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Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market
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Yamagata Bank, Ltd. (8344) Price & Analysis

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8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained double-digit revenue growth reflects strengthening loan demand and fee income in the bank's regional market. Durable top-line expansion supports scale advantages, funds reinvestment in branches and services, and underpins longer-term earnings resilience across economic cycles.
Improved Net ProfitabilityA marked improvement in net margin indicates better credit performance, pricing or expense control versus peers. Higher margin on core lending and fees boosts retained earnings and capital accumulation, strengthening the bank's ability to weather credit stress and finance strategic initiatives.
Strong Free Cash FlowHealthy free cash flow relative to net income demonstrates the bank's ability to convert profits into spendable cash. This durable cash generation supports dividends, loan growth and balance-sheet strengthening without immediate reliance on market funding or asset sales.
Bears Say
Declining EBIT/EBITDA MarginsFalling operating margins point to structural pressures on operating efficiency or rising underlying costs. If persistent, margin erosion can limit long-term profitability, reduce internal funding for digitalization or branch modernization, and leave less buffer for higher credit costs.
Weak Operating Cash ConversionA low OCF-to-net-income ratio implies earnings are less reliably realized as cash. Over time this can constrain liquidity, increase dependency on wholesale funding for growth or dividends, and reduce resilience to interest-rate or deposit shocks despite reported net income.
Relatively Low Equity RatioA low equity ratio signals higher reliance on debt funding and thinner capital buffers. Structurally this increases sensitivity to credit losses and rate moves, can elevate regulatory capital pressure in downturns, and may constrain strategic flexibility for M&A or balance-sheet investment.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1234.00 and its highest was ¥2807.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥77.33B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is May 19, 2026 which is in 8 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥44.12 earnings per share for the quarter, beating the consensus estimate of N/A by ¥44.12.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥28 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥44.12 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.53%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    The Yamagata Bank, Ltd. provides various banking products and services in Japan. The company operates through Banking, Leasing, and Credit Guarantee Business segments. It is involved in deposit-taking and lending activities; and investment in securities. The company also offers exchange and leasing services. As of March 31, 2021, it operated 81 branches; and 299 ATMs. The Yamagata Bank, Ltd. was founded in 1896 and is headquartered in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

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