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Yamanashi Chuo Bank, Ltd. (JP:8360)
:8360
Japanese Market
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Yamanashi Chuo Bank, Ltd. (8360) Price & Analysis

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8360 Stock Chart & Stats

¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability (net Income Growth)Net income growth from 3.1B to 10.0B over 2021–2026 indicates meaningful improvement in core earnings power. Sustained higher profits strengthen retained capital, improve loss-absorption capacity, and create room to invest in services and digital capabilities that support durable franchise resilience.
Revenue Rebound In 2026A sharp revenue rebound (+32.2% in 2026) signals recovery in lending and fee activities, reflecting either loan growth or better net interest margins. If sustained, higher revenue improves top-line stability, supports scale in fee businesses, and underpins longer-term profitability beyond transient cycles.
Recent Positive Free Cash FlowReturn to positive free cash flow (31.4B in 2025; 8.8B in 2026) that aligns with reported earnings enhances operational flexibility. Reliable cash generation enables funding for loans, regulatory capital needs, dividend payments or selective reinvestment, supporting longer-term balance sheet management.
Bears Say
Elevated Leverage And Low ROERelatively high leverage increases sensitivity to funding costs and credit cycles while low historical ROE limits internal capital generation. Together these structural constraints restrict the bank's ability to expand risk-weighted assets, raise equity, or pursue strategic investments without diluting returns.
Highly Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow complicate capital planning, provisioning and dividend consistency. Volatility reduces confidence in internal funding for lending growth and makes the franchise more exposed to cyclical stress or one-off timing effects, weakening resilience.
Inconsistent Financial Performance And VisibilityMixed signals—improving income but modest balance sheet metrics and volatile cash—create structural uncertainty. Inconsistent revenue and cash trends reduce forecasting reliability, which can hinder strategic investments, constrain risk appetite, and elevate execution risk over the medium term.

Yamanashi Chuo Bank, Ltd. News

8360 FAQ

What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥2443.00 and its highest was ¥6180.00 in the past 12 months.
    What is Yamanashi Chuo Bank, Ltd.’s market cap?
    Yamanashi Chuo Bank, Ltd.’s market cap is ¥187.70B.
      When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
      Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is Aug 10, 2026 which is in 70 days.
        How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
        Yamanashi Chuo Bank, Ltd. released its earnings results on May 14, 2026. The company reported ¥79.83 earnings per share for the quarter, beating the consensus estimate of N/A by ¥79.83.
          Is Yamanashi Chuo Bank, Ltd. overvalued?
          According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamanashi Chuo Bank, Ltd. pay dividends?
            Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥59 which represents an annual dividend yield of 2.56%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
              What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
              Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
              Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
                What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
                Yamanashi Chuo Bank, Ltd. reported an EPS of ¥79.83 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.697%.
                  Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8360
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamanashi Chuo Bank, Ltd.

                    The Yamanashi Chuo Bank, Ltd., together with its subsidiaries, provides financial services to individual and corporate customers in Yamanashi Prefecture and western Tokyo, Japan. It accepts deposits; and provides loans. The company also offers insurance products, loan guarantees, investment trust and leasing services, credit cards, call loans and call money, and consulting and economic research services, as well as corporate bond underwriting services. In addition, it is involved in the asset management activities; securities trading business; provision of foreign exchange operations; short-term fundraising; and provision of over-the-counter sale of public bonds, such as Japanese government bonds. The company operates through a network of 90 branches, including 1 Internet branch and 2 district offices; and 1 representative office in Hong Kong. The Yamanashi Chuo Bank, Ltd. was founded in 1941 and is headquartered in Kofu, Japan.

                    Yamanashi Chuo Bank, Ltd. (8360) Earnings & Revenues

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