Want to see JP:8360 full AI Analyst Report?
8360 Stock Chart & Stats
¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)
Day’s Range― - ―
52-Week Range¥2,677.00 - ¥6,830.00
Previous CloseN/A
Volume108.90K
Average Volume (3M)78.40K
Market Cap
¥215.20B
Enterprise Value¥389.02B
Total Cash (Recent Filing)¥289.77B
Total Debt (Recent Filing)¥491.61B
Price to Earnings (P/E)20.3
Beta1.21
Next Earnings
Aug 03, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.56%
Share Statistics
EPS (TTM)325.91
Shares Outstanding32,783,000
10 Day Avg. Volume86,400
30 Day Avg. Volume78,403
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)0.68
Price to Sales (P/S)1.90
P/FCF Ratio18.02
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Rising Net IncomeNet income growth from 3.1B to 10.0B demonstrates sustained earnings improvement and stronger internal capital generation. Over the medium term this boosts the bank's capacity to fund lending, absorb credit losses, support dividends, and invest in operations, enhancing structural resilience.
2026 Revenue ReboundA sharp 2026 revenue rebound (+32.2%) reflects recovery in core interest and fee businesses. If maintained, stronger top-line performance enables margin leverage and scale benefits, supports underwriting capacity for SMEs and mortgages, and provides strategic flexibility for branch and digital investments.
Recent Positive Free Cash FlowRecent positive free cash flow (31.4B in 2025; 8.8B in 2026) indicates improving cash conversion aligned with earnings. Sustained FCF strengthens liquidity, helps rebuild buffers, funds organic loan growth or dividends, and reduces near-term reliance on volatile wholesale funding.
Bears Say
Elevated LeverageElevated leverage (debt-to-equity ~2.1x–3.4x) increases sensitivity to funding and credit cycles common for regional banks. Higher leverage constrains capital flexibility, raises refinancing and liquidity risk in downturns, and limits the bank's ability to expand risk-weighted assets without eroding capital ratios.
Volatile Cash GenerationHighly volatile cash generation—strong positive OCF/FCPF in 2021–22, sharp negatives in 2023–24, then recovery—undermines predictability for capital allocation and dividend policy. Such swings complicate multi-year planning, stress testing, and consistent loan funding strategy.
Modest Returns On EquityModest returns on equity (~1.4%–3.6%) indicate limited profitability relative to the capital base. Persistently low ROE reduces the bank's ability to grow equity organically, weakens buffers against credit losses, and suggests a structural need to improve asset yields or cost efficiency to enhance long-term capital effectiveness.
Yamanashi Chuo Bank, Ltd. News
8360 FAQ
What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥2677.00 and its highest was ¥6830.00 in the past 12 months.
What is Yamanashi Chuo Bank, Ltd.’s market cap?
Yamanashi Chuo Bank, Ltd.’s market cap is ¥215.20B.
When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is Aug 03, 2026 which is in 16 days.
How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
Yamanashi Chuo Bank, Ltd. released its earnings results on May 14, 2026. The company reported ¥79.83 earnings per share for the quarter, beating the consensus estimate of N/A by ¥79.83.
Is Yamanashi Chuo Bank, Ltd. overvalued?
According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued.
Does Yamanashi Chuo Bank, Ltd. pay dividends?
Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥81.5 which represents an annual dividend yield of 2.56%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
Yamanashi Chuo Bank, Ltd. reported an EPS of ¥79.83 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.697%.
Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8360
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Yamanashi Chuo Bank, Ltd.
The Yamanashi Chuo Bank, Ltd. and its affiliates deliver a broad spectrum of financial solutions to individual and business clients primarily across Japan's Yamanashi Prefecture and western Tokyo. The bank's core activities involve accepting deposits and providing loans. Additionally, it offers a diverse range of products and services including insurance, loan guarantees, investment trusts, leasing, and credit cards. Specialized services extend to call loans, call money, corporate bond underwriting, consulting, and economic research. The institution also engages in asset management, securities trading, foreign exchange operations, short-term fundraising, and the over-the-counter sale of public bonds, such as Japanese government bonds. Founded in 1941 and based in Kofu, Japan, the company maintains a substantial operational footprint with 90 branches (including one online branch), two district offices, and a representative office in Hong Kong.
Technical Analysis
Oita Bank
―
First Bank of Toyama Ltd.
―
San ju San Financial Group, Inc.
―
Toho Bank, Ltd.
―
Miyazaki Bank Ltd.
―