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Toho Bank, Ltd. (JP:8346)
:8346
8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥288.00 - ¥768.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)618.99K
Market Cap
¥185.26B
Enterprise Value-¥632.57B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥221.96B
Price to Earnings (P/E)16.9
Beta1.17
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.23%
Share Statistics
EPS (TTM)14.82
Shares Outstanding252,500,000
10 Day Avg. Volume564,190
30 Day Avg. Volume618,990
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.45
Price to Sales (P/S)1.37
P/FCF Ratio3.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Margin ImprovementConsistent revenue growth alongside an improved net profit margin indicates durable earning power from lending and fee businesses. Over the next 2–6 months this strengthens internal funding for lending, supports provisioning, and provides a more resilient profit buffer against cyclical credit shocks.
Stronger Operating Cash FlowSignificantly improved operating cash flow and rising free cash flow enhance financial flexibility for capital allocation, loan growth and reserve building. Reliable cash generation reduces reliance on external funding and supports strategic investments and shareholder returns over the medium term.
Regional Franchise & Product BreadthA longstanding regional franchise with an extensive branch network and full-service offerings creates structural advantages: stable deposit base, strong SME and retail customer relationships, and cross-sell opportunities. These local ties support steady core lending and fee income over time.
Bears Say
Rising LeverageHigher leverage elevates financial risk and reduces buffer against credit shocks or funding stress. A debt-to-equity around 1.13 constrains capital flexibility, increases interest expense sensitivity, and could limit capacity for organic growth or require tighter risk controls and capital management over coming quarters.
Easing Operating MarginsA decline in EBIT/EBITDA margins suggests rising operating costs or lower core spread, which erodes the bank's ability to absorb provisioning or invest in growth. If persistent, margin compression will weaken long-term profitability and constrain reinvestment in digitalization or branch modernization.
Sub‑Full Cash ConversionFCF converting at 0.88x of net income shows not all accounting profits become cash, limiting internally available funds for lending, buybacks or dividend growth. Sustained shortfalls may force greater reliance on external funding or slower balance sheet expansion, raising structural financing risk.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥288.00 and its highest was ¥768.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥185.26B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 81 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on Feb 10, 2026. The company reported ¥14.82 earnings per share for the quarter, beating the consensus estimate of N/A by ¥14.82.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥7 which represents an annual dividend yield of 2.23%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥14.82 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.561%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. provides various banking products and services in Japan. Its products include individual and institutional deposits, negotiable certificates of deposit, etc.; credit cards; leasing products; commercial and mortgage loans; and bills discounted, as well as credit guaranteeing service. The company is also involved in investing in marketable securities; printing and binding of business forms, etc.; and calculation and software development operations. As of March 31, 2021, it operated 122 branches. The Toho Bank, Ltd. was incorporated in 1941 and is headquartered in Fukushima, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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