Toho Bank, Ltd. (JP:8346)
:8346
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8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥319.00 - ¥796.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)618.99K
Market Cap
¥189.55B
Enterprise Value-¥520.72B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥221.96B
Price to Earnings (P/E)15.2
Beta1.23
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.23%
Share Statistics
EPS (TTM)33.97
Shares Outstanding252,500,000
10 Day Avg. Volume564,190
30 Day Avg. Volume618,990
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.76
P/FCF Ratio2.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings Recovery & Revenue GrowthToho Bank’s multi-year rebound to profitability and the sharp ~24% revenue acceleration in 2026 indicate a durable improvement in core banking performance. Sustained revenue momentum supports loan origination capacity and net interest income, improving long-term earnings stability and strategic reinvestment ability over the next 2–6 months.
Strong Operating / Free Cash FlowLarge operating and free cash flows in 2025–2026 provide tangible capacity to repair the balance sheet, fund lending, absorb credit shock, and support fee-generating activities. Reliable cash conversion in recent years improves financial flexibility, enabling prudent capital allocation and sustained operations across the medium term.
Regional Banking FranchiseThe bank’s regional retail and SME focus creates a stable deposit base and recurring lending demands (mortgages, corporate loans), while fee income and securities earnings diversify revenue. This localized franchise yields steady client relationships and predictable volumes, supporting resilient fundamentals over months to years.
Bears Say
Highly Volatile Cash GenerationHistoric swings in operating and free cash flow reduce predictability for lending growth, provisioning and capital planning. Even with recent strength, erratic cash conversion raises the risk that short-term balance-sheet moves or one-off items could materially affect liquidity and investment capacity in the coming quarters.
Prior Periods Of High LeverageAlthough leverage has moderated, the history of materially higher debt-to-equity increases sensitivity to funding stress and credit cycles. Past reliance on higher leverage suggests capital buffers may be thinner in adverse conditions, constraining the bank’s ability to expand lending or absorb losses without raising external capital.
Modest Returns On EquityPersistently low ROE indicates limited profitability relative to capital employed, restricting internal capital generation and strategic investments. Over a multi-month horizon, low returns can hinder competitive reinvestment, make capital raising more dilutive, and limit the bank’s ability to sustainably improve shareholder returns.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥319.00 and its highest was ¥796.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥189.55B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 64 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥9.52 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.52.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥7 which represents an annual dividend yield of 2.23%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥9.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.714%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. provides various banking products and services in Japan. Its products include individual and institutional deposits, negotiable certificates of deposit, etc.; credit cards; leasing products; commercial and mortgage loans; and bills discounted, as well as credit guaranteeing service. The company is also involved in investing in marketable securities; printing and binding of business forms, etc.; and calculation and software development operations. As of March 31, 2021, it operated 122 branches. The Toho Bank, Ltd. was incorporated in 1941 and is headquartered in Fukushima, Japan.
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Options Prices
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