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Toho Bank, Ltd. (JP:8346)
:8346
Japanese Market
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Toho Bank, Ltd. (8346) Price & Analysis

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8346 Stock Chart & Stats

¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)

Bulls Say, Bears Say

Bulls Say
Earnings RecoveryThe clear profit rebound to ¥12.4B in 2026 marks a durable improvement in core banking profitability. Sustained positive net income strengthens internal capital generation, enables reserve building and reinvestment in lending and digital channels, and reduces solvency risk over coming months.
Revenue AccelerationMaterial revenue acceleration supports a larger, more stable net interest and fee base. Strong top-line growth provides durable earnings leverage, improves the bank's capacity to absorb credit costs, and funds strategic investments and product development over a 2–6 month horizon.
Improved Balance Sheet PostureModerated leverage and equity growth versus earlier periods enhance capital adequacy and reduce sensitivity to funding shocks. A lower debt-to-equity ratio supports steadier lending, regulatory resilience and longer-term strategic flexibility for expansion or provisioning needs.
Bears Say
Cash Flow VolatilityExtreme year-to-year swings in operating and free cash flow undermine predictability of internal funding and liquidity planning. This variability complicates dividend policy, capital allocation and funding cost management, increasing the risk that adverse conditions force asset sales or costly funding solutions.
Historic High LeveragePrior periods of materially higher leverage reveal residual balance-sheet vulnerability to credit and funding cycles. That legacy raises the probability of margin pressure or rating sensitivity under stress and requires sustained capital/ liquidity improvements to avoid recurrence.
Low-to-Moderate ReturnsPersistently modest ROE limits internal capital accumulation and constrains the bank's ability to generate shareholder value relative to peers. Low returns restrict retained earnings growth, reduce buffer for loan losses and slow pace of organic expansion without external capital.

Toho Bank, Ltd. News

8346 FAQ

What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥380.00 and its highest was ¥958.00 in the past 12 months.
    What is Toho Bank, Ltd.’s market cap?
    Toho Bank, Ltd.’s market cap is ¥216.77B.
      When is Toho Bank, Ltd.’s upcoming earnings report date?
      Toho Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 91 days.
        How were Toho Bank, Ltd.’s earnings last quarter?
        Toho Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥20.77 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Toho Bank, Ltd. overvalued?
          According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Toho Bank, Ltd. pay dividends?
            Toho Bank, Ltd. pays a Semiannually dividend of ¥10.5 which represents an annual dividend yield of 1.98%. See more information on Toho Bank, Ltd. dividends here
              What is Toho Bank, Ltd.’s EPS estimate?
              Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Toho Bank, Ltd. have?
              Toho Bank, Ltd. has 252,500,000 shares outstanding.
                What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
                Toho Bank, Ltd. reported an EPS of ¥20.77 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.655%.
                  Which hedge fund is a major shareholder of Toho Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8346
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Toho Bank, Ltd.

                    The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.

                    Toho Bank, Ltd. (8346) Earnings & Revenues

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