tiprankstipranks
Yamanashi Chuo Bank, Ltd. (JP:8360)
:8360
Japanese Market
Want to see JP:8360 full AI Analyst Report?

Yamanashi Chuo Bank, Ltd. (8360) Price & Analysis

0 Followers

8360 Stock Chart & Stats

¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)

Bulls Say, Bears Say

Bulls Say
Profitability (Net Margin)A 14.08% net profit margin indicates the bank consistently earns healthy interest and fee spreads relative to expenses. Sustained margin strength supports internal capital buildup, funds reinvestment into branches and services, and provides a recurring buffer against cyclical credit losses over multiple quarters.
Stable Banking Model & Customer BaseThe traditional deposit-to-loan franchise, serving individuals, SMEs and local governments via branches, generates stable deposit funding and recurring loan demand. Diversified fee streams (payments, remittances, product sales) reduce reliance on loan spreads and support durable revenue mix.
Free Cash Flow ConversionNear one-to-one free cash flow conversion shows the bank can convert accounting earnings into usable cash. Improved FCF underpins dividend capacity, internal lending funding and selective investments without heavy external borrowing, strengthening balance sheet flexibility.
Bears Say
High LeverageA debt-to-equity ratio of 3.01 signals elevated leverage for a regional bank. High leverage magnifies exposure to credit shocks and interest-rate moves, tightens regulatory capital headroom, and constrains strategic flexibility to absorb losses or pursue growth without raising equity.
Weak Operating Cash ConversionAn operating cash flow to net income ratio of 0.21 indicates reported profits are not translating into operating cash. Persistent weak cash conversion can force reliance on wholesale funding, limit organic loan growth, and increase liquidity risk during stress periods.
Low Returns & Operational EfficiencyROE of 3.60% and an EBIT margin near 10.39% reflect modest returns and constrained operational efficiency. Low profitability relative to equity hinders internal capital accumulation, limits dividend/expansion flexibility, and makes it harder to improve shareholder returns without major efficiency gains.

Yamanashi Chuo Bank, Ltd. News

8360 FAQ

What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥2041.00 and its highest was ¥6180.00 in the past 12 months.
    What is Yamanashi Chuo Bank, Ltd.’s market cap?
    Yamanashi Chuo Bank, Ltd.’s market cap is ¥171.71B.
      When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
      Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is May 14, 2026 which is in 3 days.
        How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
        Yamanashi Chuo Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥103.33 earnings per share for the quarter, beating the consensus estimate of N/A by ¥103.33.
          Is Yamanashi Chuo Bank, Ltd. overvalued?
          According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamanashi Chuo Bank, Ltd. pay dividends?
            Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥59 which represents an annual dividend yield of 2.56%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
              What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
              Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
              Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
                What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
                Yamanashi Chuo Bank, Ltd. reported an EPS of ¥103.33 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.182%.
                  Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8360
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamanashi Chuo Bank, Ltd.

                    The Yamanashi Chuo Bank, Ltd., together with its subsidiaries, provides financial services to individual and corporate customers in Yamanashi Prefecture and western Tokyo, Japan. It accepts deposits; and provides loans. The company also offers insurance products, loan guarantees, investment trust and leasing services, credit cards, call loans and call money, and consulting and economic research services, as well as corporate bond underwriting services. In addition, it is involved in the asset management activities; securities trading business; provision of foreign exchange operations; short-term fundraising; and provision of over-the-counter sale of public bonds, such as Japanese government bonds. The company operates through a network of 90 branches, including 1 Internet branch and 2 district offices; and 1 representative office in Hong Kong. The Yamanashi Chuo Bank, Ltd. was founded in 1941 and is headquartered in Kofu, Japan.

                    Yamanashi Chuo Bank, Ltd. (8360) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Oita Bank
                    First Bank of Toyama Ltd.
                    San ju San Financial Group, Inc.
                    Toho Bank, Ltd.
                    Miyazaki Bank Ltd.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks