Shimane Bank, Ltd. (JP:7150)
:7150
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Shimane Bank, Ltd.
(7150)
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Rating:65Neutral
Price Target:
¥564.00
▲(1.44% Upside)
Action:ReiteratedDate:03/05/26
The score is driven primarily by solid but not exceptional financial performance (stable growth and improving leverage/cash flow, but modest profitability) and an attractive valuation (low P/E with a dividend). These positives are partially offset by weak near-term technicals, with the stock trading below key short-term moving averages and showing subdued momentum.
Positive Factors
Consistent revenue growth
Sustained top-line growth indicates steady demand for core deposit and lending services in the bank's markets. Over 2–6 months this durability suggests stable cash flows from intermediation that support lending capacity, fee income and incremental scale in core operations.
Negative Factors
Modest profitability
Relatively low net margins constrain the bank's ability to accumulate capital internally and invest in growth or technology. Persistently modest profitability limits resilience to prolonged credit stress or rising funding costs and could slow improvements in return metrics over months.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent revenue growth
Sustained top-line growth indicates steady demand for core deposit and lending services in the bank's markets. Over 2–6 months this durability suggests stable cash flows from intermediation that support lending capacity, fee income and incremental scale in core operations.
Read all positive factors
Shimane Bank, Ltd. (7150) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥4.52B
Dividend Yield2.01%
Average Volume (3M)12.84K
Price to Earnings (P/E)6.4
Beta (1Y)0.84
Revenue Growth11.86%
EPS Growth-29.73%
CountryJP
Employees316
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)19.81
Shares Outstanding8,416,000
10 Day Avg. Volume18,220
30 Day Avg. Volume12,840
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)0.27
Price to Sales (P/S)0.43
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Shimane Bank, Ltd. Business Overview & Revenue Model
Company Description
The Shimane Bank,Ltd. provides various banking products and services for individual and corporate customers in Japan. The company offers various deposit products; and loans, including car, card, education, housing, multipurpose, bill, certificate,...
How the Company Makes Money
Shimane Bank makes money primarily through banking intermediation and fee-based services. (1) Net interest income: The bank accepts deposits (a funding source) and extends loans to households and businesses; it earns interest on loans and other in...
Shimane Bank, Ltd. Financial Statement Overview
Summary
Income Statement
70
Positive
Balance Sheet
65
Positive
Cash Flow
60
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.21B | 9.39B | 8.34B | 7.32B | 7.50B | 7.46B |
| Gross Profit | 9.21B | 8.68B | 7.83B | 6.94B | 7.12B | 7.14B |
| EBITDA | 667.00M | 1.38B | 1.09B | 975.00M | 844.00M | 865.00M |
| Net Income | 435.00M | 609.00M | 419.00M | 418.00M | 294.00M | 357.00M |
Balance Sheet | ||||||
| Total Assets | 574.63B | 568.78B | 534.21B | 503.76B | 523.07B | 529.03B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 46.56B | 33.59B | 28.07B | 46.79B | 75.89B |
| Total Debt | 20.06B | 19.97B | 18.03B | 13.20B | 35.28B | 33.81B |
| Total Liabilities | 559.88B | 553.84B | 515.54B | 486.79B | 509.02B | 511.20B |
| Stockholders Equity | 14.72B | 14.92B | 18.65B | 16.96B | 14.02B | 17.81B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 0.00 | 0.00 | -27.92B | -19.36B | 51.95B |
| Operating Cash Flow | 0.00 | 0.00 | 0.00 | -27.55B | -18.99B | 52.05B |
| Investing Cash Flow | 0.00 | -5.38B | -794.00M | 3.00B | -9.47B | -9.69B |
| Financing Cash Flow | 0.00 | 35.91B | -173.00M | 5.85B | -106.00M | -43.00M |
Shimane Bank, Ltd. Technical Analysis
Positive
556.00
Price Trends
575.60
Negative
542.15
Positive
508.79
Positive
Market Momentum
-12.56
Negative
49.97
Neutral
69.44
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7150, the sentiment is Positive. The current price of 556 is above the 20-day moving average (MA) of 528.91, below the 50-day MA of 575.60, and above the 200-day MA of 508.79, indicating a neutral trend. The MACD of -12.56 indicates Negative momentum. The RSI at 49.97 is Neutral, neither overbought nor oversold. The STOCH value of 69.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7150.
Shimane Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥13.05B | 21.28 | ― | 2.68% | 5.57% | -23.26% | |
66 Neutral | ¥13.05B | 7.04 | ― | 3.74% | 5.91% | 5.03% | |
65 Neutral | ¥4.52B | 6.44 | ― | 2.01% | 11.86% | -29.73% | |
65 Neutral | ¥11.13B | 8.64 | ― | 2.74% | 7.74% | -92.49% | |
64 Neutral | ¥16.01B | 4.33 | ― | 3.30% | 11.93% | 36.32% | |
53 Neutral | ¥13.36B | 8.11 | ― | 1.89% | 8.11% | 68.98% |
* Financial Sector Average
JP:7150
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.