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8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥344.00 - ¥864.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)618.99K
Market Cap
¥214.25B
Enterprise Value-¥516.22B
Total Cash (Recent Filing)¥952.16B
Total Debt (Recent Filing)¥243.53B
Price to Earnings (P/E)17.1
Beta1.16
Next Earnings
Jul 31, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.23%
Share Statistics
EPS (TTM)49.45
Shares Outstanding252,500,000
10 Day Avg. Volume564,190
30 Day Avg. Volume618,990
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.76
P/FCF Ratio2.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability Recovery And Revenue AccelerationSustained rebound from 2021 losses into multi-year profitability and sharp 2026 revenue growth improve the bank's core earnings capacity. Stronger recurring income supports loan growth, provisioning buffers and gradual reinvestment, reducing structural earnings fragility over the medium term.
Significant Recent Operating And Free Cash FlowLarge positive operating and free cash flows in 2025–2026 indicate improved cash conversion from core banking activities. Durable cash generation strengthens internal funding for lending, cushions against credit shocks, and supports dividends or strategic investments without immediate reliance on volatile external funding.
Normalized Leverage And Stronger Equity BaseLeverage reverting to roughly 1.0x and a growing equity base enhance balance-sheet resilience versus prior peak leverage. A healthier capital structure improves regulatory headroom, supports sustainable lending capacity, and reduces the chance of forced deleveraging during funding stress over the medium term.
Bears Say
Highly Volatile Cash-flow HistoryPronounced year-to-year swings in operating and free cash flow reduce predictability of internal financing and capital planning. This volatility can force reliance on market funding or cutbacks in lending/dividends during downturns, undermining the durability of recent cash-flow improvements.
Low Returns On EquityPersistently low ROE limits the bank's ability to build capital through retained earnings and to deliver attractive returns to shareholders. Over the medium term, this constrains capacity for reinvestment in technology and branch networks, and reduces competitive flexibility versus higher-ROE peers.
Prior Extreme Leverage And Funding SensitivityThe history of very high leverage reveals past vulnerability to funding and credit cycles; even with recent normalization, the bank may remain sensitive to interest-rate shifts or deposit outflows. Such structural sensitivity can amplify stress in downturns and limit strategic optionality.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥344.00 and its highest was ¥864.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥214.25B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 14 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥9.52 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.52.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥10.5 which represents an annual dividend yield of 2.23%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥9.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.714%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.
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