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Yamanashi Chuo Bank, Ltd. (JP:8360)
:8360
Japanese Market
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Yamanashi Chuo Bank, Ltd. (8360) Price & Analysis

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8360 Stock Chart & Stats

¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)

Bulls Say, Bears Say

Bulls Say
Net Profit MarginA 14.08% net profit margin indicates durable core profitability for a regional lender. Sustained margins support internal capital accumulation, dividend capacity and provisioning through credit cycles, reducing reliance on external funding for strategic initiatives over the medium term.
Free Cash Flow ConversionA near-1.0 free cash flow to net income ratio shows reported earnings largely convert into cash available for debt reduction, investment or shareholder returns. This cash conversion underpins balance sheet resilience and long-term funding flexibility for growth or provisioning.
Stable Banking Revenue ModelOperating as a traditional deposit-to-loan regional bank gives predictable net interest income and close customer relationships with SMEs and retail clients. This business model creates sticky funding and recurring revenue that remains relevant across business cycles.
Bears Say
High LeverageA debt-to-equity ratio of 3.01 indicates elevated leverage, which limits capital buffer and increases sensitivity to credit losses or rising funding costs. High leverage can constrain lending capacity, tighten regulatory scrutiny, and reduce strategic flexibility over the medium term.
Weak Operating Cash ConversionAn OCF-to-net-income ratio of 0.21 suggests reported profits are not fully backed by operating cash, implying reliance on noncash items or securities gains. Persistently weak OCF limits the bank's ability to fund loan growth, cover dividends or absorb shocks without raising external liquidity.
Modest ROE And Operating MarginROE of 3.60% and a relatively low EBIT margin point to limited returns on equity and scope for improving operating efficiency. Over time, modest profitability versus peers can hinder capital accumulation and make it harder to justify sustained reinvestment or attract incremental capital.

Yamanashi Chuo Bank, Ltd. News

8360 FAQ

What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥1822.00 and its highest was ¥6180.00 in the past 12 months.
    What is Yamanashi Chuo Bank, Ltd.’s market cap?
    Yamanashi Chuo Bank, Ltd.’s market cap is ¥190.58B.
      When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
      Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is May 14, 2026 which is in 24 days.
        How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
        Yamanashi Chuo Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥103.33 earnings per share for the quarter, beating the consensus estimate of N/A by ¥103.33.
          Is Yamanashi Chuo Bank, Ltd. overvalued?
          According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamanashi Chuo Bank, Ltd. pay dividends?
            Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥59 which represents an annual dividend yield of 2.56%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
              What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
              Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
              Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
                What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
                Yamanashi Chuo Bank, Ltd. reported an EPS of ¥103.33 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.182%.
                  Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8360
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamanashi Chuo Bank, Ltd.

                    The Yamanashi Chuo Bank, Ltd., together with its subsidiaries, provides financial services to individual and corporate customers in Yamanashi Prefecture and western Tokyo, Japan. It accepts deposits; and provides loans. The company also offers insurance products, loan guarantees, investment trust and leasing services, credit cards, call loans and call money, and consulting and economic research services, as well as corporate bond underwriting services. In addition, it is involved in the asset management activities; securities trading business; provision of foreign exchange operations; short-term fundraising; and provision of over-the-counter sale of public bonds, such as Japanese government bonds. The company operates through a network of 90 branches, including 1 Internet branch and 2 district offices; and 1 representative office in Hong Kong. The Yamanashi Chuo Bank, Ltd. was founded in 1941 and is headquartered in Kofu, Japan.

                    Yamanashi Chuo Bank, Ltd. (8360) Earnings & Revenues

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