Jimoto Holdings, Inc. (7161) AI Stock Analysis

• Market Cap: ¥15.97B
• Dividend Yield: 1.24%
• Average Volume (3M): 57.22K
• Price to Earnings (P/E): 7.4
• Beta (1Y): 0.87
• Revenue Growth: 5.92%
• EPS Growth: N/A
• Country: JP
• Employees: 1,418
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 34.18
• Shares Outstanding: 26,840,263
• 10 Day Avg. Volume: 54,580
• 30 Day Avg. Volume: 57,223
• PEG Ratio: -0.06
• Price to Book (P/B): 0.11
• Price to Sales (P/S): 0.28
• P/FCF Ratio: 0.32
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ¥639.00 ▲(47.24% Upside)
• Action: Reiterated Date: 02/07/26
• Date: Action: Reiterated 02/07/26

Score is driven mainly by mixed financial performance (improving operating efficiency and decent cash generation, offset by weaker recent revenue growth and higher leverage). Technicals are supportive but overbought signals reduce the near-term setup. Valuation is a modest positive due to the low P/E, partially offset by the low dividend yield.

Positive Factors

Operational efficiency

Improved gross and EBIT/EBITDA margins indicate the company has enhanced operational efficiency. Durable margin expansion supports longer-term profitability, provides cushion against cyclical revenue softness, and frees cash to reinvest in development projects or reduce leverage over time.

Cash generation

A strong operating cash flow relative to net income shows reliable cash generation from core activities, enabling funding of capex, project development, and working capital without immediate reliance on external financing — a durable support for strategic growth and debt servicing.

Return on equity / capital structure

Improving ROE with a stable equity ratio suggests management is extracting more return from shareholder capital while keeping a balanced asset structure. This supports sustainable shareholder value creation and provides flexibility to pursue new urban development investments or partnerships.

Negative Factors

Rising leverage

An increasing debt-to-equity trend raises financial risk, heightening interest and refinancing exposure. With elevated leverage, the company has less flexibility to pursue opportunistic investments, and rising rates or project delays could pressure cash flow and credit metrics over the medium term.

Revenue consistency

Recent deceleration and historical revenue fluctuation reduce visibility into future top-line trends. For a developer/asset manager, inconsistent revenue undermines long-term planning, hampers scale benefits, and can strain margins if fixed costs or project timelines remain inflexible.

Free cash flow volatility

Volatile free cash flow complicates capital allocation and weakens resilience to shocks. Even with strong operating cash conversion, swings in FCF make debt servicing and steady distributions riskier and limit the company's ability to consistently fund development pipelines without external funding.

Jimoto Holdings, Inc. Business Overview & Revenue Model

Company Description

Jimoto Holdings, Inc. provides various banking and financial products and services. The company offers consulting, merger and acquisition, business succession, recruitment, and venture capital services. It also engages in the leasing, credit card, and clerical and consignment work businesses, as well as development, maintenance, and operation of computer systems. The company was incorporated in 2012 and is headquartered in Sendai, Japan. Jimoto Holdings, Inc. operates as a subsidiary of The Resolution and Collection Corporation.

How the Company Makes Money

Jimoto Holdings generates revenue through multiple channels, primarily from real estate development and management fees. The company earns income by developing residential and commercial properties, which are then sold or leased to tenants. Additionally, Jimoto receives management fees from its REITs and property management services, which contribute to its recurring revenue model. Strategic partnerships with local governments and other stakeholders in urban development projects also serve as a significant revenue source, allowing the company to leverage public-private collaborations for funding and resource sharing. Furthermore, Jimoto's commitment to sustainable development attracts investment and enhances its market positioning, leading to increased profitability.

Jimoto Holdings, Inc. Financial Statement Overview

Summary

Mixed fundamentals: income statement shows strong gross margin and improved EBIT/EBITDA efficiency, but revenue growth has recently declined and net margins are inconsistent. Balance sheet is reasonably stable with improved ROE, but rising leverage adds risk. Cash flow generation is solid vs. net income, though free cash flow remains volatile.

Income Statement

Jimoto Holdings, Inc. has shown fluctuating revenue trends with a recent decline in revenue growth rate. The gross profit margin remains strong, but net profit margins have been inconsistent, indicating potential challenges in cost management or revenue generation. The company has seen improvements in EBIT and EBITDA margins in the latest period, suggesting better operational efficiency.

Balance Sheet

The company's debt-to-equity ratio has increased over the years, indicating higher leverage, which could pose risks if not managed properly. However, the return on equity has improved recently, reflecting better profitability. The equity ratio remains stable, suggesting a balanced asset structure.

Cash Flow

Jimoto Holdings, Inc. has experienced significant fluctuations in free cash flow growth, with recent improvements. The operating cash flow to net income ratio is strong, indicating good cash generation relative to net income. However, the free cash flow to net income ratio suggests potential volatility in cash flow management.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	34.41B	34.33B	34.22B	33.86B	36.70B	40.30B
Gross Profit	34.41B	32.48B	33.95B	33.63B	36.41B	39.91B
EBITDA	3.47B	3.61B	-22.02B	-3.62B	5.63B	-1.18B
Net Income	1.76B	1.56B	-23.46B	-7.08B	2.58B	-3.18B
Balance Sheet
Total Assets	2.58T	2.48T	2.68T	2.66T	2.70T	2.66T
Cash, Cash Equivalents and Short-Term Investments	0.00	168.16B	358.62B	222.27B	224.83B	203.94B
Total Debt	108.46B	82.93B	128.76B	68.92B	82.99B	50.90B
Total Liabilities	2.50T	2.39T	2.60T	2.58T	2.60T	2.55T
Stockholders Equity	84.10B	82.47B	83.39B	77.50B	100.67B	116.20B
Cash Flow
Free Cash Flow	0.00	29.99B	-8.08B	-21.38B	27.98B	95.03B
Operating Cash Flow	0.00	30.42B	-5.35B	-19.97B	28.96B	96.88B
Investing Cash Flow	0.00	-6.87B	129.91B	19.55B	-7.98B	-84.95B
Financing Cash Flow	0.00	-213.89B	19.64B	-656.00M	-698.00M	2.69B

Jimoto Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 434.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7161, the sentiment is Positive. The current price of 434 is below the 20-day moving average (MA) of 556.45, below the 50-day MA of 482.90, and above the 200-day MA of 406.08, indicating a bullish trend. The MACD of 30.63 indicates Positive momentum. The RSI at 64.82 is Neutral, neither overbought nor oversold. The STOCH value of 43.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7161.

Jimoto Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8349	72 Outperform	¥15.84B	10.05	―	3.58%	13.77%	19.08%
8563	69 Neutral	¥15.26B	10.41	―	3.74%	5.91%	5.03%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8365	66 Neutral	¥13.78B	12.10	―	2.68%	5.57%	-23.26%
8416	65 Neutral	¥12.24B	2,527.73	―	2.74%	7.74%	-92.49%
7161	64 Neutral	¥15.97B	7.42	―	1.24%	5.92%	―
8562	53 Neutral	¥14.33B	79.09	―	1.89%	8.11%	68.98%