tiprankstipranks
Trending News
More News >
TOTTORI BANK, LTD. (JP:8383)
:8383
Japanese Market
Advertisement

TOTTORI BANK, LTD. (8383) AI Stock Analysis

Compare
0 Followers

Top Page

JP:8383

TOTTORI BANK, LTD.

(8383)

Rating:73Outperform
Price Target:
¥1,502.00
▲(10.85% Upside)
Tottori Bank's stock is supported by strong technical indicators and attractive valuation metrics. While financial performance shows growth, cash flow management needs improvement. The absence of earnings call data and corporate events limits further insights.

TOTTORI BANK, LTD. (8383) vs. iShares MSCI Japan ETF (EWJ)

TOTTORI BANK, LTD. Business Overview & Revenue Model

Company DescriptionTOTTORI BANK, LTD. (8383) is a regional bank based in Tottori Prefecture, Japan, primarily engaged in providing a wide range of financial services to individuals, businesses, and local governments. The bank's core offerings include retail banking services such as savings and current accounts, consumer loans, mortgages, and investment products, as well as commercial banking services that encompass corporate financing, trade finance, and asset management. Tottori Bank aims to support the economic development of its region while ensuring customer satisfaction through personalized financial solutions.
How the Company Makes MoneyTOTTORI BANK generates revenue primarily through interest income from loans and advances made to customers, which typically constitute a significant portion of its earnings. The bank also earns interest from securities investments and other financial instruments. Additionally, fee-based services such as account maintenance fees, transaction fees, and advisory services contribute to its revenue streams. The bank may engage in partnerships with local businesses and government entities, facilitating access to capital and financial services, which bolsters its earnings potential. Furthermore, Tottori Bank may benefit from regional economic growth and increasing demand for banking services, impacting its overall profitability.

TOTTORI BANK, LTD. Financial Statement Overview

Summary
Tottori Bank shows strong revenue growth and improved profitability margins. However, operational inefficiencies and cash flow management issues are concerning. The balance sheet reflects reduced leverage, enhancing financial stability.
Income Statement
75
Positive
Tottori Bank has shown consistent revenue growth over the years, with a 3.64% increase in the latest period. The net profit margin has improved to 8.84%, indicating enhanced profitability. However, the EBIT and EBITDA margins have decreased compared to previous years, suggesting potential operational inefficiencies.
Balance Sheet
65
Positive
The bank's debt-to-equity ratio has improved to 0.50, reflecting a stronger balance sheet with reduced leverage. Return on equity is modest at 2.74%, indicating moderate profitability relative to shareholder equity. The equity ratio remains stable, showcasing a solid capital structure.
Cash Flow
50
Neutral
The cash flow situation is concerning, with negative operating and free cash flows in the latest period. The free cash flow to net income ratio is positive, but the operating cash flow to net income ratio is negative, highlighting cash flow management challenges.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue14.73B14.65B13.13B13.23B11.80B11.85B
Gross Profit14.73B13.88B12.93B13.23B11.28B12.72B
EBITDA1.42B1.28B2.31B2.48B2.04B2.30B
Net Income1.31B1.31B1.06B1.04B891.00M996.00M
Balance Sheet
Total Assets1.11T1.11T1.15T1.10T1.11T1.09T
Cash, Cash Equivalents and Short-Term Investments93.27B93.27B124.76B72.58B99.52B96.63B
Total Debt24.06B24.06B43.35B42.06B63.76B63.76B
Total Liabilities1.06T1.06T1.10T1.05T1.06T1.04T
Stockholders Equity47.99B47.99B49.91B47.77B48.67B49.34B
Cash Flow
Free Cash Flow0.00-4.33B55.72B-38.59B11.43B29.26B
Operating Cash Flow0.00-3.98B-1.71B-38.20B12.00B29.46B
Investing Cash Flow0.006.61B-4.00B11.73B-8.65B-17.48B
Financing Cash Flow0.00-22.53B48.96B-471.00M-467.00M-467.00M

TOTTORI BANK, LTD. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1355.00
Price Trends
50DMA
1305.34
Positive
100DMA
1283.61
Positive
200DMA
1262.01
Positive
Market Momentum
MACD
13.46
Positive
RSI
61.57
Neutral
STOCH
37.46
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8383, the sentiment is Positive. The current price of 1355 is above the 20-day moving average (MA) of 1340.65, above the 50-day MA of 1305.34, and above the 200-day MA of 1262.01, indicating a bullish trend. The MACD of 13.46 indicates Positive momentum. The RSI at 61.57 is Neutral, neither overbought nor oversold. The STOCH value of 37.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8383.

TOTTORI BANK, LTD. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
¥10.14B7.15
4.00%2.44%10.20%
73
Outperform
¥12.69B9.82
3.69%9.46%9.41%
73
Outperform
¥12.19B6.94
1.10%2.20%
72
Outperform
¥12.89B11.15
3.68%7.67%-26.27%
72
Outperform
¥17.06B6.96
3.60%14.06%20.87%
69
Neutral
¥16.01B11.13
3.59%2.61%-7.91%
68
Neutral
$17.80B11.8710.23%3.74%9.69%1.18%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8383
TOTTORI BANK, LTD.
1,355.00
142.48
11.75%
JP:7161
Jimoto Holdings, Inc.
456.00
170.36
59.64%
JP:8349
Tohoku Bank, Ltd.
1,359.00
236.04
21.02%
JP:8537
Taiko Bank, Ltd.
1,806.00
439.88
32.20%
JP:8542
Tomato Bank, Ltd.
1,393.00
262.67
23.24%
JP:8563
Daito Bank, Ltd.
800.00
170.96
27.18%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2025