asset strategies. Variability increases earnings and capital volatility and can heighten regulatory or market concerns. In downturns, moderate-to-elevated and unstable leverage reduces flexibility to expand lending or absorb losses without external support.
Yamagata Bank, Ltd. News
8344 FAQ
What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1451.00 and its highest was ¥3175.00 in the past 12 months.
What is Yamagata Bank, Ltd.’s market cap?
Yamagata Bank, Ltd.’s market cap is ¥95.16B.
When is Yamagata Bank, Ltd.’s upcoming earnings report date?
Yamagata Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 64 days.
How were Yamagata Bank, Ltd.’s earnings last quarter?
Yamagata Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥77.68 earnings per share for the quarter, beating the consensus estimate of N/A by ¥77.68.
Is Yamagata Bank, Ltd. overvalued?
According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued.
Does Yamagata Bank, Ltd. pay dividends?
Yamagata Bank, Ltd. pays a Semiannually dividend of ¥28 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
What is Yamagata Bank, Ltd.’s EPS estimate?
Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Yamagata Bank, Ltd. have?
Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
Yamagata Bank, Ltd. reported an EPS of ¥77.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.721%.
Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8344
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Yamagata Bank, Ltd.
The Yamagata Bank, Ltd. provides various banking products and services in Japan. The company operates through Banking, Leasing, and Credit Guarantee Business segments. It is involved in deposit-taking and lending activities; and investment in securities. The company also offers exchange and leasing services. As of March 31, 2021, it operated 81 branches; and 299 ATMs. The Yamagata Bank, Ltd. was founded in 1896 and is headquartered in Yamagata, Japan.
Technical Analysis
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Options Prices
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