ROBOT PAYMENT INC. (4374) AI Stock Analysis

• Market Cap: ¥8.85B
• Dividend Yield: 0.47%
• Average Volume (3M): 23.17K
• Price to Earnings (P/E): 20.4
• Beta (1Y): 0.74
• Revenue Growth: 19.35%
• EPS Growth: 71.74%
• Country: JP
• Employees: 128
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 31.41
• Shares Outstanding: 3,815,994
• 10 Day Avg. Volume: 20,320
• 30 Day Avg. Volume: 23,173
• PEG Ratio: 0.28
• Price to Book (P/B): 8.55
• Price to Sales (P/S): 3.40
• P/FCF Ratio: 2.89
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 74 Outperform
• Price Target: ¥2,931.00 ▼(-2.79% Downside)
• Action: Reiterated Date: 03/24/26
• Date: Action: Reiterated 03/24/26

The score is primarily driven by strong financial performance (high margins, improving profitability, and no debt), partially offset by mixed technical positioning (short-term strength but below longer-term averages and near-overbought signals) and a mid-range valuation with a modest dividend yield.

Positive Factors

Very high gross margins

The company’s payment and subscription services generate extremely high gross margins (88%–93%), reflecting low incremental cost to process additional transactions. That structural margin advantage supports durable operating leverage, strong cash conversion potential, and sustainable net profitability as volumes scale.

Negative Factors

Historic cash-flow volatility

Past periods of negative operating and free cash flow (2020 and 2022) and a FCF decline in 2024 show cash generation can swing materially. That volatility raises execution risk: sustaining consistent FCF is required to fund growth and maintain financial flexibility without reverting to external funding.

ROBOT PAYMENT INC. Business Overview & Revenue Model

Company Description

ROBOT PAYMENT Inc., a subscription payment company, engages in the financial cloud and payment business in Japan. It offers online payment processing services to merchants with a unified point of contact with payment providers and a collective pay...

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ROBOT PAYMENT Inc., a subscription payment company, engages in the financial cloud and payment business in Japan. It offers online payment processing services to merchants with a unified point of contact with payment providers and a collective pay...

ROBOT PAYMENT INC. Financial Statement Overview

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	3.02B	3.26B	2.76B	2.21B	1.73B	1.39B
Gross Profit	2.73B	2.97B	2.48B	1.98B	1.52B	1.26B
EBITDA	769.50M	917.58M	617.35M	348.14M	32.79M	259.81M
Net Income	428.37M	542.13M	320.76M	148.18M	-29.52M	135.25M
Balance Sheet
Total Assets	7.47B	8.51B	6.61B	5.76B	4.64B	4.92B
Cash, Cash Equivalents and Short-Term Investments	6.10B	6.35B	3.88B	3.33B	2.73B	3.57B
Total Debt	0.00	0.00	0.00	6.07M	38.31M	70.63M
Total Liabilities	6.42B	7.22B	5.46B	4.98B	4.09B	4.33B
Stockholders Equity	1.05B	1.29B	1.15B	775.82M	554.83M	590.27M
Cash Flow
Free Cash Flow	0.00	3.82B	637.85M	759.20M	-641.50M	1.02B
Operating Cash Flow	0.00	3.83B	638.56M	760.93M	-631.44M	1.02B
Investing Cash Flow	0.00	-1.65B	-82.28M	-131.88M	-169.12M	-114.45M
Financing Cash Flow	0.00	-333.12M	-5.38M	-30.77M	-31.92M	185.32M

ROBOT PAYMENT INC. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 3015.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4374, the sentiment is Neutral. The current price of 3015 is above the 20-day moving average (MA) of 2444.60, above the 50-day MA of 2391.78, and above the 200-day MA of 2751.46, indicating a bearish trend. The MACD of -28.02 indicates Positive momentum. The RSI at 47.46 is Neutral, neither overbought nor oversold. The STOCH value of 42.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:4374.

ROBOT PAYMENT INC. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
4374	74 Outperform	¥8.85B	20.41	―	0.47%	19.35%	71.74%
3623	71 Outperform	¥6.87B	11.52	―	1.18%	6.95%	-9.62%
4431	71 Outperform	¥43.59B	20.49	―	0.52%	26.98%	19.69%
3633	65 Neutral	¥10.12B	13.23	―	2.16%	2.75%	25.24%
3769	64 Neutral	¥651.79B	35.93	20.54%	1.47%	11.81%	16.69%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
2315	59 Neutral	¥13.75B	-351.13	6.02%	―	-7.33%	441.81%

ROBOT PAYMENT INC. Corporate Events