Jimoto Holdings, Inc. (7161) AI Stock Analysis

• Market Cap: ¥10.08B
• Dividend Yield: 1.27%
• Average Volume (3M): 55.51K
• Price to Earnings (P/E): 5.7
• Beta (1Y): 0.78
• Revenue Growth: 2.20%
• EPS Growth: N/A
• Country: JP
• Employees: 1,418
• Sector: Financial
• Sector Strength: 65
• Industry: Banks - Regional
• EPS (TTM): 39.36
• Shares Outstanding: 26,840,263
• 10 Day Avg. Volume: 109,860
• 30 Day Avg. Volume: 55,513
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 41 Neutral
• Price Target: ―

Jimoto Holdings, Inc. is experiencing significant financial difficulties, with persistent losses and negative cash flow. Although the company has a solid cash position, its declining equity and reliance on debt are concerning. Technically, the stock shows some stability, but valuation metrics highlight the company's struggles with profitability. Overall, the stock is rated low due to these financial challenges.

Jimoto Holdings, Inc. Business Overview & Revenue Model

Company Description

Jimoto Holdings, Inc. (7161) is a Japanese financial services company primarily engaged in banking and other related financial operations. The company operates through its subsidiaries, offering a range of services including retail banking, corporate banking, and investment services. Jimoto Holdings focuses on meeting the financial needs of individual consumers, small and medium-sized enterprises (SMEs), and corporations, delivering tailored financial solutions to its clients.

How the Company Makes Money

Jimoto Holdings, Inc. generates revenue through various financial services. Its primary revenue streams include interest income derived from loans and advances to customers, as well as fees and commissions from banking services such as account management, transaction processing, and advisory services. The company also earns income through securities investments and other financial instruments. Additionally, Jimoto Holdings benefits from strategic partnerships and collaborations with other financial institutions, enhancing its product offerings and extending its market reach.

Jimoto Holdings, Inc. Financial Statement Overview

Summary

Jimoto Holdings, Inc. faces significant financial challenges, with consistent operational losses and negative cash flow metrics. While the company maintains a strong cash position, the decreasing equity and reliance on debt suggest potential financial instability. Strategic measures may be necessary to address profitability and improve cash flow.

Income Statement

The income statement reveals significant challenges, with negative net income and EBIT over recent periods. The TTM data shows a net loss and declining revenues compared to earlier periods. Gross profit margin remains high, but the negative profit margins and EBIT margins indicate substantial operational issues.

Balance Sheet

The balance sheet shows a strong cash position with cash and equivalents exceeding total debt significantly, resulting in negative net debt. However, the equity ratio is low, and the debt-to-equity ratio, while manageable, indicates a reliance on debt financing. Stockholders' equity has been decreasing, indicating potential financial instability.

Cash Flow

Cash flow statements indicate negative free cash flow in recent years, with the free cash flow to net income ratio being unfavorable due to persistent losses. Operating cash flow has been negative, impacting the company's ability to generate cash internally.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	36.10B	32.69B	34.22B	33.63B	36.41B	39.91B
Gross Profit	35.65B	0.00	33.95B	33.63B	36.41B	39.91B
EBITDA	-15.49B	2.67B	-22.02B	-3.62B	5.63B	0.00
Net Income	-23.86B	1.56B	-23.46B	-7.08B	2.58B	-3.18B
Balance Sheet
Total Assets	2.69T	2.48T	2.68T	2.66T	2.70T	2.66T
Cash, Cash Equivalents and Short-Term Investments	236.38B	0.00	358.62B	222.27B	224.83B	203.94B
Total Debt	108.97B	82.93B	128.76B	68.92B	82.99B	50.90B
Total Liabilities	108.97B	2.39T	2.60T	68.92B	2.60T	2.55T
Stockholders Equity	99.66B	82.47B	83.39B	77.50B	100.67B	116.20B
Cash Flow
Free Cash Flow	0.00	29.99B	-8.08B	-21.38B	27.98B	95.03B
Operating Cash Flow	0.00	30.42B	-5.35B	-19.97B	28.96B	96.88B
Investing Cash Flow	0.00	-6.87B	129.91B	19.55B	-7.98B	-84.95B
Financing Cash Flow	0.00	-213.89B	19.64B	-656.00M	-698.00M	2.69B

Jimoto Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 393.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7161, the sentiment is Positive. The current price of 393 is above the 20-day moving average (MA) of 359.65, above the 50-day MA of 344.44, and above the 200-day MA of 320.99, indicating a bullish trend. The MACD of 11.52 indicates Negative momentum. The RSI at 70.75 is Negative, neither overbought nor oversold. The STOCH value of 81.82 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7161.

Jimoto Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7184	79 Outperform	¥76.67B	7.44		2.76%	25.33%	5.53%
7180	74 Outperform	¥381.10B	10.88	4.96%	2.42%	8.46%	46.91%
7182	74 Outperform	$6.61T	15.77	4.73%	3.14%	-14.57%	16.03%
7181	70 Outperform	¥1.46T	11.22		2.49%	-6.70%	58.89%
Sector *	67 Neutral	¥836.32B	13.01	9.24%	3.02%	7.93%	10.80%
7186	60 Neutral	$1.27T	14.65	6.86%	2.46%	13.73%	28.01%
7161	41 Neutral	¥10.08B	5.74		1.27%	2.20%	―