Toho Bank’s Capital Adequacy Ratio Edges Lower as Risk Assets Grow

An update from Toho Bank, Ltd. ( (JP:8346) ) is now available.

The Toho Bank reported its capital adequacy ratios at the end of the third quarter of the fiscal year ending March 31, 2026, showing a slight decline despite modest growth in capital. On a consolidated basis, capital rose to ¥195.7 billion while risk-weighted assets increased to ¥1.79 trillion, resulting in a capital adequacy ratio of 10.94%, down from 11.06% as higher risk assets outpaced capital growth.

On a non-consolidated basis, capital reached ¥185.7 billion against ¥1.77 trillion in risk-weighted assets, producing a capital adequacy ratio of 10.47%, marginally below 10.55% in the prior quarter. The figures indicate that while Toho Bank’s capital base is increasing, its expanding risk assets are exerting slight downward pressure on regulatory capital ratios, a development that stakeholders may watch for implications on future risk-taking and regulatory buffer levels.

The most recent analyst rating on (JP:8346) stock is a Hold with a Yen701.00 price target. To see the full list of analyst forecasts on Toho Bank, Ltd. stock, see the JP:8346 Stock Forecast page.

More about Toho Bank, Ltd.

The Toho Bank, Ltd. is a regional Japanese bank listed on the Tokyo Stock Exchange Prime Market under securities code 8346. It provides commercial banking services, including lending and deposit-taking, primarily serving local corporate and retail customers in its home market while adhering to domestic capital adequacy standards.

Average Trading Volume: 800,750

Technical Sentiment Signal: Buy

Current Market Cap: Yen171.4B

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