Toho Bank, Ltd. (JP:8346)
:8346
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8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥319.00 - ¥809.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)618.99K
Market Cap
¥189.29B
Enterprise Value-¥516.22B
Total Cash (Recent Filing)¥1.22T
Total Debt (Recent Filing)¥221.96B
Price to Earnings (P/E)15.5
Beta1.16
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.23%
Share Statistics
EPS (TTM)33.97
Shares Outstanding252,500,000
10 Day Avg. Volume564,190
30 Day Avg. Volume618,990
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.76
P/FCF Ratio2.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profit RecoveryToho Bank has moved from loss-making in 2021 to sustained profits and a marked revenue acceleration in 2026. This durable recovery suggests improving loan demand, better margin capture and fee income traction, strengthening the bank's core earnings power over the next 2–6 months.
Strong Recent Cash GenerationMaterially higher operating and free cash flow in 2025–2026 improves the bank's ability to fund lending, absorb provisions, and support dividends or buybacks without relying on volatile market funding. If sustained, this enhances financial flexibility and reduces reliance on external capital.
Improved Balance-Sheet PositionLeverage has declined to a more moderate range and equity has grown versus earlier periods, reducing funding and solvency risk. Improved capitalization supports measured loan growth and regulatory resilience, giving management scope to execute strategy with lower structural funding vulnerability.
Bears Say
Volatile Cash ConversionHistoric swings in operating and free cash flow undermine predictability of internal funding for loans, dividends and provisioning. This volatility raises the risk that capital and liquidity cushions may need replenishing unexpectedly, constraining strategic decisions over coming quarters.
Low Returns On EquityPersistently low ROE limits the bank's ability to build retained earnings and generate shareholder value. Even with recent profit recovery, subpar profitability constrains capital accumulation and heightens sensitivity to credit or interest shocks that could quickly erode nascent gains.
Prior High Leverage And Funding SensitivityA recent history of much higher leverage shows the franchise can swing toward funding and credit stress in adverse cycles. That track record suggests structural sensitivity to rate and credit shifts, potentially limiting risk appetite and requiring conservative buffers despite recent improvement.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥319.00 and its highest was ¥809.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥189.29B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 42 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥9.52 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.52.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥10.418 which represents an annual dividend yield of 2.23%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥9.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.714%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.
Technical Analysis
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Options Prices
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