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Yamanashi Chuo Bank, Ltd. (JP:8360)
:8360
Japanese Market
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Yamanashi Chuo Bank, Ltd. (8360) Price & Analysis

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8360 Stock Chart & Stats

¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityNet income growth from 3.1B to 10.0B across the period indicates structural improvement in core earnings power. Sustained higher profits enhance internal capital generation, allow for reinvestment in lending and services, and build buffers against cyclical shocks over the medium term.
Strong Revenue ReboundA ~31.6% revenue growth metric signals a meaningful rebound in underlying business activity. Persistent top-line expansion supports scale economies, stabilizes net interest and fee income, and improves visibility for medium-term planning if the bank sustains customer lending and deposit momentum.
Regional Franchise And Customer BaseA focused regional franchise serving individuals, small businesses and local governments delivers a deep, sticky deposit base and strong local relationships. That market position supports stable funding, cross-selling opportunities, and resilience from long-term community banking relationships.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow reduce confidence in the bank's ability to consistently fund operations, dividends, or incremental lending from internal cash. This variability raises reliance on external funding and complicates medium-term capital allocation decisions.
Elevated Leverage / Funding SensitivityHigher leverage, while common for banks, increases sensitivity to funding costs, credit cycles and liquidity stresses. With debt-to-equity in the 2x–3x range, the bank faces greater earnings volatility from rate moves or credit deterioration, pressuring capital under adverse conditions.
Modest Returns On EquityPersistently low ROE implies the bank earns limited returns relative to its capital base, constraining the ability to grow equity organically. Modest profitability pressures dividend policy and limits room for strategic investments without raising capital or materially improving margins.

Yamanashi Chuo Bank, Ltd. News

8360 FAQ

What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥2919.00 and its highest was ¥7330.00 in the past 12 months.
    What is Yamanashi Chuo Bank, Ltd.’s market cap?
    Yamanashi Chuo Bank, Ltd.’s market cap is ¥205.92B.
      When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
      Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is Nov 12, 2026 which is in 95 days.
        How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
        Yamanashi Chuo Bank, Ltd. released its earnings results on Aug 03, 2026. The company reported ¥154.9 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Yamanashi Chuo Bank, Ltd. overvalued?
          According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamanashi Chuo Bank, Ltd. pay dividends?
            Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥81.5 which represents an annual dividend yield of 2.03%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
              What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
              Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
              Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
                What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
                Yamanashi Chuo Bank, Ltd. reported an EPS of ¥154.9 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.571%.
                  Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8360
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamanashi Chuo Bank, Ltd.

                    The Yamanashi Chuo Bank, Ltd. and its affiliates deliver a broad spectrum of financial solutions to individual and business clients primarily across Japan's Yamanashi Prefecture and western Tokyo. The bank's core activities involve accepting deposits and providing loans. Additionally, it offers a diverse range of products and services including insurance, loan guarantees, investment trusts, leasing, and credit cards. Specialized services extend to call loans, call money, corporate bond underwriting, consulting, and economic research. The institution also engages in asset management, securities trading, foreign exchange operations, short-term fundraising, and the over-the-counter sale of public bonds, such as Japanese government bonds. Founded in 1941 and based in Kofu, Japan, the company maintains a substantial operational footprint with 90 branches (including one online branch), two district offices, and a representative office in Hong Kong.

                    Yamanashi Chuo Bank, Ltd. (8360) Earnings & Revenues

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